Health insurance prices in Wise County, TX (2026)
66 marketplace plans from 5 insurers. Cheapest plan $517/mo; typical Silver $845/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).
Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 25.
Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.
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Individual & family health insurance (marketplace / ACA plans)
Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.
Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF
All plans here: Bronze $517–$647 (typical $565) · Silver $785–$1,032 (typical $845) · Gold $674–$883 (typical $735) · Catastrophic $601–$601 (typical $601)
Insurers, sorted by typical Silver price
Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.
| Comparecheapest plan | Insurer | Plans | Cheapest plan | Typical Bronze | Typical Silver | Typical Gold | Cheapest plan name |
|---|---|---|---|---|---|---|---|
| Molina Healthcare | 12 | $674 Gold | no Bronze | $795 | $679 | Molina Gold Saver 750 | |
| UnitedHealthcareUnitedHealth Group | 14 | $528 | $561 | $827 | $720 | UHC Bronze Essential ($0 Virtual Urgent Care) | |
| Oscar Health | 12 | $517 | $542 | $831 | $718 | Bronze Simple Breathe Easy with Enhanced COPD Benefits | |
| Ambetter (Centene) | 12 | $831 Gold | no Bronze | $932 | $856 | Standard Gold | |
| Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company) | 16 | $599 | $611 | $1,004 | $846 | Blue Advantage Plus Bronze℠ 305 |
All 66 plans in Wise County, cheapest first
| Compare | Insurer | Plan | Metal | Network | Monthly | Deductible | Out-of-pocket max | Bad year |
|---|---|---|---|---|---|---|---|---|
| Oscar Health | Bronze Simple Breathe Easy with Enhanced COPD Benefits | Expanded Bronze | EPO | $517 | $9,000 | $10,600 | $16,803 | |
| UnitedHealthcare | UHC Bronze Essential ($0 Virtual Urgent Care) | Bronze | HMO | $528 | $10,600 | $10,600 | $16,940 | |
| Oscar Health | Bronze Classic Standard | Expanded Bronze | EPO | $535 | $7,500 | $10,000 | $16,415 | |
| Oscar Health | Bronze Classic 4700 | Expanded Bronze | EPO | $541 | $4,700 | $9,800 | $16,292 | |
| Oscar Health | Bronze Simple Diabetes | Expanded Bronze | EPO | $543 | $5,500 | $10,150 | $16,661 | |
| Oscar Health | Bronze Simple Chronic Care CKM | Expanded Bronze | EPO | $552 | $5,500 | $10,150 | $16,771 | |
| UnitedHealthcare | UHC Bronze Standard | Expanded Bronze | HMO | $552 | $7,500 | $10,000 | $16,625 | |
| Oscar Health | Bronze Elite + PCP Saver Plus | Expanded Bronze | EPO | $565 | $0 | $10,150 | $16,933 | |
| UnitedHealthcare | UHC Bronze Standard+ (Dental + Vision) | Expanded Bronze | HMO | $571 | $7,500 | $10,000 | $16,851 | |
| UnitedHealthcare | UHC Bronze Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care) | Expanded Bronze | HMO | $584 | $0 | $10,600 | $17,610 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 305 | Bronze | POS | $599 | $7,300 | $10,600 | $17,791 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Security HMO℠ 200 | Catastrophic | HMO | $601 | $10,600 | $10,600 | $17,809 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ Standard | Expanded Bronze | HMO | $610 | $7,500 | $10,000 | $17,318 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Bronze HMO℠ 204 | Expanded Bronze | HMO | $611 | $6,000 | $10,150 | $17,476 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ Standard | Expanded Bronze | POS | $627 | $7,500 | $10,000 | $17,527 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Bronze℠ 303 | Expanded Bronze | POS | $647 | $7,000 | $10,150 | $17,917 | |
| Molina Healthcare | Molina Gold Saver 750 | Gold | HMO | $674 | $750 | $9,400 | $17,488 | |
| Molina Healthcare | Molina Gold Core 1640 | Gold | HMO | $674 | $1,640 | $8,100 | $16,190 | |
| Molina Healthcare | Molina Gold Saver 750 Pluswith Adult Vision | Gold | HMO | $679 | $750 | $9,400 | $17,545 | |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Vision | Gold | HMO | $679 | $1,640 | $8,100 | $16,247 | |
| Molina Healthcare | Molina Gold Saver 750 Pluswith Adult Dental and Vision | Gold | HMO | $695 | $750 | $9,400 | $17,743 | |
| Molina Healthcare | Molina Gold Core 1640 Pluswith Adult Dental and Vision | Gold | HMO | $695 | $1,640 | $8,100 | $16,445 | |
| Molina Healthcare | Molina Gold Standard | Gold | HMO | $699 | $2,000 | $8,200 | $16,585 | |
| UnitedHealthcare | UHC Gold Standard | Gold | HMO | $701 | $2,000 | $8,200 | $16,615 | |
| Oscar Health | Gold Classic Standard | Gold | EPO | $707 | $2,000 | $8,200 | $16,681 | |
| UnitedHealthcare | UHC Gold Copay Focus $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | HMO | $718 | $0 | $7,800 | $16,411 | |
| Oscar Health | Gold Classic | Gold | EPO | $718 | $2,500 | $8,000 | $16,613 | |
| UnitedHealthcare | UHC Gold Advantage ($0 Virtual Urgent Care, $8 Tier 2 Rx) | Gold | HMO | $720 | $1,000 | $7,500 | $16,138 | |
