Health insurance prices in Tarrant County, TX (2026)

128 marketplace plans from 8 insurers. Cheapest plan $450/mo; typical Silver $813/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 25.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $450–$667 (typical $547) · Silver $688–$1,032 (typical $813) · Gold $625–$883 (typical $707) · Catastrophic $437–$601 (typical $519)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Imperial Health Plan7$450$466$716$650Imperial Preferred Bronze
Oscar Health23$517$542$739$644Bronze Simple Breathe Easy with Enhanced COPD Benefits
Wellpoint (Elevance Health)21$460$480$763$642Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)
Molina Healthcare12$674 Goldno Bronze$795$679Molina Gold Saver 750
UnitedHealthcareUnitedHealth Group14$528$561$827$720UHC Bronze Essential ($0 Virtual Urgent Care)
Ambetter (Centene)18$630 Goldno Bronze$911$842Standard Gold VALUE
Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company)22$530$610$995$840MyBlue Health Bronze℠ Standard
Cigna HealthcareCigna Group11$654$661$1,004$808Connect Bronze DFW 8500 Indiv Med Deductible

All 128 plans in Tarrant County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Wellpoint (Elevance Health)Wellpoint Essential Catastrophic (+ Incentives)CatastrophicHMO$437$10,600$10,600$15,845
Imperial Health PlanImperial Preferred BronzeBronzeHMO$450$9,200$9,200$14,604
Wellpoint (Elevance Health)Wellpoint Essential Bronze 6000 ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded BronzeHMO$460$6,000$10,600$16,120
Wellpoint (Elevance Health)Wellpoint Essential Bronze 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded BronzeHMO$466$7,500$10,000$15,595
Wellpoint (Elevance Health)Wellpoint Essential Bronze 6000 Adult Dental/Vision ($0 Virtual PCP+$0 Select Drugs)Expanded BronzeHMO$468$6,000$10,600$16,212
Wellpoint (Elevance Health)Wellpoint Essential Bronze 4000 HSA (+ Incentives)Expanded BronzeHMO$480$4,000$8,450$14,212
Imperial Health PlanImperial Standard BronzeExpanded BronzeHMO$482$7,500$10,000$15,780
Wellpoint (Elevance Health)Wellpoint Essential Bronze POS 5500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded BronzePOS$485$5,500$10,600$16,425
Wellpoint (Elevance Health)Wellpoint Essential Bronze POS 7500 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded BronzePOS$490$7,500$10,000$15,876
Wellpoint (Elevance Health)Wellpoint Essential Bronze POS 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Expanded BronzePOS$491$4,500$10,600$16,490
Oscar HealthBronze Simple Breathe Easy with Enhanced COPD BenefitsExpanded BronzeEPO$517$9,000$10,600$16,803
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care)BronzeHMO$528$10,600$10,600$16,940
Blue Cross and Blue Shield of TexasMyBlue Health Bronze℠ StandardExpanded BronzeHMO$530$7,500$10,000$16,365
Oscar HealthBronze Classic StandardExpanded BronzeEPO$535$7,500$10,000$16,415
Oscar HealthBronze Classic 4700Expanded BronzeEPO$541$4,700$9,800$16,292
Oscar HealthBronze Simple DiabetesExpanded BronzeEPO$543$5,500$10,150$16,661
Blue Cross and Blue Shield of TexasMyBlue Health Bronze℠ 402Expanded BronzeHMO$551$5,000$9,000$15,610
Oscar HealthBronze Simple Chronic Care CKMExpanded BronzeEPO$552$5,500$10,150$16,771
UnitedHealthcareUHC Bronze StandardExpanded BronzeHMO$552$7,500$10,000$16,625
Oscar HealthBronze Elite + PCP Saver PlusExpanded BronzeEPO$565$0$10,150$16,933
