Health insurance prices in Lee County, FL (2026)
132 marketplace plans from 5 insurers. Cheapest plan $539/mo; typical Silver $848/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 35.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
Compare options
Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $539–$1,078 (typical $764) · Silver $713–$1,710 (typical $848) · Gold $769–$1,749 (typical $1,057) · Platinum $1,446–$2,368 (typical $1,576) · Catastrophic $522–$522 (typical $522)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Wellpoint (Elevance Health) | 13 | $554 | $564 | $724 | $797 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| UnitedHealthcareUnitedHealth Group | 17 | $539 | $574 | $749 | $829 | UHC Bronze Essential- ($0 Virtual Urgent Care) | |
| Ambetter (Centene) | 19 | $580 | $596 | $807 | $798 | Everyday Bronze | |
| Florida BlueFlorida Blue (Blue Cross Blue Shield company) | 72 | $640 | $805 | $911 | $1,171 | myBlue Bronze 26M02-24 (Rewards) | |
| AvMed | 11 | $853 | $866 | $1,091 | $1,187 | AvMed Entrust Expanded Bronze Standard (2026) |
All 132 plans in Lee County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $522 | $10,600 | $10,600 | $16,863 | |
| UnitedHealthcare | UHC Bronze Essential- ($0 Virtual Urgent Care) | Bronze | HMO | $539 | $10,600 | $10,600 | $17,062 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $539 | $10,600 | $10,600 | $17,063 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $554 | $6,000 | $10,600 | $17,242 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $562 | $5,500 | $10,600 | $17,345 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $564 | $7,500 | $10,000 | $16,771 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Expanded Bronze | HMO | $567 | $7,500 | $10,000 | $16,803 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 5500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $572 | $5,500 | $10,600 | $17,469 | |
| Ambetter (Centene) | Everyday Bronze | Expanded Bronze | HMO | $580 | $8,450 | $10,150 | $17,109 | |
| Ambetter (Centene) | Standard Expanded Bronze | Expanded Bronze | HMO | $582 | $7,500 | $10,000 | $16,980 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $584 | $7,500 | $10,000 | $17,010 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $585 | $0 | $10,600 | $17,616 | |
| Ambetter (Centene) | Everyday Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $596 | $8,450 | $10,150 | $17,297 | |
| Ambetter (Centene) | Standard Expanded Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $597 | $7,500 | $10,000 | $17,169 | |
| UnitedHealthcare | UHC Bronze Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, Dental + Vision) | Expanded Bronze | HMO | $604 | $0 | $10,600 | $17,854 | |
| Florida Blue | myBlue Bronze 26M02-24 (Rewards) | Bronze | HMO | $640 | $10,125 | $10,150 | $17,828 | |
| Ambetter (Centene) | Elite Bronze | Expanded Bronze | HMO | $662 | $0 | $10,500 | $18,448 | |
| Ambetter (Centene) | Elite Bronze + Vision + Adult Dental | Expanded Bronze | HMO | $680 | $0 | $10,500 | $18,663 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $713 | $4,500 | $9,900 | $18,453 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $717 | $3,500 | $10,150 | $18,758 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $720 | $1,850 | $9,100 | $17,742 | |
| Florida Blue | myBlue Bronze 2322S ($50 PCP Visits / Rewards) | Expanded Bronze | HMO | $722 | $7,500 | $10,000 | $18,668 | |
