Health insurance prices in Nebraska (2026)
164 marketplace plans from 5 insurers across 93 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $494–$1,084 (typical $669) · Silver $640–$1,460 (typical $862) · Gold $685–$1,442 (typical $901)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 93) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 93 | 16 | $533 | $622 | $757 | $811 | Standard Expanded Bronze |
| Oscar Health | 93 | 20 | $517 | $647 | $812 | $870 | Bronze Classic | with Bryan Health |
| Blue Cross and Blue Shield of NebraskaIndependent Blue Cross Blue Shield company | 93 | 78 | $494 | $636 | $821 | $881 | HeartlandBlue Bronze 6000 Blueprint Health w/ Adult Vision |
| UnitedHealthcareUnitedHealth Group | 93 | 14 | $573 | $684 | $927 | $954 | UHC Bronze Essential ($0 Virtual Urgent Care, No Referrals) |
| Medica | 93 | 36 | $604 | $740 | $997 | $977 | Elevate by Medica Bronze $0 Copay PCP Visits |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $494 | $669 | $1,084 | 54 | $7,500 | $10,500 | $18,359 |
| Silver | $640 | $862 | $1,460 | 60 | $5,625 | $8,900 | $19,798 |
| Gold | $685 | $901 | $1,442 | 50 | $1,500 | $8,200 | $18,466 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Nebraska
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adams County | 5 | 72 | $583 | $682 | $862 |
| Antelope County | 5 | 58 | $597 | $712 | $989 |
| Arthur County | 5 | 58 | $634 | $776 | $1,129 |
| Banner County | 5 | 58 | $634 | $776 | $1,129 |
| Blaine County | 5 | 58 | $597 | $712 | $989 |
| Boone County | 5 | 58 | $597 | $712 | $989 |
| Box Butte County | 5 | 58 | $634 | $776 | $1,129 |
| Boyd County | 5 | 58 | $597 | $712 | $989 |
| Brown County | 5 | 58 | $634 | $776 | $1,129 |
| Buffalo County | 5 | 81 | $583 | $690 | $881 |
| Burt County | 5 | 72 | $494 | $618 | $809 |
| Butler County | 5 | 61 | $597 | $725 | $996 |
| Cass County | 5 | 72 | $533 | $614 | $819 |
| Cedar County | 5 | 58 | $597 | $712 | $989 |
| Chase County | 5 | 58 | $634 | $776 | $1,129 |
| Cherry County | 5 | 58 | $634 | $776 | $1,129 |
| Cheyenne County | 5 | 58 | $634 | $776 | $1,129 |
| Clay County | 5 | 61 | $597 | $698 | $967 |
| Colfax County | 5 | 61 | $597 | $725 | $996 |
| Cuming County | 5 | 61 | $597 | $725 | $996 |
| Custer County | 5 | 61 | $597 | $725 | $996 |
| Dakota County | 5 | 58 | $597 | $712 | $989 |
| Dawes County | 5 | 58 | $634 | $776 | $1,129 |
| Dawson County | 5 | 61 | $597 | $725 | $996 |
| Deuel County | 5 | 58 | $634 | $776 | $1,129 |
| Dixon County | 5 | 58 | $597 | $712 | $989 |
| Dodge County | 5 | 81 | $494 | $614 | $811 |
| Douglas County | 5 | 81 | $494 | $614 | $811 |
| Dundy County | 5 | 58 | $634 | $776 | $1,129 |
| Fillmore County | 5 | 81 | $533 | $623 | $837 |
| Franklin County | 5 | 58 | $597 | $712 | $989 |
| Frontier County | 5 | 58 | $634 | $776 | $1,129 |
| Furnas County | 5 | 58 | $597 | $712 | $989 |
| Gage County | 5 | 69 | $533 | $607 | $818 |
| Garden County | 5 | 58 | $634 | $776 | $1,129 |
