Health insurance prices in Indian River County, FL (2026)
121 marketplace plans from 5 insurers. Cheapest plan $436/mo; typical Silver $739/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 30.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $436–$1,012 (typical $610) · Silver $554–$1,606 (typical $739) · Gold $562–$1,643 (typical $709) · Platinum $1,200–$2,224 (typical $1,433) · Catastrophic $288–$577 (typical $432)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 19 | $436 | $449 | $607 | $601 | Everyday Bronze | |
| Health First Commercial Plans | 16 | $452 | $482 | $617 | $592 | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 58 | $531 | $724 | $743 | $1,081 | myBlue Bronze 26M02-24 (Rewards) | |
| Cigna HealthcareCigna Group | 15 | $524 | $532 | $784 | $687 | Connect Bronze Mid-South CMS Standard | |
| Wellpoint (Elevance Health) | 13 | $612 | $624 | $801 | $881 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) |
All 121 plans in Indian River County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Health First Commercial Plans | Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) | Catastrophic | HMO | $288 | $10,600 | $10,600 | $14,050 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $436 | $8,450 | $10,150 | $15,387 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $438 | $7,500 | $10,000 | $15,253 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $448 | $8,450 | $10,150 | $15,529 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $450 | $7,500 | $10,000 | $15,395 | |
| Health First Commercial Plans | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | HMO | $452 | $9,800 | $10,150 | $15,574 | |
| Health First Commercial Plans | Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | HMO | $477 | $9,800 | $10,150 | $15,878 | |
| Health First Commercial Plans | Bronze Standard 1828 | Expanded Bronze | HMO | $482 | $7,500 | $10,000 | $15,780 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $498 | $0 | $10,500 | $16,482 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $512 | $0 | $10,500 | $16,644 | |
| Cigna Healthcare | Connect Bronze Mid-South CMS Standard | Expanded Bronze | EPO | $524 | $7,500 | $10,000 | $16,287 | |
| Florida Blue | myBlue Bronze 26M02-24 (Rewards) | Bronze | HMO | $531 | $10,125 | $10,150 | $16,520 | |
| Cigna Healthcare | Connect Bronze Mid-South 5500 Indiv Med Deductible | Expanded Bronze | EPO | $532 | $5,500 | $9,500 | $15,881 | |
| Cigna Healthcare | Connect myDiabetesCare Bronze Mid-South | Expanded Bronze | EPO | $532 | $6,500 | $9,200 | $15,587 | |
| Health First Commercial Plans | Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | HMO | $533 | $0 | $10,150 | $16,546 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $554 | $8,000 | $8,400 | $15,051 | |
| Health First Commercial Plans | Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | HMO | $558 | $0 | $10,150 | $16,850 | |
| Health First Commercial Plans | Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | HMO | $562 | $3,050 | $8,100 | $14,850 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $577 | $10,600 | $10,600 | $17,526 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $579 | $2,000 | $8,200 | $15,142 | |
| Cigna Healthcare | Connect Bronze Mid-South 0 Indiv Med Deductible | Expanded Bronze | EPO | $585 | $0 | $10,600 | $17,625 | |
| Health First Commercial Plans | Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | HMO | $588 | $3,050 | $8,100 | $15,153 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $591 | $800 | $7,250 | $14,343 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $591 | $6,000 | $8,900 | $15,994 | |
| Health First Commercial Plans | Gold Standard 1833 | Gold | HMO | $592 | $2,000 | $8,200 | $15,301 | |
| Health First Commercial Plans | Silver Savings 1821 (Primary Care Copay, Open Access) | Silver | HMO | $592 | $4,500 | $8,000 | $15,103 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $594 | $2,000 | $8,200 | $15,330 | |
| Health First Commercial Plans | Silver Standard 1829 | Silver | HMO | $596 | $6,000 | $8,900 | $16,056 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $598 | $6,300 | $8,400 | $15,579 | |
| Florida Blue | myBlue Bronze 2322S ($50 PCP Visits / Rewards) | Expanded Bronze | HMO | $599 | $7,500 | $10,000 | $17,191 | |
| Florida Blue | myBlue Bronze 2286 ($75 PCP Visits / Rewards) | Expanded Bronze | HMO | $600 | $2,350 | $10,150 | $17,354 | |
| Florida Blue | myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $607 | $6,000 | $10,150 | $17,434 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $607 | $800 | $7,250 | $14,534 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $607 | $6,000 | $8,900 | $16,186 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $608 | $5,000 | $8,650 | $15,948 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $611 | $1,450 | $7,500 | $14,830 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $612 | $6,000 | $10,600 | $17,946 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $614 | $6,300 | $8,400 | $15,774 | |