| Florida Blue | myBlue Bronze 2286 ($75 PCP Visits / Rewards) | Expanded Bronze | HMO | $724 | $2,350 | $10,150 | $18,834 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $728 | $3,500 | $10,150 | $18,884 | |
| Florida Blue | myBlue Bronze 2013 (3 PCP Visits for $0 then $5 / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $732 | $6,000 | $10,150 | $18,930 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $733 | $4,500 | $9,900 | $18,691 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Silver | HMO | $733 | $6,000 | $8,900 | $17,696 | |
| Ambetter (Centene) | Clarity Silver | Silver | HMO | $736 | $8,000 | $8,400 | $17,237 | |
| Florida Blue | BlueSelect Bronze 24L01-01 (Rewards) | Bronze | EPO | $737 | $6,150 | $10,150 | $18,990 | |
| UnitedHealthcare | UHC Silver Standard- | Silver | HMO | $749 | $6,000 | $8,900 | $17,884 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $749 | $6,000 | $8,900 | $17,885 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $759 | $2,700 | $10,350 | $19,454 | |
| Florida Blue | BlueSelect Bronze 2342S ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $764 | $7,500 | $10,000 | $19,173 | |
| UnitedHealthcare | UHC Silver Standard+ (Dental + Vision) | Silver | HMO | $769 | $6,000 | $8,900 | $18,123 | |
| Ambetter (Centene) | Standard Gold | Gold | HMO | $769 | $2,000 | $8,200 | $17,424 | |
| Florida Blue | BlueSelect Bronze (HSA) 1735 (Rewards / $4 Condition Care Rx) | Expanded Bronze | EPO | $771 | $6,650 | $7,400 | $16,652 | |
| Florida Blue | BlueSelect Bronze 1449 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | EPO | $776 | $6,500 | $10,000 | $19,317 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $779 | $2,700 | $10,350 | $19,693 | |
| Florida Blue | myBlue Bronze 2149 ($35 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | HMO | $780 | $0 | $10,150 | $19,512 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $785 | $800 | $9,000 | $18,418 | |
| Florida Blue | myBlue Bronze 2149V ($35 PCP Visits / $75 Specialist Visits / Adult Vision / Rewards) | Expanded Bronze | HMO | $785 | $0 | $10,150 | $19,571 | |
| Ambetter (Centene) | Everyday Gold | Gold | HMO | $785 | $800 | $7,250 | $16,674 | |
| Ambetter (Centene) | Standard Silver | Silver | HMO | $785 | $6,000 | $8,900 | $18,326 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | HMO | $789 | $2,000 | $8,200 | $17,674 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $793 | $800 | $9,000 | $18,510 | |
| Ambetter (Centene) | Focused Silver | Silver | HMO | $795 | $6,300 | $8,400 | $17,939 | |
| Florida Blue | myBlue Bronze 2149E ($35 PCP Visits / $75 Specialist Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | HMO | $795 | $0 | $10,150 | $19,695 | |
| Florida Blue | BlueCare Bronze 24K01-05 (Rewards) | Bronze | POS | $800 | $6,150 | $10,150 | $19,755 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 ($0 Virtual PCP + $0 Select Drugs + Incentives) Standard | Gold | HMO | $801 | $2,000 | $8,200 | $17,811 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1400 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $802 | $1,400 | $5,000 | $14,625 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | HMO | $807 | $800 | $7,250 | $16,929 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | HMO | $807 | $6,000 | $8,900 | $18,581 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | HMO | $808 | $5,000 | $8,650 | $18,347 | |
| Florida Blue | BlueSelect Bronze 2139 ($50 PCP Visits / Rewards) | Expanded Bronze | EPO | $810 | $0 | $9,900 | $19,616 | |
| Ambetter (Centene) | Complete Gold | Gold | HMO | $812 | $1,450 | $7,500 | $17,239 | |
