Health insurance prices in Orange County, FL (2026)
208 marketplace plans from 10 insurers. Cheapest plan $501/mo; typical Silver $738/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 48.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $501–$1,136 (typical $624) · Silver $676–$1,801 (typical $738) · Gold $624–$1,842 (typical $812) · Platinum $1,087–$2,494 (typical $1,574) · Catastrophic $330–$529 (typical $429)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Oscar Health | 19 | $501 | $554 | $695 | $640 | Bronze Simple Breathe Easy with Enhanced COPD Benefits | |
| Health First Commercial Plans | 16 | $519 | $553 | $709 | $680 | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | |
| AmeriHealth Caritas Next | 8 | $531 | $534 | $716 | $788 | AmeriHealth Caritas Next Bronze Essential + No Referrals | |
| Wellpoint (Elevance Health) | 13 | $561 | $572 | $733 | $807 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| AvMed | 14 | $575 | $583 | $735 | $799 | AvMed Entrust Expanded Bronze Standard (2026) | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 68 | $527 | $853 | $738 | $1,231 | myBlue Bronze 26M01-23 (Rewards) | |
| Ambetter (Centene) | 26 | $532 | $561 | $741 | $742 | Everyday Bronze | |
| Molina Healthcare | 19 | $621 | $656 | $796 | $836 | Molina Bronze Standard | |
| UnitedHealthcareUnitedHealth Group | 17 | $617 | $658 | $858 | $950 | UHC Bronze Essential- ($0 Virtual Urgent Care) | |
| Cigna HealthcareCigna Group | 8 | $634 | $635 | $957 | $836 | Connect Bronze Orlando CMS Standard |
All 208 plans in Orange County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Health First Commercial Plans | Catastrophic 1746 (Primary Care Copay Visits 1-3, Open Access) | Catastrophic | HMO | $330 | $10,600 | $10,600 | $14,564 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | HMO | $501 | $9,000 | $10,600 | $16,617 | |
| Health First Commercial Plans | Bronze Savings 1820 (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | HMO | $519 | $9,800 | $10,150 | $16,382 | |
| Florida Blue | myBlue Bronze 26M01-23 (Rewards) | Bronze | HMO | $527 | $10,125 | $10,150 | $16,479 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $529 | $10,600 | $10,600 | $16,943 | |
| Oscar Health | Bronze Classic Standard | with AdventHealth | Expanded Bronze | HMO | $529 | $7,500 | $10,000 | $16,345 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Essential + No Referrals | Bronze | HMO | $531 | $10,600 | $10,600 | $16,971 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $532 | $8,450 | $10,150 | $16,536 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $534 | $7,500 | $10,000 | $16,405 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Signature + No Referrals | Expanded Bronze | HMO | $534 | $7,500 | $10,000 | $16,406 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Bronze Premier + No Referrals | Expanded Bronze | HMO | $534 | $3,850 | $10,600 | $17,006 | |
| Oscar Health | Bronze Classic 4700 | with AdventHealth | Expanded Bronze | HMO | $542 | $4,700 | $9,200 | $15,706 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $547 | $8,450 | $10,150 | $16,708 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $548 | $7,500 | $10,000 | $16,579 | |
| Health First Commercial Plans | Bronze Savings 1820 + Adult Dental + Adult Vision (Primary Care Copay Visits 1-5, Open Access) | Expanded Bronze | HMO | $548 | $9,800 | $10,150 | $16,731 | |
| Health First Commercial Plans | Bronze Standard 1828 | Expanded Bronze | HMO | $553 | $7,500 | $10,000 | $16,641 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | HMO | $554 | $7,500 | $10,000 | $16,654 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $561 | $6,000 | $10,600 | $17,327 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | HMO | $561 | $5,500 | $10,150 | $16,887 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | HMO | $568 | $5,500 | $10,150 | $16,969 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $569 | $5,500 | $10,600 | $17,431 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | HMO | $574 | $7,500 | $10,000 | $16,890 | |
| Ambetter (Centene) | Standard Expanded Bronze VALUE | Expanded Bronze | HMO | $574 | $7,500 | $10,000 | $16,892 | |
