Health insurance prices in Washington (2026)
86 marketplace plans from 10 insurers across 39 counties. Official marketplace: Washington Healthplanfinder.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $335–$787 (typical $520) · Silver $546–$1,307 (typical $762) · Gold $426–$1,090 (typical $622) · Catastrophic $240–$276 (typical $250)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 39) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Community Health Plan of Washington | 26 | 4 | $335 | $356 | $581 | $471 | Community Health Plan of Washington Cascade Select Bronze |
| Ambetter (Centene) | 39 | 9 | $349 | $377 | $612 | $499 | Ambetter Cascade Select Bronze |
| Wellpoint (Elevance Health) | 2 | 3 | $527 Gold | no Bronze | $697 | $562 | Wellpoint Cascade Vital Gold |
| Molina Healthcare | 18 | 4 | $468 | $475 | $736 | $616 | Molina Cascade Bronze |
| Kaiser Permanente | 19 | 19 | $448 | $475 | $749 | $604 | Bronze HSA |
| LifeWise (Premera) | 35 | 11 | $388 | $503 | $811 | $658 | LifeWise Cascade Select Bronze |
| UnitedHealthcareUnitedHealth Group | 13 | 8 | $505 | $567 | $922 | $766 | UHC Bronze Essential |
| Regence BlueCross BlueShield (WA)Cambia Health (Blue Cross Blue Shield company) | 19 | 16 | $469 | $549 | $935 | $768 | Bronze Essential 8500 Legacy Network |
| BridgeSpan (Cambia)Cambia Health | 14 | 4 | $552 | $587 | $989 | $816 | BridgeSpan Cascade Bronze |
| Premera Blue Cross (WA)Premera (Blue Cross Blue Shield company) | 9 | 8 | $663 | $722 | $1,175 | $960 | Premera Blue Cross Preferred Bronze HSA |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $335 | $520 | $787 | 26 | $6,000 | $10,150 | $15,869 |
| Silver | $546 | $762 | $1,307 | 21 | $2,500 | $9,750 | $18,471 |
| Gold | $426 | $622 | $1,090 | 38 | $1,000 | $7,500 | $15,426 |
| CatastrophicUnder 30 or hardship exemption only | $240 | $250 | $276 | 1 | $10,600 | $10,600 | $13,601 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Washington
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adams County | 4 | 28 | $368 | $508 | $643 |
| Asotin County | 3 | 20 | $348 | $435 | $580 |
| Benton County | 6 | 38 | $347 | $456 | $684 |
| Chelan County | 3 | 13 | $369 | $387 | $613 |
| Clallam County | 4 | 27 | $384 | $585 | $652 |
| Clark County | 6 | 36 | $419 | $486 | $730 |
| Columbia County | 6 | 36 | $348 | $529 | $828 |
| Cowlitz County | 4 | 22 | $414 | $496 | $708 |
| Douglas County | 3 | 13 | $369 | $387 | $613 |
| Ferry County | 4 | 20 | $354 | $428 | $624 |
| Franklin County | 7 | 43 | $347 | $456 | $715 |
| Garfield County | 2 | 16 | $349 | $520 | $593 |
| Grant County | 3 | 16 | $369 | $508 | $625 |
| Grays Harbor County | 6 | 38 | $384 | $595 | $838 |
| Island County | 3 | 26 | $391 | $480 | $698 |
| Jefferson County | 4 | 27 | $384 | $585 | $652 |
| King County | 10 | 63 | $358 | $521 | $780 |
| Kitsap County | 8 | 49 | $384 | $522 | $737 |
| Kittitas County | 4 | 24 | $347 | $540 | $802 |
| Klickitat County | 5 | 27 | $419 | $539 | $727 |
| Lewis County | 6 | 44 | $384 | $473 | $735 |
| Lincoln County | 6 | 33 | $354 | $546 | $727 |
| Mason County | 6 | 37 | $335 | $505 | $755 |
| Okanogan County | 3 | 20 | $368 | $438 | $613 |
| Pacific County | 4 | 27 | $384 | $592 | $676 |
| Pend Oreille County | 3 | 16 | $388 | $469 | $632 |
| Pierce County | 9 | 64 | $335 | $528 | $802 |
| San Juan County | 1 | 5 | $540 | — | $674 |
| Skagit County | 5 | 29 | $391 | $507 | $760 |
| Skamania County | 4 | 23 | $419 | $538 | $712 |
| Snohomish County | 7 | 44 | $361 | $488 | $760 |
| Spokane County | 8 | 58 | $354 | $492 | $749 |
| Stevens County | 4 | 24 | $354 | $469 | $616 |
| Thurston County | 8 | 56 | $335 | $512 | $758 |
| Wahkiakum County | 3 | 19 | $384 | $567 | $652 |
| Walla Walla County | 6 | 40 | $348 | $525 | $826 |
| Whatcom County | 3 | 19 | $391 | $480 | $698 |
| Whitman County | 5 | 34 | $348 | $524 | $828 |
| Yakima County | 8 | 49 | $347 | $549 | $823 |
To compare insurance plans side by side (or with health sharing), open your county.