Health insurance prices in King County, WA (2026)
63 marketplace plans from 10 insurers. Cheapest plan $358/mo; typical Silver $780/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 1.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $358–$723 (typical $521) · Silver $584–$1,201 (typical $780) · Gold $456–$1,002 (typical $624) · Catastrophic $250–$250 (typical $250)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Community Health Plan of Washington | 4 | $358 | $358 | $584 | $472 | Community Health Plan of Washington Cascade Select Bronze | |
| Ambetter (Centene) | 9 | $377 | $377 | $612 | $499 | Ambetter Cascade Select Bronze | |
| Wellpoint (Elevance Health) | 3 | $561 Gold | no Bronze | $719 | $581 | Wellpoint Cascade Vital Gold | |
| Molina Healthcare | 4 | $468 | $468 | $726 | $597 | Molina Cascade Bronze | |
| Kaiser Permanente | 10 | $466 | $475 | $748 | $603 | Bronze HSA | |
| LifeWise (Premera) | 7 | $507 | $514 | $835 | $687 | LifeWise Essential Bronze | |
| Regence BlueCross BlueShield (WA)Cambia Health (Blue Cross Blue Shield company) | 6 | $501 | $522 | $886 | $730 | Bronze Essential 8500 | |
| UnitedHealthcareUnitedHealth Group | 8 | $534 | $575 | $922 | $766 | UHC Bronze Essential | |
| BridgeSpan (Cambia)Cambia Health | 4 | $559 | $559 | $942 | $775 | BridgeSpan Cascade Bronze | |
| Premera Blue Cross (WA)Premera (Blue Cross Blue Shield company) | 8 | $701 | $722 | $1,165 | $954 | Premera Blue Cross Preferred Bronze HSA |
All 63 plans in King County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Kaiser Permanente | Basics Plus Catastrophic | Catastrophic | HMO | $250 | $10,600 | $10,600 | $13,601 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Bronze | Expanded Bronze | EPO | $358 | $6,000 | $10,150 | $14,451 | |
| Ambetter (Centene) | Ambetter Cascade Select Bronze | Expanded Bronze | HMO | $377 | $6,000 | $10,150 | $14,670 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Vital Gold | Gold | EPO | $456 | $1,900 | $8,800 | $14,272 | |
| Kaiser Permanente | Bronze HSA | Expanded Bronze | HMO | $466 | $5,500 | $7,500 | $13,097 | |
| Molina Healthcare | Molina Cascade Bronze | Expanded Bronze | HMO | $468 | $6,000 | $10,150 | $15,771 | |
| Kaiser Permanente | VisitsPlus Bronze | Expanded Bronze | HMO | $475 | $6,500 | $10,100 | $15,795 | |
| Kaiser Permanente | Kaiser Permanente Cascade Bronze | Expanded Bronze | HMO | $475 | $6,000 | $10,150 | $15,853 | |
| Ambetter (Centene) | Ambetter Cascade Select Vital Gold | Gold | HMO | $478 | $1,900 | $8,800 | $14,530 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Complete Gold | Gold | EPO | $488 | $1,000 | $7,000 | $12,852 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $495 | $1,450 | $7,500 | $13,437 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $499 | $1,900 | $8,800 | $14,784 | |
| Regence BlueCross BlueShield (WA) | Bronze Essential 8500 | Expanded Bronze | EPO | $501 | $8,500 | $10,150 | $16,162 | |
| LifeWise (Premera) | LifeWise Essential Bronze | Expanded Bronze | EPO | $507 | $6,500 | $9,200 | $15,287 | |
| Ambetter (Centene) | Ambetter Cascade Select Complete Gold | Gold | HMO | $511 | $1,000 | $7,000 | $13,131 | |
| LifeWise (Premera) | LifeWise Cascade Bronze | Expanded Bronze | EPO | $520 | $6,000 | $10,150 | $16,394 | |
| Regence BlueCross BlueShield (WA) | Bronze HSA 7000 | Expanded Bronze | EPO | $522 | $7,000 | $8,300 | $14,560 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Bronze | Expanded Bronze | EPO | $526 | $6,000 | $10,150 | $16,459 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $534 | $1,000 | $7,000 | $13,403 | |
| UnitedHealthcare | UHC Bronze Essential | Bronze | EPO | $534 | $10,150 | $10,150 | $16,564 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Bronze | Expanded Bronze | EPO | $559 | $6,000 | $10,150 | $16,856 | |
| Wellpoint (Elevance Health) | Wellpoint Cascade Vital Gold | Gold | EPO | $561 | $1,900 | $8,800 | $15,531 | |
| UnitedHealthcare | UHC Bronze Value HSA | Expanded Bronze | EPO | $575 | $6,300 | $8,050 | $14,946 | |
| Molina Healthcare | Molina Cascade Vital Gold | Gold | HMO | $579 | $1,900 | $8,800 | $15,747 | |
| Community Health Plan of Washington | Community Health Plan of Washington Cascade Select Silver | Silver | EPO | $584 | $2,500 | $9,750 | $16,758 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Bronze | Expanded Bronze | EPO | $588 | $6,000 | $10,150 | $17,209 | |
