Oscar Health in Florida health insurance (2026)
Oscar Health sells 34 marketplace plans in 32 of 67 Florida counties for 2026, from $473/mo; typical Silver $721/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Florida
- Bronze $473–$774
- Silver $645–$941
- Gold $588–$881
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 13 plans · $473–$774/mo | ||||||
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Expanded Bronze | HMO | $473–$561in 12 counties | $9,000 | $10,600 | $16,275–$17,328 | Benefits summary Find doctors |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Expanded Bronze | HMO | $477–$675in 20 counties | $9,000 | $10,600 | $16,320–$18,694 | Benefits summary Find doctors |
| Bronze Classic Standard | with AdventHealth Expanded Bronze | HMO | $499–$591in 12 counties | $7,500 | $10,000 | $15,985–$17,095 | Benefits summary Find doctors |
| Bronze Classic Standard Expanded Bronze | HMO | $503–$711in 20 counties | $7,500 | $10,000 | $16,032–$18,536 | Benefits summary Find doctors |
| Bronze Classic 4700 Expanded Bronze | HMO | $507–$717in 20 counties | $4,700 | $10,150 | $16,232–$18,757 | Benefits summary Find doctors |
| Bronze Simple Diabetes Expanded Bronze | HMO | $509–$720in 20 counties | $5,500 | $10,150 | $16,257–$18,792 | Benefits summary Find doctors |
| Bronze Classic 4700 | with AdventHealth Expanded Bronze | HMO | $511–$606in 12 counties | $4,700 | $9,200 | $15,336–$16,474 | Benefits summary Find doctors |
| Bronze Simple Chronic Care CKM Expanded Bronze | HMO | $515–$729in 20 counties | $5,500 | $10,150 | $16,332–$18,898 | Benefits summary Find doctors |
| Bronze Classic Standard Expanded Bronze | HMO | $523–$620in 12 counties | $7,500 | $10,000 | $16,276–$17,440 | Benefits summary Find doctors |
| Bronze Simple Diabetes Expanded Bronze | HMO | $530–$628in 12 counties | $5,500 | $10,150 | $16,504–$17,683 | Benefits summary Find doctors |
| Bronze Simple Chronic Care CKM Expanded Bronze | HMO | $536–$635in 12 counties | $5,500 | $10,150 | $16,582–$17,775 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus | with AdventHealth Expanded Bronze | HMO | $542–$643in 12 counties | $0 | $10,600 | $17,108–$18,315 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus Expanded Bronze | HMO | $547–$774in 20 counties | $0 | $10,600 | $17,159–$19,882 | Benefits summary Find doctors |
| Silver 15 plans · $645–$941/mo | ||||||
| Silver Simple PCP Saver | with AdventHealth | HMO | $645–$765in 12 counties | $5,000 | $9,250 | $16,992–$18,427 | Benefits summary Find doctors |
| Silver Simple PCP Saver | HMO | $650–$920in 20 counties | $5,000 | $9,250 | $17,052–$20,291 | Benefits summary Find doctors |
| Silver Classic Standard | with AdventHealth | HMO | $651–$772in 12 counties | $6,000 | $8,900 | $16,711–$18,159 | Benefits summary Find doctors |
| Silver Simple Diabetes | with AdventHealth | HMO | $651–$772in 12 counties | $6,500 | $10,000 | $17,815–$19,265 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM | with AdventHealth | HMO | $653–$774in 12 counties | $5,900 | $10,150 | $17,980–$19,433 | Benefits summary Find doctors |
| Silver Classic Standard | HMO | $656–$928in 20 counties | $6,000 | $8,900 | $16,772–$20,040 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | HMO | $656–$929in 20 counties | $6,200 | $9,600 | $17,474–$20,742 | Benefits summary Find doctors |
| Silver Simple Diabetes | HMO | $656–$929in 20 counties | $6,500 | $10,000 | $17,877–$21,146 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits | HMO | $657–$930in 20 counties | $6,000 | $10,150 | $18,034–$21,307 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM | HMO | $658–$931in 20 counties | $5,900 | $10,150 | $18,042–$21,318 | Benefits summary Find doctors |
| Silver Elite | with AdventHealth | HMO | $659–$781in 12 counties | $5,000 | $9,850 | $17,753–$19,219 | Benefits summary Find doctors |