| AvMed | AvMed Entrust Expanded Bronze Standard (2026) | Expanded Bronze | HMO | $575 | $7,500 | $10,000 | $16,895 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | with AdventHealth | Expanded Bronze | HMO | $575 | $0 | $10,600 | $17,500 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $580 | $5,500 | $10,600 | $17,557 | |
| AvMed | AvMed Entrust Bronze 650 (2026) | Expanded Bronze | HMO | $583 | $10,150 | $10,150 | $17,144 | |
| AvMed | AvMed Entrust Bronze 600 (2026) | Expanded Bronze | HMO | $592 | $6,500 | $9,500 | $16,600 | |
| Florida Blue | myBlue Bronze 2219 ($75 PCP Visits / Rewards) | Expanded Bronze | HMO | $601 | $2,625 | $10,150 | $17,360 | |
| Florida Blue | myBlue Bronze 2312S ($50 PCP Visits / Rewards) | Expanded Bronze | HMO | $602 | $7,500 | $10,000 | $17,221 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $608 | $0 | $10,500 | $17,794 | |
| Florida Blue | myBlue Bronze 1601 (3 PCP Visits for $0 then $25 / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $608 | $6,000 | $10,150 | $17,451 | |
| Health First Commercial Plans | Bronze 1826 ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | HMO | $612 | $0 | $10,150 | $17,499 | |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronze | HMO | $617 | $10,600 | $10,600 | $18,004 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $617 | $10,600 | $10,600 | $18,004 | |
| Molina Healthcare | Molina Bronze Standard | Expanded Bronze | HMO | $621 | $7,500 | $10,000 | $17,448 | |
| Oscar Health | Gold Simple | with AdventHealth | Gold | HMO | $624 | $3,000 | $9,950 | $17,435 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $624 | $0 | $10,500 | $17,991 | |
| Oscar Health | Gold Elite Saver Plus | with AdventHealth | Gold | HMO | $625 | $0 | $9,500 | $17,006 | |
| Cigna Healthcare | Connect Bronze Orlando CMS Standard | Expanded Bronze | EPO | $634 | $7,500 | $10,000 | $17,610 | |
| Cigna Healthcare | Connect Bronze Orlando 6000 Indiv Med Deductible | Expanded Bronze | EPO | $635 | $6,000 | $10,150 | $17,772 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 | Expanded Bronze | HMO | $636 | $3,500 | $9,950 | $17,580 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Pluswith Adult Vision | Expanded Bronze | HMO | $640 | $3,500 | $9,950 | $17,634 | |
| Health First Commercial Plans | Bronze 1826 + Adult Dental + Adult Vision ($0 Medical Deductible, $0 Primary Care Copay- Visits 1 & 2, Specialist & Urgent Care Copay, Open Access) | Expanded Bronze | HMO | $641 | $0 | $10,150 | $17,848 | |
| Cigna Healthcare | Connect Bronze Orlando 3000 Indiv Med Deductible | Expanded Bronze | EPO | $646 | $3,000 | $9,750 | $17,500 | |
| Health First Commercial Plans | Gold Savings 1825 ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | HMO | $646 | $3,050 | $8,100 | $15,855 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $646 | $7,500 | $10,000 | $17,758 | |
| Florida Blue | myBlue Bronze 2129 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $650 | $0 | $10,150 | $17,947 | |
| Florida Blue | myBlue Bronze 2129V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | HMO | $654 | $0 | $10,150 | $17,995 | |
| Ambetter (Centene) | Elite VALUE Bronze | Expanded Bronze | HMO | $654 | $0 | $10,500 | $18,349 | |
| Oscar Health | Gold Classic Standard | with AdventHealth | Gold | HMO | $655 | $2,000 | $8,200 | $16,063 | |
| Molina Healthcare | Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision | Expanded Bronze | HMO | $656 | $3,500 | $9,950 | $17,821 | |
| Florida Blue | myBlue Bronze 2129E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | HMO | $662 | $0 | $10,150 | $18,094 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $669 | $7,500 | $10,000 | $18,031 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $670 | $0 | $10,600 | $18,637 | |
| Health First Commercial Plans | Gold Savings 1825 + Adult Dental + Adult Vision ($25 Primary Care Copay, $50 Specialist Copay, Open Access) | Gold | HMO | $675 | $3,050 | $8,100 | $16,204 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $676 | $8,000 | $8,400 | $16,509 | |
| Health First Commercial Plans | Gold Standard 1833 | Gold | HMO | $680 | $2,000 | $8,200 | $16,358 | |
| Health First Commercial Plans | Silver Savings 1821 (Primary Care Copay, Open Access) | Silver | HMO | $680 | $4,500 | $8,000 | $16,161 | |
