Health insurance prices in Seminole County, FL (2026)
215 marketplace plans from 10 insurers. Cheapest plan $508/mo; typical Silver $813/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 57.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $508–$1,184 (typical $665) · Silver $693–$1,877 (typical $813) · Gold $632–$1,920 (typical $885) · Platinum $1,204–$2,600 (typical $1,641) · Catastrophic $556–$556 (typical $556)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 19 | $508 | $562 | $704 | $649 | Bronze Simple Breathe Easy with Enhanced COPD Benefits | |
| AmeriHealth Caritas Next | 8 | $539 | $542 | $727 | $800 | AmeriHealth Caritas Next Bronze Essential + No Referrals | |
| Wellpoint (Elevance Health) | 13 | $590 | $602 | $772 | $849 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| Molina Healthcare | 19 | $610 | $645 | $783 | $822 | Molina Bronze Standard | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 68 | $563 | $889 | $788 | $1,283 | myBlue Bronze 26M01-23 (Rewards) | |
| AvMed | 14 | $637 | $646 | $814 | $885 | AvMed Entrust Expanded Bronze Standard (2026) | |
| Florida Health Care Plans | 23 | $541 | $674 | $861 | $912 | Gym Access IND Bronze HMO 1340 | |
| UnitedHealthcareUnitedHealth Group | 17 | $626 | $667 | $870 | $964 | UHC Bronze Essential- ($0 Virtual Urgent Care) | |
| Ambetter (Centene) | 26 | $646 | $675 | $900 | $901 | Everyday Bronze | |
| Cigna HealthcareCigna Group | 8 | $656 | $657 | $990 | $865 | Connect Bronze Orlando CMS Standard |
All 215 plans in Seminole County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | HMO | $508 | $9,000 | $10,600 | $16,695 | |
| Oscar Health | Bronze Classic Standard | with AdventHealth | Expanded Bronze | HMO | $536 | $7,500 | $10,000 | $16,428 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronze | HMO | $539 | $10,600 | $10,600 | $17,070 | |
| Florida Health Care Plans | Gym Access IND Bronze HMO 1340 | Expanded Bronze | HMO | $541 | $10,150 | $10,150 | $16,646 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Expanded Bronze | HMO | $542 | $7,500 | $10,000 | $16,505 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Expanded Bronze | HMO | $542 | $3,850 | $10,600 | $17,105 | |
| Oscar Health | Bronze Classic 4700 | with AdventHealth | Expanded Bronze | HMO | $549 | $4,700 | $9,200 | $15,790 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $556 | $10,600 | $10,600 | $17,274 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | HMO | $562 | $7,500 | $10,000 | $16,740 | |
| Florida Blue | myBlue Bronze 26M01-23 (Rewards) | Bronze | HMO | $563 | $10,125 | $10,150 | $16,904 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | HMO | $569 | $5,500 | $10,150 | $16,974 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | HMO | $576 | $5,500 | $10,150 | $17,058 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | with AdventHealth | Expanded Bronze | HMO | $582 | $0 | $10,600 | $17,590 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $590 | $6,000 | $10,600 | $17,678 | |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA Standard 2450 | Expanded Bronze | HMO | $592 | $7,500 | $10,000 | $17,107 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $599 | $5,500 | $10,600 | $17,788 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | HMO | $604 | $7,500 | $10,000 | $17,249 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $610 | $5,500 | $10,600 | $17,920 | |
| Molina Healthcare | Molina Bronze Standard | Expanded Bronze | HMO | $610 | $7,500 | $10,000 | $17,321 | |
| Florida Health Care Plans | Gym Access IND Bronze Standardized HMO | Expanded Bronze | HMO | $615 | $7,150 | $10,150 | $17,533 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 | Expanded Bronze | HMO | $625 | $3,500 | $9,950 | $17,451 | |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronze | HMO | $626 | $10,600 | $10,600 | $18,112 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $626 | $10,600 | $10,600 | $18,112 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Pluswith Adult Vision | Expanded Bronze | HMO | $629 | $3,500 | $9,950 | $17,503 | |
