Health insurance prices in Georgia (2026)
211 marketplace plans from 8 insurers across 158 counties. Official marketplace: Georgia Access.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $371–$914 (typical $552) · Silver $474–$1,148 (typical $692) · Gold $530–$1,210 (typical $752) · Platinum $743–$1,038 (typical $809) · Catastrophic $408–$741 (typical $529)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 158) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Alliant Health Plans | 91 | 23 | $371 | $502 | $620 | $724 | SoloCare Vitruvian Plus Bronze HMO 130027 |
| Ambetter (Centene) | 148 | 33 | $464 | $587 | $644 | $689 | Clear Bronze HMO |
| Oscar Health | 73 | 27 | $384 | $540 | $662 | $719 | Bronze Simple 2 HMO $9150 10% |
| Kaiser Permanente | 20 | 24 | $520 | $555 | $676 | $708 | KP GA Signature Bronze HMO $6500 40% HSA |
| CareSource | 133 | 20 | $406 | $516 | $707 | $818 | Low Premium Bronze HMO 10600 0% |
| Anthem Blue Cross Blue Shield (GA)Elevance Health (Blue Cross Blue Shield company) | 158 | 59 | $395 | $562 | $745 | $773 | Anthem Bronze Blue Value HMO 10600 $35 $0 Virtual PCP $0 Select Drugs |
| Cigna HealthcareCigna Group | 66 | 11 | $532 | $680 | $878 | $980 | Connect Bronze HMO $8500 $40 |
| UnitedHealthcareUnitedHealth Group | 53 | 14 | $609 | $751 | $1,013 | $1,053 | UHC Essential Bronze HMO $10600 $0 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $371 | $552 | $914 | 73 | $7,500 | $10,150 | $16,529 |
| Silver | $474 | $692 | $1,148 | 79 | $5,750 | $9,500 | $17,721 |
| Gold | $530 | $752 | $1,210 | 49 | $1,450 | $8,200 | $17,054 |
| Platinum | $743 | $809 | $1,038 | 4 | $500 | $3,350 | $14,030 |
| CatastrophicUnder 30 or hardship exemption only | $408 | $529 | $741 | 6 | $10,600 | $10,600 | $16,947 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Georgia
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Appling County | 5 | 97 | $489 | $585 | $712 |
| Atkinson County | 5 | 96 | $384 | $441 | $576 |
| Bacon County | 3 | 65 | $395 | $486 | $583 |
| Baker County | 4 | 78 | $446 | $538 | $661 |
| Baldwin County | 4 | 83 | $459 | $540 | $668 |
| Banks County | 4 | 64 | $431 | $492 | $656 |
| Barrow County | 6 | 99 | $541 | $675 | $783 |
| Bartow County | 6 | 106 | $508 | $655 | $820 |
| Ben Hill County | 4 | 86 | $406 | $487 | $577 |
| Berrien County | 5 | 104 | $395 | $457 | $574 |
| Bibb County | 4 | 84 | $451 | $550 | $665 |
| Bleckley County | 5 | 104 | $451 | $548 | $661 |
| Brantley County | 3 | 65 | $395 | $486 | $583 |
| Brooks County | 4 | 86 | $406 | $487 | $577 |
| Bryan County | 5 | 90 | $489 | $606 | $719 |
| Bulloch County | 5 | 90 | $489 | $606 | $719 |
| Burke County | 6 | 106 | $512 | $591 | $708 |
| Butts County | 6 | 106 | $508 | $631 | $816 |
| Calhoun County | 3 | 50 | $446 | $558 | $631 |
| Camden County | 3 | 65 | $395 | $486 | $583 |
| Candler County | 5 | 90 | $489 | $606 | $719 |
| Carroll County | 2 | 25 | $574 | $637 | $863 |
| Catoosa County | 3 | 59 | $496 | $560 | $652 |
| Charlton County | 3 | 65 | $395 | $486 | $583 |
| Chatham County | 5 | 92 | $489 | $606 | $718 |
| Chattahoochee County | 6 | 108 | $486 | $615 | $702 |
| Chattooga County | 4 | 76 | $406 | $480 | $601 |
| Cherokee County | 7 | 125 | $508 | $642 | $819 |
