Highmark Blue Cross Blue Shield (NY) in New York health insurance (2026)
Highmark Blue Cross Blue Shield (NY) sells 48 marketplace plans in 21 of 61 New York counties for 2026, from $793/mo; typical Silver $1,239/mo, before tax credits. Buy on NY State of Health.
$793Cheapest plan
$1,239Typical Silver plan
21of 61 counties
48Plans
Plan year 2026 prices (2027 prices will be added as soon as CMS publishes them). Monthly premium for one 40-year-old, before any tax credit (subsidy).
Who needs coverage?
Showing prices for one 40-year-old. Add everyone on the plan to see your household's price; every insurance price on this page updates.
NY is community rated: every adult pays the same, and family prices are set multiples of one adult's price (couple 2×, parent and children 1.7×, family 2.85×). List yourself and your spouse first. Out-of-pocket maximums and bad years use the family maximum (twice the individual amount for nearly every plan); deductibles are shown per person. How we calculate this
Highmark Blue Cross Blue Shield (NY) plans in New York
- Bronze $793–$943
- Silver $1,074–$1,275
- Gold $1,387–$1,642
- Platinum $1,692–$1,997
| Plan | Network | Monthly | Deductible | Out-of-pocket max | Bad year | Details |
|---|---|---|---|---|---|---|
| Bronze 12 plans · $793–$943/mo | ||||||
| my Blue Access EX Destination 65 Bronze, Bronze, NS, INN, Blue Marketplace, Dep25, Pediatric Dental Expanded Bronze | EPO | $793in 8 counties | $3,800 | $10,100 | $19,620 | — |
| my Blue Access EX Destination 65 Bronze, Bronze, NS, INN, Blue Marketplace, Dep29, Pediatric Dental Expanded Bronze | EPO | $795in 8 counties | $3,800 | $10,100 | $19,639 | — |
| my Blue Access EX Standard Bronze, Bronze, ST, INN, Blue Marketplace, Dep25, Pediatric Dental Expanded Bronze | EPO | $809in 8 counties | $4,125 | $10,150 | $19,854 | — |
| my Blue Access EX Standard Bronze, Bronze, ST, INN, Blue Marketplace, Dep29, Pediatric Dental Expanded Bronze | EPO | $810in 8 counties | $4,125 | $10,150 | $19,874 | — |
| my Blue Access EX Destination 65 Bronze + Adult Dental and Vision, Bronze, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP Expanded Bronze | EPO | $822in 8 counties | $3,800 | $10,100 | $19,958 | — |
| my Blue Access EX Destination 65 Bronze + Adult Dental and Vision, Bronze, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP Expanded Bronze | EPO | $823in 8 counties | $3,800 | $10,100 | $19,978 | — |
| my Blue Access EX Destination 65 Bronze, Bronze, NS, INN, Blue Marketplace, Dep25, Pediatric Dental Expanded Bronze | EPO | $913in 13 counties | $3,800 | $10,100 | $21,060 | — |
| my Blue Access EX Destination 65 Bronze, Bronze, NS, INN, Blue Marketplace, Dep29, Pediatric Dental Expanded Bronze | EPO | $915in 13 counties | $3,800 | $10,100 | $21,083 | — |
| my Blue Access EX Standard Bronze, Bronze, ST, INN, Blue Marketplace, Dep25, Pediatric Dental Expanded Bronze | EPO | $931in 13 counties | $4,125 | $10,150 | $21,325 | — |
| my Blue Access EX Standard Bronze, Bronze, ST, INN, Blue Marketplace, Dep29, Pediatric Dental Expanded Bronze | EPO | $933in 13 counties | $4,125 | $10,150 | $21,348 | — |
| my Blue Access EX Destination 65 Bronze + Adult Dental and Vision, Bronze, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP Expanded Bronze | EPO | $941in 13 counties | $3,800 | $10,100 | $21,392 | — |
| my Blue Access EX Destination 65 Bronze + Adult Dental and Vision, Bronze, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP Expanded Bronze | EPO | $943in 13 counties | $3,800 | $10,100 | $21,416 | — |
| Silver 12 plans · $1,074–$1,275/mo | ||||||
| my Blue Access EX Destination 65 Silver, Silver, NS, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,074in 8 counties | $0 | $9,700 | $22,587 | — |
| my Blue Access EX Destination 65 Silver, Silver, NS, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,076in 8 counties | $0 | $9,700 | $22,614 | — |
| my Blue Access EX Standard Silver, Silver, ST, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,095in 8 counties | $2,450 | $10,150 | $23,288 | — |
| my Blue Access EX Standard Silver, Silver, ST, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,097in 8 counties | $2,450 | $10,150 | $23,315 | — |
| my Blue Access EX Destination 65 Silver + Adult Dental and Vision, Silver, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP | EPO | $1,110in 8 counties | $0 | $9,700 | $23,020 | — |
| my Blue Access EX Destination 65 Silver + Adult Dental and Vision, Silver, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP | EPO | $1,112in 8 counties | $0 | $9,700 | $23,048 | — |
| my Blue Access EX Destination 65 Silver, Silver, NS, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,237in 13 counties | $0 | $9,700 | $24,539 | — |
| my Blue Access EX Destination 65 Silver, Silver, NS, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,239in 13 counties | $0 | $9,700 | $24,570 | — |