| Florida Blue | myBlue Silver 26M03-02 ($0 Primary Care Visits with Select Providers / $5 Labs / Rewards) | Silver | HMO | $682 | $9,500 | $10,025 | $18,209 | |
| Oscar Health | Silver Simple PCP Saver | with AdventHealth | Silver | HMO | $684 | $5,000 | $9,250 | $17,458 | |
| Health First Commercial Plans | Silver Standard 1829 | Silver | HMO | $685 | $6,000 | $8,900 | $17,122 | |
| Florida Blue | myBlue Silver 26M03-02V ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Vision / Rewards) | Silver | HMO | $686 | $9,500 | $10,025 | $18,259 | |
| Oscar Health | Gold Classic Standard | Gold | HMO | $688 | $2,000 | $8,200 | $16,455 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Essential + No Referrals | Silver | HMO | $689 | $6,100 | $9,000 | $17,264 | |
| Oscar Health | Silver Classic Standard | with AdventHealth | Silver | HMO | $690 | $6,000 | $8,900 | $17,181 | |
| Oscar Health | Silver Simple Diabetes | with AdventHealth | Silver | HMO | $690 | $6,500 | $10,000 | $18,286 | |
| Oscar Health | Silver Simple Chronic Care CKM | with AdventHealth | Silver | HMO | $692 | $5,900 | $10,150 | $18,452 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Expanded Bronze | HMO | $693 | $0 | $10,600 | $18,911 | |
| Florida Blue | myBlue Silver 26M03-02E ($0 Primary Care Visits with Select Providers / $5 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $694 | $9,500 | $10,025 | $18,358 | |
| Florida Blue | myBlue Silver 25M03-01 ($0 Primary Care Visits with Select Providers / Rewards) | Silver | HMO | $695 | $8,250 | $8,650 | $16,987 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible | Expanded Bronze | HMO | $695 | $0 | $10,350 | $18,696 | |
| Oscar Health | Silver Elite | with AdventHealth | Silver | HMO | $698 | $5,000 | $9,850 | $18,229 | |
| Florida Blue | myBlue Silver 25M03-01V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | Silver | HMO | $699 | $8,250 | $8,650 | $17,035 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision | Expanded Bronze | HMO | $700 | $0 | $10,350 | $18,749 | |
| Florida Blue | myBlue Connected Care Silver 24M03-70 ($0 Primary Care Visits with Select Providers / Rewards) | Silver | HMO | $702 | $6,375 | $8,825 | $17,253 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $705 | $2,000 | $8,200 | $16,665 | |
| Florida Blue | myBlue Silver 24M03-70V ($0 Primary Care Visits with Select Providers / Adult Vision / Rewards) | Silver | HMO | $706 | $6,375 | $8,825 | $17,301 | |
| Florida Blue | myBlue Silver 25M03-01E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | Silver | HMO | $707 | $8,250 | $8,650 | $17,134 | |
| Health First Commercial Plans | Silver Savings 1821 + Adult Dental + Adult Vision (Primary Care Copay, Open Access) | Silver | HMO | $709 | $4,500 | $8,000 | $16,510 | |
| Florida Blue | myBlue Silver 24M03-70E ($0 Primary Care Visits with Select Providers / Adult Dental & Vision / Rewards) | Silver | HMO | $715 | $6,375 | $8,825 | $17,401 | |
| Molina Healthcare | Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision | Expanded Bronze | HMO | $715 | $0 | $10,350 | $18,936 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Signature + No Referrals | Silver | HMO | $716 | $6,000 | $8,900 | $17,493 | |
| Health First Commercial Plans | Gold 1742 (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | Gold | HMO | $717 | $3,000 | $8,250 | $16,854 | |
| AvMed | AvMed Entrust Silver Standard (2026) | Silver | HMO | $720 | $6,000 | $8,900 | $17,538 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $721 | $800 | $7,250 | $15,898 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $721 | $6,000 | $8,900 | $17,549 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $724 | $2,000 | $8,200 | $16,894 | |
| Oscar Health | Silver Classic Standard | Silver | HMO | $725 | $6,000 | $8,900 | $17,597 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits | Silver | HMO | $725 | $6,200 | $9,600 | $18,298 | |
| Florida Blue | myBlue Silver 2237 ($60 PCP Visits / Rewards) | Silver | HMO | $726 | $3,150 | $8,675 | $17,383 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits | Silver | HMO | $726 | $6,000 | $10,150 | $18,860 | |
