Health insurance prices in Williamson County, TX (2026)
110 marketplace plans from 9 insurers. Cheapest plan $433/mo; typical Silver $746/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 3.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $433–$678 (typical $533) · Silver $608–$1,082 (typical $746) · Gold $571–$925 (typical $670) · Catastrophic $630–$630 (typical $630)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Sendero Health PlansSendero (Central Health, Travis Co.) | 7 | $433 | $446 | $625 | $582 | Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist | |
| Harbor Health | 4 | $571 Gold | no Bronze | $693 | $601 | Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care | |
| Baylor Scott & White Health Plan | 10 | $437 | $444 | $700 | $597 | BSW Savers Bronze HMO H S A 006 | |
| UnitedHealthcareUnitedHealth Group | 14 | $450 | $478 | $704 | $613 | UHC Bronze Essential ($0 Virtual Urgent Care) | |
| Imperial Health Plan | 7 | $466 | $483 | $741 | $673 | Imperial Preferred Bronze | |
| Oscar Health | 23 | $533 | $559 | $753 | $656 | Bronze Simple Breathe Easy with Enhanced COPD Benefits | |
| Ambetter (Centene) | 18 | $645 Gold | no Bronze | $819 | $757 | Standard Gold VALUE | |
| Moda Health | 5 | $553 | $567 | $920 | $791 | Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) | |
| Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company) | 22 | $494 | $639 | $1,043 | $880 | MyBlue Health Bronze℠ Standard |
All 110 plans in Williamson County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Sendero Health Plans | Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist | Expanded Bronze | HMO | $433 | $7,500 | $10,000 | $15,192 | |
| Baylor Scott & White Health Plan | BSW Savers Bronze HMO H S A 006 | Expanded Bronze | HMO | $437 | $8,000 | $8,000 | $13,246 | |
| Baylor Scott & White Health Plan | BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay) | Expanded Bronze | HMO | $444 | $7,500 | $10,000 | $15,330 | |
| Baylor Scott & White Health Plan | BSW Savers Bronze HMO H S A 009 | Expanded Bronze | HMO | $449 | $5,300 | $10,600 | $15,993 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $450 | $10,600 | $10,600 | $16,002 | |
| Sendero Health Plans | Sendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic Drugs | Expanded Bronze | HMO | $459 | $8,550 | $9,800 | $15,311 | |
| Imperial Health Plan | Imperial Preferred Bronze | Bronze | HMO | $466 | $9,200 | $9,200 | $14,796 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $470 | $7,500 | $10,000 | $15,645 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $486 | $7,500 | $10,000 | $15,838 | |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ Standard | Expanded Bronze | HMO | $494 | $7,500 | $10,000 | $15,922 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $498 | $0 | $10,600 | $16,573 | |
| Imperial Health Plan | Imperial Standard Bronze | Expanded Bronze | HMO | $499 | $7,500 | $10,000 | $15,986 | |
| Blue Cross and Blue Shield of Texas | MyBlue Health Bronze℠ 402 | Expanded Bronze | HMO | $512 | $5,000 | $9,000 | $15,150 | |
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | EPO | $533 | $9,000 | $10,600 | $16,994 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | EPO | $551 | $7,500 | $10,000 | $16,613 | |
| Moda Health | Moda Select Texas Bronze 8700 ($0 Virtual Urgent Care through CirrusMD) | Expanded Bronze | EPO | $553 | $8,700 | $8,700 | $15,340 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | EPO | $558 | $4,700 | $9,800 | $16,492 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | EPO | $559 | $5,500 | $10,150 | $16,863 | |
| Moda Health | Moda Select Texas Standard Bronze | Expanded Bronze | EPO | $567 | $7,500 | $10,000 | $16,809 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | EPO | $569 | $5,500 | $10,150 | $16,975 | |
| Harbor Health | Harbor Health G0 $0 Deductible $0 PCP $0 Mental Health Office Visit $0 Express Care | Gold | HMO | $571 | $0 | $10,150 | $17,000 | |
| Sendero Health Plans | Sendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic Drugs | Gold | HMO | $577 | $2,000 | $8,200 | $15,128 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | Expanded Bronze | EPO | $583 | $0 | $10,150 | $17,142 | |
| Baylor Scott & White Health Plan | BSW Elite Gold HMO 004 | Gold | HMO | $584 | $1,550 | $8,100 | $15,105 | |
| Baylor Scott & White Health Plan | BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay) | Gold | HMO | $584 | $2,000 | $8,200 | $15,206 | |
| Sendero Health Plans | Sendero Health Real Gold / $350 Deductible | Gold | HMO | $587 | $350 | $8,750 | $15,795 | |
