Health insurance prices in Broward County, FL (2026)
197 marketplace plans from 10 insurers. Cheapest plan $501/mo; typical Silver $733/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 6.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $501–$1,095 (typical $622) · Silver $677–$1,737 (typical $733) · Gold $623–$1,777 (typical $835) · Platinum $1,050–$2,405 (typical $1,582) · Catastrophic $521–$521 (typical $521)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 15 | $501 | $534 | $690 | $639 | Bronze Simple Breathe Easy with Enhanced COPD Benefits | |
| AvMed | 14 | $555 | $563 | $710 | $772 | AvMed Entrust Expanded Bronze Standard (2026) | |
| AmeriHealth Caritas Next | 8 | $532 | $534 | $717 | $789 | AmeriHealth Caritas Next Bronze Essential + No Referrals | |
| Molina Healthcare | 21 | $560 | $592 | $719 | $755 | Molina Bronze Standard | |
| Wellpoint (Elevance Health) | 13 | $553 | $564 | $723 | $795 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 65 | $524 | $822 | $733 | $1,189 | myBlue Bronze 26M01-23 (Rewards) | |
| 22 Health | 5 | $531 | $531 | $742 | $722 | Bronze 22 Health | |
| UnitedHealthcareUnitedHealth Group | 17 | $568 | $606 | $790 | $875 | UHC Bronze Essential- ($0 Virtual Urgent Care) | |
| Ambetter (Centene) | 26 | $614 | $646 | $855 | $857 | Everyday Bronze | |
| Cigna HealthcareCigna Group | 13 | $635 | $636 | $955 | $837 | Connect Bronze South FL CMS Standard |
All 197 plans in Broward County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | HMO | $501 | $9,000 | $10,600 | $16,614 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $521 | $10,600 | $10,600 | $16,853 | |
| Florida Blue | myBlue Bronze 26M01-23 (Rewards) | Bronze | HMO | $524 | $10,125 | $10,150 | $16,433 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | HMO | $529 | $7,500 | $10,000 | $16,342 | |
| 22 Health | Bronze 22 Health | Expanded Bronze | HMO | $531 | $7,500 | $10,000 | $16,373 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronze | HMO | $532 | $10,600 | $10,600 | $16,978 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | HMO | $533 | $4,700 | $10,150 | $16,545 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Expanded Bronze | HMO | $534 | $7,500 | $10,000 | $16,413 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Expanded Bronze | HMO | $534 | $3,850 | $10,600 | $17,013 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | HMO | $535 | $5,500 | $10,150 | $16,571 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | HMO | $542 | $5,500 | $10,150 | $16,649 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $553 | $6,000 | $10,600 | $17,232 | |
| AvMed | AvMed Entrust Expanded Bronze Standard (2026) | Expanded Bronze | HMO | $555 | $7,500 | $10,000 | $16,660 | |
| Molina Healthcare | Molina Bronze Standard | Expanded Bronze | HMO | $560 | $7,500 | $10,000 | $16,725 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $561 | $5,500 | $10,600 | $17,334 | |
| AvMed | AvMed Entrust Bronze 650 (2026) | Expanded Bronze | HMO | $563 | $10,150 | $10,150 | $16,906 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | HMO | $566 | $7,500 | $10,000 | $16,792 | |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronze | HMO | $568 | $10,600 | $10,600 | $17,419 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $568 | $10,600 | $10,600 | $17,420 | |
| AvMed | AvMed Entrust Bronze 600 (2026) | Expanded Bronze | HMO | $571 | $6,500 | $9,500 | $16,358 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $572 | $5,500 | $10,600 | $17,459 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 | Expanded Bronze | HMO | $574 | $3,500 | $9,950 | $16,840 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | Expanded Bronze | HMO | $575 | $0 | $10,600 | $17,497 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Pluswith Adult Vision | Expanded Bronze | HMO | $578 | $3,500 | $9,950 | $16,888 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | Expanded Bronze | HMO | $592 | $3,500 | $9,950 | $17,057 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $595 | $7,500 | $10,000 | $17,145 | |
| Florida Blue | myBlue Bronze 2219 ($75 PCP Visits / Rewards) | Expanded Bronze | HMO | $597 | $2,625 | $10,150 | $17,308 | |
| Florida Blue | myBlue Bronze 2312S ($50 PCP Visits / Rewards) | Expanded Bronze | HMO | $597 | $7,500 | $10,000 | $17,169 | |