| Health First Commercial Plans | Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) | Silver | HMO | $617 | $4,500 | $8,000 | $15,407 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $622 | $5,500 | $10,600 | $18,059 | |
| Health First Commercial Plans | Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | Gold | HMO | $624 | $3,000 | $8,250 | $15,739 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $625 | $5,000 | $8,650 | $16,146 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | HMO | $627 | $7,500 | $10,000 | $17,523 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $627 | $1,450 | $7,500 | $15,028 | |
| Health First Commercial Plans | Silver 1664 (Primary Care & Specialist Copays, Open Access) | Silver | HMO | $632 | $4,550 | $7,600 | $15,182 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $633 | $5,500 | $10,600 | $18,197 | |
| Florida Blue | myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $647 | $0 | $10,150 | $17,917 | |
| Health First Commercial Plans | Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | Gold | HMO | $649 | $3,000 | $8,250 | $16,042 | |
| Florida Blue | myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | HMO | $651 | $0 | $10,150 | $17,965 | |
| Health First Commercial Plans | Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) | Silver | HMO | $657 | $4,550 | $7,600 | $15,486 | |
| Florida Blue | myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | HMO | $660 | $0 | $10,150 | $18,068 | |
| Cigna Healthcare | Partnered Care Premier Gold | Gold | HMO | $670 | $1,850 | $7,700 | $15,743 | |
| Cigna Healthcare | Connect Gold Mid-South 2250 Indiv Med Deductible | Gold | EPO | $678 | $2,250 | $9,450 | $17,589 | |
| Florida Blue | myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) | Silver | HMO | $680 | $9,500 | $10,150 | $18,315 | |
| Florida Blue | myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | HMO | $685 | $9,500 | $10,150 | $18,366 | |
| Cigna Healthcare | Partnered Care Gold CMS Standard | Gold | HMO | $687 | $2,000 | $8,200 | $16,450 | |
| Florida Blue | myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) | Silver | HMO | $691 | $7,000 | $9,125 | $17,420 | |
| Florida Blue | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | EPO | $692 | $6,150 | $10,150 | $18,451 | |
| Florida Blue | myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $693 | $9,500 | $10,150 | $18,468 | |
| Cigna Healthcare | Connect Gold Mid-South CMS Standard | Gold | EPO | $693 | $2,000 | $8,200 | $16,519 | |
| Florida Blue | myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $695 | $7,000 | $9,125 | $17,469 | |
| Florida Blue | myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $704 | $7,000 | $9,125 | $17,571 | |
| Florida Blue | myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) | Silver | HMO | $707 | $6,400 | $9,200 | $17,688 | |
| Florida Blue | myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) | Silver | HMO | $711 | $6,400 | $9,200 | $17,738 | |
| Florida Blue | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $718 | $7,500 | $10,000 | $18,615 | |
| Florida Blue | myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $720 | $6,400 | $9,200 | $17,839 | |
| Florida Blue | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | EPO | $724 | $6,650 | $7,400 | $16,089 | |
| Cigna Healthcare | Connect Gold Mid-South 850 Indiv Med Deductible | Gold | EPO | $725 | $850 | $8,550 | $17,247 | |
| Florida Blue | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | EPO | $729 | $6,500 | $10,000 | $18,750 | |
| Florida Blue | myBlue Silver 2010 (Rewards) | Silver | HMO | $739 | $2,800 | $7,675 | $16,541 | |
| Florida Blue | myBlue Silver 2010V (Adult Vision / Rewards) | Silver | HMO | $743 | $2,800 | $7,675 | $16,590 | |
| Florida Blue | myBlue Silver 2010E (Adult Dental & Vision / Rewards) | Silver | HMO | $751 | $2,800 | $7,675 | $16,692 | |
| Florida Blue | myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | HMO | $759 | $6,000 | $8,900 | $18,013 | |
| Florida Blue | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $760 | $0 | $9,900 | $19,025 | |
| Florida Blue | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | EPO | $764 | $0 | $9,900 | $19,073 | |
| Cigna Healthcare | Partnered Care Classic Silver | Silver | HMO | $765 | $5,000 | $7,950 | $17,127 | |
| Cigna Healthcare | Partnered Care Premier Silver | Silver | HMO | $766 | $7,000 | $8,500 | $17,689 | |
| Florida Blue | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | EPO | $772 | $0 | $9,900 | $19,170 | |
