Oscar Health in Iowa health insurance (2026)
Oscar Health sells 26 marketplace plans in 75 of 99 Iowa counties for 2026, from $338/mo; typical Silver $503/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Iowa
- Bronze $338–$506
- Silver $452–$644
- Gold $435–$646
- Catastrophic $300–$414
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 9 plans · $338–$506/mo | ||||||
| Bronze Classic Standard | MercyOne Expanded Bronze | EPO | $338–$389in 27 counties | $7,500 | $10,000 | $14,055–$14,668 | Benefits summary Find doctors |
| Bronze Simple Diabetes | MercyOne Expanded Bronze | EPO | $345–$397in 27 counties | $5,500 | $10,150 | $14,289–$14,914 | Benefits summary Find doctors |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits | MercyOne Expanded Bronze | EPO | $347–$399in 27 counties | $5,500 | $10,150 | $14,312–$14,940 | Benefits summary Find doctors |
| Bronze Classic 4700 | MercyOne Expanded Bronze | EPO | $348–$401in 27 counties | $4,700 | $9,300 | $13,476–$14,107 | Benefits summary Find doctors |
| Bronze Simple Chronic Care CKM | MercyOne Expanded Bronze | EPO | $353–$406in 27 counties | $5,500 | $10,150 | $14,386–$15,025 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus | MercyOne Expanded Bronze | EPO | $370–$426in 27 counties | $0 | $10,600 | $15,036–$15,706 | Benefits summary Find doctors |
| Bronze Classic Standard Expanded Bronze | EPO | $401–$462in 75 counties | $7,500 | $10,000 | $14,815–$15,542 | Benefits summary Find doctors |
| Bronze Classic 4700 Expanded Bronze | EPO | $414–$476in 48 counties | $4,700 | $9,300 | $14,262–$15,012 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus Expanded Bronze | EPO | $440–$506in 48 counties | $0 | $10,600 | $15,879–$16,676 | Benefits summary Find doctors |
| Silver 11 plans · $452–$644/mo | ||||||
| Silver Classic Standard | MercyOne | EPO | $452–$520in 27 counties | $6,000 | $8,900 | $14,319–$15,137 | Benefits summary Find doctors |
| Silver Simple PCP Saver | MercyOne | EPO | $453–$521in 27 counties | $5,000 | $8,500 | $13,933–$14,753 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | MercyOne | EPO | $454–$522in 27 counties | $6,200 | $9,600 | $15,047–$15,870 | Benefits summary Find doctors |
| Silver Classic | MercyOne | EPO | $457–$526in 27 counties | $5,000 | $8,000 | $13,489–$14,318 | Benefits summary Find doctors |
| Silver Simple Diabetes | MercyOne | EPO | $461–$530in 27 counties | $6,500 | $10,000 | $15,527–$16,362 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM | MercyOne | EPO | $465–$535in 27 counties | $5,900 | $10,150 | $15,726–$16,568 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits | MercyOne | EPO | $467–$537in 27 counties | $6,000 | $10,150 | $15,748–$16,594 | Benefits summary Find doctors |
| Silver Simple PCP Saver | EPO | $548–$631in 48 counties | $5,000 | $8,500 | $15,075–$16,068 | Benefits summary Find doctors |
| Silver Classic Standard | EPO | $549–$631in 75 counties | $6,000 | $8,900 | $15,482–$16,476 | Benefits summary Find doctors |
| Silver Classic | EPO | $556–$640in 48 counties | $5,000 | $8,000 | $14,668–$15,675 | Benefits summary Find doctors |
| Silver Simple Diabetes | EPO | $560–$644in 48 counties | $6,500 | $10,000 | $16,716–$17,731 | Benefits summary Find doctors |
| Gold 4 plans · $435–$646/mo | ||||||
| Gold Classic Standard | MercyOne | EPO | $435–$500in 27 counties | $2,000 | $8,200 | $13,417–$14,205 | Benefits summary Find doctors |
| Gold Elite | MercyOne | EPO | $461–$531in 27 counties | $550 | $6,000 | $11,538–$12,374 | Benefits summary Find doctors |
| Gold Classic Standard | EPO | $519–$598in 75 counties | $2,000 | $8,200 | $14,431–$15,372 | Benefits summary Find doctors |
| Gold Elite | EPO | $561–$646in 48 counties | $550 | $6,000 | $12,730–$13,746 | Benefits summary Find doctors |
| Catastrophic 2 plans · $300–$414/mo | ||||||
| Secure | MercyOne | EPO | $300–$346in 27 counties | $10,600 | $10,600 | $14,205–$14,749 | Benefits summary Find doctors |
| Secure | EPO | $359–$414in 75 counties | $10,600 | $10,600 | $14,912–$15,564 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Adair County | 20 | $375–$609 | $509 |
