Health insurance prices in Garfield County, WA (2026)
16 marketplace plans from 2 insurers. Cheapest plan $349/mo; typical Silver $593/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 9.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
Compare options
Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $349–$534 (typical $520) · Silver $552–$882 (typical $593) · Gold $443–$740 (typical $484)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 9 | $349 | $349 | $568 | $462 | Ambetter Cascade Select Bronze | |
| LifeWise (Premera) | 7 | $520 | $527 | $856 | $705 | LifeWise Essential Bronze |
All 16 plans in Garfield County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | Ambetter Cascade Select Bronze | Expanded Bronze | HMO | $349 | $6,000 | $10,150 | $14,341 | |
| Ambetter (Centene) | Ambetter Cascade Select Vital Gold | Gold | HMO | $443 | $1,900 | $8,800 | $14,113 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $459 | $1,450 | $7,500 | $13,005 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $462 | $1,900 | $8,800 | $14,348 | |
| Ambetter (Centene) | Ambetter Cascade Select Complete Gold | Gold | HMO | $474 | $1,000 | $7,000 | $12,685 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $495 | $1,000 | $7,000 | $12,937 | |
| LifeWise (Premera) | LifeWise Essential Bronze | Expanded Bronze | EPO | $520 | $6,500 | $9,200 | $15,441 | |
| LifeWise (Premera) | LifeWise Cascade Bronze | Expanded Bronze | EPO | $534 | $6,000 | $10,150 | $16,552 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $552 | $8,200 | $8,200 | $14,828 | |
| Ambetter (Centene) | Ambetter Cascade Select Silver | Silver | HMO | $568 | $2,500 | $9,750 | $16,563 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $593 | $2,500 | $9,750 | $16,866 | |
| LifeWise (Premera) | LifeWise Essential Gold | Gold | EPO | $674 | $800 | $7,600 | $15,689 | |
| LifeWise (Premera) | LifeWise Cascade Vital Gold | Gold | EPO | $705 | $1,900 | $8,800 | $17,255 | |
| LifeWise (Premera) | LifeWise Cascade Complete Gold | Gold | EPO | $740 | $1,000 | $7,000 | $15,878 | |
| LifeWise (Premera) | LifeWise Essential Silver | Silver | EPO | $831 | $3,000 | $8,375 | $18,345 | |
| LifeWise (Premera) | LifeWise Cascade Silver | Silver | EPO | $882 | $2,500 | $9,750 | $20,335 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $349 | $520 | $534 | 3 | $6,000 | $10,150 | $15,441 |
| Silver | $552 | $593 | $882 | 5 | $2,500 | $9,750 | $16,866 |
| Gold | $443 | $484 | $740 | 8 | $1,225 | $7,550 | $14,231 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.