Health insurance prices in Grays Harbor County, WA (2026)
38 marketplace plans from 6 insurers. Cheapest plan $384/mo; typical Silver $838/mo. Official marketplace: Washington Healthplanfinder (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 2.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $384–$787 (typical $595) · Silver $607–$1,307 (typical $838) · Gold $487–$1,090 (typical $569)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | 9 | $384 | $384 | $624 | $508 | Ambetter Cascade Select Bronze | |
| Wellpoint (Elevance Health) | 3 | $527 Gold | no Bronze | $676 | $545 | Wellpoint Cascade Vital Gold | |
| LifeWise (Premera) | 4 | $414 | $414 | $676 | $556 | LifeWise Cascade Select Bronze | |
| UnitedHealthcareUnitedHealth Group | 8 | $580 | $623 | $999 | $831 | UHC Bronze Essential | |
| Regence BlueCross BlueShield (WA)Cambia Health (Blue Cross Blue Shield company) | 6 | $567 | $590 | $1,002 | $825 | Bronze Essential 8500 | |
| Premera Blue Cross (WA)Premera (Blue Cross Blue Shield company) | 8 | $763 | $785 | $1,268 | $1,038 | Premera Blue Cross Preferred Bronze HSA |
All 38 plans in Grays Harbor County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Ambetter (Centene) | Ambetter Cascade Select Bronze | Expanded Bronze | HMO | $384 | $6,000 | $10,150 | $14,757 | |
| LifeWise (Premera) | LifeWise Cascade Select Bronze | Expanded Bronze | EPO | $414 | $6,000 | $10,150 | $15,123 | |
| Ambetter (Centene) | Ambetter Cascade Select Vital Gold | Gold | HMO | $487 | $1,900 | $8,800 | $14,640 | |
| Ambetter (Centene) | Ambetter Secure Care 5 | Gold | HMO | $504 | $1,450 | $7,500 | $13,551 | |
| Ambetter (Centene) | Ambetter Cascade Vital Gold | Gold | HMO | $508 | $1,900 | $8,800 | $14,899 | |
| Ambetter (Centene) | Ambetter Cascade Select Complete Gold | Gold | HMO | $521 | $1,000 | $7,000 | $13,249 | |
| Wellpoint (Elevance Health) | Wellpoint Cascade Vital Gold | Gold | EPO | $527 | $1,900 | $8,800 | $15,123 | |
| LifeWise (Premera) | LifeWise Cascade Select Vital Gold | Gold | EPO | $543 | $1,900 | $8,800 | $15,313 | |
| Ambetter (Centene) | Ambetter Cascade Complete Gold | Gold | HMO | $544 | $1,000 | $7,000 | $13,526 | |
| Wellpoint (Elevance Health) | Wellpoint Cascade Complete Gold | Gold | EPO | $564 | $1,000 | $7,000 | $13,766 | |
| Regence BlueCross BlueShield (WA) | Bronze Essential 8500 | Expanded Bronze | EPO | $567 | $8,500 | $10,150 | $16,949 | |
| LifeWise (Premera) | LifeWise Cascade Select Complete Gold | Gold | EPO | $569 | $1,000 | $7,000 | $13,831 | |
| UnitedHealthcare | UHC Bronze Essential | Bronze | EPO | $580 | $10,150 | $10,150 | $17,105 | |
| Regence BlueCross BlueShield (WA) | Bronze HSA 7000 | Expanded Bronze | EPO | $590 | $7,000 | $8,300 | $15,380 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Bronze | Expanded Bronze | EPO | $595 | $6,000 | $10,150 | $17,286 | |
| Ambetter (Centene) | Ambetter Balanced Care 4 | Silver | HMO | $607 | $8,200 | $8,200 | $15,485 | |
| UnitedHealthcare | UHC Bronze Value HSA | Expanded Bronze | EPO | $623 | $6,300 | $8,050 | $15,528 | |
| Ambetter (Centene) | Ambetter Cascade Select Silver | Silver | HMO | $624 | $2,500 | $9,750 | $17,239 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Bronze | Expanded Bronze | EPO | $638 | $6,000 | $10,150 | $17,805 | |
| Ambetter (Centene) | Ambetter Cascade Silver | Silver | HMO | $652 | $2,500 | $9,750 | $17,572 | |
| Wellpoint (Elevance Health) | Wellpoint Cascade Silver | Silver | EPO | $676 | $2,500 | $9,750 | $17,858 | |
| LifeWise (Premera) | LifeWise Cascade Select Silver | Silver | EPO | $676 | $2,500 | $9,750 | $17,860 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Bronze HSA | Expanded Bronze | EPO | $763 | $6,800 | $8,400 | $17,553 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Bronze | Expanded Bronze | EPO | $785 | $6,000 | $10,150 | $19,573 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Vital Gold | Gold | EPO | $785 | $1,900 | $8,800 | $18,225 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Bronze | Expanded Bronze | EPO | $787 | $6,650 | $8,800 | $18,242 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Vital Gold | Gold | EPO | $793 | $1,900 | $8,800 | $18,316 | |
| UnitedHealthcare | UHC Gold Advantage | Gold | EPO | $831 | $500 | $7,500 | $17,470 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Complete Gold | Gold | EPO | $844 | $1,000 | $7,000 | $17,126 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Complete Gold | Gold | EPO | $865 | $1,000 | $7,000 | $17,379 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Gold | Gold | EPO | $995 | $1,500 | $6,800 | $18,741 | |
| UnitedHealthcare | UnitedHealthcare of Oregon, Inc. Cascade Silver | Silver | EPO | $999 | $2,500 | $9,750 | $21,742 | |
| UnitedHealthcare | UHC Silver Copay Focus | Silver | EPO | $999 | $0 | $9,750 | $21,743 | |
| Regence BlueCross BlueShield (WA) | Regence Cascade Silver | Silver | EPO | $1,002 | $2,500 | $9,750 | $21,777 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Vital Gold | Gold | EPO | $1,038 | $1,900 | $8,800 | $21,251 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Complete Gold | Gold | EPO | $1,090 | $1,000 | $7,000 | $20,084 | |
| Premera Blue Cross (WA) | Premera Blue Cross Preferred Silver | Silver | EPO | $1,229 | $4,500 | $7,600 | $22,344 | |
| Premera Blue Cross (WA) | Premera Blue Cross Cascade Silver | Silver | EPO | $1,307 | $2,500 | $9,750 | $25,429 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $384 | $595 | $787 | 11 | $6,300 | $10,150 | $17,105 |
| Silver | $607 | $838 | $1,307 | 10 | $2,500 | $9,750 | $19,801 |
| Gold | $487 | $569 | $1,090 | 17 | $1,450 | $7,500 | $15,313 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.