Health insurance prices in Sarasota County, FL (2026)
119 marketplace plans from 4 insurers. Cheapest plan $530/mo; typical Silver $764/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 56.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $530–$816 (typical $633) · Silver $673–$1,295 (typical $764) · Gold $703–$1,325 (typical $845) · Platinum $1,101–$1,793 (typical $1,397) · Catastrophic $550–$550 (typical $550)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 19 | $530 | $545 | $737 | $730 | Everyday Bronze | |
| Wellpoint (Elevance Health) | 13 | $583 | $595 | $763 | $839 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 72 | $558 | $694 | $765 | $987 | BlueSelect Bronze 24L01-01 (Rewards) | |
| Oscar Health | 15 | $597 | $636 | $823 | $762 | Bronze Simple Breathe Easy with Enhanced COPD Benefits |
All 119 plans in Sarasota County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $530 | $8,450 | $10,150 | $16,511 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $532 | $7,500 | $10,000 | $16,381 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $544 | $8,450 | $10,150 | $16,683 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $546 | $7,500 | $10,000 | $16,553 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $550 | $10,600 | $10,600 | $17,198 | |
| Florida Blue | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | EPO | $558 | $6,150 | $10,150 | $16,844 | |
| Florida Blue | myBlue Bronze 26M02-24 (Rewards) | Bronze | HMO | $567 | $10,125 | $10,150 | $16,960 | |
| Florida Blue | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $579 | $7,500 | $10,000 | $16,947 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $583 | $6,000 | $10,600 | $17,598 | |
| Florida Blue | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | EPO | $584 | $6,650 | $7,400 | $14,407 | |
| Florida Blue | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | EPO | $588 | $6,500 | $10,000 | $17,056 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $592 | $5,500 | $10,600 | $17,706 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | HMO | $597 | $7,500 | $10,000 | $17,167 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | HMO | $597 | $9,000 | $10,600 | $17,768 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $603 | $5,500 | $10,600 | $17,837 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $605 | $0 | $10,500 | $17,766 | |
| Florida Blue | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $613 | $0 | $9,900 | $17,258 | |
| Florida Blue | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | EPO | $616 | $0 | $9,900 | $17,297 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $622 | $0 | $10,500 | $17,962 | |
| Florida Blue | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | EPO | $623 | $0 | $9,900 | $17,375 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | HMO | $630 | $7,500 | $10,000 | $17,560 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | HMO | $635 | $4,700 | $10,150 | $17,772 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | HMO | $638 | $5,500 | $10,150 | $17,803 | |
| Florida Blue | myBlue Bronze 2322S ($50 PCP Visits / Rewards) | Expanded Bronze | HMO | $641 | $7,500 | $10,000 | $17,687 | |
| Florida Blue | myBlue Bronze 2286 ($75 PCP Visits / Rewards) | Expanded Bronze | HMO | $642 | $2,350 | $10,150 | $17,851 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | HMO | $646 | $5,500 | $10,150 | $17,897 | |
| Florida Blue | myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $649 | $6,000 | $10,150 | $17,937 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $673 | $8,000 | $8,400 | $16,478 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | Expanded Bronze | HMO | $685 | $0 | $10,600 | $18,820 | |
| Florida Blue | myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $692 | $0 | $10,150 | $18,453 | |
| Florida Blue | myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | HMO | $696 | $0 | $10,150 | $18,505 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $703 | $2,000 | $8,200 | $16,632 | |
| Florida Blue | myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | HMO | $705 | $0 | $10,150 | $18,615 | |
| Florida Blue | BlueCare Bronze 24K01-05 (Rewards) | Bronze | POS | $710 | $6,150 | $10,150 | $18,668 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $718 | $800 | $7,250 | $15,865 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $718 | $6,000 | $8,900 | $17,516 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $722 | $2,000 | $8,200 | $16,860 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $727 | $6,300 | $8,400 | $17,120 | |
| Florida Blue | myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) | Silver | HMO | $727 | $9,500 | $10,150 | $18,878 | |
| Florida Blue | myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | HMO | $732 | $9,500 | $10,150 | $18,933 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $737 | $800 | $7,250 | $16,098 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $737 | $6,000 | $8,900 | $17,749 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $739 | $5,000 | $8,650 | $17,514 | |
| Florida Blue | myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) | Silver | HMO | $739 | $7,000 | $9,125 | $17,993 | |
| Florida Blue | myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $741 | $9,500 | $10,150 | $19,042 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $741 | $6,150 | $10,150 | $19,047 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $742 | $1,450 | $7,500 | $16,403 | |
| Oscar Health | Gold Simple | Gold | HMO | $743 | $3,000 | $9,950 | $18,867 | |
| Florida Blue | myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $743 | $7,000 | $9,125 | $18,045 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $746 | $6,300 | $8,400 | $17,356 | |
| Florida Blue | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | EPO | $748 | $4,000 | $8,100 | $17,073 | |
| Florida Blue | BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | Expanded Bronze | POS | $750 | $6,650 | $7,400 | $16,394 | |
| Florida Blue | BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | Expanded Bronze | POS | $750 | $7,500 | $10,000 | $18,996 | |
| Florida Blue | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | EPO | $751 | $4,000 | $8,100 | $17,112 | |
| Florida Blue | myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $752 | $7,000 | $9,125 | $18,154 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $756 | $3,500 | $10,150 | $19,219 | |
| Florida Blue | myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) | Silver | HMO | $756 | $6,400 | $9,200 | $18,274 | |
