Health insurance prices in Thurston County, WA (2026)
56 marketplace plans from 8 insurers. Cheapest plan $335/mo; typical Silver $758/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 5.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $335–$580 (typical $512) · Silver $546–$977 (typical $758) · Gold $426–$843 (typical $616) · Catastrophic $253–$253 (typical $253)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Community Health Plan of Washington | 4 | $335 | $335 | $546 | $441 | Community Health Plan of Washington Cascade Select Bronze | |
| Ambetter (Centene) | 9 | $378 | $378 | $615 | $501 | Ambetter Cascade Select Bronze | |
| Molina Healthcare | 4 | $469 | $469 | $727 | $597 | Molina Cascade Bronze | |
| Kaiser Permanente | 10 | $472 | $481 | $758 | $611 | Bronze HSA | |
| LifeWise (Premera) | 11 | $421 | $528 | $843 | $684 | LifeWise Cascade Select Bronze | |
| UnitedHealthcareUnitedHealth Group | 8 | $505 | $543 | $871 | $724 | UHC Bronze Essential | |
| Regence BlueCross BlueShield (WA)Cambia Health (Blue Cross Blue Shield company) | 6 | $520 | $541 | $919 | $757 | Bronze Essential 8500 | |
| BridgeSpan (Cambia)Cambia Health | 4 | $580 | $580 | $977 | $804 | BridgeSpan Cascade Bronze |
All 56 plans in Thurston County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Kaiser Permanente | Basics Plus Catastrophic | Catastrophic | HMO | $253 | $10,600 | $10,600 | $13,640 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Bronze | Expanded Bronze | EPO | $335 | $6,000 | $10,150 | $14,170 | |
| Ambetter (Centene) | Ambetter Cascade Select Bronze | Expanded Bronze | HMO | $378 | $6,000 | $10,150 | $14,691 | |
| LifeWise (Premera) | LifeWise Cascade Select Bronze | Expanded Bronze | EPO | $421 | $6,000 | $10,150 | $15,201 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Vital Gold | Gold | EPO | $426 | $1,900 | $8,800 | $13,914 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Complete Gold | Gold | EPO | $456 | $1,000 | $7,000 | $12,469 | |
| Molina Healthcare | Molina Cascade Bronze | Expanded Bronze | HMO | $469 | $6,000 | $10,150 | $15,772 | |
| Kaiser Permanente | Bronze HSA | Expanded Bronze | HMO | $472 | $5,500 | $7,500 | $13,170 | |
| Ambetter (Centene) | Ambetter Cascade Select Vital Gold | Gold | HMO | $480 | $1,900 | $8,800 | $14,557 | |
| Kaiser Permanente | VisitsPlus Bronze | Expanded Bronze | HMO | $481 | $6,500 | $10,100 | $15,869 | |
| Kaiser Permanente | Kaiser Permanente Cascade Bronze | Expanded Bronze | HMO | $481 | $6,000 | $10,150 | $15,927 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $497 | $1,450 | $7,500 | $13,465 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $501 | $1,900 | $8,800 | $14,812 | |
| UnitedHealthcare | UHC Bronze Essential | Bronze | EPO | $505 | $10,150 | $10,150 | $16,209 | |
| Ambetter (Centene) | Ambetter Cascade Select Complete Gold | Gold | HMO | $513 | $1,000 | $7,000 | $13,160 | |
| Regence BlueCross BlueShield (WA) | Bronze Essential 8500 | Expanded Bronze | EPO | $520 | $8,500 | $10,150 | $16,384 | |
| LifeWise (Premera) | LifeWise Essential Bronze | Expanded Bronze | EPO | $528 | $6,500 | $9,200 | $15,532 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $536 | $1,000 | $7,000 | $13,433 | |
| Regence BlueCross BlueShield (WA) | Bronze HSA 7000 | Expanded Bronze | EPO | $541 | $7,000 | $8,300 | $14,791 | |
| LifeWise (Premera) | LifeWise Cascade Bronze | Expanded Bronze | EPO | $541 | $6,000 | $10,150 | $16,645 | |
| UnitedHealthcare | UHC Bronze Value HSA | Expanded Bronze | EPO | $543 | $6,300 | $8,050 | $14,564 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Bronze | Expanded Bronze | EPO | $545 | $6,000 | $10,150 | $16,693 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Silver | Silver | EPO | $546 | $2,500 | $9,750 | $16,300 | |