| Oscar Health | Gold Simple | with AdventHealth | Gold | HMO | $632 | $3,000 | $9,950 | $17,532 | |
| Oscar Health | Gold Elite Saver Plus | with AdventHealth | Gold | HMO | $634 | $0 | $9,500 | $17,103 | |
| AvMed | AvMed Entrust Expanded Bronze Standard (2026) | Expanded Bronze | HMO | $637 | $7,500 | $10,000 | $17,638 | |
| Florida Blue | myBlue Bronze 2219 ($75 PCP Visits / Rewards) | Expanded Bronze | HMO | $641 | $2,625 | $10,150 | $17,845 | |
| Florida Blue | myBlue Bronze 2312S ($50 PCP Visits / Rewards) | Expanded Bronze | HMO | $642 | $7,500 | $10,000 | $17,706 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | Expanded Bronze | HMO | $645 | $3,500 | $9,950 | $17,688 | |
| AvMed | AvMed Entrust Bronze 650 (2026) | Expanded Bronze | HMO | $646 | $10,150 | $10,150 | $17,898 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $646 | $8,450 | $10,150 | $17,907 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $648 | $7,500 | $10,000 | $17,781 | |
| Florida Blue | myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $649 | $6,000 | $10,150 | $17,942 | |
| AvMed | AvMed Entrust Bronze 600 (2026) | Expanded Bronze | HMO | $655 | $6,500 | $9,500 | $17,365 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $656 | $7,500 | $10,000 | $17,871 | |
| Cigna Healthcare | Connect Bronze Orlando CMS Standard | Expanded Bronze | EPO | $656 | $7,500 | $10,000 | $17,871 | |
| Cigna Healthcare | Connect Bronze Orlando 6000 Indiv Med Deductible | Expanded Bronze | EPO | $657 | $6,000 | $10,150 | $18,033 | |
| Oscar Health | Gold Classic Standard | with AdventHealth | Gold | HMO | $664 | $2,000 | $8,200 | $16,165 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $664 | $8,450 | $10,150 | $18,117 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $666 | $7,500 | $10,000 | $17,991 | |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA 1211 | Expanded Bronze | HMO | $667 | $0 | $10,150 | $18,154 | |
| Cigna Healthcare | Connect Bronze Orlando 3000 Indiv Med Deductible | Expanded Bronze | EPO | $668 | $3,000 | $9,750 | $17,766 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $679 | $7,500 | $10,000 | $18,148 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $680 | $0 | $10,600 | $18,755 | |
| Florida Health Care Plans | Gym Access IND Bronze POS OA Standard 2450 | Expanded Bronze | POS | $681 | $7,500 | $10,000 | $18,173 | |
| Ambetter (Centene) | Standard Expanded Bronze VALUE | Expanded Bronze | HMO | $683 | $7,500 | $10,000 | $18,200 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible | Expanded Bronze | HMO | $684 | $0 | $10,350 | $18,554 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision | Expanded Bronze | HMO | $688 | $0 | $10,350 | $18,607 | |
| Oscar Health | Silver Simple PCP Saver | with AdventHealth | Silver | HMO | $693 | $5,000 | $9,250 | $17,564 | |
| Florida Blue | myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $693 | $0 | $10,150 | $18,471 | |
| Oscar Health | Gold Classic Standard | Gold | HMO | $697 | $2,000 | $8,200 | $16,562 | |
| Florida Blue | myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | HMO | $698 | $0 | $10,150 | $18,522 | |
| Oscar Health | Silver Classic Standard | with AdventHealth | Silver | HMO | $699 | $6,000 | $8,900 | $17,288 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Silver | HMO | $699 | $6,100 | $9,000 | $17,392 | |
| Oscar Health | Silver Simple Diabetes | with AdventHealth | Silver | HMO | $699 | $6,500 | $10,000 | $18,393 | |
| Oscar Health | Silver Simple Chronic Care CKM | with AdventHealth | Silver | HMO | $701 | $5,900 | $10,150 | $18,560 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Expanded Bronze | HMO | $703 | $0 | $10,600 | $19,032 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision | Expanded Bronze | HMO | $703 | $0 | $10,350 | $18,790 | |
| Florida Blue | myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | HMO | $706 | $0 | $10,150 | $18,628 | |
| Oscar Health | Silver Elite | with AdventHealth | Silver | HMO | $707 | $5,000 | $9,850 | $18,338 | |
