Oscar Health in Michigan health insurance (2026)
Oscar Health sells 8 marketplace plans in 4 of 83 Michigan counties for 2026, from $356/mo; typical Silver $471/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Michigan
- Bronze $356–$392
- Silver $471–$476
- Gold $486–$534
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 3 plans · $356–$392/mo | ||||||
| Bronze Classic Standard Expanded Bronze | EPO | $356in 4 counties | $7,500 | $10,000 | $14,277 | Benefits summary Find doctors |
| Bronze Classic 4700 Expanded Bronze | EPO | $368in 4 counties | $4,700 | $9,100 | $13,510 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus Expanded Bronze | EPO | $392in 4 counties | $0 | $10,150 | $14,856 | Benefits summary Find doctors |
| Silver 3 plans · $471–$476/mo | ||||||
| Silver Classic Standard | EPO | $471in 4 counties | $6,000 | $8,900 | $14,555 | Benefits summary Find doctors |
| Silver Simple PCP Saver | EPO | $471in 4 counties | $5,500 | $9,800 | $15,458 | Benefits summary Find doctors |
| Silver Classic | EPO | $476in 4 counties | $5,600 | $8,400 | $14,107 | Benefits summary Find doctors |
| Gold 2 plans · $486–$534/mo | ||||||
| Gold Classic Standard | EPO | $486in 4 counties | $2,000 | $8,200 | $14,026 | Benefits summary Find doctors |
| Gold Elite Saver Plus | EPO | $534in 4 counties | $0 | $8,600 | $15,011 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Kent County | 8 | $356–$534 | $471 |
| Muskegon County | 8 | $356–$534 | $471 |
| Oceana County | 8 | $356–$534 | $471 |
| Ottawa County | 8 | $356–$534 | $471 |
Other insurers in Michigan
- Ambetter (Centene) Silver $461/mo
- UnitedHealthcare Silver $532/mo
- Priority Health Silver $689/mo
- McLaren Health Plan Community Silver $699/mo
- Blue Cross Blue Shield of Michigan Silver $740/mo
All Michigan prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Michigan?
For plan year 2026, Oscar Health marketplace plans in Michigan cost $356 to $534 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $368, Silver $471, Gold $510. Prices depend on the county.
What is the cheapest Oscar Health plan in Michigan?
Bronze Classic Standard (Expanded Bronze), from $356 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Michigan?
In 4 of Michigan's 83 counties, including Kent County, Muskegon County, Oceana County, Ottawa County.
How do I buy a Oscar Health plan in Michigan?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Michigan, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.