Health insurance prices in Hendry County, FL (2026)

96 marketplace plans from 4 insurers. Cheapest plan $595/mo; typical Silver $836/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 25.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

Compare options

Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $595–$895 (typical $672) · Silver $771–$1,419 (typical $836) · Gold $844–$1,451 (typical $929) · Platinum $1,207–$1,965 (typical $1,390) · Catastrophic $561–$561 (typical $561)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Insurer	Plans	Cheapest plan	Typical Bronze	Typical Silver	Typical Gold	Cheapest plan name
Wellpoint (Elevance Health)	13	$595	$607	$779	$857	Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Molina Healthcare	19	$636	$672	$815	$856	Molina Bronze Standard
UnitedHealthcareUnitedHealth Group	17	$614	$655	$854	$946	UHC Bronze Essential- ($0 Virtual Urgent Care)
Florida BlueFlorida Blue (Blue Cross Blue Shield company)	47	$611	$718	$936	$1,083	BlueSelect Bronze 24L01-01 (Rewards)

All 96 plans in Hendry County, cheapest first

Insurer	Plan	Metal	Network	Monthly	Deductible	Out-of-pocket max	Bad year
Wellpoint (Elevance Health)	Wellpoint Essential Catastrophic (+ Incentives)	Catastrophic	HMO	$561	$10,600	$10,600	$17,335
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	HMO	$595	$6,000	$10,600	$17,743
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	HMO	$604	$5,500	$10,600	$17,853
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard	Expanded Bronze	HMO	$610	$7,500	$10,000	$17,315
Florida Blue	BlueSelect Bronze 24L01-01 (Rewards)	Bronze	EPO	$611	$6,150	$10,150	$17,485
UnitedHealthcare	UHC Bronze Essential- ($0 Virtual Urgent Care)	Bronze	HMO	$614	$10,600	$10,600	$17,971
UnitedHealthcare	UHC Bronze Essential ($0 Virtual Urgent Care)	Bronze	HMO	$614	$10,600	$10,600	$17,972
Wellpoint (Elevance Health)	Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)	Expanded Bronze	HMO	$616	$5,500	$10,600	$17,987
Florida Blue	BlueSelect Bronze 2342S ($50 PCP Visits / Rewards)	Expanded Bronze	EPO	$634	$7,500	$10,000	$17,612
Molina Healthcare	Molina Bronze Standard	Expanded Bronze	HMO	$636	$7,500	$10,000	$17,628
Florida Blue	BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx)	Expanded Bronze	EPO	$640	$6,650	$7,400	$15,077
UnitedHealthcare	UHC Bronze Standard	Expanded Bronze	HMO	$644	$7,500	$10,000	$17,724
Florida Blue	BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)	Expanded Bronze	EPO	$644	$6,500	$10,000	$17,731
Molina Healthcare	Molina Bronze Enhanced 3500	Expanded Bronze	HMO	$651	$3,500	$9,950	$17,765
Molina Healthcare	Molina Bronze Enhanced 3500 Pluswith Adult Vision	Expanded Bronze	HMO	$656	$3,500	$9,950	$17,819
UnitedHealthcare	UHC Bronze Standard+ (Dental + Vision)	Expanded Bronze	HMO	$666	$7,500	$10,000	$17,995
UnitedHealthcare	UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)	Expanded Bronze	HMO	$667	$0	$10,600	$18,602
Molina Healthcare	Molina Bronze Enhanced 3500 Plus with Adult Dental and Vision	Expanded Bronze	HMO	$672	$3,500	$9,950	$18,011
Florida Blue	BlueSelect Bronze 2139 ($50 PCP Visits / Rewards)	Expanded Bronze	EPO	$672	$0	$9,900	$17,962
Florida Blue	BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards)	Expanded Bronze	EPO	$675	$0	$9,900	$18,005
Florida Blue	BlueCare Bronze 24K01-05 (Rewards)	Bronze	POS	$680	$6,150	$10,150	$18,313
Florida Blue	BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards)	Expanded Bronze	EPO	$683	$0	$9,900	$18,090
UnitedHealthcare	UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision)	Expanded Bronze	HMO	$690	$0	$10,600	$18,874
Molina Healthcare	Molina Bronze Premier with $0 Medical Deductible	Expanded Bronze	HMO	$712	$0	$10,350	$18,897
Molina Healthcare	Molina Bronze Premier with $0 Medical Deductible Pluswith Adult Vision	Expanded Bronze	HMO	$717	$0	$10,350	$18,952