| Florida Blue | myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $604 | $6,000 | $10,150 | $17,399 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $614 | $8,450 | $10,150 | $17,522 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $616 | $7,500 | $10,000 | $17,394 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $616 | $7,500 | $10,000 | $17,397 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $617 | $0 | $10,600 | $18,003 | |
| Oscar Health | Gold Simple | Gold | HMO | $623 | $3,000 | $9,950 | $17,431 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible | Expanded Bronze | HMO | $628 | $0 | $10,350 | $17,886 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $631 | $8,450 | $10,150 | $17,721 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision | Expanded Bronze | HMO | $632 | $0 | $10,350 | $17,934 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $633 | $7,500 | $10,000 | $17,594 | |
| Cigna Healthcare | Connect Bronze South FL CMS Standard | Expanded Bronze | EPO | $635 | $7,500 | $10,000 | $17,617 | |
| Cigna Healthcare | Connect Bronze South FL 7000 Indiv Med Deductible | Expanded Bronze | EPO | $636 | $7,000 | $9,800 | $17,437 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Expanded Bronze | HMO | $638 | $0 | $10,600 | $18,255 | |
| Cigna Healthcare | Connect Bronze South FL 3800 Indiv Med Deductible | Expanded Bronze | EPO | $643 | $3,800 | $9,750 | $17,466 | |
| Florida Blue | myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $645 | $0 | $10,150 | $17,891 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision | Expanded Bronze | HMO | $646 | $0 | $10,350 | $18,103 | |
| Florida Blue | myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | HMO | $649 | $0 | $10,150 | $17,939 | |
| Oscar Health | Gold Classic Standard | Gold | HMO | $655 | $2,000 | $8,200 | $16,059 | |
| Florida Blue | myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | HMO | $657 | $0 | $10,150 | $18,037 | |
| Ambetter (Centene) | Standard Expanded Bronze VALUE | Expanded Bronze | HMO | $660 | $7,500 | $10,000 | $17,917 | |
| Florida Blue | myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) | Silver | HMO | $677 | $9,500 | $10,025 | $18,150 | |
| Florida Blue | myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) | Silver | HMO | $681 | $9,500 | $10,025 | $18,200 | |
| Oscar Health | Silver Simple PCP Saver | Silver | HMO | $684 | $5,000 | $9,250 | $17,454 | |
| Florida Blue | myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $689 | $9,500 | $10,025 | $18,298 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Silver | HMO | $689 | $6,100 | $9,000 | $17,273 | |
| Oscar Health | Silver Classic Standard | Silver | HMO | $690 | $6,000 | $8,900 | $17,177 | |
| Florida Blue | myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) | Silver | HMO | $690 | $8,250 | $8,650 | $16,927 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | HMO | $690 | $6,200 | $9,600 | $17,879 | |
| Oscar Health | Silver Simple Diabetes | Silver | HMO | $690 | $6,500 | $10,000 | $18,282 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | $691 | $6,000 | $10,150 | $18,440 | |
| Oscar Health | Silver Simple Chronic Care CKM | Silver | HMO | $691 | $5,900 | $10,150 | $18,448 | |
| Florida Blue | myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | Silver | HMO | $694 | $8,250 | $8,650 | $16,975 | |
| AvMed | AvMed Entrust Silver Standard (2026) | Silver | HMO | $695 | $6,000 | $8,900 | $17,243 | |
| Florida Blue | myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) | Silver | HMO | $697 | $6,375 | $8,825 | $17,192 | |
| Oscar Health | Silver Elite | Silver | HMO | $699 | $5,000 | $9,750 | $18,138 | |
| Florida Blue | myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | Silver | HMO | $701 | $6,375 | $8,825 | $17,240 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $702 | $0 | $10,500 | $18,920 | |
| Florida Blue | myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | Silver | HMO | $702 | $8,250 | $8,650 | $17,073 | |
| AvMed | AvMed Entrust Silver 550 (2026) | Silver | HMO | $707 | $6,250 | $8,000 | $16,482 | |
| Florida Blue | myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | Silver | HMO | $709 | $6,375 | $8,825 | $17,339 | |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2026) | Silver | HMO | $710 | $6,250 | $8,000 | $16,517 | |
| Molina Healthcare | Molina Silver Access | Silver | HMO | $711 | $5,750 | $9,050 | $17,583 | |
