Health insurance prices in Missouri (2026)
117 marketplace plans from 7 insurers across 115 counties. Official marketplace: HealthCare.gov.
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy).
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $405–$769 (typical $558) · Silver $523–$992 (typical $719) · Gold $510–$922 (typical $699) · Catastrophic $365–$614 (typical $485)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Insurer | Counties (of 115) | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 15 | 11 | $430 | $484 | $616 | $567 | Bronze Classic Standard |
| Blue Cross and Blue Shield of Kansas CityIndependent Blue Cross Blue Shield company | 30 | 14 | $472 | $533 | $680 | $705 | Blue KC Simply Blue Bronze with Spira Care Blue Metro EPO |
| Ambetter (Centene) | 109 | 16 | $405 | $550 | $696 | $688 | Standard Expanded Bronze |
| Cox HealthPlans | 5 | 7 | $473 | $488 | $713 | $672 | Cox HealthPlans Bronze Preferred |
| Medica | 54 | 36 | $468 | $559 | $715 | $663 | Medica with SSM Health Bronze Share |
| UnitedHealthcareUnitedHealth Group | 115 | 13 | $452 | $581 | $740 | $713 | UHC Bronze Essential (No Referrals) |
| Anthem Blue Cross Blue Shield (MO)Elevance Health (Blue Cross Blue Shield company) | 85 | 20 | $406 | $618 | $802 | $763 | Anthem Bronze Pathway 10150 ($0 Virtual PCP + $0 Select Drugs + Incentives) |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $405 | $558 | $769 | 41 | $7,500 | $10,150 | $16,958 |
| Silver | $523 | $719 | $992 | 42 | $5,950 | $8,900 | $17,960 |
| Gold | $510 | $699 | $922 | 31 | $1,500 | $8,100 | $16,416 |
| CatastrophicUnder 30 or hardship exemption only | $365 | $485 | $614 | 3 | $10,600 | $10,600 | $16,417 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.
Prices by county in Missouri
| County | Insurers | Plans | Cheapest plan | Typical Bronze | Typical Silver |
|---|---|---|---|---|---|
| Adair County | 3 | 39 | $583 | $646 | $811 |
| Andrew County | 3 | 34 | $588 | $635 | $806 |
| Atchison County | 3 | 34 | $588 | $635 | $806 |
| Audrain County | 3 | 39 | $546 | $593 | $755 |
| Barry County | 5 | 55 | $473 | $526 | $713 |
| Barton County | 4 | 48 | $479 | $530 | $681 |
| Bates County | 4 | 45 | $528 | $549 | $711 |
| Benton County | 3 | 34 | $530 | $570 | $722 |
| Bollinger County | 3 | 39 | $576 | $624 | $798 |
| Boone County | 4 | 48 | $546 | $580 | $744 |
| Buchanan County | 3 | 34 | $588 | $635 | $806 |
| Butler County | 3 | 39 | $576 | $624 | $798 |
| Caldwell County | 4 | 43 | $588 | $652 | $824 |
| Callaway County | 4 | 48 | $546 | $580 | $744 |
| Camden County | 4 | 48 | $546 | $580 | $744 |
| Cape Girardeau County | 3 | 39 | $576 | $624 | $798 |
| Carroll County | 3 | 34 | $588 | $635 | $806 |
| Carter County | 3 | 39 | $518 | $579 | $755 |
| Cass County | 5 | 54 | $442 | $494 | $710 |
| Cedar County | 4 | 48 | $485 | $529 | $716 |
| Chariton County | 3 | 39 | $546 | $593 | $755 |
| Christian County | 5 | 55 | $473 | $526 | $713 |
| Clark County | 2 | 23 | $583 | $668 | $811 |
| Clay County | 5 | 55 | $442 | $490 | $651 |
| Clinton County | 5 | 54 | $497 | $631 | $806 |
| Cole County | 4 | 48 | $546 | $580 | $744 |
| Cooper County | 4 | 48 | $546 | $580 | $744 |
| Crawford County | 3 | 39 | $518 | $579 | $755 |
| Dade County | 4 | 48 | $485 | $529 | $716 |
| Dallas County | 4 | 48 | $485 | $529 | $716 |
| Daviess County | 4 | 43 | $588 | $652 | $824 |
| DeKalb County | 4 | 43 | $588 | $652 | $824 |
| Dent County | 3 | 39 | $518 | $579 | $755 |
| Douglas County | 4 | 48 | $485 | $529 | $716 |
| Dunklin County | 3 | 39 | $576 | $624 | $798 |
| Franklin County | 4 | 48 | $405 | $439 | $586 |
| Gasconade County | 3 | 39 | $546 | $593 | $755 |
| Gentry County | 3 | 34 | $588 | $635 | $806 |
| Greene County | 4 | 48 | $485 | $529 | $716 |
