Health insurance prices in Cottle County, TX (2026)

28 marketplace plans from 2 insurers. Cheapest plan $352/mo; typical Silver $922/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 24.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $352–$617 (typical $571) · Silver $563–$983 (typical $922) · Gold $470–$841 (typical $785) · Catastrophic $563–$563 (typical $563)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest plan	Insurer	Plans	Cheapest plan	Typical Bronze	Typical Silver	Typical Gold	Cheapest plan name
	Baylor Scott & White Health Plan	9	$352	$358	$564	$470	BSW Savers Bronze HMO H S A 006
	Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company)	19	$556	$572	$944	$796	Blue Advantage Bronze HMO℠ 301

All 28 plans in Cottle County, cheapest first

Insurer	Plan	Metal	Network	Monthly	Deductible	Out-of-pocket max	Bad year
Baylor Scott & White Health Plan	BSW Savers Bronze HMO H S A 006	Expanded Bronze	HMO	$352	$8,000	$8,000	$12,226
Baylor Scott & White Health Plan	BSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay)	Expanded Bronze	HMO	$358	$7,500	$10,000	$14,293
Baylor Scott & White Health Plan	BSW Savers Bronze HMO H S A 009	Expanded Bronze	HMO	$362	$5,300	$10,600	$14,944
Baylor Scott & White Health Plan	BSW Elite Gold HMO 004	Gold	HMO	$470	$1,550	$8,100	$13,743
Baylor Scott & White Health Plan	BSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay)	Gold	HMO	$470	$2,000	$8,200	$13,843
Baylor Scott & White Health Plan	BSW Elite Gold HMO 012	Gold	HMO	$491	$500	$10,600	$16,492
Blue Cross and Blue Shield of Texas	Blue Advantage Bronze HMO℠ 301	Bronze	HMO	$556	$10,600	$10,600	$17,272
Blue Cross and Blue Shield of Texas	Blue Advantage Security HMO℠ 200	Catastrophic	HMO	$563	$10,600	$10,600	$17,353
Baylor Scott & White Health Plan	BSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay)	Silver	HMO	$563	$6,000	$8,900	$15,659
Baylor Scott & White Health Plan	BSW Prime Silver HMO 005	Silver	HMO	$564	$3,000	$9,000	$15,762
Baylor Scott & White Health Plan	BSW Prime Silver HMO 008	Silver	HMO	$564	$5,000	$8,500	$15,268
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Bronze℠ 305	Bronze	POS	$571	$7,300	$10,600	$17,450
Blue Cross and Blue Shield of Texas	Blue Advantage Bronze HMO℠ Standard	Expanded Bronze	HMO	$571	$7,500	$10,000	$16,855
Blue Cross and Blue Shield of Texas	Blue Advantage Bronze HMO℠ 204	Expanded Bronze	HMO	$572	$6,000	$10,150	$17,013
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Bronze℠ Standard	Expanded Bronze	POS	$598	$7,500	$10,000	$17,170
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Bronze℠ 303	Expanded Bronze	POS	$617	$7,000	$10,150	$17,548
Blue Cross and Blue Shield of Texas	Blue Advantage Gold HMO℠ 206	Gold	HMO	$776	$550	$10,100	$19,415
Blue Cross and Blue Shield of Texas	Blue Advantage Gold HMO℠ 603	Gold	HMO	$785	$1,000	$8,200	$17,617
Blue Cross and Blue Shield of Texas	Blue Advantage Gold HMO℠ Standard	Gold	HMO	$792	$2,000	$8,200	$17,708
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Gold℠ 803	Gold	POS	$800	$2,400	$10,400	$19,999
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Gold℠ 203	Gold	POS	$809	$1,700	$10,150	$19,862
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Gold℠ Standard	Gold	POS	$841	$2,000	$8,200	$18,291
Blue Cross and Blue Shield of Texas	Blue Advantage Silver HMO℠ 801	Silver	HMO	$913	$4,000	$9,200	$20,153
Blue Cross and Blue Shield of Texas	Blue Advantage Silver HMO℠ Standard	Silver	HMO	$922	$6,000	$8,900	$19,963
Blue Cross and Blue Shield of Texas	Blue Advantage Silver HMO℠ 205	Silver	HMO	$932	$1,450	$10,600	$21,785
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Silver℠ 202	Silver	POS	$956	$1,250	$10,500	$21,972
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Silver℠ Standard	Silver	POS	$960	$6,000	$8,900	$20,417
Blue Cross and Blue Shield of Texas	Blue Advantage Plus Silver℠ 605	Silver	POS	$983	$0	$10,150	$21,950

