Health insurance prices in Lake County, FL (2026)

196 marketplace plans from 9 insurers. Cheapest plan $494/mo; typical Silver $793/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 34.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $494–$850 (typical $597) · Silver $627–$1,237 (typical $793) · Gold $630–$1,265 (typical $822) · Platinum $1,052–$1,713 (typical $1,406) · Catastrophic $550–$550 (typical $550)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Insurer	Plans	Cheapest plan	Typical Bronze	Typical Silver	Typical Gold	Cheapest plan name
AmeriHealth Caritas Next	8	$511	$514	$689	$759	AmeriHealth Caritas Next Bronze Essential + No Referrals
Ambetter (Centene)	26	$494	$537	$692	$689	Everyday Bronze
Oscar Health	19	$507	$560	$702	$647	Bronze Simple Breathe Easy with Enhanced COPD Benefits
Molina Healthcare	19	$553	$584	$709	$745	Molina Bronze Standard
Wellpoint (Elevance Health)	13	$583	$595	$763	$839	Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
AvMed	14	$623	$632	$796	$866	AvMed Entrust Expanded Bronze Standard (2026)
Florida BlueFlorida Blue (Blue Cross Blue Shield company)	72	$533	$722	$829	$1,061	BlueSelect Bronze 24L01-01 (Rewards)
UnitedHealthcareUnitedHealth Group	17	$610	$650	$848	$939	UHC Bronze Essential- ($0 Virtual Urgent Care)
Cigna HealthcareCigna Group	8	$567	$568	$856	$748	Connect Bronze Orlando CMS Standard

All 196 plans in Lake County, cheapest first

Insurer	Plan	Metal	Network	Monthly	Deductible	Out-of-pocket max	Bad year
Ambetter (Centene)	Everyday Bronze	Expanded Bronze	HMO	$494	$8,450	$10,150	$16,078
Ambetter (Centene)	Standard Expanded Bronze	Expanded Bronze	HMO	$496	$7,500	$10,000	$15,946
Oscar Health	Bronze Simple Breathe Easy with Enhanced COPD Benefits	Expanded Bronze	HMO	$507	$9,000	$10,600	$16,681
Ambetter (Centene)	Everyday Bronze + Vision + Adult Dental	Expanded Bronze	HMO	$507	$8,450	$10,150	$16,238
Ambetter (Centene)	Standard Expanded Bronze + Vision + Adult Dental	Expanded Bronze	HMO	$509	$7,500	$10,000	$16,107
AmeriHealth Caritas Next	AmeriHealth Caritas Next Bronze Essential + No Referrals	Bronze	HMO	$511	$10,600	$10,600	$16,731
AmeriHealth Caritas Next	AmeriHealth Caritas Next Bronze Signature + No Referrals	Expanded Bronze	HMO	$514	$7,500	$10,000	$16,165
AmeriHealth Caritas Next	AmeriHealth Caritas Next Bronze Premier + No Referrals	Expanded Bronze	HMO	$514	$3,850	$10,600	$16,765
Florida Blue	BlueSelect Bronze 24L01-01 (Rewards)	Bronze	EPO	$533	$6,150	$10,150	$16,545
Oscar Health	Bronze Classic Standard \| with AdventHealth	Expanded Bronze	HMO	$534	$7,500	$10,000	$16,413
Oscar Health	Bronze Classic 4700 \| with AdventHealth	Expanded Bronze	HMO	$548	$4,700	$9,200	$15,775
Wellpoint (Elevance Health)	Wellpoint Essential Catastrophic (+ Incentives)	Catastrophic	HMO	$550	$10,600	$10,600	$17,198
Molina Healthcare	Molina Bronze Standard	Expanded Bronze	HMO	$553	$7,500	$10,000	$16,633
Florida Blue	BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)	Expanded Bronze	EPO	$553	$7,500	$10,000	$16,636
Florida Blue	BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)	Expanded Bronze	EPO	$558	$6,650	$7,400	$14,093
Oscar Health	Bronze Classic Standard	Expanded Bronze	HMO	$560	$7,500	$10,000	$16,724
Florida Blue	BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)	Expanded Bronze	EPO	$562	$6,500	$10,000	$16,740
Ambetter (Centene)	Elite Bronze	Expanded Bronze	HMO	$564	$0	$10,500	$17,271
Molina Healthcare	Molina Bronze Enhanced 3500	Expanded Bronze	HMO	$566	$3,500	$9,950	$16,745
