Health insurance prices in Washington County, TX (2026)

29 marketplace plans from 2 insurers. Cheapest plan $495/mo; typical Silver $835/mo. Official marketplace: HealthCare.gov (enter your ZIP for your real price and tax credit).

Plan year 2026 prices; 2027 prices will be added as soon as CMS publishes them. Monthly premium for one 40-year-old, before any tax credit (subsidy). Rating Area 6.

Tick 2 to 4 options anywhere on this page (an insurer's cheapest plan, any plan in the full list, or a health sharing program) and press Compare. You can mix insurance and health sharing, and share the link.

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Individual & family health insurance (marketplace / ACA plans)

Real insurance plans you buy yourself (not through a job), sold by companies like UnitedHealthcare, Blue Cross Blue Shield, Ambetter (Centene), Oscar, Cigna, Molina and Anthem through HealthCare.gov or your state's marketplace.

Looking for Aetna? Aetna CVS Health left the ACA marketplace for 2026 (it sold plans in 17 states in 2025). Source: KFF

All plans here: Bronze $495–$549 (typical $509) · Silver $792–$875 (typical $835) · Gold $661–$749 (typical $707) · Catastrophic $509–$509 (typical $509)

Insurers, sorted by typical Silver price

Every marketplace insurer must sell Silver and Gold plans; Bronze is optional, so Silver is the fair comparison. Typical = median monthly premium, age 40.

Comparecheapest planInsurerPlansCheapest planTypical BronzeTypical SilverTypical GoldCheapest plan name
Baylor Scott & White Health Plan10$495$503$792$676BSW Savers Bronze HMO H S A 006
Blue Cross and Blue Shield of TexasHCSC (Blue Cross Blue Shield company)19$503$517$847$715Blue Advantage Bronze HMO℠ 301

All 29 plans in Washington County, cheapest first

CompareInsurerPlanMetalNetworkMonthlyDeductibleOut-of-pocket maxBad year
Baylor Scott & White Health PlanBSW Savers Bronze HMO H S A 006Expanded BronzeHMO$495$8,000$8,000$13,942
Baylor Scott & White Health PlanBSW Savers Bronze HMO H S A 007 (CMS Standardized Plan with $0 Pediatric PCP copay)Expanded BronzeHMO$503$7,500$10,000$16,037
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ 301BronzeHMO$503$10,600$10,600$16,640
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 305BronzePOS$508$7,300$10,600$16,698
Baylor Scott & White Health PlanBSW Savers Bronze HMO H S A 009Expanded BronzeHMO$509$5,300$10,600$16,708
Blue Cross and Blue Shield of TexasBlue Advantage Security HMO℠ 200CatastrophicHMO$509$10,600$10,600$16,713
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ StandardExpanded BronzeHMO$517$7,500$10,000$16,206
Blue Cross and Blue Shield of TexasBlue Advantage Bronze HMO℠ 204Expanded BronzeHMO$518$6,000$10,150$16,363
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ StandardExpanded BronzePOS$532$7,500$10,000$16,384
Blue Cross and Blue Shield of TexasBlue Advantage Plus Bronze℠ 303Expanded BronzePOS$549$7,000$10,150$16,736
Baylor Scott & White Health PlanBSW Elite Gold HMO 004GoldHMO$661$1,550$8,100$16,034
Baylor Scott & White Health PlanBSW Elite Gold HMO 001 (CMS Standardized Plan with $0 Pediatric PCP copay)GoldHMO$661$2,000$8,200$16,135
Baylor Scott & White Health PlanBSW Elite Gold HMO 012GoldHMO$690$500$10,600$18,885
Baylor Scott & White Health PlanBSW Diabetes Care Gold HMO 014GoldHMO$694$1,700$10,150$18,483
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ 206GoldHMO$703$550$10,100$18,533
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ 603GoldHMO$710$1,000$8,200$16,725
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 803GoldPOS$712$2,400$10,400$18,946
Blue Cross and Blue Shield of TexasBlue Advantage Gold HMO℠ StandardGoldHMO$717$2,000$8,200$16,807
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ 203GoldPOS$721$1,700$10,150$18,796
Blue Cross and Blue Shield of TexasBlue Advantage Plus Gold℠ StandardGoldPOS$749$2,000$8,200$17,184
Baylor Scott & White Health PlanBSW Prime Silver HMO 003 (CMS Standardized Plan with $0 Pediatric PCP copay)SilverHMO$792$6,000$8,900$18,405
Baylor Scott & White Health PlanBSW Prime Silver HMO 005SilverHMO$792$3,000$9,000$18,508
Baylor Scott & White Health PlanBSW Prime Silver HMO 008SilverHMO$793$5,000$8,500$18,016
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ 801SilverHMO$826$4,000$9,200$19,116
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ StandardSilverHMO$835$6,000$8,900$18,915
Blue Cross and Blue Shield of TexasBlue Advantage Silver HMO℠ 205SilverHMO$844$1,450$10,600$20,725
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 202SilverPOS$851$1,250$10,500$20,713
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ StandardSilverPOS$854$6,000$8,900$19,153
Blue Cross and Blue Shield of TexasBlue Advantage Plus Silver℠ 605SilverPOS$875$0$10,150$20,655
Deductibles and a bad year, by metal level
MetalLowestTypical*HighestPlansTypical deductibleTypical out-of-pocket maxTypical bad year**
Bronze$495$509$5499$7,500$10,150$16,384
Silver$792$835$8759$4,000$9,000$19,116
Gold$661$707$74910$1,700$9,150$17,834
CatastrophicUnder 30 or hardship exemption only$509$509$5091$10,600$10,600$16,713

* Typical = median: half of plans cost less, half cost more. ** Bad year = 12 months of premium + the plan's in-network out-of-pocket maximum (median across plans). Out-of-network care and non-covered services are extra.

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