UnitedHealthcareUHC Bronze Standard+ (Dental + Vision)Expanded BronzeHMO$571$7,500$10,000$16,851
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)Expanded BronzeHMO$584$0$10,600$17,610
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 305BronzePOS$599$7,300$10,600$17,791
Blue Cross and Blue Shield of TexasBlue Advantage Security HMO℠ 200CatastrophicHMO$601$10,600$10,600$17,809
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ StandardExpanded BronzeHMO$610$7,500$10,000$17,318
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ 204Expanded BronzeHMO$611$6,000$10,150$17,476
Wellpoint (Elevance Health)Wellpoint Essential Gold 800 ($0 Virtual PCP + $0 Select Drugs + Incentives)GoldHMO$625$800$9,000$16,498
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ StandardExpanded BronzePOS$627$7,500$10,000$17,527
Wellpoint (Elevance Health)Wellpoint Essential Gold 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)GoldHMO$627$2,000$8,200$15,730
Wellpoint (Elevance Health)Wellpoint Essential Gold 1500 ($0 Virtual PCP + $0 Select Drugs + Incentives)GoldHMO$629$1,500$5,000$12,543
Ambetter (Centene)Standard Gold VALUEGoldHMO$630$2,000$8,200$15,754
Oscar HealthGold Simple Guided CareGoldHMO$631$3,300$9,950$17,520
Oscar HealthGold Classic Standard Guided CareGoldHMO$634$2,000$8,200$15,809
Oscar HealthGold Simple Diabetes Guided CareGoldHMO$637$2,000$9,800$17,444
Ambetter (Centene)Complete VALUE GoldGoldHMO$644$1,450$7,500$15,224
Oscar HealthGold Classic Guided CareGoldHMO$644$2,500$8,000$15,726
Imperial Health PlanImperial Standard GoldGoldHMO$647$2,000$8,200$15,966
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 303Expanded BronzePOS$647$7,000$10,150$17,917
Imperial Health PlanImperial Preferred Gold ZeroGoldHMO$650$0$9,200$17,004
Imperial Health PlanImperial Preferred GoldGoldHMO$653$1,350$9,000$16,836
Cigna HealthcareConnect Bronze DFW 8500 Indiv Med DeductibleExpanded BronzeHMO$654$8,500$10,600$18,447
Wellpoint (Elevance Health)Wellpoint Essential Gold POS 700 ($0 Virtual PCP + $0 Select Drugs + Incentives)GoldPOS$656$700$7,500$15,375
Cigna HealthcareConnect Bronze DFW 6000 Indiv Med DeductibleExpanded BronzeHMO$658$6,000$10,600$18,500
Wellpoint (Elevance Health)Wellpoint Essential Gold POS 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)GoldPOS$659$2,000$8,200$16,107
Wellpoint (Elevance Health)Wellpoint Essential Gold POS 1000 ($0 Virtual PCP + $0 Select Drugs + Incentives)GoldPOS$660$1,000$8,950$16,874
Cigna HealthcareConnect myDiabetesCare Bronze DFWExpanded BronzeHMO$663$6,500$10,600$18,555
Cigna HealthcareConnect Bronze DFW CMS StandardExpanded BronzeHMO$667$7,500$10,000$18,004
Molina HealthcareMolina Gold Saver 750GoldHMO$674$750$9,400$17,488
Molina HealthcareMolina Gold Core 1640GoldHMO$674$1,640$8,100$16,190
Molina HealthcareMolina Gold Saver 750 Pluswith Adult VisionGoldHMO$679$750$9,400$17,545
Molina HealthcareMolina Gold Core 1640 Pluswith Adult VisionGoldHMO$679$1,640$8,100$16,247
Ambetter (Centene)Standard Silver VALUESilverHMO$688$6,000$8,900$17,162
Ambetter (Centene)Focused VALUE SilverSilverHMO$692$6,300$8,400$16,704
Molina HealthcareMolina Gold Saver 750 Pluswith Adult Dental and VisionGoldHMO$695$750$9,400$17,743
Molina HealthcareMolina Gold Core 1640 Pluswith Adult Dental and VisionGoldHMO$695$1,640$8,100$16,445
Molina HealthcareMolina Gold StandardGoldHMO$699$2,000$8,200$16,585
UnitedHealthcareUHC Gold StandardGoldHMO$701$2,000$8,200$16,615
