Oscar Health in Texas health insurance (2026)
Oscar Health sells 100 marketplace plans in 47 of 254 Texas counties for 2026, from $414/mo; typical Silver $730/mo, before tax credits. Buy on HealthCare.gov.
$414Cheapest plan
$730Typical Silver plan
47of 254 counties
100Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
Each person is priced by age using this state's official age curve; only the three oldest children under 21 are charged. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Oscar Health plans in Texas
- Bronze $414–$598
- Silver $647–$890
- Gold $566–$775
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 6 plans · $414–$598/mo | ||||||
| Bronze Simple Breathe Easy with Enhanced COPD Benefits Expanded Bronze | EPO | $414–$547in 47 counties | $9,000 | $10,600 | $15,565–$17,161 | Benefits summary Find doctors |
| Bronze Classic Standard Expanded Bronze | EPO | $428–$565in 47 counties | $7,500 | $10,000 | $15,134–$16,785 | Benefits summary Find doctors |
| Bronze Classic 4700 Expanded Bronze | EPO | $433–$572in 47 counties | $4,700 | $9,800 | $14,996–$16,667 | Benefits summary Find doctors |
| Bronze Simple Diabetes Expanded Bronze | EPO | $434–$574in 47 counties | $5,500 | $10,150 | $15,362–$17,038 | Benefits summary Find doctors |
| Bronze Simple Chronic Care CKM Expanded Bronze | EPO | $442–$584in 47 counties | $5,500 | $10,150 | $15,449–$17,153 | Benefits summary Find doctors |
| Bronze Elite + PCP Saver Plus Expanded Bronze | EPO | $452–$598in 47 counties | $0 | $10,150 | $15,579–$17,325 | Benefits summary Find doctors |
| Silver 59 plans · $647–$890/mo | ||||||
| Silver Simple Guided Care | HMO | $647in 1 county | $6,300 | $9,300 | $17,066 | Benefits summary Find doctors |
| Silver Simple Guided Care | HMO | $651in 1 county | $6,300 | $9,300 | $17,114 | Benefits summary Find doctors |
| Silver Simple Guided Care | HMO | $652in 3 counties | $6,300 | $9,300 | $17,124 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $655in 1 county | $6,500 | $10,000 | $17,856 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $659in 1 county | $6,200 | $9,600 | $17,511 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $659in 3 counties | $6,500 | $10,000 | $17,913 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $660in 1 county | $5,900 | $10,150 | $18,067 | Benefits summary Find doctors |
| Silver Simple PCP Saver | EPO | $660–$873in 47 counties | $5,750 | $10,150 | $18,074–$20,622 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $662in 1 county | $6,000 | $10,150 | $18,089 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $664in 3 counties | $6,200 | $9,600 | $17,568 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $665in 3 counties | $5,900 | $10,150 | $18,124 | Benefits summary Find doctors |
| Silver Classic Standard | EPO | $665–$879in 47 counties | $6,000 | $8,900 | $16,878–$19,443 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $666in 3 counties | $6,000 | $10,150 | $18,146 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $668in 1 county | $6,500 | $10,000 | $18,011 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $670in 1 county | $6,000 | $8,900 | $16,944 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $672in 1 county | $6,200 | $9,600 | $17,667 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $673in 1 county | $5,900 | $10,150 | $18,223 | Benefits summary Find doctors |
| Silver Classic | EPO | $674–$890in 47 counties | $5,500 | $8,900 | $16,986–$19,586 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $675in 1 county | $6,000 | $10,150 | $18,246 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $675in 3 counties | $6,000 | $8,900 | $17,001 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $675in 1 county | $5,750 | $10,150 | $18,253 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $680in 3 counties | $5,750 | $10,150 | $18,311 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $684in 1 county | $6,000 | $8,900 | $17,102 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $689in 1 county | $5,750 | $10,150 | $18,413 | Benefits summary Find doctors |
| Silver Simple Guided Care | HMO | $693in 2 counties | $6,300 | $9,300 | $17,611 | Benefits summary Find doctors |
| Silver Simple Guided Care | HMO | $694in 1 county | $6,300 | $9,300 | $17,626 | Benefits summary Find doctors |
| Silver Simple Guided Care | HMO | $700in 1 county | $6,300 | $9,300 | $17,695 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $701in 2 counties | $6,500 | $10,000 | $18,408 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $702in 1 county | $6,500 | $10,000 | $18,424 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $706in 2 counties | $6,200 | $9,600 | $18,068 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $706in 2 counties | $5,900 | $10,150 | $18,624 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $707in 1 county | $6,200 | $9,600 | $18,083 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $707in 1 county | $5,900 | $10,150 | $18,639 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $708in 1 county | $6,500 | $10,000 | $18,492 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $708in 2 counties | $6,000 | $10,150 | $18,648 | Benefits summary Find doctors |
