Health insurance prices in Kansas (2026)
64 marketplace plans from 6 insurers across 105 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $442–$795 (typical $586) · Silver $565–$979 (typical $743) · Gold $608–$939 (typical $792) · Catastrophic $444–$444 (typical $444)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 105) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 16 | 6 | $448 | $475 | $579 | $623 | Bronze Classic Standard |
| Blue Cross and Blue Shield of Kansas CityIndependent Blue Cross Blue Shield company | 2 | 9 | $482 | $504 | $663 | $694 | Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO |
| UnitedHealthcareUnitedHealth Group | 35 | 15 | $442 | $501 | $710 | $741 | UHC Bronze Essential (No Referrals) |
| Ambetter (Centene) | 91 | 16 | $465 | $600 | $733 | $793 | Everyday Bronze |
| Blue Cross and Blue Shield of KansasIndependent Blue Cross Blue Shield company | 103 | 9 | $664 | $713 | $870 | $831 | BlueCare EPO Bronze |
| Medica | 4 | 9 | $624 | $675 | $923 | $880 | Select by Medica Bronze Share |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $442 | $586 | $795 | 24 | $7,500 | $10,000 | $16,975 |
| Silver | $565 | $743 | $979 | 19 | $6,000 | $8,900 | $17,830 |
| Gold | $608 | $792 | $939 | 20 | $800 | $7,250 | $16,770 |
| CatastrophicUnder 30 or hardship exemption only | $444 | $444 | $444 | 1 | $10,600 | $10,600 | $15,922 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Kansas
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Allen County | 3 | 31 | $466 | $596 | $747 |
| Anderson County | 4 | 46 | $448 | $574 | $765 |
| Atchison County | 4 | 46 | $448 | $574 | $765 |
| Barber County | 2 | 25 | $593 | $677 | $771 |
| Barton County | 2 | 25 | $598 | $684 | $779 |
| Bourbon County | 2 | 25 | $577 | $658 | $750 |
| Brown County | 3 | 40 | $464 | $625 | $768 |
| Butler County | 2 | 25 | $558 | $638 | $727 |
| Chase County | 2 | 25 | $558 | $638 | $727 |
| Chautauqua County | 2 | 25 | $558 | $638 | $727 |
| Cherokee County | 2 | 25 | $577 | $658 | $750 |
| Cheyenne County | 2 | 25 | $598 | $684 | $779 |
| Clark County | 1 | 9 | $723 | $728 | $897 |
| Clay County | 3 | 40 | $476 | $563 | $723 |
| Cloud County | 3 | 40 | $476 | $563 | $723 |
| Coffey County | 3 | 40 | $464 | $625 | $768 |
| Comanche County | 2 | 25 | $593 | $677 | $771 |
| Cowley County | 2 | 25 | $558 | $638 | $727 |
| Crawford County | 2 | 25 | $577 | $658 | $750 |
| Decatur County | 2 | 25 | $598 | $684 | $779 |
| Dickinson County | 3 | 40 | $476 | $563 | $723 |
| Doniphan County | 3 | 40 | $464 | $625 | $768 |
| Douglas County | 4 | 46 | $448 | $574 | $765 |
| Edwards County | 2 | 25 | $593 | $677 | $771 |
| Elk County | 2 | 25 | $558 | $638 | $727 |
| Ellis County | 2 | 25 | $598 | $684 | $779 |
| Ellsworth County | 3 | 40 | $476 | $563 | $723 |
| Finney County | 1 | 9 | $723 | $728 | $897 |
| Ford County | 1 | 9 | $723 | $728 | $897 |
| Franklin County | 4 | 46 | $448 | $574 | $765 |
| Geary County | 3 | 40 | $476 | $563 | $723 |
| Gove County | 2 | 25 | $598 | $684 | $779 |
| Graham County | 2 | 25 | $598 | $684 | $779 |
| Grant County | 1 | 9 | $723 | $728 | $897 |
| Gray County | 1 | 9 | $723 | $728 | $897 |
| Greeley County | 2 | 25 | $598 | $684 | $779 |
| Greenwood County | 2 | 25 | $558 | $638 | $727 |
| Hamilton County | 1 | 9 | $723 | $728 | $897 |
