Oscar Health in Tennessee health insurance (2026)
Oscar Health sells 15 marketplace plans in 46 of 95 Tennessee counties for 2026, from $482/mo; typical Silver $750/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Tennessee
- Bronze $482–$649
- Silver $663–$787
- Gold $636–$781
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 6 plans · $482–$649/mo | ||||||
| Bronze Simple Expanded Bronze | EPO | $482–$567in 46 counties | $9,000 | $10,600 | $16,384–$17,398 | Benefits summary Find doctors |
| Bronze Classic Standard Expanded Bronze | EPO | $503–$591in 46 counties | $7,500 | $10,000 | $16,036–$17,094 | Benefits summary Find doctors |
| Bronze Simple Diabetes Expanded Bronze | EPO | $511–$601in 46 counties | $5,500 | $10,150 | $16,287–$17,362 | Benefits summary Find doctors |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Expanded Bronze | EPO | $514–$604in 46 counties | $5,500 | $10,150 | $16,317–$17,398 | Benefits summary Find doctors |
| Bronze Simple Chronic Care CKM Expanded Bronze | EPO | $521–$613in 46 counties | $5,500 | $10,150 | $16,405–$17,501 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus Expanded Bronze | EPO | $552–$649in 46 counties | $0 | $9,900 | $16,528–$17,690 | Benefits summary Find doctors |
| Silver 7 plans · $663–$787/mo | ||||||
| Silver Classic Standard | EPO | $663–$779in 46 counties | $6,000 | $8,900 | $16,854–$18,248 | Benefits summary Find doctors |
| Silver Simple PCP Saver | EPO | $664–$781in 46 counties | $5,700 | $10,000 | $17,973–$19,370 | Benefits summary Find doctors |
| Silver Simple Diabetes | EPO | $665–$782in 46 counties | $6,500 | $10,000 | $17,981–$19,380 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits | EPO | $666–$782in 46 counties | $6,000 | $10,150 | $18,137–$19,537 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM | EPO | $667–$784in 46 counties | $5,900 | $10,150 | $18,150–$19,552 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | EPO | $667–$784in 46 counties | $6,200 | $9,600 | $17,607–$19,010 | Benefits summary Find doctors |
| Silver Classic | EPO | $670–$787in 46 counties | $6,500 | $9,400 | $17,439–$18,849 | Benefits summary Find doctors |
| Gold 2 plans · $636–$781/mo | ||||||
| Gold Classic Standard | EPO | $636–$748in 46 counties | $2,000 | $8,200 | $15,836–$17,174 | Benefits summary Find doctors |
| Gold Elite | EPO | $664–$781in 46 counties | $500 | $7,000 | $14,972–$16,369 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bedford County | 15 | $567–$787 | $782 |
| Benton County | 15 | $540–$750 | $745 |
| Carroll County | 15 | $540–$750 | $745 |
| Cheatham County | 15 | $546–$759 | $754 |
| Chester County | 15 | $540–$750 | $745 |
| Coffee County | 15 | $567–$787 | $782 |
| Crockett County | 15 | $540–$750 | $745 |
| Davidson County | 15 | $546–$759 | $754 |
| Decatur County | 15 | $540–$750 | $745 |
| Dickson County | 15 | $567–$787 | $782 |
| Dyer County | 15 | $540–$750 | $745 |
| Fayette County | 15 | $482–$670 | $666 |
| Gibson County | 15 | $540–$750 | $745 |
| Giles County | 15 | $567–$787 | $782 |
| Hardeman County | 15 | $540–$750 | $745 |
| Hardin County | 15 | $540–$750 | $745 |
| Haywood County | 15 | $482–$670 | $666 |
| Henderson County | 15 | $540–$750 | $745 |
| Henry County | 15 | $540–$750 | $745 |
| Hickman County | 15 | $567–$787 | $782 |
| Houston County | 15 | $567–$787 | $782 |
| Humphreys County | 15 | $567–$787 | $782 |
| Lake County | 15 | $540–$750 | $745 |
| Lauderdale County | 15 | $482–$670 | $666 |
| Lawrence County | 15 | $567–$787 | $782 |
| Lewis County | 15 | $567–$787 | $782 |
| Lincoln County | 15 | $567–$787 | $782 |
| Madison County | 15 | $540–$750 | $745 |
| Marshall County | 15 | $567–$787 | $782 |
| Maury County | 15 | $567–$787 | $782 |
| McNairy County | 15 | $540–$750 | $745 |
| Montgomery County | 15 | $546–$759 | $754 |
| Moore County | 15 | $567–$787 | $782 |
| Obion County | 15 | $540–$750 | $745 |
| Perry County | 15 | $567–$787 | $782 |
| Robertson County | 15 | $546–$759 | $754 |
| Rutherford County | 15 | $546–$759 | $754 |
| Shelby County | 15 | $482–$670 | $666 |
| Stewart County | 15 | $567–$787 | $782 |
| Sumner County | 15 | $546–$759 | $754 |
| Tipton County | 15 | $482–$670 | $666 |
| Trousdale County | 15 | $546–$759 | $754 |
| Wayne County | 15 | $567–$787 | $782 |
| Weakley County | 15 | $540–$750 | $745 |
| Williamson County | 15 | $546–$759 | $754 |
| Wilson County | 15 | $546–$759 | $754 |
Other insurers in Tennessee
- Alliant Health Plans Silver $731/mo
- Ambetter (Centene) Silver $748/mo
- Cigna Healthcare Silver $755/mo
- BlueCross BlueShield of Tennessee Silver $772/mo
- UnitedHealthcare Silver $829/mo
All Tennessee prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Tennessee?
For plan year 2026, Oscar Health marketplace plans in Tennessee cost $482 to $787 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $574, Silver $750, Gold $732. Prices depend on the county.
What is the cheapest Oscar Health plan in Tennessee?
Bronze Simple (Expanded Bronze), from $482 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Tennessee?
In 46 of Tennessee's 95 counties, including Bedford County, Benton County, Carroll County, Cheatham County, Chester County, Coffee County and others.
How do I buy a Oscar Health plan in Tennessee?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Tennessee, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.