| my Blue Access EX Standard Silver, Silver, ST, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,261in 13 counties | $2,450 | $10,150 | $25,280 | — |
| my Blue Access EX Standard Silver, Silver, ST, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,263in 13 counties | $2,450 | $10,150 | $25,312 | — |
| my Blue Access EX Destination 65 Silver + Adult Dental and Vision, Silver, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP | EPO | $1,272in 13 counties | $0 | $9,700 | $24,962 | — |
| my Blue Access EX Destination 65 Silver + Adult Dental and Vision, Silver, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP | EPO | $1,275in 13 counties | $0 | $9,700 | $24,994 | — |
| Gold 12 plans · $1,387–$1,642/mo | ||||||
| my Blue Access EX Destination 65 Gold, Gold, NS, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,387in 8 counties | $0 | $7,900 | $24,544 | — |
| my Blue Access EX Destination 65 Gold, Gold, NS, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,390in 8 counties | $0 | $7,900 | $24,579 | — |
| my Blue Access EX Standard Gold, Gold, ST, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,414in 8 counties | $775 | $10,150 | $27,118 | — |
| my Blue Access EX Standard Gold, Gold, ST, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,417in 8 counties | $775 | $10,150 | $27,154 | — |
| my Blue Access EX Destination 65 Gold + Adult Dental and Vision, Gold, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP | EPO | $1,429in 8 counties | $0 | $7,900 | $25,050 | — |
| my Blue Access EX Destination 65 Gold + Adult Dental and Vision, Gold, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP | EPO | $1,432in 8 counties | $0 | $7,900 | $25,085 | — |
| my Blue Access EX Destination 65 Gold, Gold, NS, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,597in 13 counties | $0 | $7,900 | $27,066 | — |
| my Blue Access EX Destination 65 Gold, Gold, NS, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,601in 13 counties | $0 | $7,900 | $27,106 | — |
| my Blue Access EX Standard Gold, Gold, ST, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,629in 13 counties | $775 | $10,150 | $29,692 | — |
| my Blue Access EX Standard Gold, Gold, ST, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,632in 13 counties | $775 | $10,150 | $29,733 | — |
| my Blue Access EX Destination 65 Gold + Adult Dental and Vision, Gold, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP | EPO | $1,638in 13 counties | $0 | $7,900 | $27,559 | — |
| my Blue Access EX Destination 65 Gold + Adult Dental and Vision, Gold, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP | EPO | $1,642in 13 counties | $0 | $7,900 | $27,600 | — |
| Platinum 12 plans · $1,692–$1,997/mo | ||||||
| my Blue Access EX Destination 65 Platinum, Platinum, NS, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,692in 8 counties | $0 | $5,000 | $25,303 | — |
| my Blue Access EX Destination 65 Platinum, Platinum, NS, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,696in 8 counties | $0 | $5,000 | $25,346 | — |
| my Blue Access EX Standard Platinum, Platinum, ST, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,725in 8 counties | $0 | $2,000 | $22,698 | — |
| my Blue Access EX Standard Platinum, Platinum, ST, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,728in 8 counties | $0 | $2,000 | $22,742 | — |
| my Blue Access EX Destination 65 Platinum + Adult Dental and Vision, Platinum, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP | EPO | $1,738in 8 counties | $0 | $5,000 | $25,853 | — |
| my Blue Access EX Destination 65 Platinum + Adult Dental and Vision, Platinum, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP | EPO | $1,741in 8 counties | $0 | $5,000 | $25,897 | — |
| my Blue Access EX Destination 65 Platinum, Platinum, NS, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,948in 13 counties | $0 | $5,000 | $28,380 | — |
| my Blue Access EX Destination 65 Platinum, Platinum, NS, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,952in 13 counties | $0 | $5,000 | $28,429 | — |
| my Blue Access EX Standard Platinum, Platinum, ST, INN, Blue Marketplace, Dep25, Pediatric Dental | EPO | $1,987in 13 counties | $0 | $2,000 | $25,839 | — |
| my Blue Access EX Standard Platinum, Platinum, ST, INN, Blue Marketplace, Dep29, Pediatric Dental | EPO | $1,991in 13 counties | $0 | $2,000 | $25,889 | — |
| my Blue Access EX Destination 65 Platinum + Adult Dental and Vision, Platinum, NS, INN, Blue Marketplace, Dep25, Family Dental, Family Vision, WP | EPO | $1,993in 13 counties | $0 | $5,000 | $28,915 | — |
| my Blue Access EX Destination 65 Platinum + Adult Dental and Vision, Platinum, NS, INN, Blue Marketplace, Dep29, Family Dental, Family Vision, WP | EPO | $1,997in 13 counties | $0 | $5,000 | $28,966 | — |
Each plan's price range runs across the counties where it is sold. Open a county for exact prices and to compare, save or check a plan.
