Health insurance prices in Volusia County, FL (2026)
154 marketplace plans from 7 insurers. Cheapest plan $496/mo; typical Silver $781/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 64.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $496–$1,065 (typical $634) · Silver $681–$1,547 (typical $781) · Gold $621–$1,582 (typical $847) · Platinum $1,316–$2,142 (typical $1,906) · Catastrophic $332–$560 (typical $446)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 19 | $499 | $552 | $692 | $638 | Bronze Simple Breathe Easy with Enhanced COPD Benefits | |
| Health First Commercial Plans | 16 | $522 | $557 | $713 | $684 | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | |
| Ambetter (Centene) | 19 | $555 | $571 | $772 | $764 | Everyday Bronze | |
| Wellpoint (Elevance Health) | 13 | $594 | $606 | $777 | $855 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| Florida Health Care Plans | 23 | $496 | $618 | $789 | $836 | Gym Access IND Bronze HMO 1340 | |
| UnitedHealthcareUnitedHealth Group | 17 | $631 | $672 | $877 | $971 | UHC Bronze Essential- ($0 Virtual Urgent Care) | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 47 | $666 | $919 | $1,284 | $1,485 | BlueSelect Bronze 24L01-01 (Rewards) |
All 154 plans in Volusia County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Health First Commercial Plans | Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) | Catastrophic | HMO | $332 | $10,600 | $10,600 | $14,587 | |
| Florida Health Care Plans | Gym Access IND Bronze HMO 1340 | Expanded Bronze | HMO | $496 | $10,150 | $10,150 | $16,107 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | HMO | $499 | $9,000 | $10,600 | $16,590 | |
| Health First Commercial Plans | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | HMO | $522 | $9,800 | $10,150 | $16,419 | |
| Oscar Health | Bronze Classic Standard | with AdventHealth | Expanded Bronze | HMO | $526 | $7,500 | $10,000 | $16,317 | |
| Oscar Health | Bronze Classic 4700 | with AdventHealth | Expanded Bronze | HMO | $540 | $4,700 | $9,200 | $15,677 | |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA Standard 2450 | Expanded Bronze | HMO | $543 | $7,500 | $10,000 | $16,517 | |
| Health First Commercial Plans | Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | HMO | $552 | $9,800 | $10,150 | $16,770 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | HMO | $552 | $7,500 | $10,000 | $16,624 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $555 | $8,450 | $10,150 | $16,810 | |
| Health First Commercial Plans | Bronze Standard 1828 | Expanded Bronze | HMO | $557 | $7,500 | $10,000 | $16,680 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $557 | $7,500 | $10,000 | $16,680 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | HMO | $559 | $5,500 | $10,150 | $16,857 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $560 | $10,600 | $10,600 | $17,325 | |
| Florida Health Care Plans | Gym Access IND Bronze Standardized HMO | Expanded Bronze | HMO | $564 | $7,150 | $10,150 | $16,920 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | HMO | $566 | $5,500 | $10,150 | $16,939 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $570 | $8,450 | $10,150 | $16,990 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $572 | $7,500 | $10,000 | $16,861 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | with AdventHealth | Expanded Bronze | HMO | $572 | $0 | $10,600 | $17,470 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $594 | $6,000 | $10,600 | $17,732 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $604 | $5,500 | $10,600 | $17,842 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | HMO | $609 | $7,500 | $10,000 | $17,304 | |
| Florida Health Care Plans | Gym Access IND Bronze HMO OA 1211 | Expanded Bronze | HMO | $612 | $0 | $10,150 | $17,490 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $615 | $5,500 | $10,600 | $17,976 | |
| Health First Commercial Plans | Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | HMO | $616 | $0 | $10,150 | $17,542 | |
| Oscar Health | Gold Simple | with AdventHealth | Gold | HMO | $621 | $3,000 | $9,950 | $17,402 | |
| Oscar Health | Gold Elite Saver Plus | with AdventHealth | Gold | HMO | $623 | $0 | $9,500 | $16,973 | |
| Florida Health Care Plans | Gym Access IND Bronze POS OA Standard 2450 | Expanded Bronze | POS | $625 | $7,500 | $10,000 | $17,495 | |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronze | HMO | $631 | $10,600 | $10,600 | $18,167 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $631 | $10,600 | $10,600 | $18,168 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $634 | $0 | $10,500 | $18,107 | |