| Florida Blue | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | EPO | $758 | $4,000 | $8,100 | $17,191 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $759 | $5,000 | $8,650 | $17,754 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $759 | $1,850 | $9,100 | $18,205 | |
| Florida Blue | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | EPO | $760 | $6,000 | $8,900 | $18,021 | |
| Florida Blue | myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) | Silver | HMO | $761 | $6,400 | $9,200 | $18,327 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $762 | $1,450 | $7,500 | $16,643 | |
| Florida Blue | BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | POS | $767 | $6,500 | $10,000 | $19,201 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $767 | $3,500 | $10,150 | $19,352 | |
| Florida Blue | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | EPO | $769 | $3,125 | $8,100 | $17,324 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $769 | $7,500 | $10,000 | $19,231 | |
| Florida Blue | myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $770 | $6,400 | $9,200 | $18,436 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | HMO | $772 | $6,000 | $8,900 | $18,167 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $776 | $6,650 | $7,400 | $16,713 | |
| Oscar Health | Gold Classic Standard | Gold | HMO | $781 | $2,000 | $8,200 | $17,567 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $782 | $6,500 | $10,000 | $19,380 | |
| Florida Blue | myBlue Silver 2010 (Rewards) | Silver | HMO | $790 | $2,800 | $7,675 | $17,152 | |
| Florida Blue | myBlue Silver 2010V (Adult Vision / Rewards) | Silver | HMO | $794 | $2,800 | $7,675 | $17,206 | |
| Florida Blue | myBlue Silver 2010E (Adult Dental & Vision / Rewards) | Silver | HMO | $803 | $2,800 | $7,675 | $17,315 | |
| Florida Blue | BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | POS | $810 | $0 | $9,900 | $19,623 | |
| Florida Blue | myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | HMO | $812 | $6,000 | $8,900 | $18,642 | |
| Oscar Health | Silver Simple PCP Saver | Silver | HMO | $815 | $5,000 | $9,250 | $19,028 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $816 | $0 | $9,900 | $19,698 | |
| Oscar Health | Silver Classic Standard | Silver | HMO | $822 | $6,000 | $8,900 | $18,765 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | HMO | $822 | $6,200 | $9,600 | $19,467 | |
| Oscar Health | Silver Simple Diabetes | Silver | HMO | $823 | $6,500 | $10,000 | $19,871 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | $823 | $6,000 | $10,150 | $20,031 | |
| Oscar Health | Silver Simple Chronic Care CKM | Silver | HMO | $824 | $5,900 | $10,150 | $20,040 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $827 | $800 | $9,000 | $18,922 | |
| Oscar Health | Silver Elite | Silver | HMO | $833 | $5,000 | $9,750 | $19,748 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $835 | $800 | $9,000 | $19,020 | |
| Florida Blue | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | EPO | $841 | $2,000 | $8,200 | $18,290 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | HMO | $844 | $2,000 | $8,200 | $18,326 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $845 | $1,400 | $5,000 | $15,140 | |
| Florida Blue | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | EPO | $861 | $1,500 | $6,450 | $16,779 | |
| Florida Blue | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | EPO | $883 | $0 | $6,250 | $16,852 | |
| Florida Blue | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | EPO | $887 | $0 | $6,250 | $16,891 | |
| Florida Blue | myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $930 | $2,000 | $8,200 | $19,354 | |
| Florida Blue | myBlue Gold 2011 ($0 Labs / Rewards) | Gold | HMO | $945 | $940 | $4,500 | $15,843 | |
| Florida Blue | BlueCare Silver 24K01-02 ($10 Labs / Rewards) | Silver | POS | $977 | $4,000 | $8,100 | $19,825 | |
| Florida Blue | myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $987 | $0 | $6,550 | $18,391 | |
| Florida Blue | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | POS | $1,010 | $6,000 | $8,900 | $21,020 | |
| Florida Blue | BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | Silver | POS | $1,023 | $3,125 | $8,100 | $20,376 | |
| Florida Blue | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | EPO | $1,101 | $1,000 | $4,000 | $17,218 | |
| Florida Blue | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | POS | $1,117 | $2,000 | $8,200 | $21,600 | |
| Florida Blue | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | EPO | $1,132 | $0 | $2,525 | $16,109 | |
| Florida Blue | BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | POS | $1,144 | $1,500 | $6,450 | $20,180 | |
| Florida Blue | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | EPO | $1,180 | $0 | $5,200 | $19,357 | |
| Florida Blue | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | POS | $1,184 | $0 | $6,250 | $20,462 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,199 | $4,000 | $8,100 | $22,483 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,260 | $2,000 | $8,200 | $23,316 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,280 | $6,000 | $8,900 | $24,263 | |
| Florida Blue | myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | HMO | $1,283 | $0 | $2,250 | $17,641 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,290 | $1,500 | $6,450 | $21,926 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,295 | $3,125 | $8,100 | $23,641 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,325 | $0 | $6,250 | $22,146 | |
| Florida Blue | myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | HMO | $1,344 | $0 | $5,200 | $21,324 | |
| Florida Blue | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | POS | $1,397 | $1,000 | $4,000 | $20,769 | |
| Florida Blue | BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | POS | $1,451 | $0 | $2,525 | $19,932 | |
| Florida Blue | BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | POS | $1,520 | $0 | $5,200 | $23,443 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $1,673 | $1,000 | $4,000 | $24,076 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $1,721 | $0 | $2,525 | $23,179 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $1,793 | $0 | $5,200 | $26,721 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $530 | $633 | $816 | 40 | $6,150 | $10,150 | $17,767 |
| Silver | $673 | $764 | $1,295 | 42 | $6,000 | $8,900 | $18,300 |
| Gold | $703 | $845 | $1,325 | 25 | $1,450 | $7,500 | $18,290 |
| Platinum | $1,101 | $1,397 | $1,793 | 11 | $0 | $4,000 | $20,769 |
| CatastrophicUnder 30 or hardship exemption only | $550 | $550 | $550 | 1 | $10,600 | $10,600 | $17,198 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.