| Florida Blue | BlueSelect Bronze 2139V ($50 PCP Visits / Adult Vision / Rewards) | Expanded Bronze | EPO | $814 | $0 | $9,900 | $19,668 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $815 | $2,000 | $8,200 | $17,978 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | HMO | $816 | $6,300 | $8,400 | $18,197 | |
| Florida Blue | myBlue Silver 26M02-04 ($5 PCP Visits / $5 Labs / Rewards) | Silver | HMO | $820 | $9,500 | $10,150 | $19,992 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $3 Tier 2 Rx) | Gold | HMO | $822 | $0 | $10,600 | $20,462 | |
| Florida Blue | BlueSelect Bronze 2139E ($50 PCP Visits / Adult Dental & Vision / Rewards) | Expanded Bronze | EPO | $823 | $0 | $9,900 | $19,771 | |
| Florida Blue | myBlue Silver 26M02-04V ($5 PCP Visits / $5 Labs / Adult Vision / Rewards) | Silver | HMO | $825 | $9,500 | $10,150 | $20,053 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | HMO | $830 | $5,000 | $8,650 | $18,610 | |
| Florida Blue | myBlue Silver 25M02-03 ($0 Labs / $50 PCP Visits / Rewards) | Silver | HMO | $833 | $7,000 | $9,125 | $19,124 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | HMO | $834 | $1,450 | $7,500 | $17,502 | |
| Florida Blue | myBlue Silver 26M02-04E ($5 PCP Visits / $5 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $836 | $9,500 | $10,150 | $20,176 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $1 Tier 2 Rx) | Gold | HMO | $837 | $500 | $9,000 | $19,042 | |
| Florida Blue | myBlue Silver 25M02-03V ($0 Labs / $50 PCP Visits / Adult Vision / Rewards) | Silver | HMO | $838 | $7,000 | $9,125 | $19,183 | |
| Florida Blue | BlueCare Bronze (HSA) 24K01-09 (Rewards / $4 Condition Care Rx) | Expanded Bronze | POS | $845 | $6,650 | $7,400 | $17,542 | |
| Florida Blue | BlueCare Bronze 24K01-31S ($50 PCP Visits / Rewards) | Expanded Bronze | POS | $845 | $7,500 | $10,000 | $20,143 | |
| Florida Blue | myBlue Silver 25M02-03E ($0 Labs / $50 PCP Visits / Adult Dental & Vision / Rewards) | Silver | HMO | $848 | $7,000 | $9,125 | $19,306 | |
| Florida Blue | myBlue Silver 24M02-78 ($50 PCP Visits / $20 Labs / Rewards) | Silver | HMO | $853 | $6,400 | $9,200 | $19,432 | |
| AvMed | AvMed Entrust Expanded Bronze Standard (2026) | Expanded Bronze | HMO | $853 | $7,500 | $10,000 | $20,240 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $1 Tier 2 Rx, Dental + Vision) | Gold | HMO | $857 | $500 | $9,000 | $19,280 | |
| Florida Blue | myBlue Silver 24M02-78V ($50 PCP Visits / $20 Labs / Adult Vision / Rewards) | Silver | HMO | $858 | $6,400 | $9,200 | $19,491 | |
| Florida Blue | BlueCare Bronze 24K01-03 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | POS | $865 | $6,500 | $10,000 | $20,375 | |
| AvMed | AvMed Entrust Bronze 650 (2026) | Expanded Bronze | HMO | $866 | $10,150 | $10,150 | $20,537 | |
| Florida Blue | myBlue Silver 24M02-78E ($50 PCP Visits / $20 Labs / Adult Dental & Vision / Rewards) | Silver | HMO | $868 | $6,400 | $9,200 | $19,614 | |
| AvMed | AvMed Entrust Bronze 600 (2026) | Expanded Bronze | HMO | $879 | $6,500 | $9,500 | $20,043 | |
| Florida Blue | myBlue Silver 2010 (Rewards) | Silver | HMO | $891 | $2,800 | $7,675 | $18,362 | |
| Florida Blue | myBlue Silver 2010V (Adult Vision / Rewards) | Silver | HMO | $896 | $2,800 | $7,675 | $18,422 | |
| Florida Blue | myBlue Silver 2010E (Adult Dental & Vision / Rewards) | Silver | HMO | $906 | $2,800 | $7,675 | $18,545 | |
| Florida Blue | BlueCare Bronze 24K01-25 ($50 PCP Visits / $75 Specialist Visits / Rewards) | Expanded Bronze | POS | $914 | $0 | $9,900 | $20,864 | |