| Adams County | 10 | $445–$622 | $613 |
| Appanoose County | 10 | $462–$646 | $635 |
| Audubon County | 10 | $445–$622 | $613 |
| Benton County | 10 | $423–$591 | $582 |
| Black Hawk County | 20 | $356–$578 | $484 |
| Boone County | 10 | $410–$572 | $564 |
| Bremer County | 10 | $430–$601 | $591 |
| Buchanan County | 10 | $423–$591 | $582 |
| Buena Vista County | 10 | $401–$561 | $552 |
| Butler County | 20 | $362–$587 | $492 |
| Calhoun County | 10 | $410–$572 | $564 |
| Carroll County | 10 | $410–$572 | $564 |
| Cass County | 10 | $445–$622 | $613 |
| Cedar County | 10 | $423–$591 | $582 |
| Cerro Gordo County | 20 | $362–$587 | $492 |
| Cherokee County | 10 | $401–$561 | $552 |
| Chickasaw County | 10 | $430–$601 | $591 |
| Clarke County | 10 | $445–$622 | $613 |
| Clayton County | 10 | $423–$591 | $582 |
| Clinton County | 20 | $356–$578 | $484 |
| Dallas County | 20 | $343–$556 | $465 |
| Decatur County | 10 | $445–$622 | $613 |
| Delaware County | 10 | $423–$591 | $582 |
| Dubuque County | 20 | $356–$578 | $484 |
| Fayette County | 20 | $362–$587 | $492 |
| Floyd County | 10 | $430–$601 | $591 |
| Franklin County | 20 | $362–$587 | $492 |
| Greene County | 10 | $410–$572 | $564 |
| Grundy County | 10 | $410–$572 | $564 |
| Guthrie County | 10 | $445–$622 | $613 |
| Hamilton County | 20 | $345–$560 | $468 |
| Hancock County | 20 | $362–$587 | $492 |
| Hardin County | 20 | $345–$560 | $468 |
| Harrison County | 10 | $445–$622 | $613 |
| Howard County | 10 | $430–$601 | $591 |
| Humboldt County | 10 | $430–$601 | $591 |
| Ida County | 10 | $401–$561 | $552 |
| Iowa County | 10 | $423–$591 | $582 |
| Jackson County | 20 | $356–$578 | $484 |
| Jasper County | 20 | $343–$556 | $465 |
| Jefferson County | 10 | $462–$646 | $635 |
| Jones County | 10 | $423–$591 | $582 |
| Keokuk County | 10 | $462–$646 | $635 |
| Kossuth County | 20 | $362–$587 | $492 |
| Lucas County | 10 | $462–$646 | $635 |
| Madison County | 20 | $343–$556 | $465 |
| Mahaska County | 10 | $462–$646 | $635 |
| Marion County | 20 | $343–$556 | $465 |
| Marshall County | 10 | $410–$572 | $564 |
| Mills County | 10 | $445–$622 | $613 |
| Mitchell County | 20 | $362–$587 | $492 |
| Monona County | 10 | $401–$561 | $552 |
| Monroe County | 20 | $389–$631 | $528 |
| Montgomery County | 10 | $445–$622 | $613 |
| Palo Alto County | 10 | $401–$561 | $552 |
| Plymouth County | 20 | $338–$549 | $459 |
| Polk County | 20 | $343–$556 | $465 |
| Pottawattamie County | 10 | $445–$622 | $613 |
| Poweshiek County | 10 | $410–$572 | $564 |
| Ringgold County | 10 | $445–$622 | $613 |
| Sac County | 10 | $401–$561 | $552 |
| Scott County | 20 | $356–$578 | $484 |
| Shelby County | 10 | $445–$622 | $613 |
| Sioux County | 10 | $401–$561 | $552 |
| Tama County | 20 | $345–$560 | $468 |
| Union County | 10 | $445–$622 | $613 |
| Van Buren County | 10 | $462–$646 | $635 |
| Wapello County | 10 | $462–$646 | $635 |
| Warren County | 20 | $343–$556 | $465 |
| Wayne County | 10 | $462–$646 | $635 |
| Winnebago County | 20 | $362–$587 | $492 |
| Woodbury County | 20 | $338–$549 | $459 |
| Worth County | 20 | $362–$587 | $492 |
| Wright County | 10 | $430–$601 | $591 |
Other insurers in Iowa
- Ambetter (Centene) Silver $515/mo
- Wellmark Blue Cross Blue Shield (IA) Silver $535/mo
- Avera Health Plans Silver $577/mo
- UnitedHealthcare Silver $620/mo
- Medica Silver $739/mo
All Iowa prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Iowa?
For plan year 2026, Oscar Health marketplace plans in Iowa cost $338 to $646 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $385, Silver $503, Gold $519. Prices depend on the county.
What is the cheapest Oscar Health plan in Iowa?
Bronze Classic Standard | MercyOne (Expanded Bronze), from $338 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Iowa?
In 75 of Iowa's 99 counties, including Adair County, Adams County, Appanoose County, Audubon County, Benton County, Black Hawk County and others.
How do I buy a Oscar Health plan in Iowa?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Iowa, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.