| Kaiser Permanente | Kaiser Permanente Cascade Vital Gold | Gold | HMO | $592 | $1,900 | $8,800 | $15,898 | |
| Kaiser Permanente | Gold HSA | Gold | HMO | $592 | $2,100 | $6,100 | $13,202 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $596 | $8,200 | $8,200 | $15,348 | |
| Wellpoint (Elevance Health) | Wellpoint Cascade Complete Gold | Gold | EPO | $600 | $1,000 | $7,000 | $14,202 | |
| Ambetter (Centene) | Ambetter Cascade Select Silver | Silver | HMO | $612 | $2,500 | $9,750 | $17,098 | |
| Kaiser Permanente | VisitsPlus Gold | Gold | HMO | $614 | $1,000 | $7,500 | $14,866 | |
| Molina Healthcare | Molina Cascade Complete Gold | Gold | HMO | $615 | $1,000 | $7,000 | $14,386 | |
| Kaiser Permanente | Kaiser Permanente Cascade Complete Gold | Gold | HMO | $632 | $1,000 | $7,000 | $14,586 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $640 | $2,500 | $9,750 | $17,424 | |
| LifeWise (Premera) | LifeWise Essential Gold | Gold | EPO | $657 | $800 | $7,600 | $15,489 | |
| LifeWise (Premera) | LifeWise Cascade Vital Gold | Gold | EPO | $687 | $1,900 | $8,800 | $17,046 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Vital Gold | Gold | EPO | $694 | $1,900 | $8,800 | $17,133 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Bronze HSA | Expanded Bronze | EPO | $701 | $6,800 | $8,400 | $16,812 | |
| Wellpoint (Elevance Health) | Wellpoint Cascade Silver | Silver | EPO | $719 | $2,500 | $9,750 | $18,381 | |
| LifeWise (Premera) | LifeWise Cascade Complete Gold | Gold | EPO | $722 | $1,000 | $7,000 | $15,659 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Bronze | Expanded Bronze | EPO | $722 | $6,000 | $10,150 | $18,810 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Bronze | Expanded Bronze | EPO | $723 | $6,650 | $8,800 | $17,478 | |
| Molina Healthcare | Molina Cascade Silver | Silver | HMO | $726 | $2,500 | $9,750 | $18,466 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Vital Gold | Gold | EPO | $731 | $1,900 | $8,800 | $17,575 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Vital Gold | Gold | EPO | $738 | $1,900 | $8,800 | $17,657 | |
| Kaiser Permanente | VisitsPlus Silver | Silver | HMO | $745 | $2,500 | $9,200 | $18,143 | |
| Kaiser Permanente | Kaiser Permanente Cascade Silver | Silver | HMO | $750 | $2,500 | $9,750 | $18,754 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Complete Gold | Gold | EPO | $765 | $1,000 | $7,000 | $16,176 | |
| UnitedHealthcare | UHC Gold Advantage | Gold | EPO | $766 | $500 | $7,500 | $16,694 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Complete Gold | Gold | EPO | $778 | $1,000 | $7,000 | $16,338 | |
| LifeWise (Premera) | LifeWise Essential Silver | Silver | EPO | $810 | $3,000 | $8,375 | $18,099 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Complete Gold | Gold | EPO | $813 | $1,000 | $7,000 | $16,753 | |
| LifeWise (Premera) | LifeWise Cascade Silver | Silver | EPO | $860 | $2,500 | $9,750 | $20,074 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Silver | Silver | EPO | $886 | $2,500 | $9,750 | $20,384 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Gold | Gold | EPO | $915 | $1,500 | $6,800 | $17,774 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Silver | Silver | EPO | $922 | $2,500 | $9,750 | $20,808 | |
| UnitedHealthcare | UHC Silver Copay Focus | Silver | EPO | $922 | $0 | $9,750 | $20,810 | |
| BridgeSpan (Cambia) | BridgeSpan Cascade Silver | Silver | EPO | $942 | $2,500 | $9,750 | $21,052 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Vital Gold | Gold | EPO | $954 | $1,900 | $8,800 | $20,243 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Complete Gold | Gold | EPO | $1,002 | $1,000 | $7,000 | $19,025 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Silver | Silver | EPO | $1,129 | $4,500 | $7,600 | $21,150 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Silver | Silver | EPO | $1,201 | $2,500 | $9,750 | $24,160 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $358 | $521 | $723 | 18 | $6,000 | $10,150 | $16,007 |
| Silver | $584 | $780 | $1,201 | 16 | $2,500 | $9,750 | $18,610 |
| Gold | $456 | $624 | $1,002 | 28 | $1,225 | $7,500 | $15,595 |
| CatastrophicUnder 30 or hardship exemption only | $250 | $250 | $250 | 1 | $10,600 | $10,600 | $13,601 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.