Health insurance prices in Bastrop County, TX (2026)

47 marketplace plans from 4 insurers. Cheapest plan $433/mo; typical Silver $852/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 3.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $433–$678 (typical $569) · Silver $608–$1,082 (typical $852) · Gold $577–$925 (typical $769) · Catastrophic $630–$630 (typical $630)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Sendero Health PlansSendero (Central Health, Travis Co.)7$433$446$625$582Sendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 Specialist
Ambetter (Centene)12$747 Goldno Bronze$838$769Standard Gold
Oscar Health12$533$559$856$740Bronze Simple Breathe Easy with Enhanced COPD Benefits
Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company)16$628$640$1,052$886Blue Advantage Plus Bronze℠ 305

All 47 plans in Bastrop County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Sendero Health PlansSendero Health Quality Care Bronze High Deductible / $50 PCP / $25 Generic Drugs / $100 SpecialistExpanded BronzeHMO$433$7,500$10,000$15,192
Sendero Health PlansSendero Health Preferred Bronze / $25 PCP / $75 Specialist / $22 Generic DrugsExpanded BronzeHMO$459$8,550$9,800$15,311
Oscar HealthBronze Simple Breathe Easy with Enhanced COPD BenefitsExpanded BronzeEPO$533$9,000$10,600$16,994
Oscar HealthBronze Classic StandardExpanded BronzeEPO$551$7,500$10,000$16,613
Oscar HealthBronze Classic 4700Expanded BronzeEPO$558$4,700$9,800$16,492
Oscar HealthBronze Simple DiabetesExpanded BronzeEPO$559$5,500$10,150$16,863
Oscar HealthBronze Simple Chronic Care CKMExpanded BronzeEPO$569$5,500$10,150$16,975
Sendero Health PlansSendero Health Hill Country Gold / $30 PCP / $60 Specialist / $15 Generic DrugsGoldHMO$577$2,000$8,200$15,128
Oscar HealthBronze Elite + PCP Saver PlusExpanded BronzeEPO$583$0$10,150$17,142
Sendero Health PlansSendero Health Real Gold / $350 DeductibleGoldHMO$587$350$8,750$15,795
Sendero Health PlansSendero Health Capital Silver / $40 PCP / $80 Specialist / $20 Generic DrugsSilverHMO$608$6,000$8,900$16,195
Sendero Health PlansSendero Health Original Silver / $20 PCP + 2 $0 PCP Visits / $10 Generic DrugsSilverHMO$625$4,250$7,750$15,250
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 305BronzePOS$628$7,300$10,600$18,137
Blue Cross and Blue Shield of TexasBlue Advantage Security HMO℠ 200CatastrophicHMO$630$10,600$10,600$18,155
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ StandardExpanded BronzeHMO$639$7,500$10,000$17,670
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ 204Expanded BronzeHMO$640$6,000$10,150$17,828
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ StandardExpanded BronzePOS$657$7,500$10,000$17,890
Sendero Health PlansSendero Health Austin512 Silver / $40 PCP / $75 Specialist / $15 Generic Drugs / $0 DeductibleSilverHMO$666$0$9,200$17,194
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 303Expanded BronzePOS$678$7,000$10,150$18,290
Oscar HealthGold Classic StandardGoldEPO$729$2,000$8,200$16,943
Oscar HealthGold ClassicGoldEPO$740$2,500$8,000$16,879
Ambetter (Centene)Standard GoldGoldEPO$747$2,000$8,200$17,159
Ambetter (Centene)Everyday GoldGoldEPO$750$800$7,250$16,250
Oscar HealthGold EliteGoldEPO$755$1,200$7,800$16,863
Ambetter (Centene)Complete GoldGoldEPO$764$1,450$7,500$16,663
Ambetter (Centene)Standard Gold + Vision + Adult DentalGoldEPO$774$2,000$8,200$17,492
Ambetter (Centene)Everyday Gold + Vision + Adult DentalGoldEPO$778$800$7,250$16,585
Ambetter (Centene)Complete Gold + Vision + Adult DentalGoldEPO$792$1,450$7,500$17,004
Ambetter (Centene)Standard SilverSilverEPO$817$6,000$8,900$18,698
Ambetter (Centene)Focused SilverSilverEPO$821$6,300$8,400$18,249
Ambetter (Centene)Enhanced Diabetes Care Silver with $0 Drug OptionsSilverEPO$828$5,000$8,650$18,591
Ambetter (Centene)Standard Silver + Vision + Adult DentalSilverEPO$847$6,000$8,900$19,067
Oscar HealthSilver Simple PCP SaverSilverEPO$850$5,750$10,150$20,356
Ambetter (Centene)Focused Silver + Vision + Adult DentalSilverEPO$852$6,300$8,400$18,619
Oscar HealthSilver Classic StandardSilverEPO$856$6,000$8,900$19,175
Ambetter (Centene)Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult DentalSilverEPO$860$5,000$8,650$18,965
Oscar HealthSilver ClassicSilverEPO$868$5,500$8,900$19,314
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ 206GoldHMO$868$550$10,100$20,522
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 803GoldPOS$880$2,400$10,400$20,962
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ StandardGoldHMO$886$2,000$8,200$18,838
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 203GoldPOS$891$1,700$10,150$20,836
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ StandardGoldPOS$925$2,000$8,200$19,303
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ StandardSilverHMO$1,031$6,000$8,900$21,277
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ 205SilverHMO$1,043$1,450$10,600$23,114
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 202SilverPOS$1,052$1,250$10,500$23,123
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ StandardSilverPOS$1,056$6,000$8,900$21,572
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 605SilverPOS$1,082$0$10,150$23,134
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$433$569$67813$7,300$10,150$16,994
Silver$608$852$1,08217$5,750$8,900$19,067
Gold$577$769$92516$1,850$8,200$16,973
CatastrophicUnder 30 or hardship exemption only$630$630$6301$10,600$10,600$18,155

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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