| Health First Commercial Plans | Silver 1664 (Primary Care & Specialist Copays, Open Access) | Silver | HMO | $726 | $4,550 | $7,600 | $16,312 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $726 | $3,500 | $10,150 | $18,868 | |
| Ambetter (Centene) | Clarity VALUE Silver | Silver | HMO | $727 | $8,000 | $8,400 | $17,126 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $729 | $1,850 | $9,100 | $17,853 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $729 | $6,300 | $8,400 | $17,154 | |
| Florida Blue | myBlue Silver 2237V ($60 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $730 | $3,150 | $8,675 | $17,431 | |
| AvMed | AvMed Entrust Silver 550 (2026) | Silver | HMO | $732 | $6,250 | $8,000 | $16,781 | |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2026) | Silver | HMO | $735 | $6,250 | $8,000 | $16,818 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $737 | $3,500 | $10,150 | $18,996 | |
| Florida Blue | myBlue Silver 2237E ($60 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $738 | $3,150 | $8,675 | $17,530 | |
| Florida Blue | myBlue Silver 2313S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | HMO | $738 | $6,000 | $8,900 | $17,759 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $740 | $800 | $7,250 | $16,132 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $740 | $6,000 | $8,900 | $17,783 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $742 | $5,000 | $8,650 | $17,549 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | HMO | $742 | $6,000 | $8,900 | $17,809 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $745 | $1,450 | $7,500 | $16,437 | |
| Health First Commercial Plans | Gold 1742 + Adult Dental + Adult Vision (Emergency Room & Inpatient Hospitalization Copay, $0 Outpatient Labs, $0 MRI, Open Access) | Gold | HMO | $746 | $3,000 | $8,250 | $17,203 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $749 | $6,300 | $8,400 | $17,391 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Silver Premier + No Referrals | Silver | HMO | $753 | $400 | $10,200 | $19,233 | |
| AvMed | AvMed Entrust Silver 350 (2026) | Silver | HMO | $753 | $3,500 | $9,250 | $18,286 | |
| Health First Commercial Plans | Silver 1664 + Adult Dental + Adult Vision (Primary Care & Specialist Copays, Open Access) | Silver | HMO | $755 | $4,550 | $7,600 | $16,661 | |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2026) | Silver | HMO | $756 | $3,500 | $9,250 | $18,323 | |
| Ambetter (Centene) | Standard Gold VALUE | Gold | HMO | $759 | $2,000 | $8,200 | $17,309 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $762 | $5,000 | $8,650 | $17,789 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $765 | $1,450 | $7,500 | $16,679 | |
| Ambetter (Centene) | Standard Silver VALUE | Silver | HMO | $776 | $6,000 | $8,900 | $18,207 | |
| Florida Blue | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | EPO | $776 | $6,150 | $10,150 | $19,461 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Signature + No Referrals | Gold | HMO | $777 | $2,000 | $8,200 | $17,523 | |
| AvMed | AvMed Entrust Gold Standard (2026) | Gold | HMO | $784 | $2,000 | $8,200 | $17,612 | |
| Ambetter (Centene) | Focused VALUE Silver | Silver | HMO | $785 | $6,300 | $8,400 | $17,820 | |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Silver | HMO | $786 | $7,000 | $10,150 | $19,577 | |
| Molina Healthcare | Molina Silver Core | Silver | HMO | $792 | $6,000 | $8,990 | $18,489 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $795 | $800 | $9,000 | $18,538 | |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Silver | HMO | $796 | $6,000 | $8,990 | $18,542 | |
| AvMed | AvMed Entrust Gold 125 (2026) | Gold | HMO | $799 | $2,000 | $5,850 | $15,442 | |
| AmeriHealth Caritas Next | AmeriHealth Caritas Next Gold Premier + No Referrals | Gold | HMO | $800 | $850 | $8,500 | $18,096 | |
| Ambetter (Centene) | Complete VALUE Gold | Gold | HMO | $801 | $1,450 | $7,500 | $17,117 | |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2026) | Gold | HMO | $803 | $2,000 | $5,850 | $15,482 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $803 | $800 | $9,000 | $18,632 | |
| Florida Blue | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $805 | $7,500 | $10,000 | $19,662 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | HMO | $811 | $2,000 | $8,200 | $17,934 | |