Cigna Healthcare	Connect Bronze Orlando CMS Standard	Expanded Bronze	EPO	$567	$7,500	$10,000	$16,805
Oscar Health	Bronze Simple Diabetes	Expanded Bronze	HMO	$567	$5,500	$10,150	$16,958
Cigna Healthcare	Connect Bronze Orlando 6000 Indiv Med Deductible	Expanded Bronze	EPO	$568	$6,000	$10,150	$16,965
Molina Healthcare	Molina Bronze Enhanced 3500 Pluswith Adult Vision	Expanded Bronze	HMO	$570	$3,500	$9,950	$16,793
Oscar Health	Bronze Simple Chronic Care CKM	Expanded Bronze	HMO	$574	$5,500	$10,150	$17,042
Cigna Healthcare	Connect Bronze Orlando 3000 Indiv Med Deductible	Expanded Bronze	EPO	$577	$3,000	$9,750	$16,680
Ambetter (Centene)	Elite Bronze + Vision + Adult Dental	Expanded Bronze	HMO	$580	$0	$10,500	$17,454
Oscar Health	Bronze Elite + PCP Saver Plus \| with AdventHealth	Expanded Bronze	HMO	$581	$0	$10,600	$17,574
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	HMO	$583	$6,000	$10,600	$17,597
Molina Healthcare	Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision	Expanded Bronze	HMO	$584	$3,500	$9,950	$16,960
Florida Blue	BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)	Expanded Bronze	EPO	$586	$0	$9,900	$16,929
Florida Blue	BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)	Expanded Bronze	EPO	$589	$0	$9,900	$16,966
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	HMO	$592	$5,500	$10,600	$17,705
Florida Blue	BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)	Expanded Bronze	EPO	$595	$0	$9,900	$17,040
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard	Expanded Bronze	HMO	$597	$7,500	$10,000	$17,166
Ambetter (Centene)	Standard Expanded Bronze VALUE	Expanded Bronze	HMO	$600	$7,500	$10,000	$17,206
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	HMO	$603	$5,500	$10,600	$17,837
Florida Blue	myBlue Bronze 26M01-23 (Rewards)	Bronze	HMO	$607	$10,125	$10,150	$17,435
UnitedHealthcare	UHC Bronze Essential- ($0 Virtual Urgent Care)	Bronze	HMO	$610	$10,600	$10,600	$17,915
UnitedHealthcare	UHC Bronze Essential ($0 Virtual Urgent Care)	Bronze	HMO	$610	$10,600	$10,600	$17,916
Molina Healthcare	Molina Bronze Premier with $0 Medical Deductible	Expanded Bronze	HMO	$619	$0	$10,350	$17,782
AvMed	AvMed Entrust Expanded Bronze Standard (2026)	Expanded Bronze	HMO	$623	$7,500	$10,000	$17,473
Molina Healthcare	Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision	Expanded Bronze	HMO	$623	$0	$10,350	$17,830
Ambetter (Centene)	Clarity Silver	Silver	HMO	$627	$8,000	$8,400	$15,928
Oscar Health	Gold Simple \| with AdventHealth	Gold	HMO	$630	$3,000	$9,950	$17,515
AvMed	AvMed Entrust Bronze 650 (2026)	Expanded Bronze	HMO	$632	$10,150	$10,150	$17,731
Oscar Health	Gold Elite Saver Plus \| with AdventHealth	Gold	HMO	$632	$0	$9,500	$17,086
Molina Healthcare	Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision	Expanded Bronze	HMO	$637	$0	$10,350	$17,996
UnitedHealthcare	UHC Bronze Standard	Expanded Bronze	HMO	$639	$7,500	$10,000	$17,665
AvMed	AvMed Entrust Bronze 600 (2026)	Expanded Bronze	HMO	$641	$6,500	$9,500	$17,195
Ambetter (Centene)	Standard Gold	Gold	HMO	$655	$2,000	$8,200	$16,058
UnitedHealthcare	UHC Bronze Standard+ (Dental + Vision)	Expanded Bronze	HMO	$661	$7,500	$10,000	$17,934
UnitedHealthcare	UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)	Expanded Bronze	HMO	$662	$0	$10,600	$18,541
Oscar Health	Gold Classic Standard \| with AdventHealth	Gold	HMO	$662	$2,000	$8,200	$16,147
AmeriHealth Caritas Next	AmeriHealth Caritas Next Silver Essential + No Referrals	Silver	HMO	$663	$6,100	$9,000	$16,952
