Health insurance prices in Oklahoma (2026)
186 marketplace plans from 7 insurers across 77 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $403–$987 (typical $529) · Silver $561–$1,300 (typical $684) · Gold $538–$1,261 (typical $732) · Catastrophic $299–$913 (typical $710)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 77) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 12 | 14 | $431 | $468 | $583 | $579 | Bronze Simple |
| Ambetter (Centene) | 43 | 20 | $449 | $526 | $610 | $720 | Everyday Bronze |
| CommunityCare | 26 | 14 | $464 | $493 | $636 | $639 | Saint Francis Expanded Bronze Standardized |
| Medica | 34 | 27 | $403 | $527 | $731 | $698 | Balance by Medica Bronze $0 Copay PCP Visits |
| UnitedHealthcareUnitedHealth Group | 57 | 13 | $495 | $544 | $745 | $752 | UHC Bronze Essential (No Referrals) |
| Mending Health | 36 | 6 | $543 | $564 | $768 | $762 | MENDING Direct Primary Care Bronze 4950 ($0 DPC + $0 PCP + $0 Mental Health) |
| Blue Cross and Blue Shield of OklahomaHCSC (Blue Cross Blue Shield company) | 77 | 92 | $483 | $617 | $824 | $792 | MyBlue Bronze HMO℠ 902 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $403 | $529 | $987 | 60 | $7,500 | $10,150 | $16,545 |
| Silver | $561 | $684 | $1,300 | 66 | $5,900 | $8,900 | $17,260 |
| Gold | $538 | $732 | $1,261 | 54 | $2,000 | $8,200 | $16,577 |
| CatastrophicUnder 30 or hardship exemption only | $299 | $710 | $913 | 6 | $10,600 | $10,600 | $19,118 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Oklahoma
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adair County | 3 | 42 | $469 | $527 | $629 |
| Alfalfa County | 4 | 52 | $469 | $572 | $777 |
| Atoka County | 4 | 55 | $469 | $549 | $728 |
| Beaver County | 2 | 26 | $549 | $596 | $809 |
| Beckham County | 2 | 22 | $499 | $575 | $777 |
| Blaine County | 5 | 69 | $403 | $499 | $616 |
| Bryan County | 2 | 26 | $549 | $596 | $809 |
| Caddo County | 4 | 52 | $469 | $572 | $777 |
| Canadian County | 7 | 94 | $436 | $519 | $669 |
| Carter County | 4 | 57 | $403 | $514 | $629 |
| Cherokee County | 4 | 52 | $469 | $504 | $633 |
| Choctaw County | 2 | 33 | $469 | $553 | $623 |
| Cimarron County | 1 | 13 | $575 | $633 | $820 |
| Cleveland County | 7 | 94 | $436 | $519 | $669 |
| Coal County | 1 | 13 | $575 | $633 | $820 |
| Comanche County | 4 | 48 | $516 | $571 | $728 |
| Cotton County | 4 | 55 | $469 | $549 | $728 |
| Craig County | 2 | 23 | $485 | $575 | $777 |
| Creek County | 6 | 82 | $453 | $521 | $683 |
| Custer County | 1 | 13 | $575 | $633 | $820 |
| Delaware County | 5 | 51 | $485 | $572 | $778 |
| Dewey County | 3 | 46 | $469 | $567 | $777 |
| Ellis County | 2 | 26 | $549 | $596 | $809 |
| Garfield County | 4 | 41 | $499 | $582 | $789 |
| Garvin County | 3 | 46 | $469 | $567 | $777 |
| Grady County | 4 | 41 | $495 | $610 | $806 |
| Grant County | 3 | 46 | $469 | $567 | $777 |
| Greer County | 4 | 55 | $469 | $549 | $728 |
| Harmon County | 2 | 26 | $549 | $596 | $809 |
| Harper County | 2 | 26 | $549 | $596 | $809 |
| Haskell County | 3 | 46 | $469 | $567 | $777 |
| Hughes County | 3 | 36 | $485 | $575 | $789 |
| Jackson County | 4 | 41 | $499 | $582 | $789 |
| Jefferson County | 3 | 35 | $499 | $575 | $789 |
| Johnston County | 4 | 48 | $403 | $541 | $618 |
| Kay County | 3 | 32 | $549 | $593 | $809 |
| Kingfisher County | 6 | 79 | $403 | $494 | $619 |
| Kiowa County | 3 | 32 | $549 | $593 | $809 |
| Latimer County | 2 | 26 | $549 | $596 | $809 |
| Le Flore County | 2 | 33 | $541 | $598 | $719 |
| Lincoln County | 6 | 85 | $436 | $516 | $665 |
| Logan County | 7 | 103 | $436 | $519 | $700 |
| Love County | 3 | 46 | $469 | $567 | $777 |
| Major County | 4 | 52 | $469 | $572 | $777 |
| Marshall County | 2 | 26 | $549 | $596 | $809 |
| Mayes County | 4 | 65 | $469 | $532 | $665 |
| McClain County | 6 | 84 | $436 | $527 | $700 |
| McCurtain County | 2 | 26 | $549 | $596 | $809 |
| McIntosh County | 4 | 56 | $469 | $549 | $637 |
| Murray County | 4 | 41 | $403 | $582 | $789 |
| Muskogee County | 3 | 45 | $464 | $494 | $629 |
| Noble County | 2 | 26 | $549 | $596 | $809 |
| Nowata County | 4 | 45 | $485 | $559 | $778 |
| Okfuskee County | 5 | 66 | $459 | $545 | $625 |
| Oklahoma County | 7 | 103 | $436 | $519 | $700 |
| Okmulgee County | 5 | 71 | $453 | $538 | $716 |
| Osage County | 6 | 80 | $453 | $524 | $692 |
| Ottawa County | 4 | 45 | $485 | $559 | $778 |
| Pawnee County | 4 | 51 | $485 | $551 | $736 |
| Payne County | 5 | 62 | $469 | $564 | $692 |
| Pittsburg County | 4 | 38 | $485 | $551 | $749 |
| Pontotoc County | 4 | 57 | $403 | $514 | $629 |
| Pottawatomie County | 7 | 85 | $459 | $518 | $633 |
| Pushmataha County | 3 | 46 | $469 | $567 | $777 |
| Roger Mills County | 2 | 26 | $549 | $596 | $809 |
| Rogers County | 6 | 80 | $453 | $524 | $692 |
| Seminole County | 5 | 66 | $459 | $545 | $625 |
| Sequoyah County | 2 | 33 | $541 | $598 | $719 |
| Stephens County | 3 | 28 | $499 | $582 | $777 |
| Texas County | 1 | 13 | $575 | $633 | $820 |
| Tillman County | 2 | 26 | $549 | $596 | $809 |
| Tulsa County | 7 | 98 | $431 | $497 | $633 |
| Wagoner County | 6 | 82 | $453 | $521 | $683 |
| Washington County | 4 | 38 | $485 | $551 | $749 |
| Washita County | 1 | 13 | $575 | $633 | $820 |
| Woods County | 4 | 52 | $469 | $572 | $777 |
| Woodward County | 3 | 32 | $549 | $593 | $809 |
To compare insurance plans side by side (or with health sharing), open your county.