Where Highmark Blue Cross Blue Shield (NY) sells plans
| County | Plans | Price range | Typical Silver |
|---|---|---|---|
| Albany County | 24 | $913–$1,997 | $1,262 |
| Allegany County | 24 | $793–$1,741 | $1,096 |
| Cattaraugus County | 24 | $793–$1,741 | $1,096 |
| Chautauqua County | 24 | $793–$1,741 | $1,096 |
| Clinton County | 24 | $913–$1,997 | $1,262 |
| Columbia County | 24 | $913–$1,997 | $1,262 |
| Erie County | 24 | $793–$1,741 | $1,096 |
| Essex County | 24 | $913–$1,997 | $1,262 |
| Fulton County | 24 | $913–$1,997 | $1,262 |
| Genesee County | 24 | $793–$1,741 | $1,096 |
| Greene County | 24 | $913–$1,997 | $1,262 |
| Montgomery County | 24 | $913–$1,997 | $1,262 |
| Niagara County | 24 | $793–$1,741 | $1,096 |
| Orleans County | 24 | $793–$1,741 | $1,096 |
| Rensselaer County | 24 | $913–$1,997 | $1,262 |
| Saratoga County | 24 | $913–$1,997 | $1,262 |
| Schenectady County | 24 | $913–$1,997 | $1,262 |
| Schoharie County | 24 | $913–$1,997 | $1,262 |
| Warren County | 24 | $913–$1,997 | $1,262 |
| Washington County | 24 | $913–$1,997 | $1,262 |
| Wyoming County | 24 | $793–$1,741 | $1,096 |
Other insurers in New York
- Ambetter (Centene) Silver $753/mo
- Healthfirst PHSP Silver $1,004/mo
- MVP Health Care Silver $1,006/mo
- Independent Health Benefits Silver $1,038/mo
- Excellus BlueCross BlueShield (NY) Silver $1,104/mo
- MetroPlus Silver $1,105/mo
- Anthem Blue Cross Blue Shield (NY) Silver $1,117/mo
- Oscar Health Silver $1,125/mo
- CDPHP Silver $1,179/mo
- UnitedHealthcare Silver $1,622/mo
- EmblemHealth Silver $1,835/mo
All New York prices · Sorted by typical Silver price.
Frequently asked questions
How much does Highmark Blue Cross Blue Shield (NY) health insurance cost in New York?
For plan year 2026, Highmark Blue Cross Blue Shield (NY) marketplace plans in New York cost $793 to $1,997 a month for one 40-year-old before tax credits (Catastrophic plans not counted). Typical (median) prices by metal level: Bronze $915, Silver $1,239, Gold $1,601, Platinum $1,952. Prices depend on the county.
What is the cheapest Highmark Blue Cross Blue Shield (NY) plan in New York?
my Blue Access EX Destination 65 Bronze, Bronze, NS, INN, Blue Marketplace, Dep25, Pediatric Dental (Expanded Bronze), from $793 a month for a 40-year-old before tax credits, in the county where it costs least.
Where does Highmark Blue Cross Blue Shield (NY) sell marketplace plans in New York?
In 21 of New York's 61 counties, including Albany County, Allegany County, Cattaraugus County, Chautauqua County, Clinton County, Columbia County and others.
How do I buy a Highmark Blue Cross Blue Shield (NY) plan in New York?
On NY State of Health (https://nystateofhealth.ny.gov/), the official marketplace for New York, where you also apply for a tax credit. HealthCoveragePrices does not sell plans.