Health insurance prices in Nevada (2026)
138 marketplace plans from 8 insurers across 17 counties. Official marketplace: Nevada Health Link.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $377–$822 (typical $549) · Silver $469–$1,057 (typical $694) · Gold $577–$1,381 (typical $848) · Catastrophic $336–$621 (typical $460)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 17) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Imperial Health Plan | 3 | 5 | $377 | $417 | $524 | $655 | Imperial Standard Bronze |
| SelectHealthIntermountain Health | 2 | 10 | $442 | $451 | $526 | $731 | Value Exp Bronze 9900 Health Deductible - No deductible for office visits |
| Health Plan of Nevada (UnitedHealthcare)UnitedHealth Group | 17 | 37 | $391 | $530 | $594 | $924 | Virtual HPN |
| Hometown Health Plan | 5 | 14 | $403 | $518 | $607 | $812 | SENSIBLE Bronze HMO IFP |
| Molina Healthcare | 3 | 2 | $549 Silver | no Bronze | $638 | $769 | Molina Silver Core Plus with Adult Vision |
| Ambetter (Centene) | 17 | 30 | $417 | $607 | $704 | $858 | Everyday Bronze |
| CareSource | 17 | 17 | $410 | $549 | $732 | $808 | Low Premium Bronze 10600 $25 Generic Drugs |
| Anthem Blue Cross Blue Shield (NV)Elevance Health (Blue Cross Blue Shield company) | 17 | 23 | $421 | $597 | $736 | $1,035 | Anthem Bronze Convenient Care 8500 ($0 Preferred Virtual PCP $0 Select Drugs + Incentives) |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $377 | $549 | $822 | 44 | $8,050 | $10,450 | $16,500 |
| Silver | $469 | $694 | $1,057 | 58 | $5,950 | $8,500 | $16,950 |
| Gold | $577 | $848 | $1,381 | 33 | $1,450 | $7,500 | $17,370 |
| CatastrophicUnder 30 or hardship exemption only | $336 | $460 | $621 | 3 | $10,600 | $10,600 | $16,124 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Nevada
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Carson City | 5 | 72 | $518 | $618 | $775 |
| Churchill County | 4 | 62 | $642 | $742 | $937 |
| Clark County | 7 | 106 | $377 | $427 | $540 |
| Douglas County | 5 | 72 | $518 | $618 | $775 |
| Elko County | 4 | 62 | $642 | $742 | $937 |
| Esmeralda County | 4 | 62 | $642 | $742 | $937 |
| Eureka County | 4 | 62 | $642 | $742 | $937 |
| Humboldt County | 4 | 62 | $642 | $742 | $937 |
| Lander County | 4 | 62 | $642 | $742 | $937 |
| Lincoln County | 4 | 62 | $642 | $742 | $937 |
| Lyon County | 5 | 72 | $518 | $618 | $775 |
| Mineral County | 4 | 62 | $642 | $742 | $937 |
| Nye County | 7 | 106 | $377 | $427 | $540 |
| Pershing County | 4 | 62 | $642 | $742 | $937 |
| Storey County | 5 | 72 | $518 | $618 | $775 |
| Washoe County | 7 | 97 | $403 | $543 | $669 |
| White Pine County | 4 | 62 | $642 | $742 | $937 |
To compare insurance plans side by side (or with health sharing), open your county.