| Harper County | 2 | 25 | $558 | $638 | $727 |
| Harvey County | 2 | 25 | $558 | $638 | $727 |
| Haskell County | 1 | 9 | $723 | $728 | $897 |
| Hodgeman County | 2 | 25 | $593 | $677 | $771 |
| Jackson County | 4 | 46 | $448 | $574 | $765 |
| Jefferson County | 4 | 46 | $448 | $574 | $765 |
| Jewell County | 3 | 40 | $476 | $563 | $723 |
| Johnson County | 5 | 55 | $442 | $482 | $665 |
| Kearny County | 1 | 9 | $723 | $728 | $897 |
| Kingman County | 2 | 25 | $558 | $638 | $727 |
| Kiowa County | 2 | 25 | $593 | $677 | $771 |
| Labette County | 2 | 25 | $577 | $658 | $750 |
| Lane County | 2 | 25 | $598 | $684 | $779 |
| Leavenworth County | 4 | 49 | $442 | $509 | $678 |
| Lincoln County | 3 | 40 | $476 | $563 | $723 |
| Linn County | 4 | 46 | $448 | $574 | $765 |
| Logan County | 2 | 25 | $598 | $684 | $779 |
| Lyon County | 3 | 40 | $464 | $625 | $768 |
| Marion County | 2 | 25 | $558 | $638 | $727 |
| Marshall County | 3 | 40 | $464 | $625 | $768 |
| McPherson County | 2 | 25 | $558 | $638 | $727 |
| Meade County | 1 | 9 | $723 | $728 | $897 |
| Miami County | 5 | 55 | $442 | $489 | $677 |
| Mitchell County | 3 | 40 | $476 | $563 | $723 |
| Montgomery County | 2 | 25 | $558 | $638 | $727 |
| Morris County | 4 | 46 | $476 | $550 | $718 |
| Morton County | 1 | 9 | $723 | $728 | $897 |
| Nemaha County | 3 | 40 | $464 | $625 | $768 |
| Neosho County | 2 | 25 | $577 | $658 | $750 |
| Ness County | 2 | 25 | $598 | $684 | $779 |
| Norton County | 2 | 25 | $598 | $684 | $779 |
| Osage County | 4 | 46 | $448 | $574 | $765 |
| Osborne County | 2 | 25 | $598 | $684 | $779 |
| Ottawa County | 3 | 40 | $476 | $563 | $723 |
| Pawnee County | 2 | 25 | $593 | $677 | $771 |
| Phillips County | 2 | 25 | $598 | $684 | $779 |
| Pottawatomie County | 3 | 40 | $464 | $625 | $768 |
| Pratt County | 2 | 25 | $593 | $677 | $771 |
| Rawlins County | 2 | 25 | $598 | $684 | $779 |
| Reno County | 2 | 25 | $558 | $638 | $727 |
| Republic County | 3 | 40 | $476 | $563 | $723 |
| Rice County | 2 | 25 | $558 | $638 | $727 |
| Riley County | 3 | 40 | $476 | $563 | $723 |
| Rooks County | 2 | 25 | $598 | $684 | $779 |
| Rush County | 2 | 25 | $598 | $684 | $779 |
| Russell County | 2 | 25 | $598 | $684 | $779 |
| Saline County | 3 | 40 | $476 | $563 | $723 |
| Scott County | 2 | 25 | $598 | $684 | $779 |
| Sedgwick County | 2 | 25 | $558 | $638 | $727 |
| Seward County | 1 | 9 | $723 | $728 | $897 |
| Shawnee County | 4 | 46 | $448 | $574 | $765 |
| Sheridan County | 2 | 25 | $598 | $684 | $779 |
| Sherman County | 2 | 25 | $598 | $684 | $779 |
| Smith County | 2 | 25 | $598 | $684 | $779 |
| Stafford County | 2 | 25 | $593 | $677 | $771 |
| Stanton County | 1 | 9 | $723 | $728 | $897 |
| Stevens County | 1 | 9 | $723 | $728 | $897 |
| Sumner County | 2 | 25 | $558 | $638 | $727 |
| Thomas County | 2 | 25 | $598 | $684 | $779 |
| Trego County | 2 | 25 | $598 | $684 | $779 |
| Wabaunsee County | 4 | 46 | $448 | $574 | $765 |
| Wallace County | 1 | 9 | $772 | $777 | $959 |
| Washington County | 3 | 40 | $476 | $563 | $723 |
| Wichita County | 2 | 25 | $598 | $684 | $779 |
| Wilson County | 2 | 25 | $558 | $638 | $727 |
| Woodson County | 3 | 31 | $466 | $596 | $747 |
| Wyandotte County | 5 | 55 | $442 | $482 | $665 |
To compare insurance plans side by side (or with health sharing), open your county.