Florida Blue	BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx)	Expanded Bronze	POS	$718	$6,650	$7,400	$16,019
Florida Blue	BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards)	Expanded Bronze	POS	$718	$7,500	$10,000	$18,621
Molina Healthcare	Molina Bronze Premier with $0 Medical Deductible Plus with Adult Dental and Vision	Expanded Bronze	HMO	$733	$0	$10,350	$19,143
Florida Blue	BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)	Expanded Bronze	POS	$735	$6,500	$10,000	$18,817
Wellpoint (Elevance Health)	Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	HMO	$771	$3,500	$10,150	$19,406
Wellpoint (Elevance Health)	Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	HMO	$774	$1,850	$9,100	$18,393
Florida Blue	BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards)	Expanded Bronze	POS	$776	$0	$9,900	$19,218
Wellpoint (Elevance Health)	Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)	Silver	HMO	$783	$3,500	$10,150	$19,542
Wellpoint (Elevance Health)	Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard	Silver	HMO	$788	$6,000	$8,900	$18,359
Molina Healthcare	Molina Silver Saver with Four Free PCP Visits	Silver	HMO	$805	$7,000	$10,150	$19,805
Molina Healthcare	Molina Silver Core	Silver	HMO	$811	$6,000	$8,990	$18,719
Florida Blue	BlueOptions Bronze 24J01-06 (Rewards)	Bronze	PPO	$812	$6,150	$10,150	$19,898
UnitedHealthcare	UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx)	Silver	HMO	$813	$4,500	$9,900	$19,656
Molina Healthcare	Molina Silver Core Pluswith Adult Vision	Silver	HMO	$815	$6,000	$8,990	$18,773
Florida Blue	BlueSelect Silver 1443 ($10 Labs / Rewards)	Silver	EPO	$819	$4,000	$8,100	$17,931
Florida Blue	BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards)	Silver	EPO	$823	$4,000	$8,100	$17,974
Florida Blue	BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards)	Silver	EPO	$830	$4,000	$8,100	$18,061
Molina Healthcare	Molina Silver Core Plus with Adult Dental and Vision	Silver	HMO	$831	$6,000	$8,990	$18,964
Florida Blue	BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards)	Silver	EPO	$833	$6,000	$8,900	$18,894
UnitedHealthcare	UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)	Silver	HMO	$836	$4,500	$9,900	$19,928
Molina Healthcare	Molina Silver Standard	Silver	HMO	$838	$6,000	$8,900	$18,960
Florida Blue	BlueSelect Silver 1456 ($50 PCP Visits / Rewards)	Silver	EPO	$842	$3,125	$8,100	$18,207
Florida Blue	BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards)	Expanded Bronze	PPO	$843	$7,500	$10,000	$20,114
Wellpoint (Elevance Health)	Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	HMO	$844	$800	$9,000	$19,127
Florida Blue	BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx)	Expanded Bronze	PPO	$850	$6,650	$7,400	$17,604
Molina Healthcare	Molina Gold Enhanced 895	Gold	HMO	$851	$895	$8,700	$18,913
Molina Healthcare	Molina Gold Core 1640	Gold	HMO	$852	$1,640	$8,100	$18,321
Wellpoint (Elevance Health)	Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	HMO	$852	$800	$9,000	$19,227
UnitedHealthcare	UHC Silver Standard-	Silver	HMO	$854	$6,000	$8,900	$19,148
UnitedHealthcare	UHC Silver Standard	Silver	HMO	$854	$6,000	$8,900	$19,149
Molina Healthcare	Molina Gold Enhanced 895 Pluswith Adult Vision	Gold	HMO	$856	$895	$8,700	$18,968
Molina Healthcare	Molina Gold Core 1640 Pluswith Adult Vision	Gold	HMO	$856	$1,640	$8,100	$18,376
Florida Blue	BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards)	Expanded Bronze	PPO	$856	$6,500	$10,000	$20,278
Wellpoint (Elevance Health)	Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard	Gold	HMO	$861	$2,000	$8,200	$18,535
Wellpoint (Elevance Health)	Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives)	Gold	HMO	$862	$1,400	$5,000	$15,350
