Health insurance prices in Alachua County, FL (2026)
101 marketplace plans from 4 insurers. Cheapest plan $546/mo; typical Silver $773/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $546–$1,044 (typical $640) · Silver $694–$1,656 (typical $773) · Gold $724–$1,694 (typical $835) · Platinum $1,133–$2,293 (typical $1,350)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 19 | $546 | $562 | $760 | $752 | Everyday Bronze | |
| AvMed | 14 | $599 | $607 | $766 | $833 | AvMed Entrust Expanded Bronze Standard (2026) | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 53 | $559 | $724 | $773 | $1,105 | myBlue Bronze 26M01-23 (Rewards) | |
| Oscar Health | 15 | $592 | $631 | $815 | $755 | Bronze Simple Breathe Easy with Enhanced COPD Benefits |
All 101 plans in Alachua County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $546 | $8,450 | $10,150 | $16,708 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $548 | $7,500 | $10,000 | $16,578 | |
| Florida Blue | myBlue Bronze 26M01-23 (Rewards) | Bronze | HMO | $559 | $10,125 | $10,150 | $16,855 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $561 | $8,450 | $10,150 | $16,885 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $563 | $7,500 | $10,000 | $16,756 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | HMO | $592 | $9,000 | $10,600 | $17,705 | |
| AvMed | AvMed Entrust Expanded Bronze Standard (2026) | Expanded Bronze | HMO | $599 | $7,500 | $10,000 | $17,184 | |
| AvMed | AvMed Entrust Bronze 650 (2026) | Expanded Bronze | HMO | $607 | $10,150 | $10,150 | $17,437 | |
| AvMed | AvMed Entrust Bronze 600 (2026) | Expanded Bronze | HMO | $616 | $6,500 | $9,500 | $16,897 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $624 | $0 | $10,500 | $17,991 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | HMO | $624 | $7,500 | $10,000 | $17,493 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | HMO | $630 | $4,700 | $10,150 | $17,705 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | HMO | $632 | $5,500 | $10,150 | $17,736 | |
| Florida Blue | myBlue Bronze 2219 ($75 PCP Visits / Rewards) | Expanded Bronze | HMO | $637 | $2,625 | $10,150 | $17,788 | |
| Florida Blue | myBlue Bronze 2312S ($50 PCP Visits / Rewards) | Expanded Bronze | HMO | $637 | $7,500 | $10,000 | $17,650 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | HMO | $640 | $5,500 | $10,150 | $17,829 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $641 | $0 | $10,500 | $18,193 | |
| Florida Blue | myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $645 | $6,000 | $10,150 | $17,885 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | Expanded Bronze | HMO | $679 | $0 | $10,600 | $18,748 | |
| Florida Blue | BlueCare Bronze 24K01-05 (Rewards) | Bronze | POS | $686 | $6,150 | $10,150 | $18,377 | |
| Florida Blue | myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $688 | $0 | $10,150 | $18,410 | |
| Florida Blue | myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | HMO | $693 | $0 | $10,150 | $18,461 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $694 | $8,000 | $8,400 | $16,728 | |
| Florida Blue | myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | HMO | $701 | $0 | $10,150 | $18,566 | |
| Florida Blue | BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | Expanded Bronze | POS | $724 | $6,650 | $7,400 | $16,087 | |
| Florida Blue | BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | Expanded Bronze | POS | $724 | $7,500 | $10,000 | $18,688 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $724 | $2,000 | $8,200 | $16,893 | |
| Florida Blue | myBlue Silver 26M06-03 ($5 PCP Visits / $5 Labs / Rewards) | Silver | HMO | $733 | $9,500 | $10,150 | $18,944 | |
| Oscar Health | Gold Simple | Gold | HMO | $737 | $3,000 | $9,950 | $18,788 | |
| Florida Blue | myBlue Silver 26M06-03V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | HMO | $737 | $9,500 | $10,150 | $18,997 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $740 | $800 | $7,250 | $16,131 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $740 | $6,000 | $8,900 | $17,783 | |
| Florida Blue | BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | POS | $741 | $6,500 | $10,000 | $18,886 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $744 | $2,000 | $8,200 | $17,128 | |
| Florida Blue | myBlue Silver 25M06-02 ($0 Labs / $50 PCP Visits / Rewards) | Silver | HMO | $744 | $7,000 | $9,150 | $18,080 | |
| Florida Blue | myBlue Silver 26M06-03E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $746 | $9,500 | $10,150 | $19,103 | |
| Florida Blue | myBlue Silver 25M06-02V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $748 | $7,000 | $9,150 | $18,131 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $749 | $6,300 | $8,400 | $17,390 | |
| AvMed | AvMed Entrust Silver Standard (2026) | Silver | HMO | $750 | $6,000 | $8,900 | $17,900 | |
| Florida Blue | myBlue Silver 25M06-02E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $757 | $7,000 | $9,150 | $18,237 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $760 | $800 | $7,250 | $16,372 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $760 | $6,000 | $8,900 | $18,023 | |
| Florida Blue | myBlue Silver 24M06-76 ($50 PCP Visits / $15 Labs / Rewards) | Silver | HMO | $761 | $6,500 | $9,200 | $18,327 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $762 | $5,000 | $8,650 | $17,789 | |
| AvMed | AvMed Entrust Silver 550 (2026) | Silver | HMO | $762 | $6,250 | $8,000 | $17,149 | |
| Florida Blue | myBlue Silver 24M06-76V ($50 PCP Visits / $15 Labs / Adult Vision / Rewards) | Silver | HMO | $765 | $6,500 | $9,200 | $18,378 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $765 | $1,450 | $7,500 | $16,678 | |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2026) | Silver | HMO | $766 | $6,250 | $8,000 | $17,188 | |