Ambetter (Centene)	Everyday Gold	Gold	HMO	$669	$800	$7,250	$15,278
Ambetter (Centene)	Standard Silver	Silver	HMO	$669	$6,000	$8,900	$16,929
Ambetter (Centene)	Standard Gold + Vision + Adult Dental	Gold	HMO	$673	$2,000	$8,200	$16,271
Ambetter (Centene)	Focused Silver	Silver	HMO	$677	$6,300	$8,400	$16,526
Ambetter (Centene)	Elite VALUE Bronze	Expanded Bronze	HMO	$684	$0	$10,500	$18,705
UnitedHealthcare	UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)	Expanded Bronze	HMO	$684	$0	$10,600	$18,811
Ambetter (Centene)	Everyday Gold + Vision + Adult Dental	Gold	HMO	$687	$800	$7,250	$15,495
Ambetter (Centene)	Standard Silver + Vision + Adult Dental	Silver	HMO	$687	$6,000	$8,900	$17,147
Ambetter (Centene)	Enhanced Diabetes Care Silver with $0 Drug Options	Silver	HMO	$688	$5,000	$8,650	$16,911
AmeriHealth Caritas Next	AmeriHealth Caritas Next Silver Signature + No Referrals	Silver	HMO	$689	$6,000	$8,900	$17,169
Oscar Health	Silver Simple PCP Saver \| with AdventHealth	Silver	HMO	$691	$5,000	$9,250	$17,545
Ambetter (Centene)	Complete Gold	Gold	HMO	$691	$1,450	$7,500	$15,796
Florida Blue	myBlue Bronze 2219 ($75 PCP Visits / Rewards)	Expanded Bronze	HMO	$692	$2,625	$10,150	$18,449
Florida Blue	myBlue Bronze 2312S ($50 PCP Visits / Rewards)	Expanded Bronze	HMO	$693	$7,500	$10,000	$18,311
Oscar Health	Gold Classic Standard	Gold	HMO	$695	$2,000	$8,200	$16,543
Ambetter (Centene)	Focused Silver + Vision + Adult Dental	Silver	HMO	$696	$6,300	$8,400	$16,746
Oscar Health	Silver Classic Standard \| with AdventHealth	Silver	HMO	$697	$6,000	$8,900	$17,269
Oscar Health	Silver Simple Diabetes \| with AdventHealth	Silver	HMO	$698	$6,500	$10,000	$18,374
Oscar Health	Silver Simple Chronic Care CKM \| with AdventHealth	Silver	HMO	$699	$5,900	$10,150	$18,540
Molina Healthcare	Molina Silver Saver with Four Free PCP Visits	Silver	HMO	$700	$7,000	$10,150	$18,545
Florida Blue	myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards)	Expanded Bronze	HMO	$700	$6,000	$10,150	$18,554
Molina Healthcare	Molina Silver Core	Silver	HMO	$705	$6,000	$8,990	$17,450
Oscar Health	Silver Elite \| with AdventHealth	Silver	HMO	$706	$5,000	$9,850	$18,318
Ambetter (Centene)	Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental	Silver	HMO	$707	$5,000	$8,650	$17,134
Florida Blue	BlueOptions Bronze 24J01-06 (Rewards)	Bronze	PPO	$708	$6,150	$10,150	$18,648
Molina Healthcare	Molina Silver Core Pluswith Adult Vision	Silver	HMO	$709	$6,000	$8,990	$17,497
Ambetter (Centene)	Complete Gold + Vision + Adult Dental	Gold	HMO	$710	$1,450	$7,500	$16,021
Florida Blue	BlueSelect Silver 1443 ($10 Labs / Rewards)	Silver	EPO	$714	$4,000	$8,100	$16,671
Florida Blue	BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)	Silver	EPO	$717	$4,000	$8,100	$16,708
Molina Healthcare	Molina Silver Core Plus with Adult Dental and Vision	Silver	HMO	$723	$6,000	$8,990	$17,663
Florida Blue	BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)	Silver	EPO	$724	$4,000	$8,100	$16,784
AmeriHealth Caritas Next	AmeriHealth Caritas Next Silver Premier + No Referrals	Silver	HMO	$724	$400	$10,200	$18,892
Florida Blue	BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)	Silver	EPO	$726	$6,000	$8,900	$17,613
Molina Healthcare	Molina Silver Standard	Silver	HMO	$729	$6,000	$8,900	$17,648
Oscar Health	Silver Classic Standard	Silver	HMO	$732	$6,000	$8,900	$17,689
Oscar Health	Silver Simple Breathe Easy with Enhanced COPD Benefits	Silver	HMO	$733	$6,200	$9,600	$18,391
