Health insurance prices in Stevens County, WA (2026)
24 marketplace plans from 4 insurers. Cheapest plan $354/mo; typical Silver $616/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 4.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $354–$498 (typical $469) · Silver $574–$824 (typical $616) · Gold $451–$691 (typical $503)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Community Health Plan of Washington | 4 | $354 | $354 | $577 | $466 | Community Health Plan of Washington Cascade Select Bronze | |
| Ambetter (Centene) | 9 | $363 | $363 | $590 | $481 | Ambetter Cascade Select Bronze | |
| Molina Healthcare | 4 | $469 | $469 | $727 | $597 | Molina Cascade Bronze | |
| LifeWise (Premera) | 7 | $486 | $492 | $800 | $658 | LifeWise Essential Bronze |
All 24 plans in Stevens County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Bronze | Expanded Bronze | EPO | $354 | $6,000 | $10,150 | $14,400 | |
| Ambetter (Centene) | Ambetter Cascade Select Bronze | Expanded Bronze | HMO | $363 | $6,000 | $10,150 | $14,506 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Vital Gold | Gold | EPO | $451 | $1,900 | $8,800 | $14,208 | |
| Ambetter (Centene) | Ambetter Cascade Select Vital Gold | Gold | HMO | $460 | $1,900 | $8,800 | $14,322 | |
| Molina Healthcare | Molina Cascade Bronze | Expanded Bronze | HMO | $469 | $6,000 | $10,150 | $15,773 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $477 | $1,450 | $7,500 | $13,222 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $481 | $1,900 | $8,800 | $14,567 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Complete Gold | Gold | EPO | $482 | $1,000 | $7,000 | $12,783 | |
| LifeWise (Premera) | LifeWise Essential Bronze | Expanded Bronze | EPO | $486 | $6,500 | $9,200 | $15,032 | |
| Ambetter (Centene) | Ambetter Cascade Select Complete Gold | Gold | HMO | $492 | $1,000 | $7,000 | $12,909 | |
| LifeWise (Premera) | LifeWise Cascade Bronze | Expanded Bronze | EPO | $498 | $6,000 | $10,150 | $16,132 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $514 | $1,000 | $7,000 | $13,171 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $574 | $8,200 | $8,200 | $15,088 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Silver | Silver | EPO | $577 | $2,500 | $9,750 | $16,675 | |
| Molina Healthcare | Molina Cascade Vital Gold | Gold | HMO | $579 | $1,900 | $8,800 | $15,749 | |
| Ambetter (Centene) | Ambetter Cascade Select Silver | Silver | HMO | $590 | $2,500 | $9,750 | $16,832 | |
| Molina Healthcare | Molina Cascade Complete Gold | Gold | HMO | $616 | $1,000 | $7,000 | $14,388 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $616 | $2,500 | $9,750 | $17,146 | |
| LifeWise (Premera) | LifeWise Essential Gold | Gold | EPO | $630 | $800 | $7,600 | $15,158 | |
| LifeWise (Premera) | LifeWise Cascade Vital Gold | Gold | EPO | $658 | $1,900 | $8,800 | $16,700 | |
| LifeWise (Premera) | LifeWise Cascade Complete Gold | Gold | EPO | $691 | $1,000 | $7,000 | $15,296 | |
| Molina Healthcare | Molina Cascade Silver | Silver | HMO | $727 | $2,500 | $9,750 | $18,469 | |
| LifeWise (Premera) | LifeWise Essential Silver | Silver | EPO | $776 | $3,000 | $8,375 | $17,690 | |
| LifeWise (Premera) | LifeWise Cascade Silver | Silver | EPO | $824 | $2,500 | $9,750 | $19,640 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $354 | $469 | $498 | 5 | $6,000 | $10,150 | $15,032 |
| Silver | $574 | $616 | $824 | 7 | $2,500 | $9,750 | $17,146 |
| Gold | $451 | $503 | $691 | 12 | $1,225 | $7,550 | $14,355 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.