Health insurance prices in Oregon (2026)
59 marketplace plans from 6 insurers across 36 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $426–$696 (typical $519) · Silver $505–$814 (typical $622) · Gold $566–$979 (typical $746)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 36) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Kaiser Permanente | 11 | 9 | $458 | $465 | $543 | $604 | KP Oregon Standard Bronze Plan |
| Regence BlueCross BlueShield (OR)Cambia Health (Blue Cross Blue Shield company) | 36 | 14 | $430 | $527 | $601 | $743 | Bronze Essential 9000 With 4 Copay No Deductible Office Visits Legacy |
| PacificSource | 36 | 9 | $478 | $518 | $614 | $719 | Core Bronze HSA 8300 |
| Moda Health | 36 | 13 | $435 | $512 | $623 | $749 | Moda Health Affinity Bronze HDHP 7500 |
| BridgeSpan (Cambia)Cambia Health | 36 | 3 | $523 | $567 | $662 | $819 | BridgeSpan Standard Bronze Plan |
| Providence Health Plan | 36 | 11 | $426 | $552 | $681 | $795 | Connect 9800 Bronze |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $426 | $519 | $696 | 22 | $9,000 | $9,200 | $15,536 |
| Silver | $505 | $622 | $814 | 19 | $6,100 | $9,200 | $16,305 |
| Gold | $566 | $746 | $979 | 18 | $1,800 | $8,150 | $17,334 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Oregon
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Baker County | 5 | 37 | $508 | $562 | $674 |
| Benton County | 6 | 50 | $469 | $536 | $605 |
| Clackamas County | 6 | 59 | $426 | $469 | $554 |
| Clatsop County | 5 | 41 | $518 | $579 | $660 |
| Columbia County | 6 | 52 | $458 | $549 | $642 |
| Coos County | 5 | 37 | $518 | $578 | $651 |
| Crook County | 5 | 41 | $508 | $590 | $680 |
| Curry County | 5 | 37 | $518 | $578 | $651 |
| Deschutes County | 5 | 41 | $466 | $517 | $623 |
| Douglas County | 5 | 41 | $503 | $560 | $641 |
| Gilliam County | 5 | 37 | $508 | $562 | $674 |
| Grant County | 5 | 37 | $508 | $562 | $674 |
| Harney County | 5 | 37 | $508 | $562 | $674 |
| Hood River County | 6 | 53 | $458 | $552 | $667 |
| Jackson County | 5 | 41 | $503 | $560 | $641 |
| Jefferson County | 5 | 41 | $508 | $590 | $680 |
| Josephine County | 5 | 37 | $503 | $560 | $635 |
| Klamath County | 5 | 37 | $466 | $517 | $617 |
| Lake County | 5 | 37 | $466 | $517 | $617 |
| Lane County | 6 | 50 | $469 | $536 | $605 |
| Lincoln County | 5 | 41 | $518 | $579 | $660 |
| Linn County | 6 | 50 | $469 | $536 | $605 |
| Malheur County | 5 | 37 | $508 | $562 | $674 |
| Marion County | 6 | 56 | $440 | $504 | $608 |
| Morrow County | 5 | 37 | $508 | $562 | $674 |
| Multnomah County | 6 | 59 | $426 | $469 | $554 |
| Polk County | 6 | 50 | $474 | $510 | $612 |
| Sherman County | 5 | 37 | $508 | $562 | $674 |
| Tillamook County | 5 | 37 | $518 | $578 | $651 |
| Umatilla County | 5 | 37 | $508 | $562 | $674 |
| Union County | 5 | 37 | $508 | $562 | $674 |
| Wallowa County | 5 | 37 | $508 | $562 | $674 |
| Wasco County | 5 | 37 | $508 | $562 | $674 |
| Washington County | 6 | 59 | $426 | $469 | $554 |
| Wheeler County | 5 | 37 | $508 | $562 | $674 |
| Yamhill County | 6 | 53 | $426 | $475 | $556 |
To compare insurance plans side by side (or with health sharing), open your county.