Oscar Health	Silver Simple Women's Health with Menopause Benefits	Silver	HMO	$734	$6,000	$10,150	$18,953
Florida Blue	BlueSelect Silver 1456 ($50 PCP Visits / Rewards)	Silver	EPO	$734	$3,125	$8,100	$16,911
Florida Blue	BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)	Expanded Bronze	PPO	$735	$7,500	$10,000	$18,818
Molina Healthcare	Molina Gold Enhanced 895	Gold	HMO	$740	$895	$8,700	$17,581
Molina Healthcare	Molina Gold Core 1640	Gold	HMO	$741	$1,640	$8,100	$16,987
Florida Blue	BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)	Expanded Bronze	PPO	$741	$6,650	$7,400	$16,296
Molina Healthcare	Molina Gold Enhanced 895 Pluswith Adult Vision	Gold	HMO	$744	$895	$8,700	$17,628
Molina Healthcare	Molina Gold Core 1640 Pluswith Adult Vision	Gold	HMO	$745	$1,640	$8,100	$17,035
Florida Blue	BlueCare Bronze 24K01-05 (Rewards)	Bronze	POS	$745	$6,150	$10,150	$19,088
Cigna Healthcare	Connect Gold Orlando 1500 Indiv Med Deductible	Gold	EPO	$745	$1,500	$9,450	$18,389
Florida Blue	BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)	Expanded Bronze	PPO	$747	$6,500	$10,000	$18,960
AmeriHealth Caritas Next	AmeriHealth Caritas Next Gold Signature + No Referrals	Gold	HMO	$748	$2,000	$8,200	$17,171
Florida Blue	myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards)	Expanded Bronze	HMO	$748	$0	$10,150	$19,124
Cigna Healthcare	Connect Gold Orlando CMS Standard	Gold	EPO	$750	$2,000	$8,200	$17,205
Florida Blue	myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards)	Expanded Bronze	HMO	$752	$0	$10,150	$19,180
Wellpoint (Elevance Health)	Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	HMO	$756	$3,500	$10,150	$19,218
Molina Healthcare	Molina Gold Enhanced 895 Plus with Adult Dental and Vision	Gold	HMO	$758	$895	$8,700	$17,795
Molina Healthcare	Molina Gold Core 1640 Plus with Adult Dental and Vision	Gold	HMO	$758	$1,640	$8,100	$17,202
Wellpoint (Elevance Health)	Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	HMO	$759	$1,850	$9,100	$18,204
Ambetter (Centene)	Clarity VALUE Silver	Silver	HMO	$760	$8,000	$8,400	$17,523
Florida Blue	myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards)	Expanded Bronze	HMO	$762	$0	$10,150	$19,294
Wellpoint (Elevance Health)	Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	HMO	$767	$3,500	$10,150	$19,351
AmeriHealth Caritas Next	AmeriHealth Caritas Next Gold Premier + No Referrals	Gold	HMO	$770	$850	$8,500	$17,734
Wellpoint (Elevance Health)	Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard	Silver	HMO	$772	$6,000	$8,900	$18,166
Molina Healthcare	Molina Gold Standard	Gold	HMO	$775	$2,000	$8,200	$17,497
Florida Blue	BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)	Expanded Bronze	PPO	$780	$0	$9,900	$19,259
AvMed	AvMed Entrust Silver Standard (2026)	Silver	HMO	$780	$6,000	$8,900	$18,262
Florida Blue	BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)	Expanded Bronze	POS	$787	$6,650	$7,400	$16,838
Florida Blue	BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)	Expanded Bronze	POS	$787	$7,500	$10,000	$19,440
AvMed	AvMed Entrust Silver 550 (2026)	Silver	HMO	$793	$6,250	$8,000	$17,517
Ambetter (Centene)	Standard Gold VALUE	Gold	HMO	$794	$2,000	$8,200	$17,723
Florida Blue	myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards)	Silver	HMO	$796	$9,500	$10,150	$19,704
AvMed	AvMed Entrust Silver 550 Dental+Vision (2026)	Silver	HMO	$796	$6,250	$8,000	$17,557
Florida Blue	myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards)	Silver	HMO	$801	$9,500	$10,150	$19,762
