Oscar Health in New York health insurance (2026)
Oscar Health sells 12 marketplace plans in 8 of 61 New York counties for 2026, from $813/mo; typical Silver $1,125/mo, before tax credits. Buy on NY State of Health.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
NY is community rated: every adult pays the same, and family prices are set multiples of one adult's price (couple 2×, parent and children 1.7×, family 2.85×). List yourself and your spouse first. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in New York
- Bronze $813–$928
- Silver $1,037–$1,219
- Gold $1,260–$1,564
- Platinum $1,633–$1,866
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 2 plans · $813–$928/mo | ||||||
| Bronze Classic, Bronze, ST, INN, Circle, Dep25, Wellness Rewards Expanded Bronze | EPO | $813–$923in 8 counties | $4,125 | $10,150 | $19,902–$21,227 | — |
| Bronze Classic, Bronze, ST, INN, Circle, Dep29, Wellness Rewards Expanded Bronze | EPO | $817–$928in 8 counties | $4,125 | $10,150 | $19,957–$21,290 | — |
| Silver 4 plans · $1,037–$1,219/mo | ||||||
| Silver Simple PCP Saver, Silver, NS, INN, Circle, Dep25, Wellness Rewards | EPO | $1,037–$1,178in 8 counties | $7,300 | $10,100 | $22,543–$24,234 | — |
| Silver Simple PCP Saver, Silver, NS, INN, Circle, Dep29, Wellness Rewards | EPO | $1,043–$1,185in 8 counties | $7,300 | $10,100 | $22,613–$24,314 | — |
| Silver Classic, Silver, ST, INN, Circle, Dep25, Wellness Rewards | EPO | $1,067–$1,212in 8 counties | $2,450 | $10,150 | $22,952–$24,692 | — |
| Silver Classic, Silver, ST, INN, Circle, Dep29, Wellness Rewards | EPO | $1,073–$1,219in 8 counties | $2,450 | $10,150 | $23,025–$24,775 | — |
| Gold 4 plans · $1,260–$1,564/mo | ||||||
| Gold Simple, Gold, NS, INN, Circle, Dep25, Wellness Rewards | EPO | $1,260–$1,431in 8 counties | $1,500 | $7,200 | $22,318–$24,373 | — |
| Gold Simple, Gold, NS, INN, Circle, Dep29, Wellness Rewards | EPO | $1,267–$1,439in 8 counties | $1,500 | $7,200 | $22,404–$24,470 | — |
| Gold Classic, Gold, ST, INN, Circle, Dep25, Wellness Rewards | EPO | $1,369–$1,556in 8 counties | $775 | $10,150 | $26,583–$28,817 | — |
| Gold Classic, Gold, ST, INN, Circle, Dep29, Wellness Rewards | EPO | $1,377–$1,564in 8 counties | $775 | $10,150 | $26,677–$28,923 | — |
| Platinum 2 plans · $1,633–$1,866/mo | ||||||
| Platinum Classic, Platinum, ST, INN, Circle, Dep25, Wellness Rewards | EPO | $1,633–$1,855in 8 counties | $0 | $2,000 | $21,601–$24,265 | — |
| Platinum Classic, Platinum, ST, INN, Circle, Dep29, Wellness Rewards | EPO | $1,643–$1,866in 8 counties | $0 | $2,000 | $21,712–$24,392 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Bronx County | 12 | $923–$1,866 | $1,198 |
| Kings County | 12 | $923–$1,866 | $1,198 |
| Nassau County | 12 | $813–$1,643 | $1,055 |
| New York County | 12 | $923–$1,866 | $1,198 |
| Queens County | 12 | $923–$1,866 | $1,198 |
| Richmond County | 12 | $923–$1,866 | $1,198 |
| Suffolk County | 12 | $813–$1,643 | $1,055 |
| Westchester County | 12 | $923–$1,866 | $1,198 |
Other insurers in New York
- Ambetter (Centene) Silver $753/mo
- Healthfirst PHSP Silver $1,004/mo
- MVP Health Care Silver $1,006/mo
- Independent Health Benefits Silver $1,038/mo
- Excellus BlueCross BlueShield (NY) Silver $1,104/mo
- MetroPlus Silver $1,105/mo
- Anthem Blue Cross Blue Shield (NY) Silver $1,117/mo
- CDPHP Silver $1,179/mo
- Highmark Blue Cross Blue Shield (NY) Silver $1,239/mo
- UnitedHealthcare Silver $1,622/mo
- EmblemHealth Silver $1,835/mo
All New York prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in New York?
For plan year 2026, Oscar Health marketplace plans in New York cost $813 to $1,866 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $870, Silver $1,125, Gold $1,404, Platinum $1,749. Prices depend on the county.
What is the cheapest Oscar Health plan in New York?
Bronze Classic, Bronze, ST, INN, Circle, Dep25, Wellness Rewards (Expanded Bronze), from $813 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in New York?
In 8 of New York's 61 counties, including Bronx County, Kings County, Nassau County, New York County, Queens County, Richmond County and others.
How do I buy a Oscar Health plan in New York?
On NY State of Health (https://nystateofhealth.ny.gov/), the official marketplace for New York, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.