| Grundy County | 4 | 43 | $588 | $652 | $824 |
| Harrison County | 3 | 34 | $588 | $635 | $806 |
| Henry County | 5 | 54 | $528 | $565 | $722 |
| Hickory County | 4 | 48 | $485 | $529 | $716 |
| Holt County | 3 | 34 | $588 | $635 | $806 |
| Howard County | 4 | 48 | $546 | $580 | $744 |
| Howell County | 4 | 48 | $518 | $562 | $740 |
| Iron County | 3 | 39 | $518 | $579 | $755 |
| Jackson County | 5 | 58 | $442 | $485 | $640 |
| Jasper County | 4 | 48 | $479 | $530 | $681 |
| Jefferson County | 4 | 48 | $405 | $439 | $586 |
| Johnson County | 5 | 55 | $490 | $547 | $706 |
| Knox County | 3 | 39 | $583 | $646 | $811 |
| Laclede County | 4 | 48 | $485 | $529 | $716 |
| Lafayette County | 5 | 55 | $490 | $547 | $706 |
| Lawrence County | 5 | 55 | $473 | $526 | $713 |
| Lewis County | 2 | 23 | $583 | $668 | $811 |
| Lincoln County | 5 | 59 | $405 | $439 | $560 |
| Linn County | 3 | 39 | $583 | $646 | $811 |
| Livingston County | 4 | 43 | $588 | $652 | $824 |
| Macon County | 3 | 39 | $583 | $646 | $811 |
| Madison County | 3 | 39 | $576 | $624 | $798 |
| Maries County | 3 | 39 | $546 | $593 | $755 |
| Marion County | 2 | 23 | $583 | $668 | $811 |
| McDonald County | 4 | 48 | $479 | $530 | $681 |
| Mercer County | 3 | 34 | $588 | $635 | $806 |
| Miller County | 4 | 48 | $546 | $580 | $744 |
| Mississippi County | 3 | 39 | $576 | $624 | $798 |
| Moniteau County | 4 | 48 | $546 | $580 | $744 |
| Monroe County | 3 | 39 | $546 | $593 | $755 |
| Montgomery County | 3 | 39 | $546 | $593 | $755 |
| Morgan County | 4 | 48 | $546 | $580 | $744 |
| New Madrid County | 3 | 39 | $576 | $624 | $798 |
| Newton County | 4 | 48 | $479 | $530 | $681 |
| Nodaway County | 3 | 34 | $588 | $635 | $806 |
| Oregon County | 3 | 39 | $518 | $579 | $755 |
| Osage County | 4 | 48 | $546 | $580 | $744 |
| Ozark County | 4 | 48 | $485 | $529 | $716 |
| Pemiscot County | 3 | 39 | $576 | $624 | $798 |
| Perry County | 3 | 39 | $576 | $624 | $798 |
| Pettis County | 3 | 34 | $530 | $570 | $722 |
| Phelps County | 3 | 39 | $518 | $579 | $755 |
| Pike County | 3 | 39 | $583 | $646 | $811 |
| Platte County | 5 | 55 | $442 | $490 | $651 |
| Polk County | 4 | 48 | $485 | $529 | $716 |
| Pulaski County | 3 | 39 | $518 | $579 | $755 |
| Putnam County | 3 | 39 | $583 | $646 | $811 |
| Ralls County | 3 | 39 | $583 | $646 | $811 |
| Randolph County | 3 | 39 | $546 | $593 | $755 |
| Ray County | 4 | 46 | $490 | $592 | $766 |
| Reynolds County | 3 | 39 | $518 | $579 | $755 |
| Ripley County | 3 | 39 | $518 | $579 | $755 |
| Saline County | 3 | 34 | $530 | $570 | $722 |
| Schuyler County | 2 | 23 | $583 | $668 | $811 |
| Scotland County | 2 | 23 | $583 | $668 | $811 |
| Scott County | 3 | 39 | $576 | $624 | $798 |
| Shannon County | 3 | 39 | $518 | $579 | $755 |
| Shelby County | 3 | 39 | $583 | $646 | $811 |
| St. Charles County | 5 | 68 | $405 | $445 | $563 |
| St. Clair County | 4 | 43 | $530 | $583 | $738 |
| St. Francois County | 2 | 23 | $406 | $443 | $613 |
| St. Louis County | 5 | 68 | $405 | $445 | $563 |
| St. Louis city | 5 | 68 | $405 | $445 | $563 |
| Ste. Genevieve County | 3 | 39 | $405 | $432 | $555 |
| Stoddard County | 3 | 39 | $576 | $624 | $798 |
| Stone County | 5 | 55 | $473 | $526 | $713 |
| Sullivan County | 3 | 39 | $583 | $646 | $811 |
| Taney County | 5 | 55 | $473 | $526 | $713 |
| Texas County | 4 | 48 | $518 | $562 | $740 |
| Vernon County | 4 | 43 | $530 | $583 | $738 |
| Warren County | 5 | 68 | $405 | $445 | $563 |
| Washington County | 3 | 39 | $405 | $432 | $555 |
| Wayne County | 3 | 39 | $576 | $624 | $798 |
| Webster County | 4 | 48 | $485 | $529 | $716 |
| Worth County | 3 | 34 | $588 | $635 | $806 |
| Wright County | 4 | 48 | $485 | $529 | $716 |
To compare insurance plans side by side (or with health sharing), open your county.