Health insurance prices in Colorado (2026)
152 marketplace plans from 6 insurers across 64 counties. Official marketplace: Connect for Health Colorado.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $390–$851 (typical $486) · Silver $500–$1,000 (typical $614) · Gold $480–$970 (typical $575) · Catastrophic $359–$611 (typical $419)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 64) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Kaiser Permanente | 17 | 29 | $405 | $441 | $546 | $549 | KP Select CO Bronze 8500/50 |
| SelectHealthIntermountain Health | 19 | 22 | $390 | $431 | $604 | $571 | Select Health Value Bronze $8500 Medical Deductible |
| Cigna HealthcareCigna Group | 11 | 14 | $448 | $500 | $604 | $594 | Cigna Connect Colorado Option Bronze |
| Rocky Mountain Health Plans (UnitedHealthcare)UnitedHealth Group | 50 | 38 | $462 | $526 | $651 | $614 | RMHP Colorado Doctors Plan Bronze Essential ($0 Virtual Urgent Care, No Referrals) |
| Anthem Blue Cross Blue Shield (CO)Elevance Health (Blue Cross Blue Shield company) | 64 | 41 | $394 | $490 | $660 | $524 | Anthem Bronze Pathway Essentials 10300 $0 Select Drugs |
| Elevate Health Plans (Denver Health) | 16 | 8 | $403 | $484 | $665 | $572 | Elevate Health Plans HSA Bronze HDHP |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $390 | $486 | $851 | 58 | $7,500 | $10,150 | $15,787 |
| Silver | $500 | $614 | $1,000 | 57 | $4,400 | $9,800 | $17,100 |
| Gold | $480 | $575 | $970 | 33 | $2,050 | $9,438 | $15,812 |
| CatastrophicUnder 30 or hardship exemption only | $359 | $419 | $611 | 4 | $10,600 | $10,600 | $15,632 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Colorado
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adams County | 6 | 95 | $402 | $450 | $578 |
| Alamosa County | 2 | 26 | $515 | $697 | $744 |
| Arapahoe County | 6 | 95 | $402 | $450 | $578 |
| Archuleta County | 3 | 40 | $511 | $670 | $810 |
| Baca County | 1 | 14 | $515 | $539 | $727 |
| Bent County | 1 | 14 | $515 | $539 | $727 |
| Boulder County | 5 | 91 | $394 | $457 | $577 |
| Broomfield County | 5 | 91 | $402 | $453 | $579 |
| Chaffee County | 2 | 26 | $515 | $697 | $744 |
| Cheyenne County | 1 | 14 | $515 | $539 | $727 |
| Clear Creek County | 4 | 77 | $402 | $449 | $587 |
| Conejos County | 2 | 26 | $515 | $697 | $744 |
| Costilla County | 2 | 26 | $515 | $697 | $744 |
| Crowley County | 1 | 14 | $515 | $539 | $727 |
| Custer County | 2 | 26 | $515 | $697 | $744 |
| Delta County | 3 | 39 | $439 | $617 | $745 |
| Denver County | 6 | 95 | $402 | $450 | $578 |
| Dolores County | 3 | 30 | $539 | $685 | $881 |
| Douglas County | 5 | 91 | $402 | $453 | $579 |
| Eagle County | 2 | 36 | $511 | $684 | $860 |
| El Paso County | 5 | 67 | $402 | $491 | $620 |
| Elbert County | 4 | 77 | $402 | $449 | $587 |
| Fremont County | 3 | 42 | $438 | $545 | $719 |
| Garfield County | 2 | 26 | $604 | $699 | $895 |
| Gilpin County | 4 | 77 | $402 | $449 | $587 |
| Grand County | 3 | 30 | $539 | $685 | $881 |
| Gunnison County | 2 | 26 | $604 | $699 | $895 |
| Hinsdale County | 2 | 26 | $604 | $699 | $895 |
| Huerfano County | 2 | 26 | $515 | $697 | $744 |
| Jackson County | 1 | 14 | $653 | $685 | $922 |
| Jefferson County | 6 | 95 | $402 | $450 | $578 |
| Kiowa County | 1 | 14 | $515 | $539 | $727 |
| Kit Carson County | 1 | 14 | $515 | $539 | $727 |
| La Plata County | 3 | 40 | $511 | $670 | $810 |
| Lake County | 3 | 30 | $539 | $685 | $881 |
| Larimer County | 6 | 71 | $390 | $473 | $606 |
| Las Animas County | 1 | 14 | $515 | $539 | $727 |
| Lincoln County | 1 | 14 | $515 | $539 | $727 |
| Logan County | 2 | 26 | $488 | $528 | $705 |
| Mesa County | 3 | 49 | $391 | $515 | $645 |
| Mineral County | 2 | 26 | $515 | $697 | $744 |
| Moffat County | 2 | 38 | $511 | $604 | $745 |
| Montezuma County | 3 | 40 | $511 | $670 | $810 |
| Montrose County | 2 | 26 | $604 | $699 | $895 |
| Morgan County | 3 | 30 | $488 | $530 | $708 |
| Otero County | 1 | 14 | $515 | $539 | $727 |
| Ouray County | 2 | 26 | $604 | $699 | $895 |
| Park County | 5 | 81 | $402 | $446 | $586 |
| Phillips County | 2 | 26 | $488 | $528 | $705 |
| Pitkin County | 2 | 26 | $604 | $699 | $895 |
| Prowers County | 1 | 14 | $515 | $539 | $727 |
| Pueblo County | 4 | 53 | $417 | $472 | $604 |
| Rio Blanco County | 2 | 38 | $511 | $604 | $745 |
| Rio Grande County | 2 | 26 | $515 | $697 | $744 |
| Routt County | 3 | 47 | $439 | $637 | $756 |
| Saguache County | 2 | 26 | $515 | $697 | $744 |
| San Juan County | 3 | 30 | $539 | $685 | $881 |
| San Miguel County | 2 | 26 | $604 | $699 | $895 |
| Sedgwick County | 2 | 26 | $488 | $528 | $705 |
| Summit County | 3 | 40 | $511 | $670 | $810 |
| Teller County | 4 | 55 | $402 | $484 | $619 |
| Washington County | 1 | 14 | $515 | $539 | $727 |
| Weld County | 6 | 71 | $392 | $471 | $608 |
| Yuma County | 1 | 14 | $515 | $539 | $727 |
To compare insurance plans side by side (or with health sharing), open your county.