Oscar Health in Illinois health insurance (2026)
Oscar Health sells 17 marketplace plans in 6 of 101 Illinois counties for 2026, from $329/mo; typical Silver $584/mo, before tax credits. Buy on Get Covered Illinois.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Illinois
- Bronze $329–$442
- Silver $508–$634
- Gold $410–$517
- Catastrophic $315–$383
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 6 plans · $329–$442/mo | ||||||
| Bronze Simple (Choice) Expanded Bronze | HMO | $329–$390in 5 counties | $9,000 | $10,600 | $14,552–$15,284 | — |
| Bronze Classic Standard (Choice) Expanded Bronze | HMO | $346–$421in 6 counties | $7,500 | $10,000 | $14,155–$15,049 | — |
| Bronze Elite + PCP Saver Plus Rx (Choice) Expanded Bronze | HMO | $373–$442in 5 counties | $0 | $10,600 | $15,072–$15,900 | — |
| Bronze Simple (Select) Expanded Bronze | HMO | $373in 1 county | $9,000 | $10,600 | $15,077 | — |
| Bronze Classic Standard (Select) Expanded Bronze | HMO | $392in 1 county | $7,500 | $10,000 | $14,705 | — |
| Bronze Elite + PCP Saver Plus Rx (Select) Expanded Bronze | HMO | $422in 1 county | $0 | $10,600 | $15,659 | — |
| Silver 6 plans · $508–$634/mo | ||||||
| Silver Classic Standard (Choice) | HMO | $508–$618in 6 counties | $6,000 | $8,900 | $15,001–$16,314 | — |
| Silver Simple Diabetes (Choice) | HMO | $511–$606in 5 counties | $6,500 | $10,000 | $16,137–$17,273 | — |
| Silver Classic Standard (Select) | HMO | $574in 1 county | $6,000 | $8,900 | $15,785 | — |
| Silver Simple Diabetes (Select) | HMO | $577in 1 county | $6,500 | $10,000 | $16,928 | — |
| Buena Salud Plateado 4360 (Select) | HMO | $603in 1 county | $4,360 | $9,700 | $16,937 | — |
| Silver Elite Saver Plus Rx Copay (Select) | HMO | $634in 1 county | $500 | $9,500 | $17,105 | — |
| Gold 4 plans · $410–$517/mo | ||||||
| Gold Simple (Choice) | HMO | $410–$486in 5 counties | $3,300 | $9,950 | $14,876–$15,788 | — |
| Gold Classic Standard (Choice) | HMO | $426–$517in 6 counties | $2,000 | $8,200 | $13,307–$14,406 | — |
| Gold Simple (Select) | HMO | $464in 1 county | $3,300 | $9,950 | $15,518 | — |
| Gold Classic Standard (Select) | HMO | $481in 1 county | $2,000 | $8,200 | $13,971 | — |
| Catastrophic 1 plan · $315–$383/mo | ||||||
| Secure (Choice) | HMO | $315–$383in 6 counties | $10,600 | $10,600 | $14,383–$15,197 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Cook County | 13 | $373–$634 | $603 |
| DuPage County | 8 | $376–$584 | $582 |
| Kane County | 8 | $376–$584 | $582 |
| Kendall County | 8 | $329–$511 | $510 |
| Lake County | 8 | $390–$606 | $604 |
| Will County | 8 | $329–$511 | $510 |
Other insurers in Illinois
- Molina Healthcare Silver $542/mo
- Ambetter (Centene) Silver $643/mo
- Cigna Healthcare Silver $651/mo
- UnitedHealthcare Silver $663/mo
- MercyCare Silver $676/mo
- Blue Cross and Blue Shield of Illinois Silver $980/mo
All Illinois prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Illinois?
For plan year 2026, Oscar Health marketplace plans in Illinois cost $329 to $634 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $392, Silver $584, Gold $481. Prices depend on the county.
What is the cheapest Oscar Health plan in Illinois?
Bronze Simple (Choice) (Expanded Bronze), from $329 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Illinois?
In 6 of Illinois's 101 counties, including Cook County, DuPage County, Kane County, Kendall County, Lake County, Will County.
How do I buy a Oscar Health plan in Illinois?
On Get Covered Illinois (https://getcovered.illinois.gov/), the official marketplace for Illinois, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.