| LifeWise (Premera) | LifeWise Cascade Select Vital Gold | Gold | EPO | $551 | $1,900 | $8,800 | $15,415 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Bronze | Expanded Bronze | EPO | $556 | $6,000 | $10,150 | $16,818 | |
| LifeWise (Premera) | LifeWise Cascade Select Complete Gold | Gold | EPO | $578 | $1,000 | $7,000 | $13,937 | |
| Molina Healthcare | Molina Cascade Vital Gold | Gold | HMO | $579 | $1,900 | $8,800 | $15,749 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Bronze | Expanded Bronze | EPO | $580 | $6,000 | $10,150 | $17,104 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $598 | $8,200 | $8,200 | $15,382 | |
| Kaiser Permanente | Kaiser Permanente Cascade Vital Gold | Gold | HMO | $599 | $1,900 | $8,800 | $15,991 | |
| Kaiser Permanente | Gold HSA | Gold | HMO | $600 | $2,100 | $6,100 | $13,294 | |
| Ambetter (Centene) | Ambetter Cascade Select Silver | Silver | HMO | $615 | $2,500 | $9,750 | $17,133 | |
| Molina Healthcare | Molina Cascade Complete Gold | Gold | HMO | $616 | $1,000 | $7,000 | $14,388 | |
| Kaiser Permanente | VisitsPlus Gold | Gold | HMO | $622 | $1,000 | $7,500 | $14,961 | |
| Kaiser Permanente | Kaiser Permanente Cascade Complete Gold | Gold | HMO | $640 | $1,000 | $7,000 | $14,685 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $643 | $2,500 | $9,750 | $17,460 | |
| LifeWise (Premera) | LifeWise Essential Gold | Gold | EPO | $684 | $800 | $7,600 | $15,806 | |
| LifeWise (Premera) | LifeWise Cascade Select Silver | Silver | EPO | $686 | $2,500 | $9,750 | $17,987 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Vital Gold | Gold | EPO | $691 | $1,900 | $8,800 | $17,089 | |
| LifeWise (Premera) | LifeWise Cascade Vital Gold | Gold | EPO | $715 | $1,900 | $8,800 | $17,377 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Vital Gold | Gold | EPO | $720 | $1,900 | $8,800 | $17,442 | |
| UnitedHealthcare | UHC Gold Advantage | Gold | EPO | $724 | $500 | $7,500 | $16,185 | |
| Molina Healthcare | Molina Cascade Silver | Silver | HMO | $727 | $2,500 | $9,750 | $18,468 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Complete Gold | Gold | EPO | $735 | $1,000 | $7,000 | $15,821 | |
| LifeWise (Premera) | LifeWise Cascade Complete Gold | Gold | EPO | $751 | $1,000 | $7,000 | $16,008 | |
| Kaiser Permanente | VisitsPlus Silver | Silver | HMO | $755 | $2,500 | $9,200 | $18,259 | |
| Kaiser Permanente | Kaiser Permanente Cascade Silver | Silver | HMO | $760 | $2,500 | $9,750 | $18,871 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Vital Gold | Gold | EPO | $765 | $1,900 | $8,800 | $17,985 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Complete Gold | Gold | EPO | $793 | $1,000 | $7,000 | $16,516 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Complete Gold | Gold | EPO | $843 | $1,000 | $7,000 | $17,114 | |
| LifeWise (Premera) | LifeWise Essential Silver | Silver | EPO | $843 | $3,000 | $8,375 | $18,490 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Silver | Silver | EPO | $870 | $2,500 | $9,750 | $20,196 | |
| UnitedHealthcare | UHC Silver Copay Focus | Silver | EPO | $871 | $0 | $9,750 | $20,197 | |
| LifeWise (Premera) | LifeWise Cascade Silver | Silver | EPO | $895 | $2,500 | $9,750 | $20,489 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Silver | Silver | EPO | $919 | $2,500 | $9,750 | $20,777 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Silver | Silver | EPO | $977 | $2,500 | $9,750 | $21,470 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $335 | $512 | $580 | 16 | $6,000 | $10,150 | $15,821 |
| Silver | $546 | $758 | $977 | 14 | $2,500 | $9,750 | $18,479 |
| Gold | $426 | $616 | $843 | 25 | $1,000 | $7,500 | $15,415 |
| CatastrophicUnder 30 or hardship exemption only | $253 | $253 | $253 | 1 | $10,600 | $10,600 | $13,640 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.