| Molina Healthcare | Molina Silver Core | Silver | HMO | $715 | $6,000 | $8,990 | $17,567 | |
| Molina Healthcare | Molina Silver Access Pluswith Adult Vision | Silver | HMO | $715 | $5,750 | $9,050 | $17,631 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $716 | $3,500 | $10,150 | $18,744 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Silver | HMO | $717 | $6,000 | $8,900 | $17,502 | |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Silver | HMO | $719 | $6,000 | $8,990 | $17,615 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $719 | $1,850 | $9,100 | $17,729 | |
| Florida Blue | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | HMO | $720 | $3,150 | $8,675 | $17,320 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $721 | $0 | $10,500 | $19,148 | |
| 22 Health | Gold 22 Health | Gold | HMO | $722 | $2,000 | $8,200 | $16,864 | |
| Florida Blue | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $724 | $3,150 | $8,675 | $17,367 | |
| 22 Health | Focused Silver 22 Health | Silver | HMO | $725 | $4,000 | $7,150 | $15,855 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $727 | $3,500 | $10,150 | $18,870 | |
| AvMed | AvMed Entrust Silver 350 (2026) | Silver | HMO | $727 | $3,500 | $9,250 | $17,977 | |
| Molina Healthcare | Molina Silver Access Plus with Adult Dental and Vision | Silver | HMO | $729 | $5,750 | $9,050 | $17,800 | |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2026) | Silver | HMO | $730 | $3,500 | $9,250 | $18,013 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | HMO | $732 | $6,000 | $8,900 | $17,682 | |
| Florida Blue | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $733 | $3,150 | $8,675 | $17,466 | |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Silver | HMO | $733 | $6,000 | $8,990 | $17,784 | |
| Florida Blue | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | HMO | $733 | $6,000 | $8,900 | $17,695 | |
| Molina Healthcare | Molina Silver Standard | Silver | HMO | $739 | $6,000 | $8,900 | $17,770 | |
| 22 Health | Smart Silver 22 Health | Silver | HMO | $742 | $5,000 | $7,500 | $16,402 | |
| Florida Blue | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | EPO | $748 | $6,150 | $10,150 | $19,129 | |
| Molina Healthcare | Molina Gold Enhanced 895 | Gold | HMO | $750 | $895 | $8,700 | $17,705 | |
| Molina Healthcare | Molina Gold Core 1640 | Gold | HMO | $751 | $1,640 | $8,100 | $17,111 | |
| Ambetter (Centene) | Elite VALUE Bronze | Expanded Bronze | HMO | $751 | $0 | $10,500 | $19,515 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $752 | $4,500 | $9,900 | $18,925 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Silver | HMO | $754 | $400 | $10,200 | $19,243 | |
| Molina Healthcare | Molina Gold Enhanced 895 Pluswith Adult Vision | Gold | HMO | $754 | $895 | $8,700 | $17,753 | |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Gold | HMO | $755 | $1,640 | $8,100 | $17,160 | |
| 22 Health | Standard Silver 22 Health | Silver | HMO | $756 | $6,000 | $8,900 | $17,977 | |
| AvMed | AvMed Entrust Gold Standard (2026) | Gold | HMO | $758 | $2,000 | $8,200 | $17,290 | |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Dental and Vision | Gold | HMO | $768 | $895 | $8,700 | $17,921 | |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Gold | HMO | $769 | $1,640 | $8,100 | $17,328 | |
| AvMed | AvMed Entrust Gold 125 (2026) | Gold | HMO | $772 | $2,000 | $5,850 | $15,115 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $773 | $4,500 | $9,900 | $19,177 | |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2026) | Gold | HMO | $775 | $2,000 | $5,850 | $15,153 | |
| Florida Blue | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $776 | $7,500 | $10,000 | $19,318 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Gold | HMO | $778 | $2,000 | $8,200 | $17,533 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $780 | $8,000 | $8,400 | $17,761 | |
| Florida Blue | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | EPO | $783 | $6,650 | $7,400 | $16,798 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $784 | $800 | $9,000 | $18,403 | |
| Molina Healthcare | Molina Gold Standard | Gold | HMO | $786 | $2,000 | $8,200 | $17,627 | |
| Florida Blue | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | EPO | $789 | $6,500 | $10,000 | $19,464 | |