| Florida Blue | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | HMO | $769 | $3,150 | $8,675 | $17,900 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $769 | $6,300 | $8,400 | $17,633 | |
| Florida Blue | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $773 | $3,150 | $8,675 | $17,951 | |
| Florida Blue | myBlue Silver 24M06-76E ($50 PCP Visits / $15 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $774 | $6,500 | $9,200 | $18,483 | |
| Oscar Health | Gold Classic Standard | Gold | HMO | $774 | $2,000 | $8,200 | $17,485 | |
| Florida Blue | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $782 | $3,150 | $8,675 | $18,056 | |
| Florida Blue | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | HMO | $782 | $6,000 | $8,900 | $18,285 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $782 | $5,000 | $8,650 | $18,036 | |
| Florida Blue | BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | POS | $783 | $0 | $9,900 | $19,291 | |
| AvMed | AvMed Entrust Silver 350 (2026) | Silver | HMO | $785 | $3,500 | $9,250 | $18,664 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $786 | $1,450 | $7,500 | $16,926 | |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2026) | Silver | HMO | $788 | $3,500 | $9,250 | $18,704 | |
| Oscar Health | Silver Simple PCP Saver | Silver | HMO | $808 | $5,000 | $9,250 | $18,942 | |
| Oscar Health | Silver Classic Standard | Silver | HMO | $815 | $6,000 | $8,900 | $18,679 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | HMO | $815 | $6,200 | $9,600 | $19,381 | |
| Oscar Health | Silver Simple Diabetes | Silver | HMO | $815 | $6,500 | $10,000 | $19,784 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | $816 | $6,000 | $10,150 | $19,944 | |
| Oscar Health | Silver Simple Chronic Care CKM | Silver | HMO | $817 | $5,900 | $10,150 | $19,953 | |
| AvMed | AvMed Entrust Gold Standard (2026) | Gold | HMO | $817 | $2,000 | $8,200 | $18,006 | |
| Oscar Health | Silver Elite | Silver | HMO | $826 | $5,000 | $9,750 | $19,660 | |
| AvMed | AvMed Entrust Gold 125 (2026) | Gold | HMO | $833 | $2,000 | $5,850 | $15,844 | |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2026) | Gold | HMO | $836 | $2,000 | $5,850 | $15,885 | |
| Florida Blue | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $927 | $2,000 | $8,200 | $19,330 | |
| Florida Blue | myBlue Gold 1605 ($0 Labs / Rewards) | Gold | HMO | $943 | $940 | $4,500 | $15,819 | |
| Florida Blue | BlueCare Silver 24K01-02 ($10 Labs / Rewards) | Silver | POS | $944 | $4,000 | $8,100 | $19,425 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $948 | $6,150 | $10,150 | $21,527 | |
| Florida Blue | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | POS | $976 | $6,000 | $8,900 | $20,606 | |
| Florida Blue | myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $977 | $0 | $6,550 | $18,271 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $984 | $7,500 | $10,000 | $21,805 | |
| Florida Blue | BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | Silver | POS | $988 | $3,125 | $8,100 | $19,957 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $992 | $6,650 | $7,400 | $19,309 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $1,000 | $6,500 | $10,000 | $21,995 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,044 | $0 | $9,900 | $22,429 | |
| Florida Blue | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | POS | $1,079 | $2,000 | $8,200 | $21,143 | |
| Florida Blue | BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | POS | $1,105 | $1,500 | $6,450 | $19,712 | |
| AvMed | AvMed Entrust Platinum 25 (2026) | Platinum | HMO | $1,133 | $0 | $5,500 | $19,090 | |
| AvMed | AvMed Entrust Platinum 25 Dental+Vision (2026) | Platinum | HMO | $1,137 | $0 | $5,500 | $19,139 | |
| Florida Blue | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | POS | $1,144 | $0 | $6,250 | $19,977 | |
| AvMed | AvMed Entrust Platinum Standard (2026) | Platinum | HMO | $1,163 | $0 | $5,200 | $19,155 | |
| Florida Blue | myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | HMO | $1,264 | $0 | $2,250 | $17,417 | |
| Florida Blue | myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | HMO | $1,324 | $0 | $5,200 | $21,088 | |
| Florida Blue | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | POS | $1,350 | $1,000 | $4,000 | $20,197 | |
| Florida Blue | BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | POS | $1,401 | $0 | $2,525 | $19,338 | |
| Florida Blue | BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | POS | $1,468 | $0 | $5,200 | $22,820 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,533 | $4,000 | $8,100 | $26,493 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,611 | $2,000 | $8,200 | $27,530 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,637 | $6,000 | $8,900 | $28,546 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,649 | $1,500 | $6,450 | $26,239 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,656 | $3,125 | $8,100 | $27,973 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,694 | $0 | $6,250 | $26,577 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $2,139 | $1,000 | $4,000 | $29,672 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $2,201 | $0 | $2,525 | $28,937 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $2,293 | $0 | $5,200 | $32,720 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $546 | $640 | $1,044 | 32 | $6,500 | $10,150 | $17,857 |
| Silver | $694 | $773 | $1,656 | 38 | $6,000 | $8,900 | $18,431 |
| Gold | $724 | $835 | $1,694 | 20 | $1,750 | $7,375 | $17,745 |
| Platinum | $1,133 | $1,350 | $2,293 | 11 | $0 | $5,200 | $20,197 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.