| Silver Simple Guided Care | HMO | $709in 2 counties | $6,300 | $9,300 | $17,805 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $709in 1 county | $6,000 | $10,150 | $18,663 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $713in 1 county | $6,200 | $9,600 | $18,152 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $713in 1 county | $5,900 | $10,150 | $18,708 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $715in 1 county | $6,000 | $10,150 | $18,732 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $718in 2 counties | $6,000 | $8,900 | $17,510 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $719in 1 county | $6,000 | $8,900 | $17,526 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $723in 2 counties | $5,750 | $10,150 | $18,824 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $724in 1 county | $5,750 | $10,150 | $18,840 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $725in 1 county | $6,000 | $8,900 | $17,596 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $727in 2 counties | $6,500 | $10,000 | $18,719 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $730in 1 county | $5,750 | $10,150 | $18,910 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $732in 2 counties | $6,200 | $9,600 | $18,380 | Benefits summary Find doctors |
| Silver Simple Guided Care | HMO | $732in 3 counties | $6,300 | $9,300 | $18,085 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $732in 2 counties | $5,900 | $10,150 | $18,937 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $734in 2 counties | $6,000 | $10,150 | $18,961 | Benefits summary Find doctors |
| Silver Simple Diabetes Guided Care | HMO | $740in 3 counties | $6,500 | $10,000 | $18,886 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $744in 2 counties | $6,000 | $8,900 | $17,827 | Benefits summary Find doctors |
| Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | HMO | $746in 3 counties | $6,200 | $9,600 | $18,548 | Benefits summary Find doctors |
| Silver Simple Chronic Care CKM Guided Care | HMO | $746in 3 counties | $5,900 | $10,150 | $19,104 | Benefits summary Find doctors |
| Silver Simple Women's Health with Menopause Benefits Guided Care | HMO | $748in 3 counties | $6,000 | $10,150 | $19,129 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $749in 2 counties | $5,750 | $10,150 | $19,143 | Benefits summary Find doctors |
| Silver Classic Standard Guided Care | HMO | $758in 3 counties | $6,000 | $8,900 | $17,997 | Benefits summary Find doctors |
| Silver Simple PCP Saver Guided Care | HMO | $764in 3 counties | $5,750 | $10,150 | $19,313 | Benefits summary Find doctors |
| Gold 35 plans · $566–$775/mo | ||||||
| Gold Classic Standard | EPO | $566–$748in 47 counties | $2,000 | $8,200 | $14,988–$17,171 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $568in 1 county | $3,300 | $9,950 | $16,767 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $571in 1 county | $2,000 | $8,200 | $15,052 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $573in 3 counties | $3,300 | $9,950 | $16,824 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $574in 1 county | $2,000 | $9,800 | $16,684 | Benefits summary Find doctors |
| Gold Classic | EPO | $575–$759in 47 counties | $2,500 | $8,000 | $14,894–$17,111 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $576in 3 counties | $2,000 | $8,200 | $15,109 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $578in 3 counties | $2,000 | $9,800 | $16,740 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $579in 1 county | $3,300 | $9,950 | $16,904 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $580in 1 county | $2,500 | $8,000 | $14,958 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $582in 1 county | $2,000 | $8,200 | $15,189 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $585in 3 counties | $2,500 | $8,000 | $15,015 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $585in 1 county | $2,000 | $9,800 | $16,821 | Benefits summary Find doctors |
| Gold Elite | EPO | $586–$775in 47 counties | $1,200 | $7,800 | $14,837–$17,100 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $591in 1 county | $2,500 | $8,000 | $15,097 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $608in 2 counties | $3,300 | $9,950 | $17,241 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $609in 1 county | $3,300 | $9,950 | $17,254 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $611in 2 counties | $2,000 | $8,200 | $15,529 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $612in 1 county | $2,000 | $8,200 | $15,542 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $614in 2 counties | $2,000 | $9,800 | $17,163 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $614in 1 county | $3,300 | $9,950 | $17,320 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $615in 