| Health First Commercial Plans | Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | HMO | $645 | $0 | $10,150 | $17,893 | |
| Florida Health Care Plans | Gym Access IND Bronze POS 1042 | Expanded Bronze | POS | $649 | $5,500 | $10,150 | $17,937 | |
| Health First Commercial Plans | Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | HMO | $650 | $3,050 | $8,100 | $15,900 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $651 | $0 | $10,500 | $18,312 | |
| Oscar Health | Gold Classic Standard | with AdventHealth | Gold | HMO | $652 | $2,000 | $8,200 | $16,028 | |
| Florida Health Care Plans | Gym Access IND Bronze POS BC 3841 | Expanded Bronze | POS | $656 | $6,000 | $10,000 | $17,872 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $661 | $7,500 | $10,000 | $17,929 | |
| Florida Blue | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | EPO | $666 | $6,150 | $10,150 | $18,147 | |
| Health First Commercial Plans | Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | HMO | $679 | $3,050 | $8,100 | $16,252 | |
| Oscar Health | Silver Simple PCP Saver | with AdventHealth | Silver | HMO | $681 | $5,000 | $9,250 | $17,421 | |
| Health First Commercial Plans | Gold Standard 1833 | Gold | HMO | $684 | $2,000 | $8,200 | $16,406 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $684 | $7,500 | $10,000 | $18,208 | |
| Health First Commercial Plans | Silver Savings 1821 (Primary Care Copay, Open Access) | Silver | HMO | $684 | $4,500 | $8,000 | $16,209 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $685 | $0 | $10,600 | $18,815 | |
| Oscar Health | Gold Classic Standard | Gold | HMO | $685 | $2,000 | $8,200 | $16,419 | |
| Oscar Health | Silver Classic Standard | with AdventHealth | Silver | HMO | $687 | $6,000 | $8,900 | $17,144 | |
| Oscar Health | Silver Simple Diabetes | with AdventHealth | Silver | HMO | $687 | $6,500 | $10,000 | $18,249 | |
| Oscar Health | Silver Simple Chronic Care CKM | with AdventHealth | Silver | HMO | $689 | $5,900 | $10,150 | $18,415 | |
| Health First Commercial Plans | Silver Standard 1829 | Silver | HMO | $689 | $6,000 | $8,900 | $17,171 | |
| Florida Blue | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $692 | $7,500 | $10,000 | $18,299 | |
| Oscar Health | Silver Elite | with AdventHealth | Silver | HMO | $695 | $5,000 | $9,850 | $18,192 | |
| Florida Blue | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | EPO | $697 | $6,650 | $7,400 | $15,770 | |
| Florida Blue | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | EPO | $702 | $6,500 | $10,000 | $18,429 | |
| Florida Health Care Plans | Gym Access IND Bronze POS OA 1211 | Expanded Bronze | POS | $703 | $0 | $10,150 | $18,590 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $705 | $8,000 | $8,400 | $16,857 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Expanded Bronze | HMO | $708 | $0 | $10,600 | $19,094 | |
| Health First Commercial Plans | Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) | Silver | HMO | $713 | $4,500 | $8,000 | $16,560 | |
| Florida Health Care Plans | Gym Access IND Silver HMO OA Standard 1440 | Silver | HMO | $720 | $6,000 | $8,900 | $17,539 | |
| Health First Commercial Plans | Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | Gold | HMO | $721 | $3,000 | $8,250 | $16,905 | |
| Oscar Health | Silver Classic Standard | Silver | HMO | $721 | $6,000 | $8,900 | $17,558 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | HMO | $722 | $6,200 | $9,600 | $18,260 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | $723 | $6,000 | $10,150 | $18,821 | |
| Health First Commercial Plans | Silver 1664 (Primary Care & Specialist Copays, Open Access) | Silver | HMO | $730 | $4,550 | $7,600 | $16,363 | |
| Florida Blue | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $733 | $0 | $9,900 | $18,690 | |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 7741 | Silver | HMO | $734 | $3,500 | $8,900 | $17,712 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $736 | $2,000 | $8,200 | $17,028 | |
| Florida Blue | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | EPO | $736 | $0 | $9,900 | $18,737 | |
| Florida Health Care Plans | Gym Access IND Silver HMO BC 0941 | Silver | HMO | $744 | $5,000 | $8,350 | $17,275 | |
| Florida Blue | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | EPO | $744 | $0 | $9,900 | $18,830 | |
