Health insurance prices in Whitman County, WA (2026)
34 marketplace plans from 5 insurers. Cheapest plan $348/mo; typical Silver $828/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 9.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $348–$567 (typical $524) · Silver $552–$889 (typical $828) · Gold $442–$750 (typical $674) · Catastrophic $276–$276 (typical $276)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Community Health Plan of Washington | 4 | $348 | $348 | $567 | $458 | Community Health Plan of Washington Cascade Select Bronze | |
| Ambetter (Centene) | 5 | $459 Gold | no Bronze | $573 | $462 | Ambetter Secure Care 5 | |
| Kaiser Permanente | 10 | $515 | $524 | $826 | $666 | Bronze HSA | |
| LifeWise (Premera) | 7 | $520 | $527 | $856 | $705 | LifeWise Essential Bronze | |
| UnitedHealthcareUnitedHealth Group | 8 | $515 | $554 | $889 | $739 | UHC Bronze Essential |
All 34 plans in Whitman County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Kaiser Permanente | Basics Plus Catastrophic | Catastrophic | HMO | $276 | $10,600 | $10,600 | $13,913 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Bronze | Expanded Bronze | EPO | $348 | $6,000 | $10,150 | $14,322 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Vital Gold | Gold | EPO | $442 | $1,900 | $8,800 | $14,109 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $459 | $1,450 | $7,500 | $13,005 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $462 | $1,900 | $8,800 | $14,348 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Complete Gold | Gold | EPO | $473 | $1,000 | $7,000 | $12,677 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $495 | $1,000 | $7,000 | $12,937 | |
| Kaiser Permanente | Bronze HSA | Expanded Bronze | HMO | $515 | $5,500 | $7,500 | $13,679 | |
| UnitedHealthcare | UHC Bronze Essential | Bronze | EPO | $515 | $10,150 | $10,150 | $16,336 | |
| LifeWise (Premera) | LifeWise Essential Bronze | Expanded Bronze | EPO | $520 | $6,500 | $9,200 | $15,441 | |
| Kaiser Permanente | VisitsPlus Bronze | Expanded Bronze | HMO | $524 | $6,500 | $10,100 | $16,387 | |
| Kaiser Permanente | Kaiser Permanente Cascade Bronze | Expanded Bronze | HMO | $525 | $6,000 | $10,150 | $16,446 | |
| LifeWise (Premera) | LifeWise Cascade Bronze | Expanded Bronze | EPO | $534 | $6,000 | $10,150 | $16,552 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $552 | $8,200 | $8,200 | $14,828 | |
| UnitedHealthcare | UHC Bronze Value HSA | Expanded Bronze | EPO | $554 | $6,300 | $8,050 | $14,700 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Silver | Silver | EPO | $567 | $2,500 | $9,750 | $16,549 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Bronze | Expanded Bronze | EPO | $567 | $6,000 | $10,150 | $16,958 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $593 | $2,500 | $9,750 | $16,866 | |
| Kaiser Permanente | Kaiser Permanente Cascade Vital Gold | Gold | HMO | $653 | $1,900 | $8,800 | $16,637 | |
| Kaiser Permanente | Gold HSA | Gold | HMO | $653 | $2,100 | $6,100 | $13,941 | |
| LifeWise (Premera) | LifeWise Essential Gold | Gold | EPO | $674 | $800 | $7,600 | $15,689 | |
| Kaiser Permanente | VisitsPlus Gold | Gold | HMO | $678 | $1,000 | $7,500 | $15,632 | |
| Kaiser Permanente | Kaiser Permanente Cascade Complete Gold | Gold | HMO | $698 | $1,000 | $7,000 | $15,375 | |
| LifeWise (Premera) | LifeWise Cascade Vital Gold | Gold | EPO | $705 | $1,900 | $8,800 | $17,255 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Vital Gold | Gold | EPO | $705 | $1,900 | $8,800 | $17,262 | |
| UnitedHealthcare | UHC Gold Advantage | Gold | EPO | $739 | $500 | $7,500 | $16,367 | |
| LifeWise (Premera) | LifeWise Cascade Complete Gold | Gold | EPO | $740 | $1,000 | $7,000 | $15,878 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Complete Gold | Gold | EPO | $750 | $1,000 | $7,000 | $16,005 | |
| Kaiser Permanente | VisitsPlus Silver | Silver | HMO | $823 | $2,500 | $9,200 | $19,073 | |
| Kaiser Permanente | Kaiser Permanente Cascade Silver | Silver | HMO | $828 | $2,500 | $9,750 | $19,691 | |
| LifeWise (Premera) | LifeWise Essential Silver | Silver | EPO | $831 | $3,000 | $8,375 | $18,345 | |
| LifeWise (Premera) | LifeWise Cascade Silver | Silver | EPO | $882 | $2,500 | $9,750 | $20,335 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Silver | Silver | EPO | $889 | $2,500 | $9,750 | $20,414 | |
| UnitedHealthcare | UHC Silver Copay Focus | Silver | EPO | $889 | $0 | $9,750 | $20,416 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $348 | $524 | $567 | 9 | $6,000 | $10,150 | $16,336 |
| Silver | $552 | $828 | $889 | 9 | $2,500 | $9,750 | $19,073 |
| Gold | $442 | $674 | $750 | 15 | $1,000 | $7,500 | $15,632 |
| CatastrophicUnder 30 or hardship exemption only | $276 | $276 | $276 | 1 | $10,600 | $10,600 | $13,913 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.