Health insurance prices in Adams County, WA (2026)
28 marketplace plans from 4 insurers. Cheapest plan $368/mo; typical Silver $643/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 7.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $368–$625 (typical $508) · Silver $582–$980 (typical $643) · Gold $467–$827 (typical $521)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 9 | $368 | $368 | $598 | $487 | Ambetter Cascade Select Bronze | |
| Community Health Plan of Washington | 4 | $369 | $369 | $601 | $486 | Community Health Plan of Washington Cascade Select Bronze | |
| LifeWise (Premera) | 7 | $405 | $456 | $735 | $556 | LifeWise Cascade Select Bronze | |
| UnitedHealthcareUnitedHealth Group | 8 | $568 | $611 | $980 | $815 | UHC Bronze Essential |
All 28 plans in Adams County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | Ambetter Cascade Select Bronze | Expanded Bronze | HMO | $368 | $6,000 | $10,150 | $14,567 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Bronze | Expanded Bronze | EPO | $369 | $6,000 | $10,150 | $14,577 | |
| LifeWise (Premera) | LifeWise Cascade Select Bronze | Expanded Bronze | EPO | $405 | $6,000 | $10,150 | $15,008 | |
| Ambetter (Centene) | Ambetter Cascade Select Vital Gold | Gold | HMO | $467 | $1,900 | $8,800 | $14,399 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Vital Gold | Gold | EPO | $469 | $1,900 | $8,800 | $14,433 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $483 | $1,450 | $7,500 | $13,302 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $487 | $1,900 | $8,800 | $14,648 | |
| Ambetter (Centene) | Ambetter Cascade Select Complete Gold | Gold | HMO | $499 | $1,000 | $7,000 | $12,991 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Complete Gold | Gold | EPO | $502 | $1,000 | $7,000 | $13,024 | |
| LifeWise (Premera) | LifeWise Essential Bronze | Expanded Bronze | EPO | $508 | $6,500 | $9,200 | $15,290 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $521 | $1,000 | $7,000 | $13,257 | |
| LifeWise (Premera) | LifeWise Cascade Select Vital Gold | Gold | EPO | $530 | $1,900 | $8,800 | $15,162 | |
| LifeWise (Premera) | LifeWise Cascade Select Complete Gold | Gold | EPO | $556 | $1,000 | $7,000 | $13,672 | |
| UnitedHealthcare | UHC Bronze Essential | Bronze | EPO | $568 | $10,150 | $10,150 | $16,969 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $582 | $8,200 | $8,200 | $15,185 | |
| Ambetter (Centene) | Ambetter Cascade Select Silver | Silver | HMO | $598 | $2,500 | $9,750 | $16,931 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Silver | Silver | EPO | $601 | $2,500 | $9,750 | $16,965 | |
| UnitedHealthcare | UHC Bronze Value HSA | Expanded Bronze | EPO | $611 | $6,300 | $8,050 | $15,382 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $625 | $2,500 | $9,750 | $17,249 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Bronze | Expanded Bronze | EPO | $625 | $6,000 | $10,150 | $17,655 | |
| LifeWise (Premera) | LifeWise Essential Gold | Gold | EPO | $658 | $800 | $7,600 | $15,493 | |
| LifeWise (Premera) | LifeWise Cascade Select Silver | Silver | EPO | $660 | $2,500 | $9,750 | $17,673 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Vital Gold | Gold | EPO | $777 | $1,900 | $8,800 | $18,130 | |
| LifeWise (Premera) | LifeWise Essential Silver | Silver | EPO | $811 | $3,000 | $8,375 | $18,104 | |
| UnitedHealthcare | UHC Gold Advantage | Gold | EPO | $815 | $500 | $7,500 | $17,275 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Complete Gold | Gold | EPO | $827 | $1,000 | $7,000 | $16,928 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Silver | Silver | EPO | $980 | $2,500 | $9,750 | $21,507 | |
| UnitedHealthcare | UHC Silver Copay Focus | Silver | EPO | $980 | $0 | $9,750 | $21,509 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $368 | $508 | $625 | 7 | $6,000 | $10,150 | $15,290 |
| Silver | $582 | $643 | $980 | 8 | $2,500 | $9,750 | $17,461 |
| Gold | $467 | $521 | $827 | 13 | $1,000 | $7,500 | $14,433 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.