Oscar Health in Pennsylvania health insurance (2026)
Oscar Health sells 10 marketplace plans in 13 of 67 Pennsylvania counties for 2026, from $443/mo; typical Silver $660/mo, before tax credits. Buy on Pennie.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Pennsylvania
- Bronze $443–$649
- Silver $611–$834
- Gold $536–$784
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $443–$649/mo | ||||||
| Bronze Classic Expanded Bronze | HMO | $443–$594in 13 counties | $7,000 | $10,150 | $15,467–$17,275 | — |
| Bronze Classic PCP Saver Plus Expanded Bronze | HMO | $448–$600in 13 counties | $9,000 | $9,700 | $15,073–$16,901 | — |
| Bronze Classic 4700 Expanded Bronze | HMO | $457–$612in 13 counties | $4,700 | $9,500 | $14,980–$16,844 | — |
| Bronze Elite PCP Saver Expanded Bronze | HMO | $484–$649in 13 counties | $150 | $10,150 | $15,963–$17,939 | — |
| Silver 3 plans · $611–$834/mo | ||||||
| Silver Simple PCP Saver | HMO | $611–$819in 13 counties | $5,750 | $9,800 | $17,133–$19,626 | — |
| Silver Classic | HMO | $618–$828in 13 counties | $5,600 | $8,900 | $16,315–$18,837 | — |
| Silver Elite Saver Plus | HMO | $623–$834in 13 counties | $0 | $9,700 | $17,170–$19,711 | — |
| Gold 3 plans · $536–$784/mo | ||||||
| Gold Classic | HMO | $536–$718in 13 counties | $3,800 | $7,500 | $13,927–$16,113 | — |
| Gold Elite | HMO | $561–$751in 13 counties | $500 | $6,000 | $12,729–$15,017 | — |
| Gold Elite Saver Plus | HMO | $585–$784in 13 counties | $0 | $8,500 | $15,520–$17,908 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bucks County | 10 | $443–$623 | $618 |
| Carbon County | 10 | $479–$673 | $668 |
| Chester County | 10 | $443–$623 | $618 |
| Delaware County | 10 | $443–$623 | $618 |
| Lackawanna County | 10 | $479–$673 | $668 |
| Lancaster County | 10 | $469–$660 | $655 |
| Lehigh County | 10 | $594–$834 | $828 |
| Luzerne County | 10 | $479–$673 | $668 |
| Monroe County | 10 | $479–$673 | $668 |
| Montgomery County | 10 | $443–$623 | $618 |
| Northampton County | 10 | $594–$834 | $828 |
| Philadelphia County | 10 | $443–$623 | $618 |
| Wyoming County | 10 | $479–$673 | $668 |
Other insurers in Pennsylvania
- Jefferson Health Plans Silver $546/mo
- Independence Blue Cross (PA) Silver $582/mo
- UPMC Health Plan Silver $659/mo
- Ambetter (Centene) Silver $690/mo
- Geisinger Silver $830/mo
- Highmark Blue Cross Blue Shield (PA) Silver $861/mo
- Capital Blue Cross (PA) Silver $889/mo
All Pennsylvania prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Pennsylvania?
For plan year 2026, Oscar Health marketplace plans in Pennsylvania cost $443 to $834 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $484, Silver $660, Gold $600. Prices depend on the county.
What is the cheapest Oscar Health plan in Pennsylvania?
Bronze Classic (Expanded Bronze), from $443 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Pennsylvania?
In 13 of Pennsylvania's 67 counties, including Bucks County, Carbon County, Chester County, Delaware County, Lackawanna County, Lancaster County and others.
How do I buy a Oscar Health plan in Pennsylvania?
On Pennie (https://pennie.com/), the official marketplace for Pennsylvania, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.