| Florida Health Care Plans | Gym Access IND Bronze POS 1042 | Expanded Bronze | POS | $708 | $5,500 | $10,150 | $18,642 | |
| Florida Health Care Plans | Gym Access IND Bronze POS BC 3841 | Expanded Bronze | POS | $715 | $6,000 | $10,000 | $18,584 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Silver | HMO | $727 | $6,000 | $8,900 | $17,626 | |
| Florida Blue | myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) | Silver | HMO | $728 | $9,500 | $10,025 | $18,759 | |
| Florida Blue | myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) | Silver | HMO | $732 | $9,500 | $10,025 | $18,812 | |
| Oscar Health | Silver Classic Standard | Silver | HMO | $734 | $6,000 | $8,900 | $17,709 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | HMO | $734 | $6,200 | $9,600 | $18,411 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | $735 | $6,000 | $10,150 | $18,973 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $738 | $0 | $10,500 | $19,360 | |
| Florida Blue | myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $741 | $9,500 | $10,025 | $18,918 | |
| Florida Blue | myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) | Silver | HMO | $741 | $8,250 | $8,650 | $17,547 | |
| Florida Blue | myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | Silver | HMO | $746 | $8,250 | $8,650 | $17,599 | |
| Florida Blue | myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) | Silver | HMO | $750 | $6,375 | $8,825 | $17,819 | |
| Florida Blue | myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | Silver | HMO | $754 | $6,375 | $8,825 | $17,871 | |
| Florida Blue | myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | Silver | HMO | $755 | $8,250 | $8,650 | $17,705 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $758 | $0 | $10,500 | $19,600 | |
| Florida Blue | myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | Silver | HMO | $763 | $6,375 | $8,825 | $17,977 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Silver | HMO | $764 | $400 | $10,200 | $19,372 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $764 | $3,500 | $10,150 | $19,323 | |
| Florida Health Care Plans | Gym Access IND Bronze POS OA 1211 | Expanded Bronze | POS | $767 | $0 | $10,150 | $19,354 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $767 | $1,850 | $9,100 | $18,310 | |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Silver | HMO | $772 | $7,000 | $10,150 | $19,417 | |
| Florida Blue | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | HMO | $774 | $3,150 | $8,675 | $17,968 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $776 | $3,500 | $10,150 | $19,458 | |
| Ambetter (Centene) | Elite VALUE Bronze | Expanded Bronze | HMO | $778 | $0 | $10,500 | $19,837 | |
| Molina Healthcare | Molina Silver Core | Silver | HMO | $778 | $6,000 | $8,990 | $18,328 | |
| Florida Blue | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $779 | $3,150 | $8,675 | $18,019 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | HMO | $781 | $6,000 | $8,900 | $18,274 | |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Silver | HMO | $783 | $6,000 | $8,990 | $18,380 | |
| Florida Health Care Plans | Gym Access IND Silver HMO OA Standard 1440 | Silver | HMO | $785 | $6,000 | $8,900 | $18,321 | |
| Florida Blue | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $788 | $3,150 | $8,675 | $18,125 | |
| Florida Blue | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | HMO | $788 | $6,000 | $8,900 | $18,354 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Gold | HMO | $789 | $2,000 | $8,200 | $17,667 | |
| AvMed | AvMed Entrust Silver Standard (2026) | Silver | HMO | $797 | $6,000 | $8,900 | $18,469 | |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Silver | HMO | $798 | $6,000 | $8,990 | $18,564 | |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 7741 | Silver | HMO | $801 | $3,500 | $8,900 | $18,509 | |
| Molina Healthcare | Molina Silver Standard | Silver | HMO | $805 | $6,000 | $8,900 | $18,556 | |
| Florida Blue | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | EPO | $809 | $6,150 | $10,150 | $19,855 | |