| Molina Healthcare | Molina Silver Core Plus with Adult Dental and Vision | Silver | HMO | $812 | $6,000 | $8,990 | $18,729 | |
| Florida Blue | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | EPO | $812 | $6,650 | $7,400 | $17,145 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $812 | $1,400 | $5,000 | $14,748 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $817 | $4,500 | $9,900 | $19,699 | |
| Florida Blue | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | EPO | $818 | $6,500 | $10,000 | $19,814 | |
| Molina Healthcare | Molina Silver Standard | Silver | HMO | $819 | $6,000 | $8,900 | $18,723 | |
| Molina Healthcare | Molina Gold Enhanced 895 | Gold | HMO | $831 | $895 | $8,700 | $18,672 | |
| Molina Healthcare | Molina Gold Core 1640 | Gold | HMO | $832 | $1,640 | $8,100 | $18,079 | |
| Cigna Healthcare | Connect Gold Orlando 1500 Indiv Med Deductible | Gold | EPO | $833 | $1,500 | $9,450 | $19,447 | |
| Molina Healthcare | Molina Gold Enhanced 895 Pluswith Adult Vision | Gold | HMO | $835 | $895 | $8,700 | $18,725 | |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Gold | HMO | $836 | $1,640 | $8,100 | $18,133 | |
| Cigna Healthcare | Connect Gold Orlando CMS Standard | Gold | EPO | $839 | $2,000 | $8,200 | $18,271 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $839 | $4,500 | $9,900 | $19,972 | |
| Molina Healthcare | Molina Gold Enhanced 895 Plus with Adult Dental and Vision | Gold | HMO | $851 | $895 | $8,700 | $18,912 | |
| Molina Healthcare | Molina Gold Core 1640 Plus with Adult Dental and Vision | Gold | HMO | $852 | $1,640 | $8,100 | $18,320 | |
| Florida Blue | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $853 | $0 | $9,900 | $20,134 | |
| Florida Blue | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | EPO | $857 | $0 | $9,900 | $20,188 | |
| UnitedHealthcare | UHC Silver Standard- | Silver | HMO | $858 | $6,000 | $8,900 | $19,193 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $858 | $6,000 | $8,900 | $19,194 | |
| Florida Blue | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | EPO | $866 | $0 | $9,900 | $20,297 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $869 | $2,700 | $10,350 | $20,781 | |
| Molina Healthcare | Molina Gold Standard | Gold | HMO | $870 | $2,000 | $8,200 | $18,640 | |
| Florida Blue | myBlue Gold 2314S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $875 | $2,000 | $8,200 | $18,705 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Silver | HMO | $881 | $6,000 | $8,900 | $19,467 | |
| Florida Blue | BlueCare Bronze 24K02-18 (Rewards) | Bronze | POS | $882 | $6,150 | $10,150 | $20,729 | |
| Florida Blue | myBlue Gold 1605 ($0 Labs / Rewards) | Gold | HMO | $890 | $940 | $4,500 | $15,184 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $892 | $2,700 | $10,350 | $21,054 | |
| Florida Blue | myBlue Gold 24M05-74 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $922 | $0 | $6,550 | $17,614 | |
| Florida Blue | BlueCare Bronze 24K02-26S ($50 PCP Visits / Rewards) | Expanded Bronze | POS | $931 | $7,500 | $10,000 | $21,173 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $934 | $2,000 | $8,200 | $19,402 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Gold | HMO | $942 | $0 | $10,600 | $21,899 | |
| Florida Blue | BlueCare Bronze 24K02-17 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | POS | $952 | $6,500 | $10,000 | $21,427 | |
| Cigna Healthcare | Connect Silver Orlando CMS Standard | Silver | EPO | $957 | $6,000 | $8,900 | $20,387 | |
| Cigna Healthcare | Connect Silver Orlando 3500 Indiv Med Deductible | Silver | EPO | $957 | $3,500 | $9,350 | $20,839 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Gold | HMO | $959 | $500 | $9,000 | $20,505 | |
| Cigna Healthcare | Connect Silver Orlando 5000 Indiv Med Deductible | Silver | EPO | $961 | $5,000 | $8,950 | $20,476 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Gold | HMO | $981 | $500 | $9,000 | $20,778 | |
| Florida Blue | BlueCare Bronze 24K02-23 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | POS | $1,006 | $0 | $9,900 | $21,978 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $1,031 | $6,150 | $10,150 | $22,524 | |
| Florida Blue | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | EPO | $1,040 | $4,000 | $8,100 | $20,579 | |
