Health insurance prices in Utah (2026)
57 marketplace plans from 6 insurers across 29 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
Compare options
Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $472–$888 (typical $570) · Silver $559–$1,125 (typical $732) · Gold $646–$1,254 (typical $824) · Platinum $919–$1,756 (typical $1,211)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 29) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Imperial Health Plan | 2 | 5 | $505 | $513 | $684 | $766 | Imperial Standard Bronze |
| SelectHealthIntermountain Health | 29 | 21 | $472 | $611 | $711 | $804 | Value Expanded Bronze 6900 Medical Deductible |
| Regence BlueCross BlueShield (UT)Cambia Health (Blue Cross Blue Shield company) | 16 | 8 | $474 | $556 | $718 | $775 | Bronze Essential 9000 Deductible With 4 Copay No Deductible Office Visits |
| BridgeSpan (Cambia)Cambia Health | 16 | 3 | $517 | $557 | $732 | $790 | BridgeSpan Standard Bronze Plan |
| University of Utah Health Plans | 26 | 12 | $485 | $611 | $905 | $1,012 | U Health Plus Bronze |
| Molina Healthcare | 2 | 8 | $889 Gold | no Bronze | $914 | $918 | Molina Gold Core 1640 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $472 | $570 | $888 | 14 | $7,500 | $10,000 | $16,842 |
| Silver | $559 | $732 | $1,125 | 21 | $6,000 | $8,900 | $17,772 |
| Gold | $646 | $824 | $1,254 | 18 | $2,000 | $8,200 | $18,659 |
| Platinum | $919 | $1,211 | $1,756 | 4 | $0 | $7,075 | $21,242 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Utah
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Beaver County | 2 | 14 | $648 | $685 | $972 |
| Box Elder County | 4 | 34 | $496 | $550 | $718 |
| Cache County | 3 | 19 | $638 | $687 | $902 |
| Carbon County | 4 | 25 | $642 | $691 | $920 |
| Daggett County | 4 | 25 | $642 | $691 | $920 |
| Davis County | 4 | 44 | $472 | $527 | $696 |
| Duchesne County | 4 | 25 | $642 | $691 | $920 |
| Emery County | 4 | 25 | $642 | $691 | $920 |
| Garfield County | 2 | 14 | $648 | $685 | $972 |
| Grand County | 2 | 14 | $648 | $685 | $972 |
| Iron County | 3 | 22 | $706 | $753 | $915 |
| Juab County | 4 | 25 | $642 | $691 | $920 |
| Kane County | 2 | 14 | $648 | $685 | $972 |
| Millard County | 2 | 14 | $648 | $685 | $972 |
| Morgan County | 4 | 34 | $496 | $550 | $718 |
| Piute County | 2 | 14 | $648 | $685 | $972 |
| Rich County | 3 | 19 | $638 | $687 | $902 |
| Salt Lake County | 5 | 49 | $472 | $520 | $687 |
| San Juan County | 2 | 14 | $648 | $685 | $972 |
| Sanpete County | 1 | 8 | $704 | $753 | $906 |
| Sevier County | 2 | 14 | $648 | $685 | $972 |
| Summit County | 4 | 34 | $472 | $530 | $717 |
| Tooele County | 4 | 34 | $472 | $530 | $717 |
| Uintah County | 4 | 25 | $642 | $691 | $920 |
| Utah County | 5 | 43 | $474 | $519 | $683 |
| Wasatch County | 2 | 23 | $472 | $520 | $711 |
| Washington County | 3 | 22 | $706 | $753 | $915 |
| Wayne County | 2 | 14 | $648 | $685 | $972 |
| Weber County | 4 | 38 | $496 | $550 | $718 |
To compare insurance plans side by side (or with health sharing), open your county.