Oscar Health in New Jersey health insurance (2026)
Oscar Health sells 8 marketplace plans in every New Jersey county for 2026, from $470/mo; typical Silver $547/mo, before tax credits. Buy on Get Covered New Jersey.
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in New Jersey
- Bronze $470
- Silver $538–$637
- Gold $769
- Catastrophic $341
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 1 plan · $470/mo | ||||||
| Bronze Classic Expanded Bronze | EPO | $470in 21 counties | $3,300 | $9,300 | $14,943 | — |
| Silver 5 plans · $538–$637/mo | ||||||
| Silver Simple | EPO | $538in 21 counties | $2,800 | $7,400 | $13,854 | — |
| Silver Simple PCP Saver | EPO | $545in 21 counties | $2,500 | $9,300 | $15,837 | — |
| Silver Classic | EPO | $547in 21 counties | $2,700 | $9,200 | $15,767 | — |
| Silver Classic Saver Plus | EPO | $562in 21 counties | $500 | $9,600 | $16,338 | — |
| Silver Elite Plus | EPO | $637in 21 counties | $1,600 | $10,600 | $18,246 | — |
| Gold 1 plan · $769/mo | ||||||
| Gold Classic PCP Saver | EPO | $769in 21 counties | $2,000 | $7,300 | $16,534 | — |
| Catastrophic 1 plan · $341/mo | ||||||
| Secure | EPO | $341in 21 counties | $10,600 | $10,600 | $14,689 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Atlantic County | 8 | $470–$769 | $547 |
| Bergen County | 8 | $470–$769 | $547 |
| Burlington County | 8 | $470–$769 | $547 |
| Camden County | 8 | $470–$769 | $547 |
| Cape May County | 8 | $470–$769 | $547 |
| Cumberland County | 8 | $470–$769 | $547 |
| Essex County | 8 | $470–$769 | $547 |
| Gloucester County | 8 | $470–$769 | $547 |
| Hudson County | 8 | $470–$769 | $547 |
| Hunterdon County | 8 | $470–$769 | $547 |
| Mercer County | 8 | $470–$769 | $547 |
| Middlesex County | 8 | $470–$769 | $547 |
| Monmouth County | 8 | $470–$769 | $547 |
| Morris County | 8 | $470–$769 | $547 |
| Ocean County | 8 | $470–$769 | $547 |
| Passaic County | 8 | $470–$769 | $547 |
| Salem County | 8 | $470–$769 | $547 |
| Somerset County | 8 | $470–$769 | $547 |
| Sussex County | 8 | $470–$769 | $547 |
| Union County | 8 | $470–$769 | $547 |
| Warren County | 8 | $470–$769 | $547 |
Other insurers in New Jersey
- AmeriHealth Insurance Company of New Jersey Silver $611/mo
- Ambetter (Centene) Silver $640/mo
- UnitedHealthcare Silver $674/mo
- Horizon Blue Cross Blue Shield of New Jersey Silver $747/mo
All New Jersey prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in New Jersey?
For plan year 2026, Oscar Health marketplace plans in New Jersey cost $470 to $769 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $470, Silver $547, Gold $769. Prices depend on the county.
What is the cheapest Oscar Health plan in New Jersey?
Bronze Classic (Expanded Bronze), from $470 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in New Jersey?
In all 21 counties of New Jersey.
How do I buy a Oscar Health plan in New Jersey?
On Get Covered New Jersey (https://nj.gov/getcoverednj/), the official marketplace for New Jersey, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.