| Florida Blue | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | EPO | $1,044 | $4,000 | $8,100 | $20,634 | |
| Florida Blue | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | EPO | $1,054 | $4,000 | $8,100 | $20,744 | |
| Florida Blue | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | EPO | $1,057 | $6,000 | $8,900 | $21,586 | |
| Florida Blue | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | EPO | $1,069 | $3,125 | $8,100 | $20,929 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,070 | $7,500 | $10,000 | $22,839 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $1,079 | $6,650 | $7,400 | $20,352 | |
| AvMed | AvMed Entrust Platinum 25 (2026) | Platinum | HMO | $1,087 | $0 | $5,500 | $18,544 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $1,087 | $6,500 | $10,000 | $23,046 | |
| AvMed | AvMed Entrust Platinum 25 Dental+Vision (2026) | Platinum | HMO | $1,091 | $0 | $5,500 | $18,590 | |
| AvMed | AvMed Entrust Platinum Standard (2026) | Platinum | HMO | $1,116 | $0 | $5,200 | $18,594 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,136 | $0 | $9,900 | $23,527 | |
| Florida Blue | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | EPO | $1,169 | $2,000 | $8,200 | $22,234 | |
| Florida Blue | BlueCare Silver 24K02-21 ($10 Labs / Rewards) | Silver | POS | $1,191 | $4,000 | $8,100 | $22,393 | |
| Florida Blue | myBlue Platinum 24M05-75 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | HMO | $1,193 | $0 | $2,250 | $16,566 | |
| Florida Blue | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | EPO | $1,197 | $1,500 | $6,450 | $20,816 | |
| Florida Blue | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | EPO | $1,229 | $0 | $6,250 | $20,995 | |
| Florida Blue | BlueCare Silver 24K02-27S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | POS | $1,231 | $6,000 | $8,900 | $23,674 | |
| Florida Blue | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | EPO | $1,233 | $0 | $6,250 | $21,049 | |
| Florida Blue | myBlue Platinum 24M05-00S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | HMO | $1,250 | $0 | $5,200 | $20,197 | |
| Florida Blue | BlueCare Gold 24K02-28S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | POS | $1,382 | $2,000 | $8,200 | $24,783 | |
| Florida Blue | BlueCare Gold 24K02-20 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | POS | $1,466 | $0 | $6,250 | $23,838 | |
| Florida Blue | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | EPO | $1,532 | $1,000 | $4,000 | $22,383 | |
| Florida Blue | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | EPO | $1,574 | $0 | $2,525 | $21,418 | |
| Florida Blue | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | EPO | $1,641 | $0 | $5,200 | $24,889 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,667 | $4,000 | $8,100 | $28,105 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,752 | $2,000 | $8,200 | $29,224 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,781 | $6,000 | $8,900 | $30,267 | |
| Florida Blue | BlueCare Platinum 24K02-15 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | POS | $1,787 | $0 | $2,525 | $23,963 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,794 | $1,500 | $6,450 | $27,973 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,801 | $3,125 | $8,100 | $29,715 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,842 | $0 | $6,250 | $28,358 | |
| Florida Blue | BlueCare Platinum 24K02-29S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | POS | $1,872 | $0 | $5,200 | $27,666 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $2,327 | $1,000 | $4,000 | $31,921 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $2,394 | $0 | $2,525 | $31,251 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $2,494 | $0 | $5,200 | $35,132 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $501 | $624 | $1,136 | 69 | $6,150 | $10,150 | $17,610 |
| Silver | $676 | $738 | $1,801 | 73 | $6,000 | $8,900 | $18,229 |
| Gold | $624 | $812 | $1,842 | 51 | $1,640 | $8,200 | $18,079 |
| Platinum | $1,087 | $1,574 | $2,494 | 13 | $0 | $5,200 | $22,383 |
| CatastrophicUnder 30 or hardship exemption only | $330 | $429 | $529 | 2 | $10,600 | $10,600 | $15,754 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.