Deductibles and a bad year, by metal level

Metal	Lowest	Typical*	Highest	Plans	Typical deductible	Typical out-of-pocket max	Typical bad year**
Bronze	$352	$571	$617	9	$7,500	$10,150	$17,013
Silver	$563	$922	$983	9	$4,000	$9,000	$20,153
Gold	$470	$785	$841	9	$1,700	$8,200	$17,708
CatastrophicUnder 30 or hardship exemption only	$563	$563	$563	1	$10,600	$10,600	$17,353

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

Health sharing programs NOT INSURANCE

Health care sharing ministries and sharing communities are not insurance. They are not regulated as insurance, payment of your medical bills is not guaranteed, ACA tax credits and protections do not apply, and pre-existing conditions are often limited or excluded. Prices are national (same in every county) for one adult age 40, checked October 2026.

Side by side: the typical marketplace Bronze plan here is $571/mo with a legal out-of-pocket cap; a bad year ≈ $17,013 before tax credits. Many people get tax credits that cut ACA premiums a lot; health sharing never qualifies.

Program	Option	Monthly	You pay first, per need	One-need bad year†	Where
Christian Healthcare Ministries	Bronze	$115	$6,000	$7,380	No state limits listed
Christian Healthcare Ministries	Silver	$169	$3,000	$5,028	No state limits listed
Liberty HealthShare	Essential (single, 35-49)	$180	$4,000	—	No state limits listed
Samaritan Ministries	Basic (age 40-54, 1 person)	$185	$2,000	$6,720	No state limits listed
Zion HealthShare	Direct, $5,000 IUA (40-49, member only)	$188	$5,000	$7,256	Excludes MD, MA, PA, MT
CrowdHealth	Standard (ages 0-54), max monthly	$200	$500	$2,900	No state limits listed
Zion HealthShare	Direct, $2,500 IUA (40-49, member only)	$214	$2,500	$5,068	Excludes MD, MA, PA, MT
Sedera	SELECT+, $5,000 IUA (30+, member only, eff. 4/1/26)	$233	$5,000	$7,796	Check availability
Liberty HealthShare	Connect (single, 35-49)	$241	$1,000	—	No state limits listed
Sedera	SELECT+, $2,500 IUA	$251	$2,500	$5,512	Check availability
Zion HealthShare	Direct, $1,250 IUA (40-49, member only)	$254	$1,250	$4,298	Excludes MD, MA, PA, MT
Christian Healthcare Ministries	Gold	$299	$1,250	$4,838	No state limits listed
Sedera	SELECT+, $1,000 IUA	$309	$1,000	$4,708	Check availability
Liberty HealthShare	Unite (single, 35-49)	$312	$1,000	$4,744	No state limits listed
Samaritan Ministries	Classic (age 40-54, 1 person)	$330	$1,000	$4,960	No state limits listed
Sedera	SELECT+, $500 IUA	$437	$500	$5,744	Check availability

† 12 × monthly price + the amount you pay before sharing starts (plus any capped co-share) for one medical need. Two needs in a year can mean paying that amount twice. Not comparable 1:1 with an insurance out-of-pocket maximum, which is a legal yearly cap. Knew Health and Medi-Share publish prices by quote only. How health sharing works

How we make money: We have no affiliate links or paid placements yet. Payment never changes the order of any table or which option is labeled lowest. Disclosures