Florida Blue	BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)	Gold	EPO	$803	$2,000	$8,200	$17,838
Florida Blue	BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)	Expanded Bronze	POS	$805	$6,500	$10,000	$19,655
UnitedHealthcare	UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)	Silver	HMO	$807	$4,500	$9,900	$19,581
Florida Blue	myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards)	Silver	HMO	$809	$7,000	$9,150	$18,852
Florida Blue	myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards)	Silver	HMO	$811	$9,500	$10,150	$19,877
Ambetter (Centene)	Standard Silver VALUE	Silver	HMO	$811	$6,000	$8,900	$18,631
Florida Blue	myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards)	Silver	HMO	$813	$7,000	$9,150	$18,908
AvMed	AvMed Entrust Silver 350 (2026)	Silver	HMO	$816	$3,500	$9,250	$19,043
AvMed	AvMed Entrust Silver 350 Dental+Vision (2026)	Silver	HMO	$819	$3,500	$9,250	$19,084
Ambetter (Centene)	Focused VALUE Silver	Silver	HMO	$821	$6,300	$8,400	$18,248
Florida Blue	BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)	Gold	EPO	$822	$1,500	$6,450	$16,316
Florida Blue	myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards)	Silver	HMO	$823	$7,000	$9,150	$19,022
Florida Blue	myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards)	Silver	HMO	$826	$6,500	$9,200	$19,116
Wellpoint (Elevance Health)	Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	HMO	$827	$800	$9,000	$18,921
UnitedHealthcare	UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)	Silver	HMO	$829	$4,500	$9,900	$19,851
Florida Blue	myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards)	Silver	HMO	$831	$6,500	$9,200	$19,172
Wellpoint (Elevance Health)	Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	HMO	$835	$800	$9,000	$19,019
Florida Blue	myBlue Silver 2237 ($60 PCP Visits / Rewards)	Silver	HMO	$835	$3,150	$8,675	$18,698
Ambetter (Centene)	Complete VALUE Gold	Gold	HMO	$838	$1,450	$7,500	$17,554
Florida Blue	myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards)	Silver	HMO	$840	$3,150	$8,675	$18,753
Florida Blue	myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards)	Silver	HMO	$840	$6,500	$9,200	$19,286
Wellpoint (Elevance Health)	Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard	Gold	HMO	$844	$2,000	$8,200	$18,325
Florida Blue	BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)	Gold	EPO	$844	$0	$6,250	$16,377
Wellpoint (Elevance Health)	Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	HMO	$845	$1,400	$5,000	$15,139
Florida Blue	BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)	Gold	EPO	$847	$0	$6,250	$16,414
UnitedHealthcare	UHC Silver Standard-	Silver	HMO	$847	$6,000	$8,900	$19,069
UnitedHealthcare	UHC Silver Standard	Silver	HMO	$848	$6,000	$8,900	$19,070
Florida Blue	myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards)	Silver	HMO	$849	$3,150	$8,675	$18,867
Florida Blue	myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards)	Silver	HMO	$850	$6,000	$8,900	$19,096
AvMed	AvMed Entrust Gold Standard (2026)	Gold	HMO	$850	$2,000	$8,200	$18,401
Florida Blue	BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)	Expanded Bronze	POS	$850	$0	$9,900	$20,103
Cigna Healthcare	Connect Silver Orlando CMS Standard	Silver	EPO	$856	$6,000	$8,900	$19,171
Cigna Healthcare	Connect Silver Orlando 3500 Indiv Med Deductible	Silver	EPO	$856	$3,500	$9,350	$19,623
UnitedHealthcare	UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)	Silver	HMO	$859	$2,700	$10,350	$20,656