| Clarke County | 6 | 99 | $541 | $675 | $783 |
| Clay County | 3 | 50 | $446 | $558 | $631 |
| Clayton County | 7 | 125 | $508 | $642 | $819 |
| Clinch County | 5 | 104 | $395 | $457 | $574 |
| Cobb County | 7 | 125 | $508 | $642 | $819 |
| Coffee County | 5 | 96 | $384 | $441 | $576 |
| Colquitt County | 4 | 86 | $406 | $487 | $577 |
| Columbia County | 5 | 88 | $512 | $601 | $723 |
| Cook County | 5 | 104 | $395 | $457 | $574 |
| Coweta County | 6 | 104 | $508 | $723 | $861 |
| Crawford County | 5 | 104 | $451 | $548 | $661 |
| Crisp County | 5 | 96 | $446 | $552 | $675 |
| Dade County | 3 | 58 | $496 | $560 | $652 |
| Dawson County | 4 | 64 | $431 | $492 | $656 |
| DeKalb County | 7 | 132 | $508 | $622 | $816 |
| Decatur County | 3 | 66 | $422 | $503 | $581 |
| Dodge County | 5 | 104 | $451 | $548 | $661 |
| Dooly County | 5 | 104 | $451 | $548 | $661 |
| Dougherty County | 3 | 50 | $446 | $558 | $631 |
| Douglas County | 6 | 111 | $508 | $622 | $814 |
| Early County | 3 | 66 | $422 | $503 | $581 |
| Echols County | 5 | 104 | $395 | $457 | $574 |
| Effingham County | 5 | 90 | $489 | $606 | $719 |
| Elbert County | 4 | 68 | $553 | $675 | $783 |
| Emanuel County | 5 | 97 | $512 | $594 | $723 |
| Evans County | 5 | 90 | $489 | $606 | $719 |
| Fannin County | 4 | 78 | $503 | $575 | $712 |
| Fayette County | 6 | 107 | $508 | $716 | $832 |
| Floyd County | 4 | 76 | $406 | $480 | $601 |
| Forsyth County | 7 | 123 | $508 | $642 | $820 |
| Franklin County | 5 | 89 | $431 | $488 | $610 |
| Fulton County | 7 | 136 | $508 | $622 | $814 |
| Gilmer County | 5 | 89 | $438 | $531 | $651 |
| Glascock County | 6 | 106 | $512 | $591 | $708 |
| Glynn County | 3 | 65 | $395 | $486 | $583 |
| Gordon County | 4 | 78 | $371 | $471 | $599 |
| Grady County | 3 | 66 | $422 | $503 | $581 |
| Greene County | 5 | 85 | $541 | $666 | $779 |
| Gwinnett County | 7 | 134 | $508 | $622 | $815 |
| Habersham County | 4 | 64 | $431 | $492 | $656 |
| Hall County | 3 | 44 | $431 | $483 | $610 |
| Hancock County | 4 | 75 | $496 | $544 | $668 |
| Harris County | 6 | 108 | $486 | $615 | $702 |
| Hart County | 5 | 89 | $431 | $488 | $610 |
| Heard County | 5 | 88 | $485 | $593 | $746 |
| Henry County | 6 | 104 | $508 | $723 | $836 |
| Houston County | 4 | 84 | $451 | $550 | $665 |
| Irwin County | 4 | 86 | $406 | $487 | $577 |
| Jackson County | 5 | 85 | $541 | $666 | $779 |
| Jasper County | 5 | 94 | $508 | $639 | $820 |
| Jeff Davis County | 5 | 96 | $384 | $441 | $576 |
| Jefferson County | 6 | 106 | $512 | $591 | $708 |
| Jenkins County | 5 | 89 | $512 | $596 | $713 |
| Johnson County | 4 | 83 | $384 | $444 | $585 |
| Jones County | 5 | 104 | $451 | $548 | $661 |
| Lamar County | 6 | 106 | $508 | $655 | $820 |
| Lanier County | 5 | 104 | $395 | $457 | $574 |
| Laurens County | 3 | 65 | $416 | $498 | $598 |
| Lee County | 3 | 50 | $446 | $558 | $631 |
| Liberty County | 5 | 90 | $489 | $606 | $719 |
| Lincoln County | 5 | 88 | $512 | $601 | $723 |
| Long County | 5 | 90 | $489 | $606 | $719 |
| Lowndes County | 5 | 104 | $395 | $457 | $574 |
| Lumpkin County | 4 | 64 | $431 | $492 | $656 |
| Macon County | 5 | 90 | $486 | $681 | $725 |
| Madison County | 5 | 85 | $541 | $666 | $779 |