UnitedHealthcare	UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)	Silver	HMO	$865	$2,700	$10,350	$20,735
Molina Healthcare	Molina Gold Enhanced 895 Plus with Adult Dental and Vision	Gold	HMO	$872	$895	$8,700	$19,159
Molina Healthcare	Molina Gold Core 1640 Plus with Adult Dental and Vision	Gold	HMO	$872	$1,640	$8,100	$18,567
UnitedHealthcare	UHC Silver Standard+ (Dental + Vision)	Silver	HMO	$877	$6,000	$8,900	$19,421
UnitedHealthcare	UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)	Silver	HMO	$888	$2,700	$10,350	$21,007
Molina Healthcare	Molina Gold Standard	Gold	HMO	$891	$2,000	$8,200	$18,892
Florida Blue	BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards)	Expanded Bronze	PPO	$895	$0	$9,900	$20,635
Florida Blue	BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards)	Gold	EPO	$921	$2,000	$8,200	$19,256
UnitedHealthcare	UHC Gold Standard	Gold	HMO	$929	$2,000	$8,200	$19,353
Florida Blue	BlueCare Silver 24K01-02 ($10 Labs / Rewards)	Silver	POS	$936	$4,000	$8,100	$19,336
UnitedHealthcare	UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx)	Gold	HMO	$937	$0	$10,600	$21,849
Florida Blue	BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)	Gold	EPO	$943	$1,500	$6,450	$17,767
UnitedHealthcare	UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx)	Gold	HMO	$954	$500	$9,000	$20,454
Florida Blue	BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards)	Silver	POS	$968	$6,000	$8,900	$20,515
Florida Blue	BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)	Gold	EPO	$968	$0	$6,250	$17,866
Florida Blue	BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards)	Gold	EPO	$972	$0	$6,250	$17,909
UnitedHealthcare	UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision)	Gold	HMO	$977	$500	$9,000	$20,726
Florida Blue	BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards)	Silver	POS	$980	$3,125	$8,100	$19,864
Florida Blue	BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards)	Gold	POS	$1,070	$2,000	$8,200	$21,042
Florida Blue	BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)	Gold	POS	$1,096	$1,500	$6,450	$19,608
Florida Blue	BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)	Gold	POS	$1,135	$0	$6,250	$19,870
Florida Blue	BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)	Platinum	EPO	$1,207	$1,000	$4,000	$18,482
Florida Blue	BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)	Platinum	EPO	$1,240	$0	$2,525	$17,409
Florida Blue	BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)	Platinum	EPO	$1,293	$0	$5,200	$20,711
Florida Blue	BlueOptions Silver 24J01-03 ($10 Labs / Rewards)	Silver	PPO	$1,313	$4,000	$8,100	$23,860
Florida Blue	BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)	Platinum	POS	$1,339	$1,000	$4,000	$20,070
Florida Blue	BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards)	Gold	PPO	$1,380	$2,000	$8,200	$24,763
Florida Blue	BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)	Platinum	POS	$1,390	$0	$2,525	$19,207
Florida Blue	BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards)	Silver	PPO	$1,403	$6,000	$8,900	$25,733
Florida Blue	BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards)	Gold	PPO	$1,413	$1,500	$6,450	$23,406
Florida Blue	BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards)	Silver	PPO	$1,419	$3,125	$8,100	$25,128
Florida Blue	BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards)	Gold	PPO	$1,451	$0	$6,250	$23,667
Florida Blue	BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)	Platinum	POS	$1,457	$0	$5,200	$22,682
Florida Blue	BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards)	Platinum	PPO	$1,833	$1,000	$4,000	$25,996
Florida Blue	BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards)	Platinum	PPO	$1,886	$0	$2,525	$25,155
Florida Blue	BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards)	Platinum	PPO	$1,965	$0	$5,200	$28,780