| Florida Health Care Plans | Gym Access IND Gold HMO H.S.A 9010 | Gold | HMO | $747 | $2,000 | $6,500 | $15,461 | |
| Florida Health Care Plans | Gym Access IND Silver HMO OA 1009 | Silver | HMO | $750 | $0 | $9,000 | $18,005 | |
| Health First Commercial Plans | Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | Gold | HMO | $750 | $3,000 | $8,250 | $17,256 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $752 | $800 | $7,250 | $16,269 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $752 | $6,000 | $8,900 | $17,920 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $756 | $2,000 | $8,200 | $17,267 | |
| Health First Commercial Plans | Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) | Silver | HMO | $760 | $4,550 | $7,600 | $16,714 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $761 | $6,300 | $8,400 | $17,529 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $770 | $3,500 | $10,150 | $19,392 | |
| Florida Health Care Plans | Gym Access IND Gold HMO OA Standard 3450 | Gold | HMO | $770 | $2,000 | $8,200 | $17,443 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $772 | $800 | $7,250 | $16,513 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $772 | $6,000 | $8,900 | $18,164 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $773 | $1,850 | $9,100 | $18,379 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $773 | $5,000 | $8,650 | $17,930 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $777 | $1,450 | $7,500 | $16,820 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $781 | $6,300 | $8,400 | $17,776 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $782 | $3,500 | $10,150 | $19,528 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | HMO | $787 | $6,000 | $8,900 | $18,345 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $794 | $5,000 | $8,650 | $18,181 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $798 | $1,450 | $7,500 | $17,073 | |
| Florida Health Care Plans | Gym Access IND Gold HMO 4500 | Gold | HMO | $798 | $2,550 | $5,600 | $15,179 | |
| Florida Health Care Plans | Gym Access IND Silver POS OA Standard 1440 | Silver | POS | $828 | $6,000 | $8,900 | $18,835 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $835 | $4,500 | $9,900 | $19,915 | |
| Florida Health Care Plans | Gym Access IND Gold HMO BC 5651 | Gold | HMO | $836 | $0 | $7,800 | $17,836 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $843 | $800 | $9,000 | $19,112 | |
| Florida Health Care Plans | Gym Access IND Silver POS BC 7741 | Silver | POS | $844 | $3,500 | $8,900 | $19,034 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $851 | $800 | $9,000 | $19,212 | |
| Florida Health Care Plans | Gym Access IND Silver POS BC 0941 | Silver | POS | $855 | $5,000 | $8,350 | $18,615 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $858 | $4,500 | $9,900 | $20,194 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | HMO | $860 | $2,000 | $8,200 | $18,520 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $861 | $1,400 | $5,000 | $15,335 | |
| Florida Health Care Plans | Gym Access IND Silver POS OA 1009 | Silver | POS | $863 | $0 | $9,000 | $19,355 | |
| UnitedHealthcare | UHC Silver Standard- | Silver | HMO | $877 | $6,000 | $8,900 | $19,420 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $877 | $6,000 | $8,900 | $19,421 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $886 | $6,150 | $10,150 | $20,778 | |
| Florida Health Care Plans | Gym Access IND Gold POS OA Standard 3450 | Gold | POS | $886 | $2,000 | $8,200 | $18,829 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $888 | $2,700 | $10,350 | $21,011 | |
| Florida Blue | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | EPO | $893 | $4,000 | $8,100 | $18,818 | |
| Florida Blue | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | EPO | $897 | $4,000 | $8,100 | $18,866 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Silver | HMO | $900 | $6,000 | $8,900 | $19,701 | |
| Florida Blue | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | EPO | $905 | $4,000 | $8,100 | $18,960 | |
| Florida Blue | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | EPO | $908 | $6,000 | $8,900 | $19,796 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $912 | $2,700 | $10,350 | $21,290 | |
| Florida Blue | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | EPO | $918 | $3,125 | $8,100 | $19,119 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $919 | $7,500 | $10,000 | $21,028 | |
