Health insurance prices in South Carolina (2026)
125 marketplace plans from 6 insurers across 46 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $336–$728 (typical $486) · Silver $456–$931 (typical $636) · Gold $476–$968 (typical $671)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 46) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| InStil Health (BlueCross BlueShield of SC affiliate)BlueCross BlueShield of South Carolina | 5 | 5 | $529 Silver | no Bronze | $569 | $609 | InHealth Basic 1 |
| Molina Healthcare | 37 | 12 | $494 Silver | no Bronze | $579 | $602 | Molina Silver Saver |
| Ambetter (Centene) | 46 | 9 | $357 | $477 | $582 | $601 | Everyday Bronze |
| AmeriHealth Caritas Next | 20 | 8 | $435 | $507 | $641 | $723 | First Choice Next Bronze Essential |
| BlueCross BlueShield of South CarolinaIndependent Blue Cross Blue Shield company | 46 | 74 | $336 | $474 | $670 | $720 | Blue Pee Dee Bronze 2 |
| UnitedHealthcareUnitedHealth Group | 17 | 17 | $411 | $525 | $777 | $800 | UHC Bronze Essential- |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $336 | $486 | $728 | 38 | $7,500 | $10,000 | $15,832 |
| Silver | $456 | $636 | $931 | 53 | $6,000 | $8,900 | $16,549 |
| Gold | $476 | $671 | $968 | 34 | $2,000 | $8,200 | $15,681 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in South Carolina
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Abbeville County | 3 | 43 | $357 | $411 | $552 |
| Aiken County | 3 | 43 | $405 | $442 | $575 |
| Allendale County | 4 | 60 | $433 | $484 | $638 |
| Anderson County | 3 | 39 | $507 | $554 | $738 |
| Bamberg County | 3 | 43 | $390 | $462 | $613 |
| Barnwell County | 3 | 43 | $430 | $468 | $609 |
| Beaufort County | 3 | 52 | $400 | $455 | $604 |
| Berkeley County | 4 | 60 | $427 | $490 | $632 |
| Calhoun County | 5 | 68 | $432 | $503 | $669 |
| Charleston County | 4 | 60 | $391 | $462 | $591 |
| Cherokee County | 5 | 68 | $466 | $535 | $728 |
| Chester County | 5 | 68 | $462 | $535 | $709 |
| Chesterfield County | 4 | 48 | $468 | $517 | $611 |
| Clarendon County | 4 | 60 | $421 | $462 | $646 |
| Colleton County | 4 | 60 | $456 | $502 | $700 |
| Darlington County | 4 | 48 | $425 | $480 | $575 |
| Dillon County | 4 | 51 | $433 | $494 | $630 |
| Dorchester County | 4 | 60 | $381 | $480 | $613 |
| Edgefield County | 3 | 43 | $391 | $416 | $565 |
| Fairfield County | 5 | 68 | $416 | $497 | $649 |
| Florence County | 4 | 57 | $416 | $486 | $617 |
| Georgetown County | 3 | 48 | $336 | $415 | $562 |
| Greenville County | 3 | 48 | $399 | $507 | $659 |
| Greenwood County | 3 | 43 | $392 | $418 | $544 |
| Hampton County | 4 | 67 | $398 | $490 | $626 |
| Horry County | 3 | 48 | $336 | $429 | $562 |
| Jasper County | 3 | 50 | $408 | $439 | $598 |
| Kershaw County | 5 | 77 | $351 | $483 | $629 |
| Lancaster County | 5 | 68 | $496 | $535 | $726 |
| Laurens County | 4 | 65 | $417 | $524 | $697 |
| Lee County | 4 | 60 | $416 | $475 | $651 |
| Lexington County | 3 | 52 | $401 | $501 | $661 |
| Marion County | 4 | 60 | $399 | $477 | $604 |
| Marlboro County | 4 | 60 | $448 | $500 | $686 |
| McCormick County | 3 | 43 | $379 | $412 | $536 |
| Newberry County | 4 | 60 | $428 | $546 | $732 |
| Oconee County | 2 | 40 | $371 | $462 | $619 |
| Orangeburg County | 2 | 40 | $357 | $431 | $595 |
| Pickens County | 3 | 48 | $394 | $505 | $658 |
| Richland County | 4 | 60 | $386 | $500 | $641 |
| Saluda County | 4 | 60 | $405 | $475 | $602 |
| Spartanburg County | 4 | 44 | $494 | $561 | $733 |
| Sumter County | 3 | 50 | $377 | $448 | $580 |
| Union County | 5 | 68 | $462 | $554 | $739 |
| Williamsburg County | 4 | 69 | $374 | $436 | $623 |
| York County | 4 | 48 | $480 | $563 | $698 |
To compare insurance plans side by side (or with health sharing), open your county.