| Marion County | 6 | 108 | $486 | $615 | $702 |
| McDuffie County | 5 | 88 | $512 | $601 | $723 |
| McIntosh County | 3 | 65 | $395 | $486 | $583 |
| Meriwether County | 6 | 108 | $486 | $615 | $702 |
| Miller County | 3 | 66 | $422 | $503 | $581 |
| Mitchell County | 4 | 78 | $446 | $538 | $661 |
| Monroe County | 5 | 104 | $451 | $548 | $661 |
| Montgomery County | 3 | 65 | $416 | $498 | $598 |
| Morgan County | 5 | 85 | $541 | $666 | $779 |
| Murray County | 5 | 98 | $426 | $540 | $684 |
| Muscogee County | 6 | 108 | $486 | $615 | $702 |
| Newton County | 6 | 104 | $508 | $723 | $836 |
| Oconee County | 6 | 99 | $541 | $675 | $783 |
| Oglethorpe County | 5 | 85 | $541 | $666 | $779 |
| Paulding County | 6 | 108 | $508 | $655 | $819 |
| Peach County | 5 | 104 | $451 | $548 | $661 |
| Pickens County | 6 | 103 | $438 | $543 | $666 |
| Pierce County | 3 | 65 | $395 | $486 | $583 |
| Pike County | 6 | 106 | $508 | $655 | $820 |
| Polk County | 5 | 96 | $406 | $500 | $614 |
| Pulaski County | 5 | 104 | $451 | $548 | $661 |
| Putnam County | 5 | 104 | $451 | $548 | $661 |
| Quitman County | 4 | 79 | $486 | $621 | $721 |
| Rabun County | 4 | 64 | $431 | $492 | $656 |
| Randolph County | 3 | 50 | $446 | $558 | $631 |
| Richmond County | 6 | 106 | $512 | $591 | $708 |
| Rockdale County | 6 | 107 | $508 | $716 | $832 |
| Schley County | 5 | 96 | $446 | $552 | $675 |
| Screven County | 6 | 108 | $489 | $571 | $712 |
| Seminole County | 3 | 66 | $422 | $503 | $581 |
| Spalding County | 6 | 106 | $508 | $655 | $820 |
| Stephens County | 5 | 89 | $431 | $488 | $610 |
| Stewart County | 6 | 108 | $486 | $615 | $702 |
| Sumter County | 3 | 50 | $446 | $558 | $631 |
| Talbot County | 6 | 108 | $486 | $615 | $702 |
| Taliaferro County | 4 | 71 | $512 | $612 | $728 |
| Tattnall County | 5 | 90 | $489 | $606 | $719 |
| Taylor County | 6 | 108 | $486 | $615 | $702 |
| Telfair County | 5 | 96 | $384 | $441 | $576 |
| Terrell County | 3 | 50 | $446 | $558 | $631 |
| Thomas County | 4 | 86 | $406 | $487 | $577 |
| Tift County | 5 | 104 | $395 | $457 | $574 |
| Toombs County | 3 | 65 | $416 | $498 | $598 |
| Towns County | 3 | 44 | $431 | $483 | $610 |
| Treutlen County | 3 | 65 | $416 | $498 | $598 |
| Troup County | 6 | 100 | $486 | $622 | $694 |
| Turner County | 5 | 104 | $395 | $457 | $574 |
| Twiggs County | 5 | 104 | $451 | $548 | $661 |
| Union County | 3 | 44 | $431 | $483 | $610 |
| Upson County | 6 | 108 | $486 | $615 | $702 |
| Walker County | 3 | 58 | $496 | $560 | $652 |
| Walton County | 7 | 118 | $508 | $699 | $828 |
| Ware County | 3 | 65 | $395 | $486 | $583 |
| Warren County | 5 | 88 | $512 | $601 | $723 |
| Washington County | 4 | 75 | $496 | $544 | $668 |
| Wayne County | 3 | 65 | $395 | $486 | $583 |
| Webster County | 6 | 108 | $486 | $615 | $702 |
| Wheeler County | 5 | 96 | $384 | $441 | $576 |
| White County | 4 | 64 | $431 | $492 | $656 |
| Whitfield County | 3 | 59 | $503 | $585 | $684 |
| Wilcox County | 5 | 104 | $451 | $548 | $661 |
| Wilkes County | 4 | 71 | $512 | $612 | $728 |
| Wilkinson County | 4 | 83 | $459 | $540 | $668 |
| Worth County | 4 | 78 | $446 | $538 | $661 |
To compare insurance plans side by side (or with health sharing), open your county.