| Garfield County | 5 | 58 | $597 | $712 | $989 |
| Gosper County | 5 | 58 | $597 | $712 | $989 |
| Grant County | 5 | 58 | $634 | $776 | $1,129 |
| Greeley County | 5 | 61 | $597 | $725 | $996 |
| Hall County | 5 | 81 | $583 | $690 | $881 |
| Hamilton County | 5 | 70 | $597 | $709 | $980 |
| Harlan County | 5 | 58 | $597 | $712 | $989 |
| Hayes County | 5 | 58 | $634 | $776 | $1,129 |
| Hitchcock County | 5 | 58 | $634 | $776 | $1,129 |
| Holt County | 5 | 58 | $597 | $712 | $989 |
| Hooker County | 5 | 58 | $634 | $776 | $1,129 |
| Howard County | 5 | 61 | $597 | $725 | $996 |
| Jefferson County | 5 | 69 | $533 | $607 | $818 |
| Johnson County | 5 | 72 | $533 | $614 | $819 |
| Kearney County | 5 | 81 | $583 | $690 | $881 |
| Keith County | 5 | 58 | $634 | $776 | $1,129 |
| Keya Paha County | 5 | 58 | $597 | $712 | $989 |
| Kimball County | 5 | 58 | $634 | $776 | $1,129 |
| Knox County | 5 | 58 | $597 | $712 | $989 |
| Lancaster County | 5 | 84 | $517 | $614 | $829 |
| Lincoln County | 5 | 58 | $634 | $776 | $1,129 |
| Logan County | 5 | 58 | $634 | $776 | $1,129 |
| Loup County | 5 | 58 | $597 | $712 | $989 |
| Madison County | 5 | 58 | $597 | $712 | $989 |
| McPherson County | 5 | 58 | $634 | $776 | $1,129 |
| Merrick County | 5 | 58 | $597 | $712 | $989 |
| Morrill County | 5 | 58 | $634 | $776 | $1,129 |
| Nance County | 5 | 61 | $597 | $725 | $996 |
| Nemaha County | 5 | 72 | $533 | $614 | $819 |
| Nuckolls County | 5 | 61 | $597 | $725 | $996 |
| Otoe County | 5 | 72 | $533 | $614 | $819 |
| Pawnee County | 5 | 72 | $533 | $614 | $819 |
| Perkins County | 5 | 58 | $634 | $776 | $1,129 |
| Phelps County | 5 | 69 | $583 | $681 | $861 |
| Pierce County | 5 | 58 | $597 | $712 | $989 |
| Platte County | 5 | 58 | $597 | $712 | $989 |
| Polk County | 5 | 58 | $597 | $712 | $989 |
| Red Willow County | 5 | 58 | $634 | $776 | $1,129 |
| Richardson County | 5 | 69 | $533 | $607 | $818 |
| Rock County | 5 | 58 | $597 | $712 | $989 |
| Saline County | 5 | 81 | $533 | $623 | $837 |
| Sarpy County | 5 | 81 | $494 | $614 | $811 |
| Saunders County | 5 | 81 | $494 | $614 | $811 |
| Scotts Bluff County | 5 | 58 | $634 | $776 | $1,129 |
| Seward County | 5 | 81 | $533 | $623 | $837 |
| Sheridan County | 5 | 58 | $634 | $776 | $1,129 |
| Sherman County | 5 | 61 | $597 | $725 | $996 |
| Sioux County | 5 | 58 | $634 | $776 | $1,129 |
| Stanton County | 5 | 58 | $597 | $712 | $989 |
| Thayer County | 5 | 72 | $533 | $614 | $819 |
| Thomas County | 5 | 58 | $634 | $776 | $1,129 |
| Thurston County | 5 | 69 | $494 | $614 | $806 |
| Valley County | 5 | 61 | $597 | $725 | $996 |
| Washington County | 5 | 81 | $494 | $614 | $811 |
| Wayne County | 5 | 58 | $597 | $712 | $989 |
| Webster County | 5 | 58 | $597 | $712 | $989 |
| Wheeler County | 5 | 58 | $597 | $712 | $989 |
| York County | 5 | 72 | $533 | $614 | $819 |
To compare insurance plans side by side (or with health sharing), open your county.