Health insurance prices in Johnson County, TX (2026)
86 marketplace plans from 6 insurers. Cheapest plan $460/mo; typical Silver $845/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 25.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $460–$667 (typical $578) · Silver $749–$1,032 (typical $845) · Gold $625–$883 (typical $736) · Catastrophic $437–$601 (typical $519)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Wellpoint (Elevance Health) | 21 | $460 | $480 | $763 | $642 | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | |
| Molina Healthcare | 12 | $674 Gold | no Bronze | $795 | $679 | Molina Gold Saver 750 | |
| UnitedHealthcareUnitedHealth Group | 14 | $528 | $561 | $827 | $720 | UHC Bronze Essential ($0 Virtual Urgent Care) | |
| Ambetter (Centene) | 12 | $831 Gold | no Bronze | $932 | $856 | Standard Gold | |
| Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company) | 16 | $599 | $611 | $1,004 | $846 | Blue Advantage Plus Bronze℠ 305 | |
| Cigna HealthcareCigna Group | 11 | $654 | $661 | $1,004 | $808 | Connect Bronze DFW 8500 Indiv Med Deductible |
All 86 plans in Johnson County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Wellpoint (Elevance Health) | Wellpoint Essential Catastrophic (+ Incentives) | Catastrophic | HMO | $437 | $10,600 | $10,600 | $15,845 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $460 | $6,000 | $10,600 | $16,120 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | HMO | $466 | $7,500 | $10,000 | $15,595 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs) | Expanded Bronze | HMO | $468 | $6,000 | $10,600 | $16,212 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze 4000 HSA (+ Incentives) | Expanded Bronze | HMO | $480 | $4,000 | $8,450 | $14,212 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | POS | $485 | $5,500 | $10,600 | $16,425 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | POS | $490 | $7,500 | $10,000 | $15,876 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Expanded Bronze | POS | $491 | $4,500 | $10,600 | $16,490 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $528 | $10,600 | $10,600 | $16,940 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $552 | $7,500 | $10,000 | $16,625 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $571 | $7,500 | $10,000 | $16,851 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $584 | $0 | $10,600 | $17,610 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronze | POS | $599 | $7,300 | $10,600 | $17,791 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrophic | HMO | $601 | $10,600 | $10,600 | $17,809 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Expanded Bronze | HMO | $610 | $7,500 | $10,000 | $17,318 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Expanded Bronze | HMO | $611 | $6,000 | $10,150 | $17,476 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $625 | $800 | $9,000 | $16,498 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Expanded Bronze | POS | $627 | $7,500 | $10,000 | $17,527 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $627 | $2,000 | $8,200 | $15,730 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | HMO | $629 | $1,500 | $5,000 | $12,543 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Expanded Bronze | POS | $647 | $7,000 | $10,150 | $17,917 | |
| Cigna Healthcare | Connect Bronze DFW 8500 Indiv Med Deductible | Expanded Bronze | HMO | $654 | $8,500 | $10,600 | $18,447 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | POS | $656 | $700 | $7,500 | $15,375 | |
| Cigna Healthcare | Connect Bronze DFW 6000 Indiv Med Deductible | Expanded Bronze | HMO | $658 | $6,000 | $10,600 | $18,500 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | POS | $659 | $2,000 | $8,200 | $16,107 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Gold | POS | $660 | $1,000 | $8,950 | $16,874 | |
| Cigna Healthcare | Connect myDiabetesCare Bronze DFW | Expanded Bronze | HMO | $663 | $6,500 | $10,600 | $18,555 | |
| Cigna Healthcare | Connect Bronze DFW CMS Standard | Expanded Bronze | HMO | $667 | $7,500 | $10,000 | $18,004 | |
| Molina Healthcare | Molina Gold Saver 750 | Gold | HMO | $674 | $750 | $9,400 | $17,488 | |
| Molina Healthcare | Molina Gold Core 1640 | Gold | HMO | $674 | $1,640 | $8,100 | $16,190 | |
| Molina Healthcare | Molina Gold Saver 750 Pluswith Adult Vision | Gold | HMO | $679 | $750 | $9,400 | $17,545 | |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Gold | HMO | $679 | $1,640 | $8,100 | $16,247 | |
| Molina Healthcare | Molina Gold Saver 750 Pluswith Adult Dental and Vision | Gold | HMO | $695 | $750 | $9,400 | $17,743 | |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Dental and Vision | Gold | HMO | $695 | $1,640 | $8,100 | $16,445 | |