| AvMed | AvMed Entrust Silver 550 (2026) | Silver | HMO | $811 | $6,250 | $8,000 | $17,728 | |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 0941 | Silver | HMO | $811 | $5,000 | $8,350 | $18,082 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Gold | HMO | $812 | $850 | $8,500 | $18,245 | |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2026) | Silver | HMO | $814 | $6,250 | $8,000 | $17,768 | |
| Florida Health Care Plans | Gym Access IND Gold HMO H.S.A 9010 | Gold | HMO | $814 | $2,000 | $6,500 | $16,272 | |
| Molina Healthcare | Molina Gold Enhanced 895 | Gold | HMO | $817 | $895 | $8,700 | $18,503 | |
| Molina Healthcare | Molina Gold Core 1640 | Gold | HMO | $818 | $1,640 | $8,100 | $17,910 | |
| Florida Health Care Plans | Gym Access IND Silver HMO OA 1009 | Silver | HMO | $818 | $0 | $9,000 | $18,819 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $821 | $8,000 | $8,400 | $18,251 | |
| Molina Healthcare | Molina Gold Enhanced 895 Pluswith Adult Vision | Gold | HMO | $821 | $895 | $8,700 | $18,555 | |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Gold | HMO | $822 | $1,640 | $8,100 | $17,963 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $828 | $4,500 | $9,900 | $19,841 | |
| AvMed | AvMed Entrust Silver 350 (2026) | Silver | HMO | $834 | $3,500 | $9,250 | $19,259 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $836 | $800 | $9,000 | $19,036 | |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Dental and Vision | Gold | HMO | $837 | $895 | $8,700 | $18,739 | |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Gold | HMO | $837 | $1,640 | $8,100 | $18,147 | |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2026) | Silver | HMO | $838 | $3,500 | $9,250 | $19,301 | |
| Florida Blue | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $839 | $7,500 | $10,000 | $20,071 | |
| Florida Health Care Plans | Gym Access IND Gold HMO OA Standard 3450 | Gold | HMO | $840 | $2,000 | $8,200 | $18,279 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $845 | $800 | $9,000 | $19,135 | |
| Florida Blue | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | EPO | $846 | $6,650 | $7,400 | $17,557 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $852 | $4,500 | $9,900 | $20,118 | |
| Florida Blue | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | EPO | $852 | $6,500 | $10,000 | $20,229 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | HMO | $854 | $2,000 | $8,200 | $18,442 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $855 | $1,400 | $5,000 | $15,257 | |
| Molina Healthcare | Molina Gold Standard | Gold | HMO | $855 | $2,000 | $8,200 | $18,463 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $857 | $2,000 | $8,200 | $18,482 | |
| Cigna Healthcare | Connect Gold Orlando 1500 Indiv Med Deductible | Gold | EPO | $862 | $1,500 | $9,450 | $19,790 | |
| Ambetter (Centene) | Clarity VALUE Silver | Silver | HMO | $865 | $8,000 | $8,400 | $18,781 | |
| Cigna Healthcare | Connect Gold Orlando CMS Standard | Gold | EPO | $868 | $2,000 | $8,200 | $18,616 | |
| AvMed | AvMed Entrust Gold Standard (2026) | Gold | HMO | $869 | $2,000 | $8,200 | $18,626 | |
| UnitedHealthcare | UHC Silver Standard- | Silver | HMO | $870 | $6,000 | $8,900 | $19,343 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $870 | $6,000 | $8,900 | $19,344 | |
| Florida Health Care Plans | Gym Access IND Gold HMO 4500 | Gold | HMO | $870 | $2,550 | $5,600 | $16,046 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $875 | $800 | $7,250 | $17,755 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $876 | $6,000 | $8,900 | $19,407 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $880 | $2,000 | $8,200 | $18,761 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $882 | $2,700 | $10,350 | $20,933 | |
| AvMed | AvMed Entrust Gold 125 (2026) | Gold | HMO | $885 | $2,000 | $5,850 | $16,476 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $886 | $6,300 | $8,400 | $19,034 | |
