Health insurance prices in Hudspeth County, TX (2026)

42 marketplace plans from 3 insurers. Cheapest plan $464/mo; typical Silver $770/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 9.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $464–$595 (typical $495) · Silver $740–$949 (typical $770) · Gold $634–$812 (typical $657) · Catastrophic $472–$472 (typical $472)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Oscar Health12$464$486$745$644Bronze Simple Breathe Easy with Enhanced COPD Benefits
UnitedHealthcareUnitedHealth Group14$481$512$753$656UHC Bronze Essential ($0 Virtual Urgent Care)
Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company)16$479$551$923$772Blue Advantage Bronze HMO℠ Standard

All 42 plans in Hudspeth County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Oscar HealthBronze Simple Breathe Easy with Enhanced COPD BenefitsExpanded BronzeEPO$464$9,000$10,600$16,163
Blue Cross and Blue Shield of TexasBlue Advantage Security HMO℠ 200CatastrophicHMO$472$10,600$10,600$16,267
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ StandardExpanded BronzeHMO$479$7,500$10,000$15,753
Oscar HealthBronze Classic StandardExpanded BronzeEPO$479$7,500$10,000$15,753
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ 204Expanded BronzeHMO$480$6,000$10,150$15,910
UnitedHealthcareUHC Bronze Essential ($0 Virtual Urgent Care)BronzeHMO$481$10,600$10,600$16,378
Oscar HealthBronze Classic 4700Expanded BronzeEPO$485$4,700$9,800$15,623
Oscar HealthBronze Simple DiabetesExpanded BronzeEPO$487$5,500$10,150$15,990
Oscar HealthBronze Simple Chronic Care CKMExpanded BronzeEPO$495$5,500$10,150$16,088
UnitedHealthcareUHC Bronze StandardExpanded BronzeHMO$503$7,500$10,000$16,037
Oscar HealthBronze Elite + PCP Saver PlusExpanded BronzeEPO$507$0$10,150$16,234
UnitedHealthcareUHC Bronze Standard+ (Dental + Vision)Expanded BronzeHMO$520$7,500$10,000$16,243
UnitedHealthcareUHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care)Expanded BronzeHMO$532$0$10,600$16,989
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 305BronzePOS$551$7,300$10,600$17,211
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ StandardExpanded BronzePOS$577$7,500$10,000$16,920
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 303Expanded BronzePOS$595$7,000$10,150$17,290
Oscar HealthGold Classic StandardGoldEPO$634$2,000$8,200$15,807
UnitedHealthcareUHC Gold StandardGoldHMO$639$2,000$8,200$15,868
Oscar HealthGold ClassicGoldEPO$644$2,500$8,000$15,725
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ 206GoldHMO$651$550$10,100$17,918
UnitedHealthcareUHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx)GoldHMO$654$0$7,800$15,647
UnitedHealthcareUHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx)GoldHMO$656$1,000$7,500$15,372
Oscar HealthGold EliteGoldEPO$657$1,200$7,800$15,685
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ StandardGoldHMO$665$2,000$8,200$16,180
UnitedHealthcareUHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)GoldHMO$671$0$7,800$15,854
UnitedHealthcareUHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision)GoldHMO$673$1,000$7,500$15,578
Oscar HealthSilver Simple PCP SaverSilverEPO$740$5,750$10,150$19,029
UnitedHealthcareUHC Silver StandardSilverHMO$741$6,000$8,900$17,787
Oscar HealthSilver Classic StandardSilverEPO$745$6,000$8,900$17,840
UnitedHealthcareUHC Silver Value ($0 Virtual Urgent Care)SilverHMO$752$3,000$8,950$17,980
UnitedHealthcareUHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx)SilverHMO$753$3,500$9,200$18,241
Oscar HealthSilver ClassicSilverEPO$755$5,500$8,900$17,961
UnitedHealthcareUHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision)SilverHMO$770$3,000$8,950$18,186
UnitedHealthcareUHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision)SilverHMO$771$3,500$9,200$18,447
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 803GoldPOS$772$2,400$10,400$19,664
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ StandardSilverHMO$774$6,000$8,900$18,184
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 203GoldPOS$781$1,700$10,150$19,523
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ 205SilverHMO$782$1,450$10,600$19,987
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ StandardGoldPOS$812$2,000$8,200$17,939
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 202SilverPOS$923$1,250$10,500$21,572
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ StandardSilverPOS$926$6,000$8,900$20,015
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 605SilverPOS$949$0$10,150$21,538
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$464$495$59515$7,300$10,150$16,163
Silver$740$770$94913$3,500$8,950$18,241
Gold$634$657$81213$1,700$8,200$15,854
CatastrophicUnder 30 or hardship exemption only$472$472$4721$10,600$10,600$16,267

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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