| Florida Blue | myBlue Silver 2323S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | HMO | $915 | $6,000 | $8,900 | $19,885 | |
| Florida Blue | BlueOptions Bronze 24J01-06 (Rewards) | Bronze | PPO | $979 | $6,150 | $10,150 | $21,898 | |
| Florida Blue | BlueSelect Silver 1443 ($10 Labs / Rewards) | Silver | EPO | $987 | $4,000 | $8,100 | $19,947 | |
| Florida Blue | BlueSelect Silver 1443V ($10 Labs / Adult Vision / Rewards) | Silver | EPO | $992 | $4,000 | $8,100 | $20,000 | |
| Florida Blue | BlueSelect Silver 1443E ($10 Labs / Adult Dental & Vision / Rewards) | Silver | EPO | $1,000 | $4,000 | $8,100 | $20,104 | |
| Florida Blue | BlueSelect Silver 2343S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | EPO | $1,004 | $6,000 | $8,900 | $20,944 | |
| Florida Blue | BlueSelect Silver 1456 ($50 PCP Visits / Rewards) | Silver | EPO | $1,015 | $3,125 | $8,100 | $20,280 | |
| Florida Blue | BlueOptions Bronze 24J01-18S ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,016 | $7,500 | $10,000 | $22,189 | |
| Florida Blue | BlueOptions Bronze (HSA) 24J01-10 (Rewards / $4 Condition Care Rx) | Expanded Bronze | PPO | $1,025 | $6,650 | $7,400 | $19,697 | |
| Florida Blue | BlueOptions Bronze 24J01-04 (3 PCP Visits for $0 then $55 / $70 Specialist Visits / Rewards) | Expanded Bronze | PPO | $1,032 | $6,500 | $10,000 | $22,386 | |
| Florida Blue | myBlue Gold 2325S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $1,048 | $2,000 | $8,200 | $20,778 | |
| Florida Blue | myBlue Gold 2011 ($0 Labs / Rewards) | Gold | HMO | $1,066 | $940 | $4,500 | $17,291 | |
| AvMed | AvMed Entrust Silver Standard (2026) | Silver | HMO | $1,069 | $6,000 | $8,900 | $21,727 | |
| Florida Blue | BlueOptions Bronze 24J01-17 ($50 PCP Visits / Rewards) | Expanded Bronze | PPO | $1,078 | $0 | $9,900 | $22,837 | |
| AvMed | AvMed Entrust Silver 550 (2026) | Silver | HMO | $1,087 | $6,250 | $8,000 | $21,040 | |
| AvMed | AvMed Entrust Silver 550 Dental+Vision (2026) | Silver | HMO | $1,091 | $6,250 | $8,000 | $21,095 | |
| Florida Blue | BlueCare Silver 24K01-02 ($10 Labs / Rewards) | Silver | POS | $1,102 | $4,000 | $8,100 | $21,321 | |
| Florida Blue | BlueSelect Gold 2344S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | EPO | $1,110 | $2,000 | $8,200 | $21,523 | |
| Florida Blue | myBlue Gold 2016 ($0 Deductible / $25 PCP Visits / $60 Specialist Visits / Rewards) | Gold | HMO | $1,113 | $0 | $6,550 | $19,902 | |
| AvMed | AvMed Entrust Silver 350 (2026) | Silver | HMO | $1,118 | $3,500 | $9,250 | $22,668 | |
| AvMed | AvMed Entrust Silver 350 Dental+Vision (2026) | Silver | HMO | $1,123 | $3,500 | $9,250 | $22,724 | |
| Florida Blue | BlueSelect Gold 1835 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | EPO | $1,137 | $1,500 | $6,450 | $20,089 | |
| Florida Blue | BlueCare Silver 24K01-32S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | POS | $1,139 | $6,000 | $8,900 | $22,567 | |
| Florida Blue | BlueCare Silver 24K01-06 ($50 PCP Visits / Rewards) | Silver | POS | $1,154 | $3,125 | $8,100 | $21,943 | |
| AvMed | AvMed Entrust Gold Standard (2026) | Gold | HMO | $1,165 | $2,000 | $8,200 | $22,177 | |
| Florida Blue | BlueSelect Gold 1535 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | EPO | $1,167 | $0 | $6,250 | $20,249 | |
| Florida Blue | BlueSelect Gold 1535V ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Adult Vision / Rewards) | Gold | EPO | $1,171 | $0 | $6,250 | $20,300 | |
| AvMed | AvMed Entrust Gold 125 (2026) | Gold | HMO | $1,187 | $2,000 | $5,850 | $20,094 | |