| Cigna Healthcare | Connect Silver Mid-South 4500 Indiv Med Deductible | Silver | EPO | $783 | $4,500 | $9,350 | $18,748 | |
| Cigna Healthcare | Connect Silver Mid-South 3800 Indiv Med Deductible | Silver | EPO | $784 | $3,800 | $9,500 | $18,913 | |
| Cigna Healthcare | Connect Silver Mid-South CMS Standard | Silver | EPO | $791 | $6,000 | $8,900 | $18,389 | |
| Cigna Healthcare | Partnered Care Silver CMS Standard | Silver | HMO | $793 | $6,000 | $8,900 | $18,419 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $793 | $3,500 | $10,150 | $19,669 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $796 | $1,850 | $9,100 | $18,658 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $805 | $3,500 | $10,150 | $19,809 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | HMO | $811 | $6,000 | $8,900 | $18,628 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $868 | $800 | $9,000 | $19,415 | |
| Florida Blue | myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $870 | $2,000 | $8,200 | $18,634 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $876 | $800 | $9,000 | $19,518 | |
| Florida Blue | myBlue Gold 2011 ($0 Labs / Rewards) | Gold | HMO | $884 | $940 | $4,500 | $15,111 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | HMO | $886 | $2,000 | $8,200 | $18,829 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $887 | $1,400 | $5,000 | $15,644 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $919 | $6,150 | $10,150 | $21,183 | |
| Florida Blue | myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $923 | $0 | $6,550 | $17,626 | |
| Florida Blue | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | EPO | $927 | $4,000 | $8,100 | $19,226 | |
| Florida Blue | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | EPO | $931 | $4,000 | $8,100 | $19,275 | |
| Florida Blue | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | EPO | $939 | $4,000 | $8,100 | $19,373 | |
| Florida Blue | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | EPO | $943 | $6,000 | $8,900 | $20,211 | |
| Florida Blue | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | EPO | $953 | $3,125 | $8,100 | $19,539 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $954 | $7,500 | $10,000 | $21,447 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $962 | $6,650 | $7,400 | $18,949 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $969 | $6,500 | $10,000 | $21,632 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,012 | $0 | $9,900 | $22,050 | |
| Florida Blue | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | EPO | $1,043 | $2,000 | $8,200 | $20,713 | |
| Florida Blue | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | EPO | $1,067 | $1,500 | $6,450 | $19,259 | |
| Florida Blue | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | EPO | $1,096 | $0 | $6,250 | $19,396 | |
| Florida Blue | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | EPO | $1,100 | $0 | $6,250 | $19,445 | |
| Florida Blue | myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | HMO | $1,200 | $0 | $2,250 | $16,647 | |
| Florida Blue | myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | HMO | $1,257 | $0 | $5,200 | $20,282 | |
| Florida Blue | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | EPO | $1,366 | $1,000 | $4,000 | $20,390 | |
| Florida Blue | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | EPO | $1,404 | $0 | $2,525 | $19,370 | |
| Florida Blue | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | EPO | $1,463 | $0 | $5,200 | $22,755 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,486 | $4,000 | $8,100 | $25,936 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,562 | $2,000 | $8,200 | $26,945 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,588 | $6,000 | $8,900 | $27,951 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,599 | $1,500 | $6,450 | $25,641 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,606 | $3,125 | $8,100 | $27,372 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,643 | $0 | $6,250 | $25,962 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $2,075 | $1,000 | $4,000 | $28,895 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $2,134 | $0 | $2,525 | $28,137 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $2,224 | $0 | $5,200 | $31,888 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $436 | $610 | $1,012 | 38 | $6,150 | $10,150 | $17,478 |
| Silver | $554 | $739 | $1,606 | 43 | $6,000 | $8,900 | $17,738 |
| Gold | $562 | $709 | $1,643 | 30 | $1,675 | $8,150 | $16,484 |
| Platinum | $1,200 | $1,433 | $2,224 | 8 | $0 | $4,000 | $21,573 |
| CatastrophicUnder 30 or hardship exemption only | $288 | $432 | $577 | 2 | $10,600 | $10,600 | $15,788 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.