Deductibles and a bad year, by metal level

Metal	Lowest	Typical*	Highest	Plans	Typical deductible	Typical out-of-pocket max	Typical bad year**
Bronze	$595	$672	$895	34	$6,150	$10,000	$17,991
Silver	$771	$836	$1,419	27	$4,500	$8,900	$19,336
Gold	$844	$929	$1,451	25	$1,400	$8,200	$19,159
Platinum	$1,207	$1,390	$1,965	9	$0	$4,000	$20,711
CatastrophicUnder 30 or hardship exemption only	$561	$561	$561	1	$10,600	$10,600	$17,335

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

Health sharing programs NOT INSURANCE

Health care sharing ministries and sharing communities are not insurance. They are not regulated as insurance, payment of your medical bills is not guaranteed, ACA tax credits and protections do not apply, and pre-existing conditions are often limited or excluded. Prices are national (same in every county) for one adult age 40, checked October 2026.

Side by side: the typical marketplace Bronze plan here is $672/mo with a legal out-of-pocket cap; a bad year ≈ $17,991 before tax credits. Many people get tax credits that cut ACA premiums a lot; health sharing never qualifies.

Program	Option	Monthly	You pay first, per need	One-need bad year†	Where
Christian Healthcare Ministries	Bronze	$115	$6,000	$7,380	No state limits listed
Christian Healthcare Ministries	Silver	$169	$3,000	$5,028	No state limits listed
Liberty HealthShare	Essential (single, 35-49)	$180	$4,000	—	No state limits listed
Samaritan Ministries	Basic (age 40-54, 1 person)	$185	$2,000	$6,720	No state limits listed
Zion HealthShare	Direct, $5,000 IUA (40-49, member only)	$188	$5,000	$7,256	Excludes MD, MA, PA, MT
CrowdHealth	Standard (ages 0-54), max monthly	$200	$500	$2,900	No state limits listed
Zion HealthShare	Direct, $2,500 IUA (40-49, member only)	$214	$2,500	$5,068	Excludes MD, MA, PA, MT
Sedera	SELECT+, $5,000 IUA (30+, member only, eff. 4/1/26)	$233	$5,000	$7,796	Check availability
Liberty HealthShare	Connect (single, 35-49)	$241	$1,000	—	No state limits listed
Sedera	SELECT+, $2,500 IUA	$251	$2,500	$5,512	Check availability
Zion HealthShare	Direct, $1,250 IUA (40-49, member only)	$254	$1,250	$4,298	Excludes MD, MA, PA, MT
Christian Healthcare Ministries	Gold	$299	$1,250	$4,838	No state limits listed
Sedera	SELECT+, $1,000 IUA	$309	$1,000	$4,708	Check availability
Liberty HealthShare	Unite (single, 35-49)	$312	$1,000	$4,744	No state limits listed
Samaritan Ministries	Classic (age 40-54, 1 person)	$330	$1,000	$4,960	No state limits listed
Sedera	SELECT+, $500 IUA	$437	$500	$5,744	Check availability

† 12 × monthly price + the amount you pay before sharing starts (plus any capped co-share) for one medical need. Two needs in a year can mean paying that amount twice. Not comparable 1:1 with an insurance out-of-pocket maximum, which is a legal yearly cap. Knew Health and Medi-Share publish prices by quote only. How health sharing works

How we make money: We have no affiliate links or paid placements yet. Payment never changes the order of any table or which option is labeled lowest. Disclosures