| Molina Healthcare | Molina Gold Standard | Gold | HMO | $699 | $2,000 | $8,200 | $16,585 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $701 | $2,000 | $8,200 | $16,615 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | HMO | $718 | $0 | $7,800 | $16,411 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | HMO | $720 | $1,000 | $7,500 | $16,138 | |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | HMO | $736 | $0 | $7,800 | $16,638 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | HMO | $739 | $1,000 | $7,500 | $16,365 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $749 | $6,000 | $8,900 | $17,884 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $756 | $3,500 | $9,950 | $19,017 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $759 | $1,850 | $9,100 | $18,205 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | HMO | $763 | $3,500 | $9,950 | $19,110 | |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Silver | HMO | $785 | $7,000 | $10,150 | $19,573 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | POS | $786 | $6,000 | $8,900 | $18,334 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | POS | $792 | $4,000 | $9,550 | $19,053 | |
| Wellpoint (Elevance Health) | Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives) | Silver | POS | $792 | $2,500 | $9,900 | $19,407 | |
| Molina Healthcare | Molina Silver Core | Silver | HMO | $794 | $6,000 | $8,990 | $18,514 | |
| Molina Healthcare | Molina Silver Standard | Silver | HMO | $795 | $6,000 | $8,900 | $18,438 | |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Silver | HMO | $798 | $6,000 | $8,990 | $18,571 | |
| Cigna Healthcare | Connect Gold DFW 2800 Indiv Med Deductible | Gold | HMO | $804 | $2,800 | $7,375 | $17,020 | |
| Cigna Healthcare | Connect Gold DFW CMS Standard | Gold | HMO | $806 | $2,000 | $8,200 | $17,871 | |
| Cigna Healthcare | Connect myDiabetesCare Gold DFW | Gold | HMO | $811 | $2,500 | $8,250 | $17,981 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $813 | $6,000 | $8,900 | $18,652 | |
| Molina Healthcare | Molina Silver Core Pluswith Adult Dental and Vision | Silver | HMO | $815 | $6,000 | $8,990 | $18,770 | |
| Cigna Healthcare | Connect Gold DFW 1400 Indiv Med Deductible | Gold | HMO | $818 | $1,400 | $9,100 | $18,920 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Silver | HMO | $826 | $3,000 | $8,950 | $18,859 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $827 | $3,500 | $9,200 | $19,121 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Gold | HMO | $829 | $550 | $10,100 | $20,044 | |
| Ambetter (Centene) | Standard Gold | Gold | EPO | $831 | $2,000 | $8,200 | $18,170 | |
| Ambetter (Centene) | Everyday Gold | Gold | EPO | $835 | $800 | $7,250 | $17,266 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Gold | POS | $840 | $2,400 | $10,400 | $20,477 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Silver | HMO | $845 | $3,000 | $8,950 | $19,085 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $846 | $3,500 | $9,200 | $19,347 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Gold | HMO | $846 | $2,000 | $8,200 | $18,350 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Gold | POS | $850 | $1,700 | $10,150 | $20,346 | |
| Ambetter (Centene) | Complete Gold | Gold | EPO | $850 | $1,450 | $7,500 | $17,697 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | EPO | $862 | $2,000 | $8,200 | $18,541 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | EPO | $866 | $800 | $7,250 | $17,638 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | EPO | $881 | $1,450 | $7,500 | $18,076 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Gold | POS | $883 | $2,000 | $8,200 | $18,794 | |
| Ambetter (Centene) | Standard Silver | Silver | EPO | $909 | $6,000 | $8,900 | $19,804 | |
| Ambetter (Centene) | Focused Silver | Silver | EPO | $913 | $6,300 | $8,400 | $19,360 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | EPO | $922 | $5,000 | $8,650 | $19,713 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | EPO | $943 | $6,000 | $8,900 | $20,214 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | EPO | $948 | $6,300 | $8,400 | $19,772 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | EPO | $957 | $5,000 | $8,650 | $20,129 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Silver | HMO | $984 | $6,000 | $8,900 | $20,710 | |
| Cigna Healthcare | Connect Silver DFW 4000 Indiv Med Deductible | Silver | HMO | $994 | $4,000 | $9,900 | $21,826 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Silver | HMO | $995 | $1,450 | $10,600 | $22,540 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Silver | POS | $1,004 | $1,250 | $10,500 | $22,544 | |
| Cigna Healthcare | Connect Silver DFW 3000 Indiv Med Deductible | Silver | HMO | $1,004 | $3,000 | $9,900 | $21,952 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Silver | POS | $1,008 | $6,000 | $8,900 | $20,990 | |
| Cigna Healthcare | Connect Silver DFW CMS Standard | Silver | HMO | $1,010 | $6,000 | $8,900 | $21,016 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Silver | POS | $1,032 | $0 | $10,150 | $22,538 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $460 | $578 | $667 | 20 | $7,150 | $10,375 | $17,129 |
| Silver | $749 | $845 | $1,032 | 31 | $5,000 | $8,990 | $19,360 |
| Gold | $625 | $736 | $883 | 33 | $1,500 | $8,200 | $17,266 |
| CatastrophicUnder 30 or hardship exemption only | $437 | $519 | $601 | 2 | $10,600 | $10,600 | $16,827 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.