| Silver Elite | HMO | $665–$941in 20 counties | $5,000 | $9,750 | $17,728–$21,039 | Benefits summary Find doctors |
| Silver Classic Standard | HMO | $684–$810in 12 counties | $6,000 | $8,900 | $17,102–$18,624 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits | HMO | $684–$810in 12 counties | $6,200 | $9,600 | $17,804–$19,326 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits | HMO | $685–$812in 12 counties | $6,000 | $10,150 | $18,365–$19,889 | Benefits summary Find doctors |
| Gold 6 plans · $588–$881/mo | ||||||
| Gold Simple | with AdventHealth | HMO | $588–$697in 12 counties | $3,000 | $9,950 | $17,010–$18,319 | Benefits summary Find doctors |
| Gold Elite Saver Plus | with AdventHealth | HMO | $590–$699in 12 counties | $0 | $9,500 | $16,580–$17,893 | Benefits summary Find doctors |
| Gold Simple | HMO | $593–$839in 20 counties | $3,000 | $9,950 | $17,065–$20,019 | Benefits summary Find doctors |
| Gold Classic Standard | with AdventHealth | HMO | $618–$733in 12 counties | $2,000 | $8,200 | $15,616–$16,992 | Benefits summary Find doctors |
| Gold Classic Standard | HMO | $623–$881in 20 counties | $2,000 | $8,200 | $15,674–$18,777 | Benefits summary Find doctors |
| Gold Classic Standard | HMO | $649–$769in 12 counties | $2,000 | $8,200 | $15,986–$17,430 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alachua County | 15 | $592–$826 | $815 |
| Bay County | 15 | $501–$699 | $690 |
| Brevard County | 15 | $534–$745 | $735 |
| Broward County | 15 | $501–$699 | $690 |
| Charlotte County | 19 | $552–$799 | $765 |
| Citrus County | 15 | $562–$784 | $774 |
| Clay County | 15 | $516–$720 | $711 |
| Duval County | 15 | $501–$699 | $690 |
| Escambia County | 15 | $501–$699 | $690 |
| Flagler County | 19 | $508–$736 | $705 |
| Hernando County | 15 | $477–$665 | $656 |
| Hillsborough County | 19 | $478–$692 | $663 |
| Lake County | 19 | $507–$734 | $702 |
| Leon County | 15 | $577–$805 | $795 |
| Manatee County | 15 | $550–$767 | $757 |
| Marion County | 19 | $514–$745 | $713 |
| Martin County | 15 | $549–$765 | $756 |
| Miami-Dade County | 15 | $502–$700 | $691 |
| Okaloosa County | 15 | $583–$813 | $803 |
| Orange County | 19 | $501–$726 | $695 |
| Osceola County | 19 | $494–$715 | $685 |
| Palm Beach County | 15 | $496–$692 | $683 |
| Pasco County | 19 | $483–$700 | $670 |
| Pinellas County | 19 | $473–$685 | $656 |
| Polk County | 19 | $561–$812 | $777 |
| Santa Rosa County | 15 | $675–$941 | $929 |
| Sarasota County | 15 | $597–$833 | $823 |
| Seminole County | 19 | $508–$735 | $704 |
| St. Johns County | 15 | $544–$759 | $749 |
| St. Lucie County | 15 | $603–$840 | $830 |
| Volusia County | 19 | $499–$723 | $692 |
| Walton County | 15 | $537–$749 | $739 |
Other insurers in Florida
- Capital Health Plan Silver $680/mo
- Health First Commercial Plans Silver $685/mo
- AmeriHealth Caritas Next Silver $721/mo
- Ambetter (Centene) Silver $737/mo
- 22 Health Silver $742/mo
- Wellpoint (Elevance Health) Silver $753/mo
- Molina Healthcare Silver $758/mo
- Florida Health Care Plans Silver $785/mo
- Florida Blue Silver $813/mo
- AvMed Silver $826/mo
- Cigna Healthcare Silver $854/mo
- UnitedHealthcare Silver $876/mo
All Florida prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Florida?
For plan year 2026, Oscar Health marketplace plans in Florida cost $473 to $941 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $564, Silver $721, Gold $663. Prices depend on the county.
What is the cheapest Oscar Health plan in Florida?
Bronze Simple Breathe Easy with Enhanced COPD Benefits (Expanded Bronze), from $473 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Florida?
In 32 of Florida's 67 counties, including Alachua County, Bay County, Brevard County, Broward County, Charlotte County, Citrus County and others.
How do I buy a Oscar Health plan in Florida?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Florida, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.