| UnitedHealthcare | UHC Silver Standard- | Silver | HMO | $790 | $6,000 | $8,900 | $18,380 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $790 | $6,000 | $8,900 | $18,381 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $791 | $800 | $9,000 | $18,496 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | HMO | $800 | $2,000 | $8,200 | $17,796 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Gold | HMO | $801 | $850 | $8,500 | $18,107 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $801 | $2,700 | $10,350 | $19,957 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $801 | $1,400 | $5,000 | $14,610 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Silver | HMO | $811 | $6,000 | $8,900 | $18,633 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $814 | $2,000 | $8,200 | $17,972 | |
| Cigna Healthcare | Partnered Care Premier Gold | Gold | HMO | $821 | $1,850 | $7,700 | $17,557 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $822 | $2,700 | $10,350 | $20,209 | |
| Florida Blue | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $822 | $0 | $9,900 | $19,770 | |
| Florida Blue | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | EPO | $827 | $0 | $9,900 | $19,822 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $832 | $800 | $7,250 | $17,233 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $832 | $6,000 | $8,900 | $18,885 | |
| Cigna Healthcare | Connect Gold South FL 1500 Indiv Med Deductible | Gold | EPO | $834 | $1,500 | $9,450 | $19,455 | |
| Ambetter (Centene) | Clarity VALUE Silver | Silver | HMO | $835 | $8,000 | $8,400 | $18,423 | |
| Florida Blue | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | EPO | $836 | $0 | $9,900 | $19,926 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $836 | $2,000 | $8,200 | $18,236 | |
| Cigna Healthcare | Connect Gold South FL CMS Standard | Gold | EPO | $840 | $2,000 | $8,200 | $18,279 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $842 | $6,300 | $8,400 | $18,505 | |
| Cigna Healthcare | Partnered Care Gold CMS Standard | Gold | HMO | $843 | $2,000 | $8,200 | $18,311 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $854 | $800 | $7,250 | $17,504 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $855 | $6,000 | $8,900 | $19,155 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $856 | $5,000 | $8,650 | $18,923 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $860 | $1,450 | $7,500 | $17,817 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $860 | $2,000 | $8,200 | $18,518 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $865 | $6,300 | $8,400 | $18,779 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Gold | HMO | $867 | $0 | $10,600 | $21,007 | |
| Florida Blue | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $869 | $2,000 | $8,200 | $18,630 | |
| Ambetter (Centene) | Standard Gold VALUE | Gold | HMO | $872 | $2,000 | $8,200 | $18,662 | |
| Florida Blue | BlueCare Bronze 24K02-18 (Rewards) | Bronze | POS | $875 | $6,150 | $10,150 | $20,653 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $879 | $5,000 | $8,650 | $19,201 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $883 | $1,450 | $7,500 | $18,096 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Gold | HMO | $883 | $500 | $9,000 | $19,596 | |
| Florida Blue | myBlue Gold 1605 ($0 Labs / Rewards) | Gold | HMO | $884 | $940 | $4,500 | $15,107 | |
| Ambetter (Centene) | Standard Silver VALUE | Silver | HMO | $891 | $6,000 | $8,900 | $19,590 | |
| Ambetter (Centene) | Focused VALUE Silver | Silver | HMO | $902 | $6,300 | $8,400 | $19,219 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Gold | HMO | $904 | $500 | $9,000 | $19,848 | |
| Ambetter (Centene) | Complete VALUE Gold | Gold | HMO | $920 | $1,450 | $7,500 | $18,546 | |
| Florida Blue | BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | Expanded Bronze | POS | $924 | $7,500 | $10,000 | $21,093 | |
| Cigna Healthcare | Partnered Care Classic Silver | Silver | HMO | $937 | $5,000 | $7,950 | $19,198 | |
| Cigna Healthcare | Partnered Care Premier Silver | Silver | HMO | $938 | $7,000 | $8,500 | $19,762 | |
| Florida Blue | BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | POS | $945 | $6,500 | $10,000 | $21,345 | |
| Cigna Healthcare | Connect Silver South FL 2850 Indiv Med Deductible | Silver | EPO | $952 | $2,850 | $9,450 | $20,871 | |
| Cigna Healthcare | Connect Silver South FL CMS Standard | Silver | EPO | $958 | $6,000 | $8,900 | $20,396 | |