| AvMed | AvMed Entrust Gold 125 Dental+Vision (2026) | Gold | HMO | $1,192 | $2,000 | $5,850 | $20,153 | |
| Florida Blue | BlueCare Gold 24K01-33S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | POS | $1,259 | $2,000 | $8,200 | $23,310 | |
| Florida Blue | BlueCare Gold 24K01-10 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | POS | $1,290 | $1,500 | $6,450 | $21,932 | |
| Florida Blue | BlueCare Gold 24K01-08 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | POS | $1,335 | $0 | $6,250 | $22,276 | |
| Florida Blue | myBlue Platinum 2015 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | HMO | $1,446 | $0 | $2,250 | $19,605 | |
| Florida Blue | BlueSelect Platinum 1451 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | EPO | $1,454 | $1,000 | $4,000 | $21,453 | |
| Florida Blue | BlueSelect Platinum 1457 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | EPO | $1,495 | $0 | $2,525 | $20,462 | |
| Florida Blue | myBlue Platinum 2324S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | HMO | $1,515 | $0 | $5,200 | $23,381 | |
| Florida Blue | BlueSelect Platinum 2345S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | EPO | $1,558 | $0 | $5,200 | $23,893 | |
| Florida Blue | BlueCare Platinum 24K01-04 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | POS | $1,576 | $1,000 | $4,000 | $22,909 | |
| Florida Blue | BlueOptions Silver 24J01-03 ($10 Labs / Rewards) | Silver | PPO | $1,583 | $4,000 | $8,100 | $27,093 | |
| Florida Blue | BlueCare Platinum 24K01-07 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | POS | $1,636 | $0 | $2,525 | $22,154 | |
| Florida Blue | BlueOptions Gold 24J01-20S ($30 PCP Visits / $60 Specialist Visits / Rewards) | Gold | PPO | $1,663 | $2,000 | $8,200 | $28,160 | |
| Florida Blue | BlueOptions Silver 24J01-19S ($40 PCP Visits / $80 Specialist Visits / Rewards) | Silver | PPO | $1,690 | $6,000 | $8,900 | $29,186 | |
| Florida Blue | BlueOptions Gold 24J01-12 ($40 PCP Visits / $75 Specialist Visits / $15 Labs / Rewards) | Gold | PPO | $1,703 | $1,500 | $6,450 | $26,884 | |
| Florida Blue | BlueOptions Silver 24J01-07 ($50 PCP Visits / Rewards) | Silver | PPO | $1,710 | $3,125 | $8,100 | $28,621 | |
| Florida Blue | BlueCare Platinum 24K01-34S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | POS | $1,714 | $0 | $5,200 | $25,770 | |
| Florida Blue | BlueOptions Gold 24J01-09 ($0 Deductible / $15 PCP Visits / $75 Specialist Visits / $20 Labs / Rewards) | Gold | PPO | $1,749 | $0 | $6,250 | $27,240 | |
| Florida Blue | BlueOptions Platinum 24J01-05 ($0 Labs / $15 PCP Visits / $35 Specialist Visits / Rewards) | Platinum | PPO | $2,209 | $1,000 | $4,000 | $30,509 | |
| Florida Blue | BlueOptions Platinum 24J01-08 ($0 Deductible / $0 Labs / $15 PCP Visits / $25 Specialist Visits / Rewards) | Platinum | PPO | $2,273 | $0 | $2,525 | $29,797 | |
| Florida Blue | BlueOptions Platinum 24J01-21S ($0 Deductible / $10 PCP Visits / $20 Specialist Visits / Rewards) | Platinum | PPO | $2,368 | $0 | $5,200 | $33,617 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $539 | $764 | $1,078 | 43 | $6,500 | $10,000 | $18,930 |
| Silver | $713 | $848 | $1,710 | 47 | $6,000 | $8,900 | $19,454 |
| Gold | $769 | $1,057 | $1,749 | 30 | $1,450 | $7,500 | $19,995 |
| Platinum | $1,446 | $1,576 | $2,368 | 11 | $0 | $4,000 | $23,381 |
| CatastrophicUnder 30 or hardship exemption only | $522 | $522 | $522 | 1 | $10,600 | $10,600 | $16,863 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.