Oscar HealthGold Classic StandardGoldEPO$707$2,000$8,200$16,681
Oscar HealthSilver Simple Guided CareSilverHMO$709$6,300$9,300$17,805
Imperial Health PlanImperial Standard SilverSilverHMO$709$6,000$8,900$17,412
Ambetter (Centene)Standard Silver VALUE + Vision + Adult DentalSilverHMO$714$6,000$8,900$17,474
UnitedHealthcareUHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)GoldHMO$718$0$7,800$16,411
Oscar HealthGold ClassicGoldEPO$718$2,500$8,000$16,613
Ambetter (Centene)Focused VALUE Silver + Vision + Adult DentalSilverHMO$718$6,300$8,400$17,018
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)GoldHMO$720$1,000$7,500$16,138
Imperial Health PlanImperial Preferred SilverSilverHMO$723$7,500$9,500$18,171
Blue Cross and Blue Shield of TexasMyBlue Health Gold℠ 403GoldHMO$725$500$8,500$17,200
Oscar HealthSilver Simple Diabetes Guided CareSilverHMO$727$6,500$10,000$18,719
Oscar HealthSilver Simple Breathe Easy with Enhanced COPD Benefits Guided CareSilverHMO$732$6,200$9,600$18,380
Oscar HealthSilver Simple Chronic Care CKM Guided CareSilverHMO$732$5,900$10,150$18,937
Oscar HealthGold EliteGoldEPO$733$1,200$7,800$16,592
Oscar HealthSilver Simple Women's Health with Menopause Benefits Guided CareSilverHMO$734$6,000$10,150$18,961
Blue Cross and Blue Shield of TexasMyBlue Health Gold℠ StandardGoldHMO$736$2,000$8,200$17,030
UnitedHealthcareUHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)GoldHMO$736$0$7,800$16,638
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)GoldHMO$739$1,000$7,500$16,365
Oscar HealthSilver Classic Standard Guided CareSilverHMO$744$6,000$8,900$17,827
Wellpoint (Elevance Health)Wellpoint Essential Silver 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)SilverHMO$749$6,000$8,900$17,884
Oscar HealthSilver Simple PCP Saver Guided CareSilverHMO$749$5,750$10,150$19,143
Wellpoint (Elevance Health)Wellpoint Essential Silver 3500 ($0 Virtual PCP + $0 Select Drugs + Incentives)SilverHMO$756$3,500$9,950$19,017
Wellpoint (Elevance Health)Wellpoint Essential Silver 1850 ($0 Virtual PCP + $0 Select Drugs + Incentives)SilverHMO$759$1,850$9,100$18,205
Wellpoint (Elevance Health)Wellpoint Essential Silver 3500 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)SilverHMO$763$3,500$9,950$19,110
Molina HealthcareMolina Silver Saver with Four Free PCP VisitsSilverHMO$785$7,000$10,150$19,573
Wellpoint (Elevance Health)Wellpoint Essential Silver POS 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)SilverPOS$786$6,000$8,900$18,334
Wellpoint (Elevance Health)Wellpoint Essential Silver POS 4000 ($0 Virtual PCP + $0 Select Drugs + Incentives)SilverPOS$792$4,000$9,550$19,053
Wellpoint (Elevance Health)Wellpoint Essential Silver POS 2500 ($0 Virtual PCP + $0 Select Drugs + Incentives)SilverPOS$792$2,500$9,900$19,407
Molina HealthcareMolina Silver CoreSilverHMO$794$6,000$8,990$18,514
Molina HealthcareMolina Silver StandardSilverHMO$795$6,000$8,900$18,438
Molina HealthcareMolina Silver Core Pluswith Adult VisionSilverHMO$798$6,000$8,990$18,571
Cigna HealthcareConnect Gold DFW 2800 Indiv Med DeductibleGoldHMO$804$2,800$7,375$17,020
Cigna HealthcareConnect Gold DFW CMS StandardGoldHMO$806$2,000$8,200$17,871
Cigna HealthcareConnect myDiabetesCare Gold DFWGoldHMO$811$2,500$8,250$17,981
UnitedHealthcareUHC Silver StandardSilverHMO$813$6,000$8,900$18,652
Molina HealthcareMolina Silver Core Pluswith Adult Dental and VisionSilverHMO$815$6,000$8,990$18,770