Cigna Healthcare	Connect Silver Orlando 5000 Indiv Med Deductible	Silver	EPO	$859	$5,000	$8,950	$19,256
AvMed	AvMed Entrust Gold 125 (2026)	Gold	HMO	$866	$2,000	$5,850	$16,246
AvMed	AvMed Entrust Gold 125 Dental+Vision (2026)	Gold	HMO	$870	$2,000	$5,850	$16,289
UnitedHealthcare	UHC Silver Standard+ (Dental + Vision)	Silver	HMO	$870	$6,000	$8,900	$19,340
UnitedHealthcare	UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)	Silver	HMO	$881	$2,700	$10,350	$20,925
UnitedHealthcare	UHC Gold Standard	Gold	HMO	$922	$2,000	$8,200	$19,268
UnitedHealthcare	UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)	Gold	HMO	$930	$0	$10,600	$21,764
UnitedHealthcare	UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)	Gold	HMO	$947	$500	$9,000	$20,367
UnitedHealthcare	UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)	Gold	HMO	$970	$500	$9,000	$20,637
Florida Blue	myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards)	Gold	HMO	$1,008	$2,000	$8,200	$20,292
Florida Blue	myBlue Gold 1605 ($0 Labs / Rewards)	Gold	HMO	$1,025	$940	$4,500	$16,798
Florida Blue	BlueCare Silver 24K01-02 ($10 Labs / Rewards)	Silver	POS	$1,025	$4,000	$8,100	$20,403
Florida Blue	BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)	Platinum	EPO	$1,052	$1,000	$4,000	$16,626
Florida Blue	BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)	Silver	POS	$1,060	$6,000	$8,900	$21,618
Florida Blue	myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards)	Gold	HMO	$1,061	$0	$6,550	$19,285
Florida Blue	BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)	Silver	POS	$1,074	$3,125	$8,100	$20,982
Florida Blue	BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)	Platinum	EPO	$1,081	$0	$2,525	$15,501
Florida Blue	BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)	Platinum	EPO	$1,127	$0	$5,200	$18,723
Florida Blue	BlueOptions Silver 24J01-03 ($10 Labs / Rewards)	Silver	PPO	$1,145	$4,000	$8,100	$21,839
Florida Blue	BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)	Gold	POS	$1,172	$2,000	$8,200	$22,262
AvMed	AvMed Entrust Platinum 25 (2026)	Platinum	HMO	$1,178	$0	$5,500	$19,637
AvMed	AvMed Entrust Platinum 25 Dental+Vision (2026)	Platinum	HMO	$1,182	$0	$5,500	$19,688
Florida Blue	BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)	Gold	POS	$1,201	$1,500	$6,450	$20,858
Florida Blue	BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)	Gold	PPO	$1,203	$2,000	$8,200	$22,639
AvMed	AvMed Entrust Platinum Standard (2026)	Platinum	HMO	$1,210	$0	$5,200	$19,717
Florida Blue	BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)	Silver	PPO	$1,223	$6,000	$8,900	$23,575
Florida Blue	BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)	Gold	PPO	$1,232	$1,500	$6,450	$21,232
Florida Blue	BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)	Silver	PPO	$1,237	$3,125	$8,100	$22,945
Florida Blue	BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)	Gold	POS	$1,243	$0	$6,250	$21,164
Florida Blue	BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)	Gold	PPO	$1,265	$0	$6,250	$21,434
Florida Blue	myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)	Platinum	HMO	$1,373	$0	$2,250	$18,728
Florida Blue	myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)	Platinum	HMO	$1,438	$0	$5,200	$22,461
Florida Blue	BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)	Platinum	POS	$1,466	$1,000	$4,000	$21,597
Florida Blue	BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)	Platinum	POS	$1,522	$0	$2,525	$20,792