| Cigna Healthcare | Connect Silver South FL 4500 Indiv Med Deductible | Silver | EPO | $970 | $4,500 | $8,850 | $20,487 | |
| Cigna Healthcare | Partnered Care Silver CMS Standard | Silver | HMO | $972 | $6,000 | $8,900 | $20,566 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $994 | $6,150 | $10,150 | $22,083 | |
| Florida Blue | BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | POS | $999 | $0 | $9,900 | $21,891 | |
| Florida Blue | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | EPO | $1,003 | $4,000 | $8,100 | $20,134 | |
| Florida Blue | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | EPO | $1,007 | $4,000 | $8,100 | $20,187 | |
| Florida Blue | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | EPO | $1,016 | $4,000 | $8,100 | $20,294 | |
| Florida Blue | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | EPO | $1,020 | $6,000 | $8,900 | $21,134 | |
| Florida Blue | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | EPO | $1,031 | $3,125 | $8,100 | $20,472 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,032 | $7,500 | $10,000 | $22,382 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $1,041 | $6,650 | $7,400 | $19,891 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $1,048 | $6,500 | $10,000 | $22,582 | |
| AvMed | AvMed Entrust Platinum 25 (2026) | Platinum | HMO | $1,050 | $0 | $5,500 | $18,098 | |
| AvMed | AvMed Entrust Platinum 25 Dental+Vision (2026) | Platinum | HMO | $1,054 | $0 | $5,500 | $18,144 | |
| AvMed | AvMed Entrust Platinum Standard (2026) | Platinum | HMO | $1,078 | $0 | $5,200 | $18,137 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,095 | $0 | $9,900 | $23,041 | |
| Florida Blue | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | EPO | $1,128 | $2,000 | $8,200 | $21,734 | |
| Florida Blue | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | EPO | $1,155 | $1,500 | $6,450 | $20,304 | |
| Florida Blue | BlueCare Silver 24K02-21 ($10 Labs / Rewards) | Silver | POS | $1,182 | $4,000 | $8,100 | $22,290 | |
| Florida Blue | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | EPO | $1,185 | $0 | $6,250 | $20,470 | |
| Florida Blue | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | EPO | $1,189 | $0 | $6,250 | $20,522 | |
| Florida Blue | BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | POS | $1,222 | $6,000 | $8,900 | $23,568 | |
| Florida Blue | BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | POS | $1,372 | $2,000 | $8,200 | $24,663 | |
| Florida Blue | BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | POS | $1,455 | $0 | $6,250 | $23,711 | |
| Florida Blue | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | EPO | $1,477 | $1,000 | $4,000 | $21,728 | |
| Florida Blue | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | EPO | $1,518 | $0 | $2,525 | $20,745 | |
| Florida Blue | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | EPO | $1,582 | $0 | $5,200 | $24,188 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,608 | $4,000 | $8,100 | $27,392 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,690 | $2,000 | $8,200 | $28,475 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,717 | $6,000 | $8,900 | $29,506 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,730 | $1,500 | $6,450 | $27,207 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,737 | $3,125 | $8,100 | $28,945 | |
| Florida Blue | BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | POS | $1,774 | $0 | $2,525 | $23,809 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,777 | $0 | $6,250 | $27,571 | |
| Florida Blue | BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | POS | $1,859 | $0 | $5,200 | $27,505 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $2,244 | $1,000 | $4,000 | $30,927 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $2,309 | $0 | $2,525 | $30,228 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $2,405 | $0 | $5,200 | $34,066 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $501 | $622 | $1,095 | 64 | $6,150 | $10,075 | $17,482 |
| Silver | $677 | $733 | $1,737 | 75 | $6,000 | $8,900 | $18,298 |
| Gold | $623 | $835 | $1,777 | 46 | $1,570 | $8,200 | $18,101 |
| Platinum | $1,050 | $1,582 | $2,405 | 11 | $0 | $5,200 | $23,809 |
| CatastrophicUnder 30 or hardship exemption only | $521 | $521 | $521 | 1 | $10,600 | $10,600 | $16,853 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.