Oscar Health in Arizona health insurance (2026)
Oscar Health sells 17 marketplace plans in 4 of 15 Arizona counties for 2026, from $387/mo; typical Silver $505/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Arizona
- Bronze $387–$484
- Silver $491–$591
- Gold $540–$613
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 6 plans · $387–$484/mo | ||||||
| Bronze Simple Expanded Bronze | HMO | $387–$431in 4 counties | $9,000 | $10,600 | $15,250–$15,772 | Benefits summary Find doctors |
| Bronze Classic Standard Expanded Bronze | HMO | $406–$452in 4 counties | $7,500 | $10,000 | $14,877–$15,425 | Benefits summary Find doctors |
| Buena Salud Bronce Simple Para Diabetes Expanded Bronze | HMO | $413–$460in 4 counties | $5,500 | $10,150 | $15,109–$15,666 | Benefits summary Find doctors |
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Expanded Bronze | HMO | $414–$461in 4 counties | $5,500 | $10,150 | $15,123–$15,682 | Benefits summary Find doctors |
| Bronze Simple Chronic Care CKM Expanded Bronze | HMO | $421–$469in 4 counties | $5,500 | $10,150 | $15,205–$15,773 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus Expanded Bronze | HMO | $435–$484in 4 counties | $0 | $10,150 | $15,374–$15,961 | Benefits summary Find doctors |
| Silver 7 plans · $491–$591/mo | ||||||
| Silver Simple PCP Saver | HMO | $491–$546in 4 counties | $5,750 | $9,400 | $15,287–$15,948 | Benefits summary Find doctors |
| Silver Classic Standard | HMO | $491–$546in 4 counties | $6,000 | $8,900 | $14,792–$15,455 | Benefits summary Find doctors |
| Silver Simple Diabetes | HMO | $498–$554in 4 counties | $6,500 | $10,000 | $15,976–$16,648 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM | HMO | $502–$559in 4 counties | $5,900 | $10,150 | $16,179–$16,856 | Benefits summary Find doctors |
| Silver Simple Specialist Saver with COPD | HMO | $503–$560in 4 counties | $6,500 | $9,600 | $15,638–$16,317 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits | HMO | $505–$562in 4 counties | $6,000 | $10,150 | $16,208–$16,889 | Benefits summary Find doctors |
| Silver Elite Saver Plus | HMO | $531–$591in 4 counties | $0 | $8,500 | $14,870–$15,586 | Benefits summary Find doctors |
| Gold 4 plans · $540–$613/mo | ||||||
| Gold Simple | HMO | $540–$601in 4 counties | $3,300 | $9,950 | $16,433–$17,162 | Benefits summary Find doctors |
| Gold Classic Standard | HMO | $544–$605in 4 counties | $2,000 | $8,200 | $14,727–$15,460 | Benefits summary Find doctors |
| Gold Simple Diabetes | HMO | $547–$608in 4 counties | $2,000 | $9,800 | $16,360–$17,097 | Benefits summary Find doctors |
| Gold Classic | HMO | $551–$613in 4 counties | $3,500 | $7,750 | $14,366–$15,110 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Maricopa County | 17 | $388–$553 | $504 |
| Pima County | 17 | $387–$551 | $502 |
| Pinal County | 17 | $431–$613 | $559 |
| Santa Cruz County | 17 | $387–$551 | $502 |
Other insurers in Arizona
- Antidote Health Silver $541/mo
- Ambetter (Centene) Silver $603/mo
- UnitedHealthcare Silver $605/mo
- Imperial Health Plan Silver $653/mo
- Cigna Healthcare Silver $657/mo
- Blue Cross Blue Shield of Arizona Silver $811/mo
All Arizona prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Arizona?
For plan year 2026, Oscar Health marketplace plans in Arizona cost $387 to $613 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $422, Silver $505, Gold $550. Prices depend on the county.
What is the cheapest Oscar Health plan in Arizona?
Bronze Simple (Expanded Bronze), from $387 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Arizona?
In 4 of Arizona's 15 counties, including Maricopa County, Pima County, Pinal County, Santa Cruz County.
How do I buy a Oscar Health plan in Arizona?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Arizona, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.