Oscar Health in Alabama health insurance (2026)
Oscar Health sells 9 marketplace plans in 5 of 67 Alabama counties for 2026, from $548/mo; typical Silver $758/mo, before tax credits. Buy on HealthCare.gov.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Alabama
- Bronze $548–$690
- Silver $702–$816
- Gold $777–$900
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 4 plans · $548–$690/mo | ||||||
| Bronze Classic Standard Expanded Bronze | EPO | $548–$631in 5 counties | $7,500 | $10,000 | $16,578–$17,577 | Benefits summary Find doctors |
| Bronze Classic 4700 Expanded Bronze | EPO | $558–$643in 5 counties | $4,700 | $9,800 | $16,495–$17,511 | Benefits summary Find doctors |
| Bronze Simple Chronic Care CKM Expanded Bronze | EPO | $569–$655in 5 counties | $5,500 | $10,150 | $16,976–$18,013 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus Expanded Bronze | EPO | $599–$690in 5 counties | $0 | $10,600 | $17,789–$18,880 | Benefits summary Find doctors |
| Silver 3 plans · $702–$816/mo | ||||||
| Silver Classic Standard | EPO | $702–$809in 5 counties | $6,000 | $8,900 | $17,324–$18,603 | Benefits summary Find doctors |
| Silver Simple | EPO | $708–$815in 5 counties | $6,300 | $9,300 | $17,793–$19,082 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM | EPO | $708–$816in 5 counties | $5,900 | $10,150 | $18,649–$19,939 | Benefits summary Find doctors |
| Gold 2 plans · $777–$900/mo | ||||||
| Gold Simple | EPO | $777–$894in 5 counties | $3,300 | $9,950 | $19,268–$20,683 | Benefits summary Find doctors |
| Gold Classic Standard | EPO | $781–$900in 5 counties | $2,000 | $8,200 | $17,576–$18,999 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Jefferson County | 9 | $631–$900 | $815 |
| Limestone County | 9 | $548–$781 | $708 |
| Madison County | 9 | $548–$781 | $708 |
| Shelby County | 9 | $631–$900 | $815 |
| Walker County | 9 | $631–$900 | $815 |
Other insurers in Alabama
- Blue Cross and Blue Shield of Alabama Silver $657/mo
- UnitedHealthcare Silver $700/mo
- Ambetter (Centene) Silver $709/mo
All Alabama prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Alabama?
For plan year 2026, Oscar Health marketplace plans in Alabama cost $548 to $900 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $615, Silver $758, Gold $838. Prices depend on the county.
What is the cheapest Oscar Health plan in Alabama?
Bronze Classic Standard (Expanded Bronze), from $548 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Alabama?
In 5 of Alabama's 67 counties, including Jefferson County, Limestone County, Madison County, Shelby County, Walker County.
How do I buy a Oscar Health plan in Alabama?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Alabama, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.