| Florida Health Care Plans | Gym Access IND Gold POS 55001 | Gold | POS | $924 | $2,800 | $8,100 | $19,186 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $927 | $6,650 | $7,400 | $18,525 | |
| Florida Blue | BlueCare Bronze 24K01-05 (Rewards) | Bronze | POS | $933 | $6,150 | $10,150 | $21,342 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $934 | $6,500 | $10,000 | $21,206 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $954 | $2,000 | $8,200 | $19,650 | |
| Florida Health Care Plans | Gym Access IND Gold POS BC 5651 | Gold | POS | $962 | $0 | $7,800 | $19,341 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Gold | HMO | $962 | $0 | $10,600 | $22,149 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $975 | $0 | $9,900 | $21,604 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Gold | HMO | $980 | $500 | $9,000 | $20,759 | |
| Florida Blue | BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | Expanded Bronze | POS | $985 | $6,650 | $7,400 | $19,218 | |
| Florida Blue | BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | Expanded Bronze | POS | $985 | $7,500 | $10,000 | $21,820 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Gold | HMO | $1,003 | $500 | $9,000 | $21,038 | |
| Florida Blue | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | EPO | $1,004 | $2,000 | $8,200 | $20,254 | |
| Florida Blue | BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | POS | $1,007 | $6,500 | $10,000 | $22,089 | |
| Florida Blue | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | EPO | $1,028 | $1,500 | $6,450 | $18,789 | |
| Florida Blue | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | EPO | $1,055 | $0 | $6,250 | $18,914 | |
| Florida Blue | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | EPO | $1,059 | $0 | $6,250 | $18,961 | |
| Florida Blue | BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | POS | $1,065 | $0 | $9,900 | $22,676 | |
| Florida Blue | BlueCare Silver 24K01-02 ($10 Labs / Rewards) | Silver | POS | $1,284 | $4,000 | $8,100 | $23,506 | |
| Florida Blue | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | EPO | $1,316 | $1,000 | $4,000 | $19,789 | |
| Florida Blue | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | POS | $1,327 | $6,000 | $8,900 | $24,825 | |
| Florida Blue | BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | Silver | POS | $1,344 | $3,125 | $8,100 | $24,230 | |
| Florida Blue | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | EPO | $1,352 | $0 | $2,525 | $18,752 | |
| Florida Blue | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | EPO | $1,409 | $0 | $5,200 | $22,111 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,432 | $4,000 | $8,100 | $25,282 | |
| Florida Blue | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | POS | $1,467 | $2,000 | $8,200 | $25,808 | |
| Florida Blue | BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | POS | $1,503 | $1,500 | $6,450 | $24,491 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,505 | $2,000 | $8,200 | $26,258 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,529 | $6,000 | $8,900 | $27,253 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,541 | $1,500 | $6,450 | $24,937 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,547 | $3,125 | $8,100 | $26,665 | |
| Florida Blue | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | POS | $1,556 | $0 | $6,250 | $24,925 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,582 | $0 | $6,250 | $25,239 | |
| Florida Blue | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | POS | $1,836 | $1,000 | $4,000 | $26,034 | |
| Florida Blue | BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | POS | $1,906 | $0 | $2,525 | $25,398 | |
| Florida Blue | BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | POS | $1,998 | $0 | $5,200 | $29,170 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $1,999 | $1,000 | $4,000 | $27,982 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $2,056 | $0 | $2,525 | $27,198 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $2,142 | $0 | $5,200 | $30,909 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $496 | $634 | $1,065 | 53 | $6,500 | $10,150 | $17,929 |
| Silver | $681 | $781 | $1,547 | 50 | $5,000 | $8,900 | $18,515 |
| Gold | $621 | $847 | $1,582 | 40 | $1,750 | $8,200 | $18,178 |
| Platinum | $1,316 | $1,906 | $2,142 | 9 | $0 | $4,000 | $26,034 |
| CatastrophicUnder 30 or hardship exemption only | $332 | $446 | $560 | 2 | $10,600 | $10,600 | $15,956 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.