Florida Blue	BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)	Platinum	POS	$1,595	$0	$5,200	$24,343
Florida Blue	BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)	Platinum	PPO	$1,598	$1,000	$4,000	$23,177
Florida Blue	BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)	Platinum	PPO	$1,644	$0	$2,525	$22,254
Florida Blue	BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)	Platinum	PPO	$1,713	$0	$5,200	$25,757

Deductibles and a bad year, by metal level

Metal	Lowest	Typical*	Highest	Plans	Typical deductible	Typical out-of-pocket max	Typical bad year**
Bronze	$494	$597	$850	65	$6,150	$10,000	$17,271
Silver	$627	$793	$1,237	69	$6,000	$8,900	$18,698
Gold	$630	$822	$1,265	47	$1,500	$8,200	$17,554
Platinum	$1,052	$1,406	$1,713	14	$0	$4,600	$20,254
CatastrophicUnder 30 or hardship exemption only	$550	$550	$550	1	$10,600	$10,600	$17,198

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

Health sharing programs NOT INSURANCE

Health care sharing ministries and sharing communities are not insurance. They are not regulated as insurance, payment of your medical bills is not guaranteed, ACA tax credits and protections do not apply, and pre-existing conditions are often limited or excluded. Prices are national (same in every county) for one adult age 40, checked October 2026.

Side by side: the typical marketplace Bronze plan here is $597/mo with a legal out-of-pocket cap; a bad year ≈ $17,271 before tax credits. Many people get tax credits that cut ACA premiums a lot; health sharing never qualifies.

Program	Option	Monthly	You pay first, per need	One-need bad year†	Where
Christian Healthcare Ministries	Bronze	$115	$6,000	$7,380	No state limits listed
Christian Healthcare Ministries	Silver	$169	$3,000	$5,028	No state limits listed
Liberty HealthShare	Essential (single, 35-49)	$180	$4,000	—	No state limits listed
Samaritan Ministries	Basic (age 40-54, 1 person)	$185	$2,000	$6,720	No state limits listed
Zion HealthShare	Direct, $5,000 IUA (40-49, member only)	$188	$5,000	$7,256	Excludes MD, MA, PA, MT
CrowdHealth	Standard (ages 0-54), max monthly	$200	$500	$2,900	No state limits listed
Zion HealthShare	Direct, $2,500 IUA (40-49, member only)	$214	$2,500	$5,068	Excludes MD, MA, PA, MT
Sedera	SELECT+, $5,000 IUA (30+, member only, eff. 4/1/26)	$233	$5,000	$7,796	Check availability
Liberty HealthShare	Connect (single, 35-49)	$241	$1,000	—	No state limits listed
Sedera	SELECT+, $2,500 IUA	$251	$2,500	$5,512	Check availability
Zion HealthShare	Direct, $1,250 IUA (40-49, member only)	$254	$1,250	$4,298	Excludes MD, MA, PA, MT
Christian Healthcare Ministries	Gold	$299	$1,250	$4,838	No state limits listed
Sedera	SELECT+, $1,000 IUA	$309	$1,000	$4,708	Check availability
Liberty HealthShare	Unite (single, 35-49)	$312	$1,000	$4,744	No state limits listed
Samaritan Ministries	Classic (age 40-54, 1 person)	$330	$1,000	$4,960	No state limits listed
Sedera	SELECT+, $500 IUA	$437	$500	$5,744	Check availability

† 12 × monthly price + the amount you pay before sharing starts (plus any capped co-share) for one medical need. Two needs in a year can mean paying that amount twice. Not comparable 1:1 with an insurance out-of-pocket maximum, which is a legal yearly cap. Knew Health and Medi-Share publish prices by quote only. How health sharing works

How we make money: We have no affiliate links or paid placements yet. Payment never changes the order of any table or which option is labeled lowest. Disclosures