| Moda Health | Moda Select Texas Bronze HDHP 7500 | Expanded Bronze | EPO | $591 | $7,500 | $7,500 | $14,589 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $598 | $2,000 | $8,200 | $15,370 | |
| Sendero Health Plans | Sendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic Drugs | Silver | HMO | $608 | $6,000 | $8,900 | $16,195 | |
| Baylor Scott & White Health Plan | BSW Elite Gold HMO 012 | Gold | HMO | $610 | $500 | $10,600 | $17,916 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | HMO | $611 | $0 | $7,800 | $15,137 | |
| Baylor Scott & White Health Plan | BSW Diabetes Care Gold HMO 014 | Gold | HMO | $613 | $1,700 | $10,150 | $17,508 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | HMO | $613 | $1,000 | $7,500 | $14,861 | |
| Sendero Health Plans | Sendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic Drugs | Silver | HMO | $625 | $4,250 | $7,750 | $15,250 | |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | HMO | $628 | $0 | $7,800 | $15,330 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronze | POS | $628 | $7,300 | $10,600 | $18,137 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | HMO | $629 | $1,000 | $7,500 | $15,053 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrophic | HMO | $630 | $10,600 | $10,600 | $18,155 | |
| Harbor Health | Harbor Health G1S $30 PCP $30 Mental Health Office Visit $30 Express Care | Gold | HMO | $632 | $2,000 | $8,200 | $15,781 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Expanded Bronze | HMO | $639 | $7,500 | $10,000 | $17,670 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Expanded Bronze | HMO | $640 | $6,000 | $10,150 | $17,828 | |
| Oscar Health | Gold Simple Guided Care | Gold | HMO | $643 | $3,300 | $9,950 | $17,670 | |
| Ambetter (Centene) | Standard Gold VALUE | Gold | HMO | $645 | $2,000 | $8,200 | $15,944 | |
| Oscar Health | Gold Classic Standard Guided Care | Gold | HMO | $647 | $2,000 | $8,200 | $15,958 | |
| Oscar Health | Gold Simple Diabetes Guided Care | Gold | HMO | $649 | $2,000 | $9,800 | $17,594 | |
| Harbor Health | Harbor Health S1 $0 PCP $0 Mental Health Office Visit $0 Express Care | Silver | HMO | $652 | $9,900 | $10,150 | $17,975 | |
| Oscar Health | Gold Classic Guided Care | Gold | HMO | $656 | $2,500 | $8,000 | $15,878 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Expanded Bronze | POS | $657 | $7,500 | $10,000 | $17,890 | |
| Ambetter (Centene) | Complete VALUE Gold | Gold | HMO | $660 | $1,450 | $7,500 | $15,418 | |
| Sendero Health Plans | Sendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 Deductible | Silver | HMO | $666 | $0 | $9,200 | $17,194 | |
| Imperial Health Plan | Imperial Standard Gold | Gold | HMO | $670 | $2,000 | $8,200 | $16,242 | |
| Imperial Health Plan | Imperial Preferred Gold Zero | Gold | HMO | $673 | $0 | $9,200 | $17,281 | |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ 403 | Gold | HMO | $675 | $500 | $8,500 | $16,594 | |
| Imperial Health Plan | Imperial Preferred Gold | Gold | HMO | $676 | $1,350 | $9,000 | $17,115 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Expanded Bronze | POS | $678 | $7,000 | $10,150 | $18,290 | |
| Blue Cross and Blue Shield of Texas | MyBlue Health Gold℠ Standard | Gold | HMO | $685 | $2,000 | $8,200 | $16,416 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $692 | $6,000 | $8,900 | $17,209 | |
| Baylor Scott & White Health Plan | BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay) | Silver | HMO | $699 | $6,000 | $8,900 | $17,292 | |
| Baylor Scott & White Health Plan | BSW Prime Silver HMO 005 | Silver | HMO | $700 | $3,000 | $9,000 | $17,395 | |
| Baylor Scott & White Health Plan | BSW Prime Silver HMO 008 | Silver | HMO | $700 | $5,000 | $8,500 | $16,902 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Silver | HMO | $704 | $3,000 | $8,950 | $17,393 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $704 | $3,500 | $9,200 | $17,653 | |
| Ambetter (Centene) | Standard Silver VALUE | Silver | HMO | $706 | $6,000 | $8,900 | $17,369 | |
| Ambetter (Centene) | Focused VALUE Silver | Silver | HMO | $709 | $6,300 | $8,400 | $16,912 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Silver | HMO | $720 | $3,000 | $8,950 | $17,586 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $720 | $3,500 | $9,200 | $17,846 | |
| Oscar Health | Gold Classic Standard | Gold | EPO | $729 | $2,000 | $8,200 | $16,943 | |
| Oscar Health | Silver Simple Guided Care | Silver | HMO | $732 | $6,300 | $9,300 | $18,085 | |
| Ambetter (Centene) | Standard Silver VALUE + Vision + Adult Dental | Silver | HMO | $732 | $6,000 | $8,900 | $17,689 | |