1 county | $2,000 | $9,800 | $17,176 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $617in 1 county | $2,000 | $8,200 | $15,608 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $620in 1 county | $2,000 | $9,800 | $17,241 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $620in 2 counties | $2,500 | $8,000 | $15,443 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $621in 1 county | $2,500 | $8,000 | $15,457 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $627in 1 county | $2,500 | $8,000 | $15,522 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $631in 2 counties | $3,300 | $9,950 | $17,520 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $634in 2 counties | $2,000 | $8,200 | $15,809 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $637in 2 counties | $2,000 | $9,800 | $17,444 | Benefits summary Find doctors |
| Gold Simple Guided Care | HMO | $643in 3 counties | $3,300 | $9,950 | $17,670 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $644in 2 counties | $2,500 | $8,000 | $15,726 | Benefits summary Find doctors |
| Gold Classic Standard Guided Care | HMO | $647in 3 counties | $2,000 | $8,200 | $15,958 | Benefits summary Find doctors |
| Gold Simple Diabetes Guided Care | HMO | $649in 3 counties | $2,000 | $9,800 | $17,594 | Benefits summary Find doctors |
| Gold Classic Guided Care | HMO | $656in 3 counties | $2,500 | $8,000 | $15,878 | Benefits summary Find doctors |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Oscar Health sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Atascosa County | 12 | $457–$744 | $734 |
| Austin County | 12 | $451–$735 | $725 |
| Bandera County | 12 | $457–$744 | $734 |
| Bastrop County | 12 | $533–$868 | $856 |
| Bexar County | 23 | $457–$744 | $671 |
| Blanco County | 12 | $533–$868 | $856 |
| Brazoria County | 12 | $451–$735 | $725 |
| Burnet County | 12 | $533–$868 | $856 |
| Caldwell County | 12 | $533–$868 | $856 |
| Cameron County | 12 | $459–$748 | $738 |
| Collin County | 12 | $476–$776 | $766 |
| Comal County | 23 | $457–$744 | $671 |
| Cooke County | 12 | $475–$774 | $763 |
| Dallas County | 23 | $476–$776 | $713 |
| Denton County | 23 | $517–$842 | $739 |
| El Paso County | 23 | $464–$755 | $679 |
| Ellis County | 23 | $476–$776 | $713 |
| Fort Bend County | 23 | $451–$735 | $666 |
| Galveston County | 12 | $466–$759 | $749 |
| Gonzales County | 12 | $457–$744 | $734 |
| Guadalupe County | 12 | $457–$744 | $734 |
| Harris County | 23 | $466–$759 | $714 |
| Hays County | 23 | $533–$868 | $753 |
| Hidalgo County | 12 | $454–$739 | $730 |
| Hudspeth County | 12 | $464–$755 | $745 |
| Jack County | 12 | $481–$783 | $772 |
| Kendall County | 23 | $457–$744 | $671 |
| Kenedy County | 12 | $459–$748 | $738 |
| La Salle County | 12 | $457–$744 | $734 |
| Lee County | 12 | $533–$868 | $856 |
| Liberty County | 12 | $482–$786 | $775 |
| Llano County | 12 | $533–$868 | $856 |
| McMullen County | 12 | $458–$745 | $735 |
| Medina County | 12 | $457–$744 | $734 |
| Milam County | 12 | $414–$674 | $665 |
| Montgomery County | 23 | $482–$786 | $720 |
| Parker County | 12 | $517–$842 | $831 |
| Rockwall County | 12 | $476–$776 | $766 |
| San Jacinto County | 12 | $547–$890 | $879 |
| Tarrant County | 23 | $517–$842 | $739 |
| Travis County | 23 | $533–$868 | $753 |
| Walker County | 12 | $482–$786 | $775 |
| Waller County | 12 | $451–$735 | $725 |
| Willacy County | 12 | $459–$748 | $738 |
| Williamson County | 23 | $533–$868 | $753 |
| Wilson County | 12 | $457–$744 | $734 |
| Wise County | 12 | $517–$842 | $831 |
Other insurers in Texas
- Sendero Health Plans Silver $625/mo
- Community First Silver $644/mo
- CHRISTUS Health Plan Silver $664/mo
- Harbor Health Silver $693/mo
- Imperial Health Plan Silver $716/mo
- Community Health Choice Silver $734/mo
- Molina Healthcare Silver $740/mo
- Ambetter (Centene) Silver $743/mo
- Wellpoint (Elevance Health) Silver $767/mo
- Baylor Scott & White Health Plan Silver $775/mo
- UnitedHealthcare Silver $795/mo
- Blue Cross and Blue Shield of Texas Silver $882/mo
- Moda Health Silver $920/mo
- Cigna Healthcare Silver $983/mo
All Texas prices · Sorted by typical Silver price.
Frequently asked questions
How much does Oscar Health health insurance cost in Texas?
For plan year 2026, Oscar Health marketplace plans in Texas cost $414 to $890 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $493, Silver $730, Gold $635. Prices depend on the county.
What is the cheapest Oscar Health plan in Texas?
Bronze Simple Breathe Easy with Enhanced COPD Benefits (Expanded Bronze), from $414 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Oscar Health sell marketplace plans in Texas?
In 47 of Texas's 254 counties, including Atascosa County, Austin County, Bandera County, Bastrop County, Bexar County, Blanco County and others.
How do I buy a Oscar Health plan in Texas?
On HealthCare.gov (https://www.healthcare.gov/see-plans/), the official marketplace for Texas, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.