| Florida Blue | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $889 | $0 | $9,900 | $20,567 | |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2026) | Gold | HMO | $889 | $2,000 | $5,850 | $16,520 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Silver | HMO | $893 | $6,000 | $8,900 | $19,621 | |
| Florida Blue | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | EPO | $894 | $0 | $9,900 | $20,624 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $899 | $800 | $7,250 | $18,039 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $899 | $6,000 | $8,900 | $19,691 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $901 | $5,000 | $8,650 | $19,460 | |
| Florida Health Care Plans | Gym Access IND Silver POS OA Standard 1440 | Silver | POS | $903 | $6,000 | $8,900 | $19,734 | |
| Ambetter (Centene) | Standard Gold VALUE | Gold | HMO | $903 | $2,000 | $8,200 | $19,036 | |
| Florida Blue | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | EPO | $903 | $0 | $9,900 | $20,737 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $905 | $1,450 | $7,500 | $18,356 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $905 | $2,700 | $10,350 | $21,210 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $910 | $6,300 | $8,400 | $19,321 | |
| Florida Health Care Plans | Gym Access IND Gold HMO BC 5651 | Gold | HMO | $912 | $0 | $7,800 | $18,744 | |
| Florida Health Care Plans | Gym Access IND Silver POS BC 7741 | Silver | POS | $921 | $3,500 | $8,900 | $19,950 | |
| Ambetter (Centene) | Standard Silver VALUE | Silver | HMO | $923 | $6,000 | $8,900 | $19,973 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $925 | $5,000 | $8,650 | $19,752 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $929 | $1,450 | $7,500 | $18,650 | |
| Florida Health Care Plans | Gym Access IND Silver POS BC 0941 | Silver | POS | $933 | $5,000 | $8,350 | $19,543 | |
| Ambetter (Centene) | Focused VALUE Silver | Silver | HMO | $934 | $6,300 | $8,400 | $19,606 | |
| Florida Blue | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $934 | $2,000 | $8,200 | $19,411 | |
| Florida Blue | BlueCare Bronze 24K02-18 (Rewards) | Bronze | POS | $941 | $6,150 | $10,150 | $21,440 | |
| Florida Health Care Plans | Gym Access IND Silver POS OA 1009 | Silver | POS | $941 | $0 | $9,000 | $20,292 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $947 | $2,000 | $8,200 | $19,566 | |
| Florida Blue | myBlue Gold 1605 ($0 Labs / Rewards) | Gold | HMO | $950 | $940 | $4,500 | $15,903 | |
| Ambetter (Centene) | Complete VALUE Gold | Gold | HMO | $953 | $1,450 | $7,500 | $18,941 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Gold | HMO | $955 | $0 | $10,600 | $22,064 | |
| Florida Health Care Plans | Gym Access IND Gold POS OA Standard 3450 | Gold | POS | $966 | $2,000 | $8,200 | $19,791 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Gold | HMO | $973 | $500 | $9,000 | $20,672 | |
| Florida Blue | myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $984 | $0 | $6,550 | $18,358 | |
| Cigna Healthcare | Connect Silver Orlando CMS Standard | Silver | EPO | $990 | $6,000 | $8,900 | $20,780 | |
| Cigna Healthcare | Connect Silver Orlando 3500 Indiv Med Deductible | Silver | EPO | $990 | $3,500 | $9,350 | $21,233 | |
| Cigna Healthcare | Connect Silver Orlando 5000 Indiv Med Deductible | Silver | EPO | $993 | $5,000 | $8,950 | $20,871 | |
| Florida Blue | BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | Expanded Bronze | POS | $994 | $7,500 | $10,000 | $21,924 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Gold | HMO | $996 | $500 | $9,000 | $20,949 | |
| Florida Health Care Plans | Gym Access IND Gold POS 55001 | Gold | POS | $1,007 | $2,800 | $8,100 | $20,189 | |
| Florida Blue | BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | POS | $1,016 | $6,500 | $10,000 | $22,195 | |
| Florida Health Care Plans | Gym Access IND Gold POS BC 5651 | Gold | POS | $1,049 | $0 | $7,800 | $20,385 | |
| Florida Blue | BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | POS | $1,074 | $0 | $9,900 | $22,790 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $1,075 | $6,150 | $10,150 | $23,048 | |
| Florida Blue | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | EPO | $1,084 | $4,000 | $8,100 | $21,107 | |
