Health insurance prices in Clark County, WA (2026)
36 marketplace plans from 6 insurers. Cheapest plan $419/mo; typical Silver $730/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 3.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $419–$600 (typical $486) · Silver $677–$1,012 (typical $730) · Gold $549–$873 (typical $607)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| LifeWise (Premera) | 4 | $419 | $419 | $684 | $562 | LifeWise Cascade Select Bronze | |
| Ambetter (Centene) | 5 | $562 Gold | no Bronze | $702 | $567 | Ambetter Secure Care 5 | |
| Kaiser Permanente | 9 | $472 | $481 | $728 | $586 | KP WA Bronze 9100 | |
| Molina Healthcare | 4 | $539 | $539 | $835 | $687 | Molina Cascade Bronze | |
| Regence BlueCross BlueShield (WA)Cambia Health (Blue Cross Blue Shield company) | 10 | $469 | $522 | $884 | $726 | Bronze Essential 8500 Legacy Network | |
| BridgeSpan (Cambia)Cambia Health | 4 | $600 | $600 | $1,012 | $833 | BridgeSpan Cascade Bronze |
All 36 plans in Clark County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| LifeWise (Premera) | LifeWise Cascade Select Bronze | Expanded Bronze | EPO | $419 | $6,000 | $10,150 | $15,180 | |
| Regence BlueCross BlueShield (WA) | Bronze Essential 8500 Legacy Network | Expanded Bronze | EPO | $469 | $8,500 | $10,150 | $15,778 | |
| Kaiser Permanente | KP WA Bronze 9100 | Expanded Bronze | EPO | $472 | $9,100 | $9,100 | $14,764 | |
| Kaiser Permanente | KP Cascade Bronze | Expanded Bronze | EPO | $481 | $6,000 | $10,150 | $15,917 | |
| Kaiser Permanente | KP WA Bronze HSA 7100 | Expanded Bronze | EPO | $481 | $7,100 | $7,100 | $12,867 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Bronze Legacy Network | Expanded Bronze | EPO | $492 | $6,000 | $10,150 | $16,057 | |
| Molina Healthcare | Molina Cascade Bronze | Expanded Bronze | HMO | $539 | $6,000 | $10,150 | $16,612 | |
| LifeWise (Premera) | LifeWise Cascade Select Vital Gold | Gold | EPO | $549 | $1,900 | $8,800 | $15,387 | |
| Regence BlueCross BlueShield (WA) | Bronze HSA 7000 Individual Connect Network | Expanded Bronze | EPO | $552 | $7,000 | $8,300 | $14,929 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Bronze Individual Connect Network | Expanded Bronze | EPO | $557 | $6,000 | $10,150 | $16,832 | |
| Kaiser Permanente | KP Cascade Vital Gold | Gold | EPO | $562 | $1,900 | $8,800 | $15,542 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $562 | $1,450 | $7,500 | $14,249 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $567 | $1,900 | $8,800 | $15,602 | |
| Kaiser Permanente | KP WA Gold 1750 | Gold | EPO | $574 | $1,750 | $8,500 | $15,388 | |
| LifeWise (Premera) | LifeWise Cascade Select Complete Gold | Gold | EPO | $576 | $1,000 | $7,000 | $13,908 | |
| Kaiser Permanente | KP Cascade Complete Gold | Gold | EPO | $598 | $1,000 | $7,000 | $14,170 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Bronze | Expanded Bronze | EPO | $600 | $6,000 | $10,150 | $17,352 | |
| Kaiser Permanente | KP WA Gold 0 | Gold | EPO | $602 | $0 | $8,200 | $15,426 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $607 | $1,000 | $7,000 | $14,279 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Vital Gold Legacy Network | Gold | EPO | $650 | $1,900 | $8,800 | $16,602 | |
| Molina Healthcare | Molina Cascade Vital Gold | Gold | HMO | $666 | $1,900 | $8,800 | $16,787 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $677 | $8,200 | $8,200 | $16,325 | |
| LifeWise (Premera) | LifeWise Cascade Select Silver | Silver | EPO | $684 | $2,500 | $9,750 | $17,952 | |
| Molina Healthcare | Molina Cascade Complete Gold | Gold | HMO | $708 | $1,000 | $7,000 | $15,492 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Complete Gold Legacy Network | Gold | EPO | $716 | $1,000 | $7,000 | $15,591 | |
| Kaiser Permanente | KP Cascade Silver | Silver | EPO | $726 | $2,500 | $9,750 | $18,467 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $727 | $2,500 | $9,750 | $18,473 | |
| Kaiser Permanente | KP WA Silver 1000 | Silver | EPO | $730 | $1,000 | $9,200 | $17,960 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Vital Gold Individual Connect Network | Gold | EPO | $735 | $1,900 | $8,800 | $17,625 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Vital Gold | Gold | EPO | $793 | $1,900 | $8,800 | $18,312 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Complete Gold Individual Connect Network | Gold | EPO | $810 | $1,000 | $7,000 | $16,718 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Silver Legacy Network | Silver | EPO | $830 | $2,500 | $9,750 | $19,705 | |
| Molina Healthcare | Molina Cascade Silver | Silver | HMO | $835 | $2,500 | $9,750 | $19,771 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Complete Gold | Gold | EPO | $873 | $1,000 | $7,000 | $17,475 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Silver Individual Connect Network | Silver | EPO | $938 | $2,500 | $9,750 | $21,011 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Silver | Silver | EPO | $1,012 | $2,500 | $9,750 | $21,889 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $419 | $486 | $600 | 10 | $6,000 | $10,150 | $15,848 |
| Silver | $677 | $730 | $1,012 | 9 | $2,500 | $9,750 | $18,473 |
| Gold | $549 | $607 | $873 | 17 | $1,450 | $8,200 | $15,542 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.