Cigna HealthcareConnect Gold DFW 1400 Indiv Med DeductibleGoldHMO$818$1,400$9,100$18,920
Oscar HealthSilver Simple PCP SaverSilverEPO$825$5,750$10,150$20,050
UnitedHealthcareUHC Silver Value ($0 Virtual Urgent Care)SilverHMO$826$3,000$8,950$18,859
UnitedHealthcareUHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)SilverHMO$827$3,500$9,200$19,121
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ 206GoldHMO$829$550$10,100$20,044
Oscar HealthSilver Classic StandardSilverEPO$831$6,000$8,900$18,868
Ambetter (Centene)Standard GoldGoldEPO$831$2,000$8,200$18,170
Ambetter (Centene)Everyday GoldGoldEPO$835$800$7,250$17,266
Blue Cross and Blue Shield of TexasMyBlue Health Silver℠ StandardSilverHMO$837$6,000$8,900$18,938
Blue Cross and Blue Shield of TexasMyBlue Health Silver℠ 405SilverHMO$838$1,500$10,600$20,654
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 803GoldPOS$840$2,400$10,400$20,477
Oscar HealthSilver ClassicSilverEPO$842$5,500$8,900$19,002
UnitedHealthcareUHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)SilverHMO$845$3,000$8,950$19,085
UnitedHealthcareUHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)SilverHMO$846$3,500$9,200$19,347
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ StandardGoldHMO$846$2,000$8,200$18,350
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 203GoldPOS$850$1,700$10,150$20,346
Ambetter (Centene)Complete GoldGoldEPO$850$1,450$7,500$17,697
Ambetter (Centene)Standard Gold + Vision + Adult DentalGoldEPO$862$2,000$8,200$18,541
Ambetter (Centene)Everyday Gold + Vision + Adult DentalGoldEPO$866$800$7,250$17,638
Ambetter (Centene)Complete Gold + Vision + Adult DentalGoldEPO$881$1,450$7,500$18,076
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ StandardGoldPOS$883$2,000$8,200$18,794
Ambetter (Centene)Standard SilverSilverEPO$909$6,000$8,900$19,804
Ambetter (Centene)Focused SilverSilverEPO$913$6,300$8,400$19,360
Ambetter (Centene)Enhanced Diabetes Care Silver with $0 Drug OptionsSilverEPO$922$5,000$8,650$19,713
Ambetter (Centene)Standard Silver + Vision + Adult DentalSilverEPO$943$6,000$8,900$20,214
Ambetter (Centene)Focused Silver + Vision + Adult DentalSilverEPO$948$6,300$8,400$19,772
Ambetter (Centene)Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult DentalSilverEPO$957$5,000$8,650$20,129
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ StandardSilverHMO$984$6,000$8,900$20,710
Cigna HealthcareConnect Silver DFW 4000 Indiv Med DeductibleSilverHMO$994$4,000$9,900$21,826
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ 205SilverHMO$995$1,450$10,600$22,540
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 202SilverPOS$1,004$1,250$10,500$22,544
Cigna HealthcareConnect Silver DFW 3000 Indiv Med DeductibleSilverHMO$1,004$3,000$9,900$21,952
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ StandardSilverPOS$1,008$6,000$8,900$20,990
Cigna HealthcareConnect Silver DFW CMS StandardSilverHMO$1,010$6,000$8,900$21,016
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 605SilverPOS$1,032$0$10,150$22,538
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$450$547$66730$7,150$10,150$16,716
Silver$688$813$1,03249$6,000$8,990$19,017
Gold$625$707$88347$1,640$8,200$16,874
CatastrophicUnder 30 or hardship exemption only$437$519$6012$10,600$10,600$16,827

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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