| Florida Blue | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | EPO | $1,089 | $4,000 | $8,100 | $21,164 | |
| Florida Blue | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | EPO | $1,098 | $4,000 | $8,100 | $21,279 | |
| Florida Blue | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | EPO | $1,102 | $6,000 | $8,900 | $22,123 | |
| Florida Blue | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | EPO | $1,114 | $3,125 | $8,100 | $21,472 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,115 | $7,500 | $10,000 | $23,382 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $1,125 | $6,650 | $7,400 | $20,901 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $1,133 | $6,500 | $10,000 | $23,598 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,184 | $0 | $9,900 | $24,103 | |
| AvMed | AvMed Entrust Platinum 25 (2026) | Platinum | HMO | $1,204 | $0 | $5,500 | $19,949 | |
| AvMed | AvMed Entrust Platinum 25 Dental+Vision (2026) | Platinum | HMO | $1,208 | $0 | $5,500 | $20,001 | |
| Florida Blue | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | EPO | $1,219 | $2,000 | $8,200 | $22,828 | |
| AvMed | AvMed Entrust Platinum Standard (2026) | Platinum | HMO | $1,236 | $0 | $5,200 | $20,037 | |
| Florida Blue | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | EPO | $1,248 | $1,500 | $6,450 | $21,424 | |
| Florida Blue | BlueCare Silver 24K02-21 ($10 Labs / Rewards) | Silver | POS | $1,271 | $4,000 | $8,100 | $23,353 | |
| Florida Blue | myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | HMO | $1,273 | $0 | $2,250 | $17,528 | |
| Florida Blue | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | EPO | $1,281 | $0 | $6,250 | $21,619 | |
| Florida Blue | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | EPO | $1,285 | $0 | $6,250 | $21,675 | |
| Florida Blue | BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | POS | $1,314 | $6,000 | $8,900 | $24,668 | |
| Florida Blue | myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | HMO | $1,334 | $0 | $5,200 | $21,205 | |
| Florida Blue | BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | POS | $1,475 | $2,000 | $8,200 | $25,897 | |
| Florida Blue | BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | POS | $1,564 | $0 | $6,250 | $25,020 | |
| Florida Blue | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | EPO | $1,597 | $1,000 | $4,000 | $23,161 | |
| Florida Blue | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | EPO | $1,641 | $0 | $2,525 | $22,217 | |
| Florida Blue | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | EPO | $1,710 | $0 | $5,200 | $25,723 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,738 | $4,000 | $8,100 | $28,951 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,826 | $2,000 | $8,200 | $30,114 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,856 | $6,000 | $8,900 | $31,171 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,870 | $1,500 | $6,450 | $28,884 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,877 | $3,125 | $8,100 | $30,630 | |
| Florida Blue | BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | POS | $1,907 | $0 | $2,525 | $25,404 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,920 | $0 | $6,250 | $29,294 | |
| Florida Blue | BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | POS | $1,998 | $0 | $5,200 | $29,176 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $2,425 | $1,000 | $4,000 | $33,103 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $2,495 | $0 | $2,525 | $32,466 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $2,600 | $0 | $5,200 | $36,398 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $508 | $665 | $1,184 | 72 | $6,150 | $10,150 | $18,072 |
| Silver | $693 | $813 | $1,877 | 76 | $6,000 | $8,900 | $19,003 |
| Gold | $632 | $885 | $1,920 | 53 | $1,500 | $8,200 | $18,626 |
| Platinum | $1,204 | $1,641 | $2,600 | 13 | $0 | $5,200 | $23,161 |
| CatastrophicUnder 30 or hardship exemption only | $556 | $556 | $556 | 1 | $10,600 | $10,600 | $17,274 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.