Oscar Health in Virginia health insurance (2026)
Oscar Health sells 5 marketplace plans in 25 of 133 Virginia counties for 2026, from $352/mo; typical Silver $482/mo, before tax credits. Buy on Virginia's Insurance Marketplace.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Virginia
- Bronze $352–$387
- Silver $475–$490
- Gold $466–$481
- Catastrophic $312–$322
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $352–$387/mo | ||||||
| Bronze Simple Expanded Bronze | EPO | $352–$363in 25 counties | $9,000 | $10,600 | $14,826–$14,957 | — |
| Bronze Classic Standard Expanded Bronze | EPO | $375–$387in 25 counties | $7,500 | $10,000 | $14,503–$14,642 | — |
| Silver 1 plan · $475–$490/mo | ||||||
| Silver Classic Standard | EPO | $475–$490in 25 counties | $6,000 | $8,900 | $14,601–$14,778 | — |
| Gold 1 plan · $466–$481/mo | ||||||
| Gold Classic Standard | EPO | $466–$481in 25 counties | $2,000 | $8,200 | $13,797–$13,970 | — |
| Catastrophic 1 plan · $312–$322/mo | ||||||
| Secure | EPO | $312–$322in 25 counties | $10,600 | $10,600 | $14,344–$14,460 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Alexandria city | 5 | $363–$490 | $490 |
| Amelia County | 5 | $352–$475 | $475 |
| Arlington County | 5 | $363–$490 | $490 |
| Caroline County | 5 | $352–$475 | $475 |
| Charles City County | 5 | $352–$475 | $475 |
| Chesterfield County | 5 | $352–$475 | $475 |
| Colonial Heights city | 5 | $352–$475 | $475 |
| Cumberland County | 5 | $352–$475 | $475 |
| Dinwiddie County | 5 | $352–$475 | $475 |
| Fairfax County | 5 | $363–$490 | $490 |
| Fairfax city | 5 | $363–$490 | $490 |
| Falls Church city | 5 | $363–$490 | $490 |
| Goochland County | 5 | $352–$475 | $475 |
| Hanover County | 5 | $352–$475 | $475 |
| Henrico County | 5 | $352–$475 | $475 |
| Hopewell city | 5 | $352–$475 | $475 |
| King William County | 5 | $352–$475 | $475 |
| King and Queen County | 5 | $352–$475 | $475 |
| Loudoun County | 5 | $363–$490 | $490 |
| New Kent County | 5 | $352–$475 | $475 |
| Petersburg city | 5 | $352–$475 | $475 |
| Powhatan County | 5 | $352–$475 | $475 |
| Prince George County | 5 | $352–$475 | $475 |
| Prince William County | 5 | $363–$490 | $490 |
| Richmond city | 5 | $352–$475 | $475 |
Other insurers in Virginia
- Sentara Health Plans Silver $489/mo
- Anthem Blue Cross Blue Shield (VA) Silver $501/mo
- Kaiser Permanente Silver $508/mo
- Cigna Healthcare Silver $543/mo
- UnitedHealthcare Silver $627/mo
- CareFirst BlueCross BlueShield (VA) Silver $816/mo
All Virginia prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Virginia?
For plan year 2026, Oscar Health marketplace plans in Virginia cost $352 to $490 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $369, Silver $482, Gold $474. Prices depend on the county.
What is the cheapest Oscar Health plan in Virginia?
Bronze Simple (Expanded Bronze), from $352 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Virginia?
In 25 of Virginia's 133 counties, including Alexandria city, Amelia County, Arlington County, Caroline County, Charles City County, Chesterfield County and others.
How do I buy a Oscar Health plan in Virginia?
On Virginia's Insurance Marketplace (https://www.marketplace.virginia.gov/), the official marketplace for Virginia, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.