| Harbor Health | Harbor Health S1S $40 PCP $40 Mental Health Office Visit $40 Express Care | Silver | HMO | $733 | $6,000 | $8,900 | $17,697 | |
| Imperial Health Plan | Imperial Standard Silver | Silver | HMO | $735 | $6,000 | $8,900 | $17,715 | |
| Ambetter (Centene) | Focused VALUE Silver + Vision + Adult Dental | Silver | HMO | $736 | $6,300 | $8,400 | $17,234 | |
| Oscar Health | Gold Classic | Gold | EPO | $740 | $2,500 | $8,000 | $16,879 | |
| Oscar Health | Silver Simple Diabetes Guided Care | Silver | HMO | $740 | $6,500 | $10,000 | $18,886 | |
| Oscar Health | Silver Simple Breathe Easy with Enhanced COPD Benefits Guided Care | Silver | HMO | $746 | $6,200 | $9,600 | $18,548 | |
| Oscar Health | Silver Simple Chronic Care CKM Guided Care | Silver | HMO | $746 | $5,900 | $10,150 | $19,104 | |
| Ambetter (Centene) | Standard Gold | Gold | EPO | $747 | $2,000 | $8,200 | $17,159 | |
| Oscar Health | Silver Simple Women's Health with Menopause Benefits Guided Care | Silver | HMO | $748 | $6,000 | $10,150 | $19,129 | |
| Imperial Health Plan | Imperial Preferred Silver | Silver | HMO | $748 | $7,500 | $9,500 | $18,480 | |
| Ambetter (Centene) | Everyday Gold | Gold | EPO | $750 | $800 | $7,250 | $16,250 | |
| Oscar Health | Gold Elite | Gold | EPO | $755 | $1,200 | $7,800 | $16,863 | |
| Oscar Health | Silver Classic Standard Guided Care | Silver | HMO | $758 | $6,000 | $8,900 | $17,997 | |
| Ambetter (Centene) | Complete Gold | Gold | EPO | $764 | $1,450 | $7,500 | $16,663 | |
| Oscar Health | Silver Simple PCP Saver Guided Care | Silver | HMO | $764 | $5,750 | $10,150 | $19,313 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | EPO | $774 | $2,000 | $8,200 | $17,492 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | EPO | $778 | $800 | $7,250 | $16,585 | |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ Standard | Silver | HMO | $778 | $6,000 | $8,900 | $18,240 | |
| Blue Cross and Blue Shield of Texas | MyBlue Health Silver℠ 405 | Silver | HMO | $780 | $1,500 | $10,600 | $19,955 | |
| Moda Health | Moda Select Texas Standard Gold | Gold | EPO | $791 | $2,000 | $8,200 | $17,688 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | EPO | $792 | $1,450 | $7,500 | $17,004 | |
| Ambetter (Centene) | Standard Silver | Silver | EPO | $817 | $6,000 | $8,900 | $18,698 | |
| Ambetter (Centene) | Focused Silver | Silver | EPO | $821 | $6,300 | $8,400 | $18,249 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | EPO | $828 | $5,000 | $8,650 | $18,591 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | EPO | $847 | $6,000 | $8,900 | $19,067 | |
| Oscar Health | Silver Simple PCP Saver | Silver | EPO | $850 | $5,750 | $10,150 | $20,356 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | EPO | $852 | $6,300 | $8,400 | $18,619 | |
| Oscar Health | Silver Classic Standard | Silver | EPO | $856 | $6,000 | $8,900 | $19,175 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | EPO | $860 | $5,000 | $8,650 | $18,965 | |
| Oscar Health | Silver Classic | Silver | EPO | $868 | $5,500 | $8,900 | $19,314 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Gold | HMO | $868 | $550 | $10,100 | $20,522 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Gold | POS | $880 | $2,400 | $10,400 | $20,962 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Gold | HMO | $886 | $2,000 | $8,200 | $18,838 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Gold | POS | $891 | $1,700 | $10,150 | $20,836 | |
| Moda Health | Moda Select Texas Standard Silver | Silver | EPO | $920 | $6,000 | $8,900 | $19,941 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Gold | POS | $925 | $2,000 | $8,200 | $19,303 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Silver | HMO | $1,031 | $6,000 | $8,900 | $21,277 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Silver | HMO | $1,043 | $1,450 | $10,600 | $23,114 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Silver | POS | $1,052 | $1,250 | $10,500 | $23,123 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Silver | POS | $1,056 | $6,000 | $8,900 | $21,572 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Silver | POS | $1,082 | $0 | $10,150 | $23,134 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $433 | $533 | $678 | 27 | $7,500 | $10,000 | $16,002 |
| Silver | $608 | $746 | $1,082 | 43 | $6,000 | $8,900 | $18,249 |
| Gold | $571 | $670 | $925 | 39 | $1,700 | $8,200 | $16,663 |
| CatastrophicUnder 30 or hardship exemption only | $630 | $630 | $630 | 1 | $10,600 | $10,600 | $18,155 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.