| Oscar Health | Gold Elite | Gold | EPO | $733 | $1,200 | $7,800 | $16,592 | |
| UnitedHealthcare | UHC Gold Copay Focus+ $0 Indiv Med Ded ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | HMO | $736 | $0 | $7,800 | $16,638 | |
| UnitedHealthcare | UHC Gold Advantage+ ($0 Virtual Urgent Care, $8 Tier 2 Rx, Dental + Vision) | Gold | HMO | $739 | $1,000 | $7,500 | $16,365 | |
| Molina Healthcare | Molina Silver Saver with Four Free PCP Visits | Silver | HMO | $785 | $7,000 | $10,150 | $19,573 | |
| Molina Healthcare | Molina Silver Core | Silver | HMO | $794 | $6,000 | $8,990 | $18,514 | |
| Molina Healthcare | Molina Silver Standard | Silver | HMO | $795 | $6,000 | $8,900 | $18,438 | |
| Molina Healthcare | Molina Silver Core Pluswith Adult Vision | Silver | HMO | $798 | $6,000 | $8,990 | $18,571 | |
| UnitedHealthcare | UHC Silver Standard | Silver | HMO | $813 | $6,000 | $8,900 | $18,652 | |
| Molina Healthcare | Molina Silver Core Pluswith Adult Dental and Vision | Silver | HMO | $815 | $6,000 | $8,990 | $18,770 | |
| Oscar Health | Silver Simple PCP Saver | Silver | EPO | $825 | $5,750 | $10,150 | $20,050 | |
| UnitedHealthcare | UHC Silver Value ($0 Virtual Urgent Care) | Silver | HMO | $826 | $3,000 | $8,950 | $18,859 | |
| UnitedHealthcare | UHC Silver Advantage ($0 Virtual Urgent Care, $5 Tier 2 Rx) | Silver | HMO | $827 | $3,500 | $9,200 | $19,121 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ 206 | Gold | HMO | $829 | $550 | $10,100 | $20,044 | |
| Oscar Health | Silver Classic Standard | Silver | EPO | $831 | $6,000 | $8,900 | $18,868 | |
| Ambetter (Centene) | Standard Gold | Gold | EPO | $831 | $2,000 | $8,200 | $18,170 | |
| Ambetter (Centene) | Everyday Gold | Gold | EPO | $835 | $800 | $7,250 | $17,266 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 803 | Gold | POS | $840 | $2,400 | $10,400 | $20,477 | |
| Oscar Health | Silver Classic | Silver | EPO | $842 | $5,500 | $8,900 | $19,002 | |
| UnitedHealthcare | UHC Silver Value+ ($0 Virtual Urgent Care, Dental + Vision) | Silver | HMO | $845 | $3,000 | $8,950 | $19,085 | |
| UnitedHealthcare | UHC Silver Advantage+ ($0 Virtual Urgent Care, $5 Tier 2 Rx, Dental + Vision) | Silver | HMO | $846 | $3,500 | $9,200 | $19,347 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Gold HMO℠ Standard | Gold | HMO | $846 | $2,000 | $8,200 | $18,350 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ 203 | Gold | POS | $850 | $1,700 | $10,150 | $20,346 | |
| Ambetter (Centene) | Complete Gold | Gold | EPO | $850 | $1,450 | $7,500 | $17,697 | |
| Ambetter (Centene) | Standard Gold + Vision + Adult Dental | Gold | EPO | $862 | $2,000 | $8,200 | $18,541 | |
| Ambetter (Centene) | Everyday Gold + Vision + Adult Dental | Gold | EPO | $866 | $800 | $7,250 | $17,638 | |
| Ambetter (Centene) | Complete Gold + Vision + Adult Dental | Gold | EPO | $881 | $1,450 | $7,500 | $18,076 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Gold℠ Standard | Gold | POS | $883 | $2,000 | $8,200 | $18,794 | |
| Ambetter (Centene) | Standard Silver | Silver | EPO | $909 | $6,000 | $8,900 | $19,804 | |
| Ambetter (Centene) | Focused Silver | Silver | EPO | $913 | $6,300 | $8,400 | $19,360 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options | Silver | EPO | $922 | $5,000 | $8,650 | $19,713 | |
| Ambetter (Centene) | Standard Silver + Vision + Adult Dental | Silver | EPO | $943 | $6,000 | $8,900 | $20,214 | |
| Ambetter (Centene) | Focused Silver + Vision + Adult Dental | Silver | EPO | $948 | $6,300 | $8,400 | $19,772 | |
| Ambetter (Centene) | Enhanced Diabetes Care Silver with $0 Drug Options + Vision + Adult Dental | Silver | EPO | $957 | $5,000 | $8,650 | $20,129 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ Standard | Silver | HMO | $984 | $6,000 | $8,900 | $20,710 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Silver HMO℠ 205 | Silver | HMO | $995 | $1,450 | $10,600 | $22,540 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 202 | Silver | POS | $1,004 | $1,250 | $10,500 | $22,544 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ Standard | Silver | POS | $1,008 | $6,000 | $8,900 | $20,990 | |
| Blue Cross and Blue Shield of Texas | Blue Advantage Plus Silver℠ 605 | Silver | POS | $1,032 | $0 | $10,150 | $22,538 |
Deductibles and a bad year, by metal level
| Metal | Lowest | Typical* | Highest | Plans | Typical deductible | Typical out-of-pocket max | Typical bad year** |
|---|---|---|---|---|---|---|---|
| Bronze | $517 | $565 | $647 | 15 | $7,300 | $10,150 | $16,933 |
| Silver | $785 | $845 | $1,032 | 24 | $6,000 | $8,925 | $19,467 |
| Gold | $674 | $735 | $883 | 26 | $1,545 | $8,150 | $17,377 |
| CatastrophicUnder 30 or hardship exemption only | $601 | $601 | $601 | 1 | $10,600 | $10,600 | $17,809 |
* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.